SCHW Schwab Charles (SCHW) Insider Trading, Ownership & Congress Trades
Financial Services · Security brokers, dealers & flotation companies · CIK 0000316709
C-suite buying · 1Congress · 2Form 144 · 18
Funds added, last quarter
1,079
13F, latest reported quarter
Conversions, 180 days
19
Codes C/M, not in net · $35.6M priced
What the filings say about SCHW
Insiders, 180 days
-$178.4M net sold
1 buyer · 11 sellers · 7% of sales under a 10b5-1 plan
Congress, 1 year
2 bought · 2 sold
Latest: sale, 2026-03-27
Planned sales (Form 144), 90 days
$111.0M
18 notices
Schwab Charles insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, SCHWAB CHARLES CORP insiders sold a net $178.4M of stock across 409 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Sep 1, 2026.
- The trade is 86.7% of the 5,770 shares held after it.
- No other insider sold within 30 days.
- 1,079 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: MD, Head Wealth Adv, Bnk, Tst Hathi Neesha sold about $489.0K of SCHW under a 10b5-1 plan on Oct 1, 2026; 1,079 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Aug 28, 2026.
- The trade is 55.1% of the 5,770 shares held after it.
- 8 other insiders sold within 30 days.
- 1,079 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: MD, Head Wealth Adv, Bnk, Tst Hathi Neesha sold about $346.4K of SCHW under a 10b5-1 plan on Sep 1, 2026; 8 other insiders sold within 30 days and 1,079 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- 8 other insiders sold within 30 days.
- 1,079 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: MD, Head Wealth Adv, Bnk, Tst Hathi Neesha sold about $343.5K of SCHW under a 10b5-1 plan on Aug 28, 2026; 8 other insiders sold within 30 days and 1,079 funds added in the latest 13F quarter.Context
- 22 earlier Form 4 trades (code P or S) here by this insider (7 buys, 15 sales), the last on Aug 24, 2026.
- -6.8% median (-3.5% mean) 90-day return after 7 previous buys.
- The trade is 12.2% of the 610,360 shares held after it.
- 8 other insiders sold within 30 days.
- 1,079 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Co-Chairman Bettinger Walter W sold about $8.3M of SCHW on Aug 28, 2026; 8 other insiders sold within 30 days and 1,079 funds added in the latest 13F quarter.Context
- 74 earlier Form 4 trades (code P or S) here by this insider (74 sales), the last on Aug 5, 2026.
- The trade is 0.7% of the 1,323,161 shares held after it.
- 8 other insiders sold within 30 days.
- 1,079 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Schwab-Pomerantz Carolyn sold about $1.0M of SCHW on Aug 26, 2026; 8 other insiders sold within 30 days and 1,079 funds added in the latest 13F quarter.409 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$178.4M over 180 days
-$91.9M over 90 days
below 99% of Financial Services
Congress
2 members bought in the last year
more than 71% of Financial Services
Funds
1,079 funds bought in last quarter
more than 97% of Financial Services
Revenue
+22.0% year over year
more than 64% of Financial Services
Margin
37.0% net margin
more than 84% of Financial Services
Buybacks
$3.4B repurchased, FY to 2026-06-30
more than 96% of Financial Services
Short interest
1.2% of the float short (float per yahoo 2026-10-26) · 1.9 days to cover · settled 2026-09-30
below 63% of Financial Services
What changed in the last 30 days
Oct 5MD, Head Wealth Adv, Bnk, Tst Hathi Neesha sold $489.0K under a 10b5-1 plan (Oct 1)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Watch SCHW
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-2.7%12M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns SCHW: institutional holders (13F)
13F holdings, latest reported quarter
134,414,949 sh
$12.4B
107,329,957 sh
$9.9B
76,968,323 sh
$7.1B
73,174,188 sh
$6.8B
49,165,186 sh
$4.5B
Congress trades in SCHW
STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2026-03-27 · disclosed 11 days later
$1,001 - $15,000
Bought 2026-01-09 · disclosed 35 days later
$1,001 - $15,000
Sold 2025-12-18 · disclosed 28 days later
$1,001 - $15,000
Bought 2025-12-11 · disclosed 35 days later
$1,001 - $15,000
Sold 2025-12-10 · disclosed 33 days later
$1,001 - $15,000
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
SCHW planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Bettinger Walter W
Filed 2026-08-28
$8.3M
Hathi Neesha
Filed 2026-08-28
$1.8M
Schwab-Pomerantz Carolyn
Filed 2026-08-26
$1.0M
Bettinger Walter W
Filed 2026-08-24
$20.0M
Schwab Charles R.
Filed 2026-08-24
$13.3M
SCHW mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
iShares U.S. Broker-Dealers & Securities Exchanges ETF
$114.8M position · as of 2026-06-30
8.6%
Select Brokerage and Investment Management Portfolio
$71.9M position · as of 2026-05-31
7.6%
VanEck Digital Native Economy ETF
$1.3M position · as of 2026-06-30
7.3%
FMI Large Cap Fund
$73.4M position · as of 2026-06-30
6.9%
Provident Trust Strategy Fund
$11.9M position · as of 2026-06-30
6.4%
WHITE OAK SELECT GROWTH FUND
$29.9M position · as of 2026-07-31
6.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Walter W. Bettinger II
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$18.8M
$27.2M
$7.3M
+101%
+131%
2024
$26.4M
$29.4M
$8.1M
+47%
+83%
2023
$23.9M
$4.2M
$8.2M
+35%
+43%
2022
$24.4M
$57.9M
$8.4M
+60%
+26%
2021
$21.9M
$41.6M
$9.1M
+60%
+40%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $178.4M sold by insiders over 180 days, 1,079 funds added last quarter, 2 House member(s) bought in 12 months, disclosed weeks after the trade, $111.0M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
SCHW financials
Revenue growth
+22.0%
XBRL, annual
Net margin
37.0%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$26.0B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM SCHW
| FY Dec 2025 | $23.9B |
| FY Dec 2024 | $19.6B |
| FY Dec 2023 | $18.8B |
| FY Dec 2022 | $20.8B |
| FY Dec 2021 | $18.5B |
| Jun 2026 | $7.1B |
| Mar 2026 | $6.5B |
| Dec 2025 | $6.3B |
| Sep 2025 | $6.1B |
| Jun 2025 | $5.9B |
| Mar 2025 | $5.6B |
| Dec 2024 | $5.3B |
| Sep 2024 | $4.8B |
At each fiscal year end
Single quarter
Net margin, TTM
+4.8%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM SCHW
| FY Dec 2025 | +0.0% |
| FY Dec 2024 | +0.0% |
| FY Dec 2023 | +0.0% |
| FY Dec 2022 | +0.0% |
| FY Dec 2021 | +0.0% |
| Jun 2026 | +39.6% |
| Mar 2026 | +38.2% |
| Dec 2025 | -100.8% |
| Sep 2025 | +38.4% |
| Jun 2025 | +36.3% |
| Mar 2025 | +34.1% |
| Dec 2024 | -76.9% |
| Sep 2024 | +29.0% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$10.8B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM SCHW
| FY Dec 2025 | $8.8B |
| FY Dec 2024 | $2.0B |
| FY Dec 2023 | $18.9B |
| FY Dec 2022 | $1.1B |
| FY Dec 2021 | $1.2B |
| Jun 2026 | $4.1B |
| Mar 2026 | $7.2B |
| Dec 2025 | -$921.0M |
| Sep 2025 | $393.0M |
| Jun 2025 | $3.0B |
| Mar 2025 | $6.2B |
| Dec 2024 | -$11.1B |
| Sep 2024 | $19.0B |
At each fiscal year end
Single quarter
Debt to equity
0.79x
long-term 2026-06-30 plus current 2022-12-31 (42 months older than the period end); equity 2026-06-30
Debt to equity SCHW
| FY Dec 2025 | 0.79x |
| FY Dec 2024 | 0.82x |
| FY Dec 2023 | 1.05x |
| FY Dec 2022 | 1.03x |
| FY Dec 2021 | 0.42x |
| Jun 2026 | 0.79x |
| Mar 2026 | 0.76x |
| Dec 2025 | 0.79x |
| Sep 2025 | 0.75x |
| Jun 2025 | 0.75x |
| Mar 2025 | 0.78x |
| Dec 2024 | 0.82x |
| Sep 2024 | 0.84x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.29x
TTM operating cash flow over long-term 2026-06-30 plus current 2022-12-31 (42 months older than the period end)
Cash flow to debt SCHW
| FY Dec 2025 | 0.24x |
| FY Dec 2024 | 0.07x |
| FY Dec 2023 | 0.45x |
| FY Dec 2022 | 0.05x |
| FY Dec 2021 | 0.09x |
| Jun 2026 | 0.29x |
| Mar 2026 | 0.27x |
| Dec 2025 | 0.24x |
| Sep 2025 | -0.02x |
| Jun 2025 | 0.48x |
| Mar 2025 | 0.27x |
| Dec 2024 | 0.07x |
| Sep 2024 | 0.85x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+2.5%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity SCHW
| FY Dec 2025 | +0.0% |
| FY Dec 2024 | +0.0% |
| FY Dec 2023 | +0.0% |
| FY Dec 2022 | +0.0% |
| FY Dec 2021 | +0.0% |
| Jun 2026 | +2.5% |
| Mar 2026 | +1.2% |
| Dec 2025 | +0.0% |
| Sep 2025 | +4.8% |
| Jun 2025 | +2.9% |
| Mar 2025 | +1.2% |
| Dec 2024 | +0.0% |
| Sep 2024 | +0.2% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+0.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets SCHW
| FY Dec 2025 | +0.0% |
| FY Dec 2024 | +0.0% |
| FY Dec 2023 | +0.0% |
| FY Dec 2022 | +0.0% |
| FY Dec 2021 | +0.0% |
| Jun 2026 | +0.3% |
| Mar 2026 | +0.1% |
| Dec 2025 | +0.0% |
| Sep 2025 | +0.5% |
| Jun 2025 | +0.3% |
| Mar 2025 | +0.1% |
| Dec 2024 | +0.0% |
| Sep 2024 | +0.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital SCHW
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed SCHW
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
16.50x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing SCHW
| FY Dec 2025 | 21.49x |
| FY Dec 2024 | 24.75x |
| FY Dec 2023 | 27.09x |
| FY Dec 2022 | 23.79x |
| FY Dec 2021 | 29.72x |
| Jun 2026 | 16.81x |
| Mar 2026 | 18.68x |
| Dec 2025 | 21.49x |
| Sep 2025 | 22.36x |
| Jun 2025 | 24.53x |
| Mar 2025 | 23.72x |
| Dec 2024 | 24.75x |
| Sep 2024 | 25.32x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$155.8B
market value at close 2026-10-23 on 2026-07-31 shares, plus long-term 2026-06-30 plus current 2022-12-31 (42 months older than the period end), minus cash 2026-06-30
Enterprise value SCHW
| FY Dec 2025 | $170.8B |
| FY Dec 2024 | $92.8B |
| FY Dec 2023 | $88.5B |
| FY Dec 2022 | $105.0B |
| FY Dec 2021 | $69.2B |
| Jun 2026 | $159.6B |
| Mar 2026 | $157.2B |
| Dec 2025 | $170.8B |
| Sep 2025 | $180.0B |
| Jun 2025 | $170.8B |
| Mar 2025 | $145.5B |
| Dec 2024 | $92.8B |
| Sep 2024 | $88.2B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+6.9%
TTM free cash flow over market value at close 2026-10-23
FCF yield SCHW
| FY Dec 2025 | +4.9% |
| FY Dec 2024 | +2.1% |
| FY Dec 2023 | +21.3% |
| FY Dec 2022 | +1.0% |
| FY Dec 2021 | +1.1% |
| Jun 2026 | +6.7% |
| Mar 2026 | +5.9% |
| Dec 2025 | +4.9% |
| Sep 2025 | -0.8% |
| Jun 2025 | +10.4% |
| Mar 2025 | +6.9% |
| Dec 2024 | +2.1% |
| Sep 2024 | +39.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.35x
P/E over trailing EPS growth of 48%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing SCHW
| FY Dec 2025 | 0.39x |
| FY Dec 2024 | 1.40x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 1.00x |
| FY Dec 2021 | 0.87x |
| Jun 2026 | 0.35x |
| Mar 2026 | 0.36x |
| Dec 2025 | 0.39x |
| Sep 2025 | 0.33x |
| Jun 2025 | 0.45x |
| Mar 2025 | 0.62x |
| Dec 2024 | 1.40x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $23.9B | $19.6B | $18.8B | $20.8B |
| Net income | $8.9M | $5.9M | $5.1M | $7.2M |
| EPS (diluted) | n/a | n/a | n/a | n/a |
| Operating cash flow | $9.3B | $2.7B | $19.6B | $2.1B |
| Cash | $46.0B | $42.1B | $43.3B | $40.2B |
| Long-term debt | $22.2B | $22.4B | $26.1B | $20.8B |
| Buybacks | $7.3B | $0 | $2.8B | $3.4B |
| Dividends paid | $2.3B | $2.3B | $2.3B | $2.1B |
SEC XBRL, fiscal years, as known on 2026-10-27
SCHW Stock Sonar score 6/7 axes
Find similar shapesCompareSCHW ranks highest on institutional and government (67th percentile) and growth (64th), and lowest on insider conviction (29th), among Financial Services peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
SCHW filings, in plain words
Are Schwab Charles insiders buying or selling SCHW?
In the 180 days to 2026-10-27, Schwab Charles insiders were net sellers, a net $178.4M: $1.8M of purchases and $180.2M of sales reported on Form 4, by 1 buyer and 11 sellers.
Have members of Congress traded SCHW?
Yes. In the year to 2026-10-27, 2 House members disclosed buying SCHW and 2 House members disclosed selling it; the latest on record is a sale by Gilbert Cisneros dated 2026-03-27.
Are there planned insider sales of SCHW?
Yes. 18 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $111.0M of stock; the latest, by Bettinger Walter W, was filed 2026-08-28.
Read the full summary
In the 180 days to 2026-10-27, Schwab Charles insiders were net sellers of SCHW, a net $178.4M across purchases and sales reported on Form 4 by 1 buyer and 11 sellers. Sales outweighed purchases more than tenfold by value. 7% of the 46 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. In the year to 2026-10-27, 2 members of Congress disclosed buying SCHW and 2 members disclosed selling it; the latest on record is a sale by Gilbert Cisneros dated 2026-03-27. Insiders filed 18 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $111.0M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
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