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WAVEMAN · COMPANY
CACC · Credit Acceptance Corp
> Ask across nine datasets ⌘K
LIVE
TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV-1.12% 13F +693CRM-0.46% 13F +1,018CVNA+2.74% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+15.81% 13F +1,203CRWD-5.42% 13F +1,382ANET+2.87% 13F +1,323COIN-1.05% 13F +475TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV-1.12% 13F +693CRM-0.46% 13F +1,018CVNA+2.74% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+15.81% 13F +1,203CRWD-5.42% 13F +1,382ANET+2.87% 13F +1,323COIN-1.05% 13F +475
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CACC

CREDIT ACCEPTANCE CORP
FINANCIAL SERVICES · PERSONAL CREDIT INSTITUTIONS · CIK 0000885550
FORM 144 · 24☆ WATCH
INSIDER NET · 180D
-$71.6M
open-market buys minus sells, Form 4 codes P and S
INSIDER BUYERS · 180D
0
CONGRESS BUYERS · 1Y
0
FUNDS ADDED · QTR
0
13F, latest reported quarter
REVENUE GROWTH
+7.2%
XBRL, annual
NET MARGIN
18.3%
CONVERSIONS · 180D
51
codes C/M, not in net · $34.2M priced
COMPLAINTS · 90D
889
-18.4% YoY · CFPB
SEVEN FACTS, RANKED AGAINST THE SECTOR · RANK IS NOT A FORECAST
INSIDERS
net -$71.6M over 180 days
-$28.6M over 90 days · -$13.2M of it by a 10%+ holder
below 95% of Financial Services
CONGRESS
no member of Congress has reported trading it
FUNDS
fewer than five institutions report holding it
REVENUE
+7.2% year over year
below 56% of Financial Services
MARGIN
18.3% net margin
more than 70% of Financial Services
BUYBACKS
$320.3M repurchased, FY to 2026-06-30
more than 79% of Financial Services
SHORT
10.0% of shares outstanding short · 7.9 days to cover · settled 2026-07-31
more than 90% of Financial Services
THE SITUATION · EVERY LINE IS ONE RULE OVER ONE DATASET
Insiders are net sellers: -$71.6M across 8 people in 180 days.
The year, with the filings on it
Total return indexed to 100 over the last 12 months · every marker is a federal filing, placed at its date — hover any marker for the detail
TOTAL 12M RETURN +17.5%
+17.5%12M
-20%-4%+12%+28%2025-092025-102025-122026-032026-052026-072026-09 2026-06-24 · LUM JONATHAN sold $3.6M2026-05-29 · LUM JONATHAN sold $2.9M2026-05-29 · Booth Kenneth sold $2.3M2026-05-19 · Booth Kenneth sold $2.2M2026-05-18 · Booth Kenneth sold $2.2M2026-05-06 · Booth Kenneth sold $2.2M2026-05-06 · LUM JONATHAN sold $2.2M2026-04-20 · Booth Kenneth sold $2.1M2025-09-11 · ULATOWSKI DANIEL A. sold $2.1M2026-02-02 · Booth Kenneth sold $2.1M2025-09-18 · Booth Kenneth sold $2.0M2026-01-30 · Booth Kenneth sold $2.0M2026-06-24 · KERBER ERIN J sold $1.6M2026-04-20 · LUM JONATHAN sold $1.6M2026-02-09 · Martin Jay D sold $1.5M2026-04-21 · Watson Jill Foss sold $1.5M2026-04-17 · Rummler Wendy A sold $1.4M2025-12-10 · ULATOWSKI DANIEL A. sold $1.4M2026-06-24 · KERBER ERIN J sold $1.4M2026-04-17 · Martin Jay D sold $1.2M2026-05-14 · Booth Kenneth sold $1.1M2026-05-14 · Booth Kenneth sold $1.1M2026-06-24 · Elliott Nicholas J sold $1.0M2026-02-09 · Booth Kenneth sold $1.0M2026-04-21 · Watson Jill Foss sold $1.0M2026-06-24 · Martin Jay D sold $1.0M2026-07-02 · Watson Jill Foss sold $976.0K2026-06-24 · KERBER ERIN J sold $974.6K2026-05-06 · Rummler Wendy A sold $894.3K2026-05-29 · Elliott Nicholas J sold $867.7K2026-06-26 · KERBER ERIN J sold $798.1K2026-07-02 · Watson Jill Foss sold $782.7K2026-06-24 · Elliott Nicholas J sold $758.2K2026-05-29 · KERBER ERIN J sold $747.2K2026-05-29 · Martin Jay D sold $736.3K2026-07-02 · Watson Jill Foss sold $732.6K2026-06-26 · KERBER ERIN J sold $723.1K2026-05-06 · Valiyaveettil Ravi Mohan sold $694.1K2026-02-09 · Martin Jay D sold $684.6K2026-07-02 · Watson Jill Foss sold $675.9K2026-05-29 · KERBER ERIN J sold $637.2K2026-04-17 · Rummler Wendy A sold $634.3K2026-09-03 · Booth Kenneth filed to sell $6.2M2026-09-02 · Booth Kenneth filed to sell $1.5M2026-08-21 · Booth Kenneth filed to sell $855.8K2026-08-21 · Booth Kenneth filed to sell $1.5M2026-08-06 · Booth Kenneth filed to sell $1.5M2026-07-09 · Eidolon Corvid 2024 Trust filed to sell $9.3M2026-07-07 · Allan Apple Trustee Donald A Foss Remainder Trust FBO Jordon Joseph Davis Foss filed to sell $13.0M2026-07-07 · Allan Apple Trustee Donald A Foss Remainder Trust FBO Samantha D Foss filed to sell $13.0M2026-07-02 · Allan V. Apple filed to sell $32.9M2026-07-01 · Prescott Associates L.P. filed to sell $6.5M2026-07-01 · WENDY A RUMMLER REV TRUST filed to sell $323.2K2026-06-30 · Meryl S Paul 2023 Trust filed to sell $15.8M2026-06-29 · Jill Foss Watson Living Trust filed to sell $6.2M2026-06-29 · Jill Foss Watson 2014 Children's Trust FBO Duncan Todd Watson filed to sell $6.2M2026-06-29 · Jill Foss Watson 2014 Children's Trust Gwyneth Ellen Watson filed to sell $6.2M2026-06-29 · Jill Foss Watson Irrevocable Trust filed to sell $12.5M2026-06-26 · KERBER ERIN J filed to sell $3.6M2026-06-26 · Elliott Nicholas J filed to sell $1.5M2026-06-25 · KERBER ERIN J filed to sell $1.8M2026-06-25 · Elliott Nicholas J filed to sell $741.8K
INSIDER SELLFORM 144
INDEXED RETURN, DIVIDEND-ADJUSTED — NOT A PRICE CHART · LARGE TRADES DRAWN FIRST WHEN A NAME FILES HEAVILY
Live price
Daily candles from TradingView, on their licence — no filings are marked on this one
WHY THIS NAME IS ON THE DESK
Insiders have filed to sell — before selling.
The record shows a net $71.6M sold by insiders over 180 days, $153.9M in planned Form 144 sales. Every figure is a federal filing, dated the day it became public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector from the SEC's own SIC classification
MSTRCOINMORNUPSTIBKRARESHOODRKTSCHWDAVEGSLDI
Insider transactions
Form 4 purchases and sales (codes P and S) — grants, option exercises and preferred conversions excluded

Over the last 180 days, CREDIT ACCEPTANCE CORP insiders sold a net $71.6M of stock across 989 Form 4 purchases and sales, with 0 insider(s) buying. Source: SEC Form 4 filings, as of 2026-09-04.

INSIDER
FILED
SHARES
VALUE
Watson Jill Foss
—
SELL
2026-07-16
977.0
$625.4K
Watson Jill Foss
—
SELL
2026-07-16
457.0
$293.1K
Watson Jill Foss
—
SELL
2026-07-16
2.0
$1.3K
Watson Jill Foss
—
SELL
2026-07-02
184.0
$119.0K
Watson Jill Foss
—
SELL
2026-07-02
53.0
$34.4K
989 TRANSACTIONS ON RECORD

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Institutional holders
13F · holdings as of the latest quarter funds have reported

no 13F holders found for this ticker

SCHEDULE 13D/G
No 5%+ ownership filings
Nobody has crossed 5% with a filing obligation. Absence is a fact here, not missing data.
Planned sales · Form 144
Filed before the sale — intent, not a trade
Booth Kenneth
FILED 2026-09-03
$6.2M
Booth Kenneth
FILED 2026-09-02
$1.5M
Booth Kenneth
FILED 2026-08-21
$855.8K
Booth Kenneth
FILED 2026-08-21
$1.5M
Booth Kenneth
FILED 2026-08-06
$1.5M
Corporate PAC
FEC · the company-connected political action committee's own receipts and spending — committee totals only, never individual donors
Credit Acceptance Corporation Political Action Committee
CYCLE 2026 · $0K SPENT
$0
FEDERAL ELECTION COMMISSION · MATCHED BY THE PAC'S CONNECTED ORGANISATION
Fundamentals
Annual figures from XBRL filings · pick a past date to see them exactly as the market knew them then — restatements and all
2025-122024-122023-122022-12
REVENUE$2.3B$2.2B$1.9B$1.8B
NET INCOME$424$248$286$536
EPS (DILUTED)36.3819.8821.9939.32
OPERATING CASH FLOW$1.1B$1.1B$1.2B$1.2B
CASH$22.8M$343.7M$13.2M$7.7M
BUYBACKS$725.4M$313.3M$202.6M$784.5M
SEC XBRL · FISCAL-YEAR PERIODS · AS KNOWN ON 2026-09-04 · NOBODY ELSE SHOWS FUNDAMENTALS AS OF A PAST DATE
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Public filings, honestly analyzed. Official US government sources in one desk — every figure carries the date it was filed, and the methodology is published, backtest included.

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© 2026 WAVEMAN · SOURCE: SEC EDGAR & OFFICIAL GOVERNMENT DATA · NOT INVESTMENT ADVICE · CHART BY TRADINGVIEW · UPDATED 2026-09-04 ALL SYSTEMS LIVE FOR MACHINES →