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CHYM · Chime Financial, Inc.
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CHYM Chime Financial (CHYM) Insider Trading, Ownership & Congress Trades

Financial Services · Finance services · CIK 0001795586
Form 144 · 31
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
Conversions, 180 days
16
Codes C/M, not in net · $993.6K priced

What the filings say about CHYM

Insiders, 180 days
-$1.2B net sold
9 sellers · 4% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$104.7M
31 notices

Chime Financial insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Chime Financial, Inc. insiders sold a net $1.2B of stock across 340 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.

Insider
Filed
Shares
Value
Since filing
Co-Founder
SELL
2026-10-22 SECtraded 2026-10-20
11,318
$351.2K
n/a
Context
  • 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Oct 13, 2026.
  • The trade is 29.9% of the 37,812 shares held after it.
  • No other insider sold within 30 days.
Insider activity: Co-Founder King Ryan A sold about $351.2K of CHYM under a 10b5-1 plan on Oct 20, 2026.
Co-Founder
SELL
2026-10-13 SEC
300
$9.3K
+2.0%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Oct 9, 2026.
  • 3 other insiders sold within 30 days.
Insider activity: Co-Founder King Ryan A sold about $9.3K of CHYM under a 10b5-1 plan on Oct 13, 2026; 3 other insiders sold within 30 days.
Co-Founder
SELL
2026-10-13 SECtraded 2026-10-09
50,000
$1.5M
+2.0%
Context
  • 4 earlier Form 4 trades (code P or S) here by this insider (4 sales), the last on Sep 9, 2026.
  • 5 other insiders sold within 30 days.
Insider activity: Co-Founder King Ryan A sold about $1.5M of CHYM under a 10b5-1 plan on Oct 9, 2026; 5 other insiders sold within 30 days.
SELL
2026-09-16 SEC
62,218
$2.0M
-3.7%
Context
  • 10 earlier Form 4 trades (code P or S) here by this insider (10 sales), the last on Sep 15, 2026.
  • The trade is 0.9% of the 6,593,889 shares held after it.
  • 7 other insiders sold within 30 days.
Insider activity: Director Feuille James sold about $2.0M of CHYM on Sep 16, 2026; 7 other insiders sold within 30 days.
SELL
2026-09-16 SEC
33,182
$1.1M
-3.7%
Context
  • 10 earlier Form 4 trades (code P or S) here by this insider (10 sales), the last on Sep 15, 2026.
  • The trade is 0.5% of the 6,560,707 shares held after it.
  • 7 other insiders sold within 30 days.
Insider activity: Director Feuille James sold about $1.1M of CHYM on Sep 16, 2026; 7 other insiders sold within 30 days.
340 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Showing the latest few. to see 335 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$1.2B over 180 days
-$1.2B over 90 days · -$1.1B of it by a 10%+ holder
the lowest in Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+30.7% year over year
more than 70% of Financial Services
Margin
-46.2% net margin
below 68% of Financial Services
Buybacks
$222.1M repurchased, FY to 2026-06-30
more than 74% of Financial Services
Short interest
10.7% of the float short (float per yahoo 2026-10-26) · 3.5 days to cover · settled 2026-09-30
The situation: each line is one rule over one dataset
Consumer complaints are up 67% year over year.
What changed in the last 30 days
Oct 22Co-Founder King Ryan A sold $1.8M under a 10b5-1 plan (3 trades, Oct 9 to Oct 20)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 13Director KING FAMILY TRUST filed to sell $2.3M by Oct 13 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Oct 9Director KING FAMILY TRUST filed to sell $1.4M by Oct 9 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.

Watch CHYM

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+67.8%12M
-7%+28%+62%+96%2025-102025-122026-022026-042026-062026-082026-10 2026-08-19 · DST Global Advisors Ltd sold $62.3M2026-08-19 · DST Global Advisors Ltd sold $62.3M2026-09-14 · DST Global Advisors Ltd sold $47.1M2026-09-14 · DST Global Advisors Ltd sold $47.1M2026-08-19 · DST Global Advisors Ltd sold $32.0M2026-08-19 · DST Global Advisors Ltd sold $32.0M2026-08-24 · DST Global Advisors Ltd sold $26.7M2026-08-24 · DST Global Advisors Ltd sold $26.7M2026-09-14 · DST Global Advisors Ltd sold $24.2M2026-09-14 · DST Global Advisors Ltd sold $24.2M2026-08-06 · DST Global Advisors Ltd sold $21.7M2026-08-06 · DST Global Advisors Ltd sold $21.7M2026-08-19 · DST Global Advisors Ltd sold $18.9M2026-08-19 · DST Global Advisors Ltd sold $18.9M2026-08-26 · DST Global Advisors Ltd sold $17.7M2026-08-26 · DST Global Advisors Ltd sold $17.7M2026-08-11 · DST Global Advisors Ltd sold $15.3M2026-08-11 · DST Global Advisors Ltd sold $15.3M2026-09-14 · DST Global Advisors Ltd sold $14.3M2026-09-14 · DST Global Advisors Ltd sold $14.3M2026-08-24 · DST Global Advisors Ltd sold $13.7M2026-08-24 · DST Global Advisors Ltd sold $13.7M2026-08-06 · DST Global Advisors Ltd sold $11.1M2026-08-06 · DST Global Advisors Ltd sold $11.1M2026-08-13 · DST Global Advisors Ltd sold $10.5M2026-08-13 · DST Global Advisors Ltd sold $10.5M2026-09-10 · CAROLAN SHAWN T sold $9.9M2026-08-19 · DST Global Advisors Ltd sold $9.8M2026-08-19 · DST Global Advisors Ltd sold $9.8M2026-08-26 · DST Global Advisors Ltd sold $9.1M2026-08-26 · DST Global Advisors Ltd sold $9.1M2026-09-11 · CAROLAN SHAWN T sold $9.0M2026-08-24 · DST Global Advisors Ltd sold $8.1M2026-08-24 · DST Global Advisors Ltd sold $8.1M2026-08-11 · DST Global Advisors Ltd sold $7.8M2026-08-11 · DST Global Advisors Ltd sold $7.8M2026-08-14 · DST Global Advisors Ltd sold $7.7M2026-08-14 · DST Global Advisors Ltd sold $7.7M2026-09-14 · DST Global Advisors Ltd sold $7.4M2026-09-14 · DST Global Advisors Ltd sold $7.4M2026-08-21 · DST Global Advisors Ltd sold $7.1M2026-08-21 · DST Global Advisors Ltd sold $7.1M2026-10-13 · KING FAMILY TRUST filed to sell $2.3M2026-10-09 · KING FAMILY TRUST filed to sell $1.4M2026-09-16 · CROSSLINK VENTURES VII HLDGS, LLC filed to sell $5.3M2026-09-16 · CROSSLINK CROSSOVER FUND VI, LP filed to sell $3.0M2026-09-16 · CROSSLINK CROSSOVER FUND VII, LP filed to sell $1.7M2026-09-15 · CROSSLINK CROSSOVER FUND VI, LP filed to sell $3.2M2026-09-15 · CROSSLINK CROSSOVER FUND VII, LP filed to sell $1.8M2026-09-15 · ADAM B FRANKEL filed to sell $3.5M2026-09-14 · CROSSLINK CROSSOVER FUND VII, LP filed to sell $1.9M2026-09-14 · CROSSLINK CROSSOVER FUND VI, LP filed to sell $3.3M2026-09-11 · CROSSLINK CROSSOVER FUND VI, LP filed to sell $3.2M2026-09-11 · CROSSLINK CROSSOVER FUND VII, LP filed to sell $1.8M2026-09-11 · CROSSLINK VENTURES VII HLDGS, LLC filed to sell $5.3M2026-09-11 · CYNTHIA MARSHALL filed to sell $661.9K2026-09-10 · MM Inflection, L.P. filed to sell $200.1K2026-09-10 · Menlo Entrepreneurs Inflection Fund, L.P. filed to sell $130.1K2026-09-10 · Menlo Inflection II, L.P. (fka Menlo Special Opportunities Fund II, L.P.) filed to sell $19.7M2026-09-10 · CROSSLINK CROSSOVER FUND VI, LP filed to sell $3.1M2026-09-10 · CROSSLINK CROSSOVER FUND VII, LP filed to sell $1.8M2026-09-09 · 2019 NEWCOMB FOX FAMILY TRUST filed to sell $1.4M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns CHYM: institutional holders (13F)

13F holdings, latest reported quarter
SEC 13F
No reported 13F holders

No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.

Congress trades in CHYM

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

CHYM planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
KING FAMILY TRUST
Filed 2026-10-13
$2.3M
KING FAMILY TRUST
Filed 2026-10-09
$1.4M
CROSSLINK VENTURES VII HLDGS, LLC
Filed 2026-09-16
$5.3M
CROSSLINK CROSSOVER FUND VI, LP
Filed 2026-09-16
$3.0M
CROSSLINK CROSSOVER FUND VII, LP
Filed 2026-09-16
$1.7M
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$98.9M
$83.5M
$26.2M
-32%
+22%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $1.2B sold by insiders over 180 days, $104.7M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Same sector, ranked by filing activity
Sector by SEC SIC code

CHYM financials

Revenue growth
+30.7%
XBRL, annual
Net margin
-46.2%
Complaints, 90 days
3,353
+67.4% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$2.5B
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
-0.7%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
$312.2M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
n/a
no debt line filed
Cash flow to debt
n/a
no debt line filed
Return on equity
-1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
-0.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
pre-tax loss, no effective tax rate to apply
Return on capital employed
-3.2%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
P/E, trailing
33.60x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
n/a
no share count filed
FCF yield
n/a
no share count filed
PEG, trailing
n/a
prior-year trailing EPS was a loss, growth undefined
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-12
Revenue$2.2B$1.7B$1.3B
Gross profit$1.9B$1.5B$1.1B
Operating income-$1.0B-$62.2M-$235.8M
Net income-$1.0B-$25.3M-$203.2M
EPS (diluted)-4.27-0.39-3.22
Operating cash flow$52.8M$64.1M-$156.6M
Cash$466.3M$337.7M$239.7M
Buybacks$77.5M$950.0K$61.0K
SEC XBRL, fiscal years, as known on 2026-10-27

CHYM Stock Sonar score 5/7 axes

Find similar shapesCompare

CHYM ranks highest on institutional and government (92nd percentile) and growth (70th), and lowest on insider conviction (1st), among Financial Services peers.

ProfitGrowthInsidersInstitutionsRisk
Profitability
46
Inputs
  • Return on equity-1.3% · 39 pct, sector of 205
  • Return on assets-0.9% · 43 pct, sector of 266
  • Return on invested capitalpre-tax loss, no effective tax rate to apply
  • Return on capital employed-3.2% · 55 pct, sector of 88
Growth
70
Inputs
  • Revenue growth, YoY+30.7% · 70 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
0
Inputs
  • Net Form 4 buying (codes P and S), 180d-$1.1B · 0 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 165
Institutional and government
92
Inputs
  • Funds adding, latest quarterfewer than five funds report holding it
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quarters$3.2M · 92 pct, sector of 40
Risk and compliance
19
Inputs
  • Short interest, % of float+10.7% · 19 pct, sector of 390
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Financial health, US patents
  • Financial health needs 1 of 2 inputs, 0 present: no debt line filed
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

CHYM filings, in plain words

Are Chime Financial insiders buying or selling CHYM?

In the 180 days to 2026-10-27, Chime Financial insiders were net sellers, a net $1.2B across purchases and sales reported on Form 4, by 9 sellers.

Are there planned insider sales of CHYM?

Yes. 31 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $104.7M of stock; the latest, by KING FAMILY TRUST, was filed 2026-10-13.

Read the full summary

In the 180 days to 2026-10-27, Chime Financial insiders were net sellers of CHYM, a net $1.2B across purchases and sales reported on Form 4 by 9 sellers. Most of that figure, $1.1B, came from a holder of 10% or more rather than an officer or director. 4% of the 324 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Insiders filed 31 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $104.7M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.

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