WaveMan
WaveMan · Company
SOFI · Sofi Technologies, Inc.
> Search tickers & screens ⌘K
LIVE
← All companies

SOFI SoFi Technologies (SOFI) Insider Trading, Ownership & Congress Trades

Financial Services · Finance services · CIK 0001818874
Quote by TradingView
C-suite buying · 1Form 144 · 9
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
530
13F, latest reported quarter
Conversions, 180 days
48
Codes C/M, not in net · no price filed

What the filings say about SOFI

Insiders, 180 days
-$2.5M net sold
1 buyer · 3 sellers · 44% of sales under a 10b5-1 plan
Congress, 1 year
No trades
Last one: purchase, 2025-01-02
Planned sales (Form 144), 90 days
$4.1M
9 notices

SoFi Technologies insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, SoFi Technologies, Inc. insiders sold a net $2.5M of stock across 146 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Keough Kelli
EVP, GBUL, SIPS
SELL
2026-10-22 SECtraded 2026-10-20
10,203
$150.2K
-1.1%
Context
  • 26 earlier Form 4 trades (code P or S) here by this insider (26 sales), the last on Sep 21, 2026.
  • The trade is 2.6% of the 397,870 shares held after it.
  • 1 other insider sold within 30 days.
  • 530 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, GBUL, SIPS Keough Kelli sold about $150.2K of SOFI under a 10b5-1 plan on Oct 20, 2026; 1 other insider sold within 30 days and 530 funds added in the latest 13F quarter.
Rishel Jeremy
Chief Technology Officer
SELL
2026-09-23 SECtraded 2026-09-21
18,624
$325.9K
-13.9%
Context
  • 14 earlier Form 4 trades (code P or S) here by this insider (14 sales), the last on Jun 17, 2026.
  • The trade is 2.0% of the 912,650 shares held after it.
  • 1 other insider sold within 30 days.
  • 530 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Technology Officer Rishel Jeremy sold about $325.9K of SOFI under a 10b5-1 plan on Sep 21, 2026; 1 other insider sold within 30 days and 530 funds added in the latest 13F quarter.
Keough Kelli
EVP, GBUL, SIPS
SELL
2026-09-23 SECtraded 2026-09-21
10,203
$173.3K
-13.9%
Context
  • 25 earlier Form 4 trades (code P or S) here by this insider (25 sales), the last on Aug 20, 2026.
  • The trade is 2.5% of the 408,073 shares held after it.
  • 1 other insider sold within 30 days.
  • 530 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, GBUL, SIPS Keough Kelli sold about $173.3K of SOFI under a 10b5-1 plan on Sep 21, 2026; 1 other insider sold within 30 days and 530 funds added in the latest 13F quarter.
Keough Kelli
EVP, GBUL, SIPS
SELL
2026-08-24 SECtraded 2026-08-20
11,286
$203.2K
-23.9%
Context
  • 24 earlier Form 4 trades (code P or S) here by this insider (24 sales), the last on Jul 20, 2026.
  • The trade is 3.2% of the 356,442 shares held after it.
  • No other insider sold within 30 days.
  • 530 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, GBUL, SIPS Keough Kelli sold about $203.2K of SOFI under a 10b5-1 plan on Aug 20, 2026; 530 funds added in the latest 13F quarter.
Keough Kelli
EVP, GBUL, SIPS
SELL
2026-07-21 SECtraded 2026-07-20
10,954
$188.3K
-15.3%
Context
  • 23 earlier Form 4 trades (code P or S) here by this insider (23 sales), the last on Jun 22, 2026.
  • The trade is 3.0% of the 367,728 shares held after it.
  • No other insider sold within 30 days.
  • 530 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, GBUL, SIPS Keough Kelli sold about $188.3K of SOFI on Jul 20, 2026; 530 funds added in the latest 13F quarter.
146 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 141 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$2.5M over 180 days
-$852.6K over 90 days
below 59% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
530 funds bought in last quarter
more than 93% of Financial Services
Revenue
+23.1% year over year
more than 64% of Financial Services
Margin
77.7% net margin
more than 91% of Financial Services
Buybacks
no share repurchases reported
Short interest
16.9% of the float short (float per yahoo 2026-10-26) · 4.2 days to cover · settled 2026-09-30
more than 95% of Financial Services
What changed in the last 30 days
Oct 28Insider buying stopped: no purchases in 90 days after 3 in the prior 90
Why it matters
The absence is the signal: 3 purchases in one 90-day window and none in the next is a change of behaviour, not a filing.
Oct 22EVP, GBUL, SIPS Keough Kelli sold $150.2K under a 10b5-1 plan (Oct 20)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.

Watch SOFI

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-48.5%12M
-49%-28%-7%+15%2025-102025-122026-022026-042026-062026-082026-10 2025-12-17 · Rishel Jeremy sold $2.4M2026-02-06 · Freiberg Steven J sold $1.9M2026-06-17 · Rishel Jeremy sold $1.8M2026-03-18 · Rishel Jeremy sold $1.7M2025-11-21 · Pinto Arun sold $1.1M2026-03-02 · Noto Anthony bought $1.0M2026-03-17 · Noto Anthony bought $500.5K2026-09-21 · Rishel Jeremy sold $325.9K2025-11-20 · Keough Kelli sold $273.3K2025-12-23 · Keough Kelli sold $257.0K2026-06-16 · Noto Anthony bought $250.8K2026-05-08 · Noto Anthony bought $249.8K2026-05-11 · Noto Anthony bought $248.7K2026-01-20 · Keough Kelli sold $243.8K2026-08-20 · Keough Kelli sold $203.2K2026-06-22 · Keough Kelli sold $190.1K2026-07-20 · Keough Kelli sold $188.3K2026-04-21 · Keough Kelli sold $187.5K2026-02-20 · Keough Kelli sold $184.1K2026-09-21 · Keough Kelli sold $173.3K2026-03-20 · Keough Kelli sold $165.0K2026-05-20 · Keough Kelli sold $155.9K2026-10-20 · Keough Kelli sold $150.2K2026-02-06 · Lavet Robert S bought $105.2K2026-02-05 · Schuppenhauer Eric bought $99.7K2026-06-18 · Lavet Robert S sold $20.8K2026-09-21 · Kelli Keough filed to sell $524.4K2026-09-21 · Rishel Jeremy filed to sell $325.9K2026-09-15 · Keough Kelli filed to sell $1.1M2026-09-15 · Lavet Robert S filed to sell $249.1K2026-09-15 · Pinto Arun filed to sell $204.5K2026-09-15 · Rishel Jeremy filed to sell $721.4K2026-09-15 · Schuppenhauer Eric filed to sell $47.6K2026-08-18 · Pinto Arun filed to sell $452.2K2026-08-18 · Schuppenhauer Eric filed to sell $427.0K2026-06-22 · Kelli Keough filed to sell $594.5K2026-06-18 · Lavet Robert S filed to sell $20.8K
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns SOFI: institutional holders (13F)

13F holdings, latest reported quarter
BlackRock, Inc.
72,444,208 sh
$1.3B
VANGUARD CAPITAL MANAGEMENT LLC
57,928,852 sh
$1.0B
VANGUARD PORTFOLIO MANAGEMENT LLC
50,740,132 sh
$909.8M
GOLDMAN SACHS GROUP INC
35,207,678 sh
$631.3M
UBS Group AG
35,168,018 sh
$630.6M

Congress trades in SOFI

STOCK Act disclosures, US House only, filed up to 45 days after the trade
James Comer
Bought 2025-01-02 · disclosed 8 days later
$1,001 - $15,000
All stocks members of Congress are buying · Every member's trades

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

SOFI planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Kelli Keough
Filed 2026-09-21
$524.4K
Rishel Jeremy
Filed 2026-09-21
$325.9K
Keough Kelli
Filed 2026-09-15
$1.1M
Lavet Robert S
Filed 2026-09-15
$249.1K
Pinto Arun
Filed 2026-09-15
$204.5K

SOFI mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Global X FinTech ETF
$8.1M position · as of 2026-05-31
4.1%
VanEck Social Sentiment ETF
$3.4M position · as of 2026-06-30
3.2%
Trenchless Fund ETF
$4.4M position · as of 2026-06-30
3.2%
Firsthand Technology Opportunities Fund
$1.4M position · as of 2026-06-30
2.8%
ARK Blockchain & Fintech Innovation ETF
$18.5M position · as of 2026-07-31
2.6%
Nuveen ESG Mid-Cap Growth ETF
$7.7M position · as of 2026-07-31
2.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Corporate PAC
The company's PAC: committee totals only, never individual donors (FEC).
Sofi Technologies, Inc. Political Action Committee
Cycle 2026 · $1K spent
$55.4K
Federal Election Commission, matched by the PAC's connected organisation
Executive pay vs shareholder return · Mr. Noto
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$30.3M
$149.1M
$5.1M
+16%
+75%
2024
$28.1M
$64.6M
$7.4M
-32%
+45%
2023
$18.3M
$71.3M
$5.3M
-56%
+12%
2022
$12.9M
-$121.5M
$10.4M
-80%
-23%
2021
$103.0M
$119.1M
$19.0M
-30%
+14%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $2.5M sold by insiders over 180 days, 530 funds added last quarter, $4.1M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

SOFI financials

Revenue growth
+23.1%
XBRL, annual
Net margin
77.7%
Complaints, 90 days
931
+26.3% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$610.2M
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+104.3%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
-$8.8B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.50x
long-term debt only, 2022-12-31 (42 months older than the period end); equity 2026-06-30
Cash flow to debt
-1.55x
TTM operating cash flow over long-term debt only, 2022-12-31 (42 months older than the period end)
Return on equity
+7.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+1.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
29.51x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$21.0B
market value at close 2026-10-26 on 2026-07-31 shares, plus long-term debt only, 2022-12-31 (42 months older than the period end), minus cash 2026-06-30
FCF yield
-47.1%
TTM free cash flow over market value at close 2026-10-26
PEG, trailing
n/a
trailing EPS growth -2%, PEG needs growth
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Revenue$619.4M$503.1M$421.5M$377.1M
Net income$481.3M$498.7M-$300.7M-$320.4M
EPS (diluted)0.390.39-0.36-0.40
Operating cash flow-$3.7B-$1.1B-$7.2B-$7.3B
Cash$4.9B$2.5B$3.1B$1.4B
Long-term debtn/an/an/a$5.5B
Buybacksn/an/a$0$0
SEC XBRL, fiscal years, as known on 2026-10-28

SOFI Stock Sonar score 6/7 axes

Find similar shapesCompare

SOFI ranks highest on institutional and government (84th percentile) and growth (65th), and lowest on risk and compliance (24th), among Financial Services peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
53
Inputs
  • Return on equity+7.1% · 50 pct, sector of 205
  • Return on assets+1.2% · 55 pct, sector of 266
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
31
Inputs
  • Debt to equity0.50x · 43 pct, sector of 181
  • Cash flow to debt-1.55x · 19 pct, sector of 141
Growth
65
Inputs
  • Revenue growth, YoY+23.1% · 65 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
49
Inputs
  • Net Form 4 buying (codes P and S), 180d-$1.6M · 42 pct, sector of 161
  • Insider buyers, 180d1 · 57 pct, sector of 165
Institutional and government
84
Inputs
  • Funds adding, latest quarter530 · 93 pct, sector of 278
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quarters$1.9M · 74 pct, sector of 40
Risk and compliance
24
Inputs
  • Short interest, % of float+16.9% · 11 pct, sector of 390
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+17.3% · 37 pct, sector of 175
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

SOFI filings, in plain words

Are SoFi Technologies insiders buying or selling SOFI?

In the 180 days to 2026-10-28, SoFi Technologies insiders were net sellers, a net $2.5M: $749.3K of purchases and $3.2M of sales reported on Form 4, by 1 buyer and 3 sellers.

Have members of Congress traded SOFI?

Yes, but not in the year to 2026-10-28; the latest on record is a purchase by James Comer dated 2025-01-02.

Are there planned insider sales of SOFI?

Yes. 9 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $4.1M of stock; the latest, by Kelli Keough, was filed 2026-09-21.

Read the full summary

In the 180 days to 2026-10-28, SoFi Technologies insiders were net sellers of SOFI, a net $2.5M across purchases and sales reported on Form 4 by 1 buyer and 3 sellers. 44% of the 9 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Members of Congress have disclosed trades in SOFI, none in the last year; the latest on record is a purchase by James Comer dated 2025-01-02. Insiders filed 9 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $4.1M of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

Explore insider trading and ownership data

Every company we track, ranked by each kind of filing
Insider buyingInsider sellingCongress stock tradesActivist 13D stakesForm 144 planned salesCEO pay vs performanceAll companies