SPFX Standard Premium Finance (SPFX) Insider Trading, Ownership & Congress Trades
Financial Services · Miscellaneous business credit institution · CIK 0001807893
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
What the filings say about SPFX
Insiders, 180 days
+$964 net bought
1 buyer
Standard Premium Finance insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, STANDARD PREMIUM FINANCE HOLDINGS, INC. insiders bought a net $964 of stock across 15 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 6 earlier Form 4 trades (code P or S) here by this insider (6 buys), the last on May 22, 2026.
- +3.9% median (+4.3% mean) 90-day return after 6 previous buys.
- The trade is 0.1% of the 172,738 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Hoechner Carl Christian bought about $213 of SPFX on May 28, 2026.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on May 21, 2026.
- -3.3% median (-1.7% mean) 90-day return after 5 previous buys.
- The trade is 0.0% of the 172,638 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Hoechner Carl Christian bought about $76 of SPFX on May 22, 2026.Context
- 4 earlier Form 4 trades (code P or S) here by this insider (4 buys), the last on Oct 16, 2024.
- -14.5% median (-4.8% mean) 90-day return after 4 previous buys.
- The trade is 0.2% of the 172,600 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Hoechner Carl Christian bought about $675 of SPFX on May 21, 2026.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on Dec 10, 2024.
- The trade is 0.1% of the 807,155 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: CEO Koppelmann William bought about $1.9K of SPFX on Dec 10, 2025; 1 other insider bought within 30 days.Context
- 4 earlier Form 4 trades (code P or S) here by this insider (4 buys), the last on Nov 18, 2024.
- -12.9% median (-2.3% mean) 90-day return after 4 previous buys.
- The trade is 1.3% of the 88,720 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: CFO Krogol Brian bought about $2.6K of SPFX on Nov 21, 2025; 1 other insider bought within 30 days.15 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net +$964 over 180 days
more than 72% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+2.7% year over year
below 67% of Financial Services
Margin
9.7% net margin
more than 57% of Financial Services
Buybacks
no share repurchases reported
Short interest
<0.1% of shares outstanding short · 1.0 days to cover · settled 2026-10-15
the lowest in Financial Services
What changed in the last 30 days
Oct 28Insider buying stopped: no purchases in 90 days after 3 in the prior 90
Why it matters
The absence is the signal: 3 purchases in one 90-day window and none in the next is a change of behaviour, not a filing.
Watch SPFX
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+90.4%12M
Insider buy
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns SPFX: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in SPFX
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
SPFX planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders are net buyers of their own stock.
The record shows a net $964 bought by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
SPFX financials
Revenue growth
+2.7%
XBRL, annual
Net margin
9.7%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$13.2M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM SPFX
| FY Dec 2025 | $12.5M |
| FY Dec 2024 | $12.1M |
| FY Dec 2023 | $9.7M |
| FY Dec 2022 | $8.2M |
| FY Dec 2021 | $7.7M |
| Jun 2026 | $3.5M |
| Mar 2026 | $3.3M |
| Dec 2025 | $3.2M |
| Sep 2025 | $3.2M |
| Jun 2025 | $3.1M |
| Mar 2025 | $2.9M |
| Dec 2024 | $3.1M |
| Sep 2024 | $3.1M |
At each fiscal year end
Single quarter
Net margin, TTM
+10.6%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM SPFX
| FY Dec 2025 | +9.7% |
| FY Dec 2024 | +8.1% |
| FY Dec 2023 | +5.5% |
| FY Dec 2022 | +9.9% |
| FY Dec 2021 | +11.4% |
| Jun 2026 | +10.9% |
| Mar 2026 | +12.3% |
| Dec 2025 | +10.6% |
| Sep 2025 | +8.6% |
| Jun 2025 | +8.3% |
| Mar 2025 | +11.6% |
| Dec 2024 | +7.5% |
| Sep 2024 | +9.8% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$1.3M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM SPFX
| FY Dec 2025 | $2.9M |
| FY Dec 2024 | $1.8M |
| FY Dec 2023 | $2.6M |
| FY Dec 2022 | $1.6M |
| FY Dec 2021 | $2.0M |
| Jun 2026 | -$66.5K |
| Mar 2026 | $2.3M |
| Dec 2025 | -$1.3M |
| Sep 2025 | $300.6K |
| Jun 2025 | $1.5M |
| Mar 2025 | $2.3M |
| Dec 2024 | -$709.4K |
| Sep 2024 | -$2.5M |
At each fiscal year end
Single quarter
Debt to equity
n/a
no debt line filed
Debt to equity SPFX
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt line filed
Cash flow to debt SPFX
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+16.6%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity SPFX
| FY Dec 2025 | +15.4% |
| FY Dec 2024 | +14.3% |
| FY Dec 2023 | +8.6% |
| FY Dec 2022 | +15.4% |
| FY Dec 2021 | +21.3% |
| Jun 2026 | +16.6% |
| Mar 2026 | +15.7% |
| Dec 2025 | +15.4% |
| Sep 2025 | +14.4% |
| Jun 2025 | +15.3% |
| Mar 2025 | +16.9% |
| Dec 2024 | +14.3% |
| Sep 2024 | +13.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets SPFX
| FY Dec 2025 | +1.7% |
| FY Dec 2024 | +1.5% |
| FY Dec 2023 | +0.9% |
| FY Dec 2022 | +1.6% |
| FY Dec 2021 | +2.0% |
| Jun 2026 | +1.7% |
| Mar 2026 | +1.7% |
| Dec 2025 | +1.7% |
| Sep 2025 | +1.5% |
| Jun 2025 | +1.6% |
| Mar 2025 | +1.8% |
| Dec 2024 | +1.5% |
| Sep 2024 | +1.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital SPFX
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed SPFX
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
8.70x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing SPFX
| FY Dec 2025 | 7.24x |
| FY Dec 2024 | 7.83x |
| FY Dec 2023 | 32.57x |
| FY Dec 2022 | 29.27x |
| FY Dec 2021 | n/a |
| Jun 2026 | 9.05x |
| Mar 2026 | 7.42x |
| Dec 2025 | 7.24x |
| Sep 2025 | 6.54x |
| Jun 2025 | 8.92x |
| Mar 2025 | 6.55x |
| Dec 2024 | 7.83x |
| Sep 2024 | 6.67x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no debt line filed
Enterprise value SPFX
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+14.1%
TTM free cash flow over market value at close 2026-10-26
FCF yield SPFX
| FY Dec 2025 | +45.2% |
| FY Dec 2024 | +31.4% |
| FY Dec 2023 | +19.8% |
| FY Dec 2022 | +8.4% |
| FY Dec 2021 | n/a |
| Jun 2026 | +13.5% |
| Mar 2026 | +41.0% |
| Dec 2025 | +45.2% |
| Sep 2025 | +66.5% |
| Jun 2025 | +9.0% |
| Mar 2025 | +45.4% |
| Dec 2024 | +31.4% |
| Sep 2024 | +56.5% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.25x
P/E over trailing EPS growth of 35%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing SPFX
| FY Dec 2025 | 0.35x |
| FY Dec 2024 | 0.11x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | 0.26x |
| Mar 2026 | 1.08x |
| Dec 2025 | 0.35x |
| Sep 2025 | 0.78x |
| Jun 2025 | 0.30x |
| Mar 2025 | 0.08x |
| Dec 2024 | 0.11x |
| Sep 2024 | 0.11x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $12.5M | $12.1M | $9.7M | $8.2M |
| Net income | $1.2M | $980.0K | $532.4K | $806.1K |
| EPS (diluted) | 0.29 | 0.24 | 0.13 | 0.21 |
| Operating cash flow | $2.9M | $1.8M | $2.7M | $1.6M |
SEC XBRL, fiscal years, as known on 2026-10-28
SPFX Stock Sonar score 4/7 axes
Find similar shapesCompareSPFX ranks highest on risk and compliance (99th percentile) and insider conviction (65th), and lowest on growth (33rd), among Financial Services peers.
4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
SPFX filings, in plain words
Are Standard Premium Finance insiders buying or selling SPFX?
In the 180 days to 2026-10-28, Standard Premium Finance insiders were net buyers, a net $964 across purchases and sales reported on Form 4, by 1 buyer.
Read the full summary
In the 180 days to 2026-10-28, Standard Premium Finance insiders were net buyers of SPFX, a net $964 across purchases and sales reported on Form 4 by 1 buyer. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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