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UWMC · Uwm Holdings Corp
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UWMC UWM (UWMC) Insider Trading, Ownership & Congress Trades

Financial Services · Mortgage bankers & loan correspondents · CIK 0001783398
Quote by TradingView
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
212
13F, latest reported quarter
Conversions, 180 days
6
Codes C/M, not in net · $9.4M priced

What the filings say about UWMC

Insiders, 180 days
-$24.4M net sold
2 sellers · 0% of sales under a 10b5-1 plan

UWM insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, UWM Holdings Corp insiders sold a net $24.4M of stock across 235 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Mat Ishbia
President and CEO
SELL
2026-05-08 SEC
1,003,333
$3.4M
-51.0%
Context
  • 116 earlier Form 4 trades (code P or S) here by this insider (116 sales), the last on May 7, 2026.
  • 1 other insider sold within 30 days.
  • 212 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO Mat Ishbia sold about $3.4M of UWMC on May 8, 2026; 1 other insider sold within 30 days and 212 funds added in the latest 13F quarter.
Mat Ishbia
President and CEO
SELL
2026-05-08 SECtraded 2026-05-07
1,003,333
$3.4M
-51.0%
Context
  • 115 earlier Form 4 trades (code P or S) here by this insider (115 sales), the last on Apr 29, 2026.
  • The trade is 100.0% of the 1,003,333 shares held after it.
  • 1 other insider sold within 30 days.
  • 212 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO Mat Ishbia sold about $3.4M of UWMC on May 7, 2026; 1 other insider sold within 30 days and 212 funds added in the latest 13F quarter.
SFS HOLDING CORP
President and CEO
SELL
2026-05-06 SEC
1,003,333
$3.7M
-51.7%
Context
  • 104 earlier Form 4 trades (code P or S) here by this insider (104 sales), the last on May 5, 2026.
  • The trade is 50.4% of the 1,992,421 shares held after it.
  • 1 other insider sold within 30 days.
  • 212 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO SFS HOLDING CORP sold about $3.7M of UWMC on May 6, 2026; 1 other insider sold within 30 days and 212 funds added in the latest 13F quarter.
SFS HOLDING CORP
President and CEO
SELL
2026-05-06 SECtraded 2026-05-05
1,003,333
$3.5M
-51.7%
Context
  • 103 earlier Form 4 trades (code P or S) here by this insider (103 sales), the last on May 4, 2026.
  • The trade is 33.5% of the 2,995,754 shares held after it.
  • 1 other insider sold within 30 days.
  • 212 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO SFS HOLDING CORP sold about $3.5M of UWMC on May 5, 2026; 1 other insider sold within 30 days and 212 funds added in the latest 13F quarter.
SFS HOLDING CORP
President and CEO
SELL
2026-05-04 SEC
1,003,333
$3.6M
-52.4%
Context
  • 102 earlier Form 4 trades (code P or S) here by this insider (102 sales), the last on May 1, 2026.
  • The trade is 25.1% of the 3,999,087 shares held after it.
  • 1 other insider sold within 30 days.
  • 212 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO SFS HOLDING CORP sold about $3.6M of UWMC on May 4, 2026; 1 other insider sold within 30 days and 212 funds added in the latest 13F quarter.
235 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 230 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$24.4M over 180 days
-$24.4M of it by a 10%+ holder
below 88% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
212 funds bought in last quarter
more than 77% of Financial Services
Revenue
+18.2% year over year
more than 58% of Financial Services
Margin
0.9% net margin
below 55% of Financial Services
Buybacks
no share repurchases reported
Short interest
36.6% of the float short (float per yahoo 2026-10-26) · 8.2 days to cover · settled 2026-09-30
What changed in the last 30 days
Oct 28Insider selling stopped: no sales in 90 days after 5 in the prior 90
Why it matters
The absence is the signal: 5 sales in one 90-day window and none in the next is a change of behaviour, not a filing.

Watch UWMC

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-70.3%12M
-81%-51%-21%+8%2025-102025-122026-022026-042026-062026-082026-10 2026-04-20 · SFS HOLDING CORP sold $3.9M2026-04-17 · SFS HOLDING CORP sold $3.9M2026-04-09 · SFS HOLDING CORP sold $3.9M2026-04-08 · Mat Ishbia sold $3.9M2026-01-16 · SFS HOLDING CORP sold $3.8M2026-04-21 · Mat Ishbia sold $3.8M2026-04-15 · Mat Ishbia sold $3.8M2026-04-27 · Mat Ishbia sold $3.8M2026-04-16 · SFS HOLDING CORP sold $3.8M2026-04-24 · Mat Ishbia sold $3.8M2026-03-18 · SFS HOLDING CORP sold $3.7M2026-04-06 · SFS HOLDING CORP sold $3.7M2026-01-28 · Mat Ishbia sold $3.7M2026-03-23 · SFS HOLDING CORP sold $3.7M2026-01-22 · SFS HOLDING CORP sold $3.7M2026-04-10 · SFS HOLDING CORP sold $3.7M2026-04-14 · Mat Ishbia sold $3.7M2026-01-23 · SFS HOLDING CORP sold $3.7M2026-03-16 · SFS HOLDING CORP sold $3.7M2026-04-22 · Mat Ishbia sold $3.7M2026-04-02 · SFS HOLDING CORP sold $3.7M2026-01-20 · SFS HOLDING CORP sold $3.7M2026-01-27 · Mat Ishbia sold $3.7M2026-05-06 · SFS HOLDING CORP sold $3.7M2026-03-17 · SFS HOLDING CORP sold $3.7M2026-03-19 · SFS HOLDING CORP sold $3.7M2026-04-13 · SFS HOLDING CORP sold $3.7M2026-04-23 · Mat Ishbia sold $3.7M2026-01-29 · Mat Ishbia sold $3.6M2026-01-21 · SFS HOLDING CORP sold $3.6M2026-01-26 · SFS HOLDING CORP sold $3.6M2026-03-24 · SFS HOLDING CORP sold $3.6M2026-04-01 · SFS HOLDING CORP sold $3.6M2026-05-01 · SFS HOLDING CORP sold $3.6M2026-01-15 · Mat Ishbia sold $3.6M2026-04-07 · Mat Ishbia sold $3.6M2026-04-28 · Mat Ishbia sold $3.6M2026-03-20 · SFS HOLDING CORP sold $3.6M2026-05-04 · SFS HOLDING CORP sold $3.6M2026-03-25 · SFS HOLDING CORP sold $3.6M2026-03-31 · SFS HOLDING CORP sold $3.6M2025-12-01 · SFS HOLDING CORP sold $3.6M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns UWMC: institutional holders (13F)

13F holdings, latest reported quarter
FMR LLC
30,457,810 sh
$69.7M
BlackRock, Inc.
17,581,973 sh
$40.3M
VANGUARD PORTFOLIO MANAGEMENT LLC
13,861,844 sh
$31.7M
NORGES BANK
13,750,000 sh
$31.5M
VANGUARD CAPITAL MANAGEMENT LLC
13,174,409 sh
$30.2M

Congress trades in UWMC

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

UWMC planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.

UWMC mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Invesco KBW High Dividend Yield Financial ETF
$6.2M position · as of 2026-05-31
1.5%
Easterly Snow Long/Short Opportunity Fund
$947.7K position · as of 2026-05-31
0.9%
Fidelity Disruptive Finance ETF
$312.0K position · as of 2026-05-31
0.7%
Columbia Variable Portfolio - Small Cap Value Discovery Fund
$3.3M position · as of 2026-06-30
0.7%
Global X SuperDividend ETF
$7.2M position · as of 2026-07-31
0.6%
Columbia Small Cap Value Discovery Fund
$14.5M position · as of 2026-07-31
0.6%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return · Mat Ishbia
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$10.0M
$9.4M
$4.6M
-49%
+65%
2024
$13.2M
$12.8M
$5.8M
-37%
+31%
2023
$12.2M
$12.9M
$2.2M
-23%
+22%
2022
$7.0M
$7.0M
$2.6M
-67%
-14%
2021
$7.8M
$7.8M
$3.9M
-46%
+8%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $24.4M sold by insiders over 180 days, 212 funds added last quarter. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

UWMC financials

Revenue growth
+18.2%
XBRL, annual
Net margin
0.9%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$3.6B
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+5.0%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
-$4.9B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
3.03x
long-term debt only, 2026-06-30; equity 2026-06-30
Cash flow to debt
-1.63x
TTM operating cash flow over long-term debt only, 2026-06-30
Return on equity
+13.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+1.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
Enterprise value
$2.6B
market value at close 2026-10-27 on 2021-03-18 shares, plus long-term debt only, 2026-06-30, minus cash 2026-06-30
FCF yield
-3,060%
TTM free cash flow over market value at close 2026-10-27
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122023-06
Revenue$3.2B$2.7B$2.2Bn/a
Net income$244.0M$329.4M-$69.8Mn/a
EPS (diluted)0.120.13-0.14n/a
Operating cash flow-$2.6B-$6.2B$165.2Mn/a
Cash$503.4M$507.3M$497.5M$634.6M
Long-term debt$3.0B$2.8B$2.0B$2.0B
Buybacksn/an/a$0n/a
Dividends paid$78.6M$39.7M$37.2Mn/a
SEC XBRL, fiscal years, as known on 2026-10-28

UWMC Stock Sonar score 6/7 axes

Find similar shapesCompare

UWMC ranks highest on institutional and government (77th percentile) and growth (58th), and lowest on insider conviction (5th), among Financial Services peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
57
Inputs
  • Return on equity+13.1% · 60 pct, sector of 205
  • Return on assets+1.1% · 54 pct, sector of 266
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
14
Inputs
  • Debt to equity3.03x · 11 pct, sector of 181
  • Cash flow to debt-1.63x · 16 pct, sector of 141
Growth
58
Inputs
  • Revenue growth, YoY+18.2% · 58 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
5
Inputs
  • Net Form 4 buying (codes P and S), 180d-$24.4M · 11 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 165
Institutional and government
77
Inputs
  • Funds adding, latest quarter212 · 77 pct, sector of 278
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
31
Inputs
  • Short interest, % of float+36.6% · 1 pct, sector of 390
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+10.5% · 60 pct, sector of 175
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

UWMC filings, in plain words

Are UWM insiders buying or selling UWMC?

In the 180 days to 2026-10-28, UWM insiders were net sellers, a net $24.4M across purchases and sales reported on Form 4, by 2 sellers.

Read the full summary

In the 180 days to 2026-10-28, UWM insiders were net sellers of UWMC, a net $24.4M across purchases and sales reported on Form 4 by 2 sellers. Most of that figure, $24.4M, came from a holder of 10% or more rather than an officer or director. None of the 6 insider sales was flagged as made under a Rule 10b5-1 plan. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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