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WRLD · World Acceptance Corp
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WRLD World Acceptance (WRLD) Insider Trading, Ownership & Congress Trades

Financial Services · Personal credit institutions · CIK 0000108385
Form 144 · 4
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
104
13F, latest reported quarter
Conversions, 180 days
1
Codes C/M, not in net · $382.6K priced

What the filings say about WRLD

Insiders, 180 days
-$27.1M net sold
8 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$1.0M
4 notices

World Acceptance insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, WORLD ACCEPTANCE CORP insiders sold a net $27.1M of stock across 122 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
SELL
2026-08-18 SECtraded 2026-08-14
72,460
$13.6M
-8.0%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Sep 4, 2025.
  • The trade is 8.8% of the 823,336 shares held after it.
  • 4 other insiders sold within 30 days.
  • 104 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Prescott General Partners LLC sold about $13.6M of WRLD on Aug 14, 2026; 4 other insiders sold within 30 days and 104 funds added in the latest 13F quarter.
SELL
2026-08-18 SECtraded 2026-08-14
10,656
$2.0M
-8.0%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Sep 4, 2025.
  • The trade is 34.2% of the 31,148 shares held after it.
  • 4 other insiders sold within 30 days.
  • 104 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Prescott General Partners LLC sold about $2.0M of WRLD on Aug 14, 2026; 4 other insiders sold within 30 days and 104 funds added in the latest 13F quarter.
SELL
2026-08-18 SECtraded 2026-08-14
42,091
$7.9M
-8.0%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Sep 4, 2025.
  • The trade is 8.8% of the 476,459 shares held after it.
  • 4 other insiders sold within 30 days.
  • 104 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Prescott General Partners LLC sold about $7.9M of WRLD on Aug 14, 2026; 4 other insiders sold within 30 days and 104 funds added in the latest 13F quarter.
SELL
2026-08-18 SECtraded 2026-08-14
7,992
$1.5M
-8.0%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Sep 4, 2025.
  • The trade is 18.9% of the 42,294 shares held after it.
  • 4 other insiders sold within 30 days.
  • 104 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Prescott General Partners LLC sold about $1.5M of WRLD on Aug 14, 2026; 4 other insiders sold within 30 days and 104 funds added in the latest 13F quarter.
SVP, Information Technology
SELL
2026-08-13 SECtraded 2026-08-12
2,000
$381.5K
-12.8%
Context
  • 14 earlier Form 4 trades (code P or S) here by this insider (14 sales), the last on Sep 15, 2025.
  • The trade is 15.6% of the 12,799 shares held after it.
  • 4 other insiders sold within 30 days.
  • 104 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: SVP, Information Technology Childers Jason E. sold about $381.5K of WRLD on Aug 12, 2026; 4 other insiders sold within 30 days and 104 funds added in the latest 13F quarter.
122 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
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Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$27.1M over 180 days
-$26.0M over 90 days · -$25.0M of it by a 10%+ holder
below 89% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
104 funds bought in last quarter
more than 61% of Financial Services
Revenue
+3.7% year over year
below 64% of Financial Services
Margin
5.9% net margin
more than 50% of Financial Services
Buybacks
$2.2M repurchased, FY to 2026-06-30
below 87% of Financial Services
Short interest
16.4% of the float short (float per yahoo 2026-10-27) · 7.5 days to cover · settled 2026-10-15
more than 86% of Financial Services
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch WRLD

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The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+9.6%12M
-25%-2%+21%+44%2025-102025-122026-022026-042026-062026-082026-10 2026-08-14 · Prescott General Partners LLC sold $13.6M2026-08-14 · Prescott General Partners LLC sold $7.9M2026-08-14 · Prescott General Partners LLC sold $2.0M2026-08-14 · Prescott General Partners LLC sold $1.5M2025-12-16 · Dyer Daniel Clinton sold $1.3M2026-06-29 · Robinson Benjamin E III sold $452.4K2026-08-12 · Childers Jason E. sold $381.5K2026-07-30 · Calmes John L Jr sold $372.0K2026-08-03 · McIntyre Scott sold $240.5K2025-12-18 · Prashad R Chad sold $218.0K2026-06-30 · WAY CHARLES D sold $187.4K2026-06-12 · Umstetter Luke J. sold $181.7K2026-06-26 · WAY CHARLES D sold $174.9K2026-03-10 · Calmes John L Jr sold $141.9K2025-12-17 · Calmes John L Jr sold $121.2K2025-12-18 · Prashad R Chad sold $117.4K2026-06-15 · Caulder Alice Lindsay sold $110.2K2025-12-18 · Prashad R Chad sold $107.6K2026-04-30 · Robinson Benjamin E III sold $28.8K2025-12-17 · Calmes John L Jr sold $28.0K2026-08-10 · Robinson Benjamin E III sold $16.9K2026-05-22 · Robinson Benjamin E III sold $14.4K2025-12-15 · Dyer Daniel Clinton sold $13.3K2026-08-12 · Childers Jason E. filed to sell $381.5K2026-08-10 · Robinson Benjamin E III filed to sell $16.9K2026-08-03 · McIntyre Scott filed to sell $240.5K2026-07-30 · Calmes John L Jr filed to sell $372.0K2026-07-01 · Prescott Associates L.P. filed to sell $12.3M2026-06-30 · WAY CHARLES D filed to sell $187.4K2026-06-29 · Robinson Benjamin E III filed to sell $452.5K2026-06-26 · Prashad R Chad filed to sell $2.0M2026-06-26 · WAY CHARLES D filed to sell $174.9K2026-06-25 · Dyer Daniel Clinton filed to sell $906.6K2026-06-25 · Prashad R Chad filed to sell $2.0M2026-06-24 · Dyer Daniel Clinton filed to sell $798.3K
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns WRLD: institutional holders (13F)

13F holdings, latest reported quarter
447,231 sh
$100.1M

Congress trades in WRLD

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

WRLD planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Childers Jason E.
Filed 2026-08-12
$381.5K
Robinson Benjamin E III
Filed 2026-08-10
$16.9K
McIntyre Scott
Filed 2026-08-03
$240.5K
Calmes John L Jr
Filed 2026-07-30
$372.0K
Prescott Associates L.P.
Filed 2026-07-01
$12.3M

WRLD mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
ETC 6 Meridian Small Cap Equity ETF
$1.6M position · as of 2026-05-31
1.3%
Acquirers Small and Micro Deep Value ETF
$290.9K position · as of 2026-05-31
1.1%
NVIT Small Cap Value Fund
$1.3M position · as of 2026-06-30
0.6%
NVIT Multi-Manager Small Company Fund
$1.5M position · as of 2026-06-30
0.3%
Royce Quant Small-Cap Quality Value ETF
$94.0K position · as of 2026-06-30
0.3%
Small Cap Value Fund
$2.2M position · as of 2026-06-30
0.3%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Corporate PAC
The company's PAC: committee totals only, never individual donors (FEC).
World Acceptance Corporation Political Action Committee
Cycle 2026 · $12K spent
$9.4K
Federal Election Commission, matched by the PAC's connected organisation
Executive pay vs shareholder return · Mr. Prashad
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$6.7M
$6.1M
$2.5M
+4%
+101%
2024
$2.3M
-$7.0M
$938.7K
-2%
+94%
2023
$965.7K
$7.3M
$427.8K
+12%
+62%
2022
$956.6K
-$12.8M
$422.2K
-36%
+21%
2021
$934.0K
$9.9M
$415.4K
+48%
+38%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $27.1M sold by insiders over 180 days, 104 funds added last quarter, $1.0M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Same sector, ranked by filing activity
Sector by SEC SIC code

WRLD financials

Revenue growth
+3.7%
XBRL, annual
Net margin
5.9%
Complaints, 90 days
257
-11.7% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$591.6M
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+6.6%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
$261.5M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
1.58x
long-term debt only, 2026-06-30; equity 2026-06-30
Cash flow to debt
0.46x
TTM operating cash flow over long-term debt only, 2026-06-30
Return on equity
+9.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+3.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
20.44x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$1.4B
market value at close 2026-10-27 on 2026-07-31 shares, plus long-term debt only, 2026-06-30, minus cash 2026-06-30
FCF yield
+33.0%
TTM free cash flow over market value at close 2026-10-27
PEG, trailing
n/a
trailing EPS growth -44%, PEG needs growth
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2026-032025-032024-032023-03
Revenue$585.2M$564.8M$573.2M$616.5M
Net income$34.6M$89.2M$77.0M$21.2M
EPS (diluted)6.8816.2113.143.60
Operating cash flow$259.4M$254.2M$265.8M$291.6M
Cash$6.1M$4.7M$5.2M$16.5M
Long-term debt$587.2M$447.9M$498.4M$598.8M
Buybacks$132.4M$54.2M$36.2M$14.3M
SEC XBRL, fiscal years, as known on 2026-10-28

WRLD Stock Sonar score 6/7 axes

Find similar shapesCompare

WRLD ranks highest on profitability (62nd percentile) and institutional and government (61st), and lowest on insider conviction (4th), among Financial Services peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
62
Inputs
  • Return on equity+9.9% · 55 pct, sector of 205
  • Return on assets+3.7% · 69 pct, sector of 266
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
50
Inputs
  • Debt to equity1.58x · 24 pct, sector of 181
  • Cash flow to debt0.46x · 75 pct, sector of 141
Growth
36
Inputs
  • Revenue growth, YoY+3.7% · 36 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
4
Inputs
  • Net Form 4 buying (codes P and S), 180d-$27.1M · 9 pct, sector of 160
  • Insider buyers, 180d0 · 0 pct, sector of 164
Institutional and government
61
Inputs
  • Funds adding, latest quarter104 · 61 pct, sector of 278
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
34
Inputs
  • Short interest, % of float+16.4% · 13 pct, sector of 388
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+11.0% · 56 pct, sector of 175
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

WRLD filings, in plain words

Are World Acceptance insiders buying or selling WRLD?

In the 180 days to 2026-10-28, World Acceptance insiders were net sellers, a net $27.1M across purchases and sales reported on Form 4, by 8 sellers.

Are there planned insider sales of WRLD?

Yes. 4 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $1.0M of stock; the latest, by Childers Jason E., was filed 2026-08-12.

Read the full summary

In the 180 days to 2026-10-28, World Acceptance insiders were net sellers of WRLD, a net $27.1M across purchases and sales reported on Form 4 by 8 sellers. Most of that figure, $25.0M, came from a holder of 10% or more rather than an officer or director. None of the 14 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 4 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $1.0M of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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