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ATLC · Atlanticus Holdings Corp
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TEAM+1.18% 13F +439META+1.34% 13F +2,702RCG-0.59% CLUSTERUTHR-0.53% 13F +426CRWV-4.16% 13F +694CRM-3.07% 13F +1,023CVNA+0.67% 13F +798DELL+4.46% 13F +1,206TPL+1.58% 13F +443NET+2.86% 13F +712MSTR+4.81% 13F +525CRWD+1.80% 13F +1,383ANET-0.07% 13F +1,325COIN+5.75% 13F +475TEAM+1.18% 13F +439META+1.34% 13F +2,702RCG-0.59% CLUSTERUTHR-0.53% 13F +426CRWV-4.16% 13F +694CRM-3.07% 13F +1,023CVNA+0.67% 13F +798DELL+4.46% 13F +1,206TPL+1.58% 13F +443NET+2.86% 13F +712MSTR+4.81% 13F +525CRWD+1.80% 13F +1,383ANET-0.07% 13F +1,325COIN+5.75% 13F +475
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ATLC

Atlanticus Holdings Corp
FINANCIAL SERVICES · PERSONAL CREDIT INSTITUTIONS · CIK 0001464343
FORM 144 · 12☆ WATCH
INSIDER NET · 180D
-$10.5M
open-market buys minus sells, Form 4 codes P and S
INSIDER BUYERS · 180D
0
CONGRESS BUYERS · 1Y
0
FUNDS ADDED · QTR
0
13F, latest reported quarter
REVENUE GROWTH
+51.2%
XBRL, annual
NET MARGIN
39.5%
RATIOS · FROM THE COMPANY'S OWN XBRL FILINGS · LATEST FILINGS
REVENUE, TTM
$2.7B
four quarters, 2025-07-01 to 2026-06-30
Yearly / quarterly
FY Dec 2025$2.0B
FY Dec 2024$1.3B
FY Dec 2023$1.2B
FY Dec 2022$1.0B
FY Dec 2021$748.1M
Jun 2026$744.3M
Mar 2026$679.6M
Dec 2025$734.4M
Sep 2025$494.7M
Jun 2025$394.2M
Mar 2025$345.2M
Dec 2024$353.5M
Sep 2024$351.2M
at each fiscal year end
single quarter
NET MARGIN, TTM
+5.7%
net income over revenue, 2025-07-01 to 2026-06-30
Yearly / quarterly
FY Dec 2025+6.1%
FY Dec 2024+8.4%
FY Dec 2023+8.8%
FY Dec 2022+12.9%
FY Dec 2021+23.8%
Jun 2026+6.7%
Mar 2026+6.5%
Dec 2025+4.6%
Sep 2025+5.0%
Jun 2025+7.8%
Mar 2025+9.1%
Dec 2024+8.5%
Sep 2024+8.4%
at each fiscal year end
single quarter
FREE CASH FLOW, TTM
$936.8M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Yearly / quarterly
FY Dec 2025$637.8M
FY Dec 2024$469.3M
FY Dec 2023$459.2M
FY Dec 2022$347.5M
FY Dec 2021$212.2M
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
single quarter
DEBT TO EQUITY
n/a
no debt line filed
Yearly / quarterly
FY Dec 2025n/a
FY Dec 2024n/a
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 2021n/a
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
trailing four quarters at each quarter end
CASH FLOW TO DEBT
n/a
no debt line filed
Yearly / quarterly
FY Dec 2025n/a
FY Dec 2024n/a
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 2021n/a
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
trailing four quarters at each quarter end
RETURN ON EQUITY
+24.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Yearly / quarterly
FY Dec 2025+21.9%
FY Dec 2024+24.8%
FY Dec 2023+28.3%
FY Dec 2022+43.8%
FY Dec 2021+97.3%
Jun 2026+24.1%
Mar 2026+22.6%
Dec 2025+21.9%
Sep 2025+22.4%
Jun 2025+24.4%
Mar 2025+24.3%
Dec 2024+24.8%
Sep 2024+25.3%
at each fiscal year end
trailing four quarters at each quarter end
RETURN ON ASSETS
+2.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Yearly / quarterly
FY Dec 2025+2.2%
FY Dec 2024+3.7%
FY Dec 2023+4.0%
FY Dec 2022+6.2%
FY Dec 2021+11.3%
Jun 2026+2.7%
Mar 2026+2.5%
Dec 2025+2.2%
Sep 2025+2.3%
Jun 2025+3.8%
Mar 2025+3.8%
Dec 2024+3.7%
Sep 2024+3.7%
at each fiscal year end
trailing four quarters at each quarter end
RETURN ON INVESTED CAPITAL
n/a
fewer than four consecutive quarters of operating income
Yearly / quarterly
FY Dec 2025n/a
FY Dec 2024n/a
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 2021n/a
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
trailing four quarters at each quarter end
RETURN ON CAPITAL EMPLOYED
n/a
fewer than four consecutive quarters of operating income
Yearly / quarterly
FY Dec 2025n/a
FY Dec 2024n/a
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 2021n/a
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
trailing four quarters at each quarter end
P/E, TRAILING
12.10x
close 2026-09-18 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Yearly / quarterly
FY Dec 202511.23x
FY Dec 202411.69x
FY Dec 20239.14x
FY Dec 20224.51x
FY Dec 20219.43x
Jun 202613.30x
Mar 20267.83x
Dec 202511.23x
Sep 202510.40x
Jun 20259.62x
Mar 20259.89x
Dec 202411.69x
Sep 20247.88x
at each fiscal year end
trailing four quarters at each quarter end
ENTERPRISE VALUE
n/a
no debt line filed
Yearly / quarterly
FY Dec 2025n/a
FY Dec 2024n/a
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 2021n/a
Jun 2026n/a
Mar 2026n/a
Dec 2025n/a
Sep 2025n/a
Jun 2025n/a
Mar 2025n/a
Dec 2024n/a
Sep 2024n/a
at each fiscal year end
trailing four quarters at each quarter end
FCF YIELD
+66.4%
TTM free cash flow over market value at close 2026-09-18
Yearly / quarterly
FY Dec 2025+62.9%
FY Dec 2024+57.1%
FY Dec 2023+81.4%
FY Dec 2022+91.8%
FY Dec 2021+19.7%
Jun 2026+60.6%
Mar 2026+101.2%
Dec 2025+62.9%
Sep 2025+55.8%
Jun 2025+60.3%
Mar 2025+62.3%
Dec 2024+57.1%
Sep 2024+92.7%
at each fiscal year end
trailing four quarters at each quarter end
PEG, TRAILING
0.34x
P/E over trailing EPS growth of 35%: four quarters to 2026-06-30 against the four to 2025-06-30
Yearly / quarterly
FY Dec 20250.45x
FY Dec 20240.92x
FY Dec 2023n/a
FY Dec 2022n/a
FY Dec 20210.10x
Jun 20260.38x
Mar 20260.26x
Dec 20250.45x
Sep 20250.39x
Jun 20250.27x
Mar 20250.45x
Dec 20240.92x
Sep 20240.95x
at each fiscal year end
trailing four quarters at each quarter end
TTM = FOUR CONSECUTIVE FISCAL QUARTERS, Q4 DERIVED AS YEAR MINUS NINE MONTHS WHEN NOT FILED · RETURNS ON AVERAGE OPENING AND CLOSING BALANCES · EBIT APPROXIMATED BY OPERATING INCOME · PEG ON TRAILING EPS GROWTH · PRICE AS OF 2026-09-18 · HOVER A YEARLY OR QUARTERLY LINE FOR WHAT IT WAS COMPUTED FROM

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Profitability
74
inputs
  • Return on equity+24.1% · 82 pct, sector of 210
  • Return on assets+2.7% · 67 pct, sector of 271
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
needs 1 of 2 inputs, 0 present: no debt line filed
Growth
80
inputs
  • Revenue growth, YoY+51.2% · 80 pct, sector of 247
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
10
inputs
  • Net open-market buying, 180d-$10.5M · 19 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 164
Institutional and government
needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
Risk and compliance
needs 1 of 4 inputs, 0 present: needs two 10-Ks with a Risk Factors section (not 20-F filers or stubs); no short interest or no free float on file; not measured for this sector, almost no peer has an event
Innovation
needs 1 of 1 inputs, 0 present: patent data not loaded yet

3 of 7 axes scored, each a percentile against sector peers (universe where the sector is thin). Higher is better on every axis; an unscored axis is unmeasured, not a low score. How it is scored

SEVEN FACTS, RANKED AGAINST THE SECTOR · RANK IS NOT A FORECAST
INSIDERS
net -$10.5M over 180 days
-$10.5M over 90 days · -$5.2M of it by a 10%+ holder
below 81% of Financial Services
CONGRESS
no member of Congress has reported trading it
FUNDS
fewer than five institutions report holding it
REVENUE
+51.2% year over year
more than 79% of Financial Services
MARGIN
39.5% net margin
more than 85% of Financial Services
BUYBACKS
no share repurchases reported
SHORT
no short interest reported
THE SITUATION · EVERY LINE IS ONE RULE OVER ONE DATASET
Insiders are net sellers: -$10.5M across 5 people in 180 days.
The year, with the filings on it
Total return indexed to 100 over the last 12 months · every marker is a federal filing, placed at its date, hover any marker for the detail
TOTAL 12M RETURN +22.2%
+22.2%12M
-37%-9%+19%+47%2025-092025-112026-012026-032026-052026-072026-09 2026-07-01 · HANNA DAVID G sold $1.6M2026-07-01 · HANNA FRANK J III sold $1.6M2026-06-26 · McCamey William sold $1.1M2026-06-26 · Howard Jeffrey A. sold $1.1M2026-06-30 · Howard Jeffrey A. sold $1.0M2026-06-30 · McCamey William sold $1.0M2026-06-29 · Saunders Mitchell sold $1.0M2026-06-30 · HANNA DAVID G sold $857.5K2026-06-30 · HANNA FRANK J III sold $857.5K2026-06-29 · HANNA DAVID G sold $105.5K2026-06-29 · HANNA FRANK J III sold $105.5K2026-01-13 · HUDSON DEAL W sold $100.0K2026-07-01 · HANNA FRANK J III filed to sell $1.6M2026-07-01 · HANNA DAVID G filed to sell $1.6M2026-06-30 · William McCamey filed to sell $1.0M2026-06-30 · Jeffrey Howard filed to sell $1.0M2026-06-30 · HANNA DAVID G filed to sell $857.5K2026-06-30 · HANNA FRANK J III filed to sell $857.5K2026-06-29 · Mitchell Saunders filed to sell $1.0M2026-06-29 · HANNA FRANK J III filed to sell $105.5K2026-06-29 · HANNA DAVID G filed to sell $105.5K2026-06-26 · William McCamey filed to sell $1.1M2026-06-26 · Jeffrey Howard filed to sell $1.1M2026-06-23 · Deal Hudson filed to sell $304.6K2026-06-18 · Deal Hudson filed to sell $290.9K2026-06-18 · Deal Hudson filed to sell $299.0K
INSIDER SELLFORM 144
INDEXED RETURN, DIVIDEND-ADJUSTED, NOT A PRICE CHART · LARGE TRADES DRAWN FIRST WHEN A NAME FILES HEAVILY
Live price
Daily candles from TradingView, on their licence , no filings are marked on this one
WHY THIS NAME IS ON THE DESK
Insiders have filed to sell, before selling.
The record shows a net $10.5M sold by insiders over 180 days, $10.8M in planned Form 144 sales. Every figure is a federal filing, dated the day it became public.
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Same sector, ranked by filing activity
Sector from the SEC's own SIC classification
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWDAVEGS
Insider transactions
Form 4 purchases and sales (codes P and S), grants, option exercises and preferred conversions excluded

Over the last 180 days, Atlanticus Holdings Corp insiders sold a net $10.5M of stock across 60 Form 4 purchases and sales, with 0 insider(s) buying. Source: SEC Form 4 filings, as of 2026-09-19.

INSIDER
FILED
SHARES
VALUE
HANNA DAVID G
Executive Chairman
SELL
2026-07-01
15,676.0
$1.6M
HANNA FRANK J III
,
SELL
2026-07-01
15,676.0
$1.6M
Howard Jeffrey A.
President & CEO
SELL
2026-06-30
10,000.0
$1.0M
McCamey William
Chief Financial Officer
SELL
2026-06-30
10,000.0
$1.0M
HANNA DAVID G
Executive Chairman
SELL
2026-06-30
8,319.0
$857.5K
60 TRANSACTIONS ON RECORD

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Institutional holders
13F · holdings as of the latest quarter funds have reported

no 13F holders found for this ticker

SCHEDULE 13D/G
No 5%+ ownership filings
Nobody has crossed 5% with a filing obligation. Absence is a fact here, not missing data.
Planned sales · Form 144
Filed before the sale, intent, not a trade
HANNA FRANK J III
FILED 2026-07-01
$1.6M
HANNA DAVID G
FILED 2026-07-01
$1.6M
William McCamey
FILED 2026-06-30
$1.0M
Jeffrey Howard
FILED 2026-06-30
$1.0M
HANNA DAVID G
FILED 2026-06-30
$857.5K
Fundamentals
Annual figures from XBRL filings · pick a past date to see them exactly as the market knew them then, restatements and all
2025-122024-122023-122022-12
REVENUE$2.0B$1.3B$1.2B$1.0B
NET INCOME$120.6M$110.1M$102.0M$134.6M
EPS (DILUTED)5.964.774.245.83
OPERATING CASH FLOW$638.0M$469.4M$459.3M$347.6M
CASH$621.1M$375.4M$339.3M,
SEC XBRL · FISCAL-YEAR PERIODS · AS KNOWN ON 2026-09-19 · NOBODY ELSE SHOWS FUNDAMENTALS AS OF A PAST DATE