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OPRT · Oportun Financial Corp
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OPRT Oportun Financial (OPRT) Insider Trading, Ownership & Congress Trades

Financial Services · Finance services · CIK 0001538716
Quote by TradingView
Form 144 · 3
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter

What the filings say about OPRT

Insiders, 180 days
-$55.2K net sold
2 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$242.7K
3 notices

Oportun Financial insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Oportun Financial Corp insiders sold a net $55.2K of stock across 57 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.

Insider
Filed
Shares
Value
Since filing
Schueller Joseph Andrew
SVP-Controller, CAO
SELL
2026-09-14 SECtraded 2026-09-11
28
$218
+16.9%
Context
  • 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Sep 10, 2026.
  • The trade is 0.0% of the 71,121 shares held after it.
  • 1 other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: SVP-Controller, CAO Schueller Joseph Andrew sold about $218 of OPRT on Sep 11, 2026; 1 other insider sold within 30 days.
Layton Kathleen I.
Chief Legal Officer
SELL
2026-09-14 SECtraded 2026-09-10
4,223
$32.9K
+16.9%
Context
  • 10 earlier Form 4 trades (code P or S) here by this insider (10 sales), the last on Mar 10, 2026.
  • The trade is 1.4% of the 292,006 shares held after it.
  • 1 other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Legal Officer Layton Kathleen I. sold about $32.9K of OPRT on Sep 10, 2026; 1 other insider sold within 30 days.
Schueller Joseph Andrew
SVP-Controller, CAO
SELL
2026-09-14 SECtraded 2026-09-10
2,831
$22.1K
+16.9%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 4.0% of the 71,149 shares held after it.
  • 1 other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: SVP-Controller, CAO Schueller Joseph Andrew sold about $22.1K of OPRT on Sep 10, 2026; 1 other insider sold within 30 days.
Kirscht Patrick
Chief Credit Officer
SELL
2026-03-12 SECtraded 2026-03-10
14,172
$69.4K
+115.7%
Context
  • 10 earlier Form 4 trades (code P or S) here by this insider (10 sales), the last on Mar 10, 2025.
  • The trade is 3.1% of the 458,980 shares held after it.
  • 1 other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Credit Officer Kirscht Patrick sold about $69.4K of OPRT on Mar 10, 2026, the largest insider sale at the company since 2025; 1 other insider sold within 30 days.
Kirscht Patrick
Chief Credit Officer
SELL
2026-03-12 SECtraded 2026-03-10
19,362
$94.9K
+115.7%
Context
  • 10 earlier Form 4 trades (code P or S) here by this insider (10 sales), the last on Mar 10, 2025.
  • The trade is 4.4% of the 439,618 shares held after it.
  • 1 other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Credit Officer Kirscht Patrick sold about $94.9K of OPRT on Mar 10, 2026, the largest insider sale at the company since 2025; 1 other insider sold within 30 days.
57 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
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Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$55.2K over 180 days
-$55.2K over 90 days
more than 68% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
-14.1% year over year
below 80% of Financial Services
Margin
129.7% net margin
more than 94% of Financial Services
Buybacks
no share repurchases reported
Short interest
5.7% of the float short (float per yahoo 2026-10-26) · 2.2 days to cover · settled 2026-09-30
more than 66% of Financial Services
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch OPRT

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The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+66.8%12M
-25%+6%+38%+70%2025-102025-122026-022026-042026-062026-082026-10 2026-03-10 · Kirscht Patrick sold $94.9K2026-03-10 · Kirscht Patrick sold $69.4K2026-03-10 · Layton Kathleen I. sold $60.8K2026-03-10 · Kirscht Patrick sold $59.3K2026-03-10 · Kirscht Patrick sold $42.5K2026-09-10 · Layton Kathleen I. sold $32.9K2026-03-10 · Layton Kathleen I. sold $27.2K2026-09-10 · Schueller Joseph Andrew sold $22.1K2026-03-10 · Layton Kathleen I. sold $6.9K2026-09-11 · Schueller Joseph Andrew sold $2182026-09-10 · Layton Kathleen I. filed to sell $32.9K2026-09-10 · Schueller Joseph Andrew filed to sell $22.1K2026-08-12 · Kirscht Patrick filed to sell $187.7K
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns OPRT: institutional holders (13F)

13F holdings, latest reported quarter
Pinnacle Holdings, LLC
5,727 sh
$32.7K

Congress trades in OPRT

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

OPRT planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Layton Kathleen I.
Filed 2026-09-10
$32.9K
Schueller Joseph Andrew
Filed 2026-09-10
$22.1K
Kirscht Patrick
Filed 2026-08-12
$187.7K
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $55.2K sold by insiders over 180 days, $242.7K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

OPRT financials

Revenue growth
-14.1%
XBRL, annual
Net margin
129.7%
Complaints, 90 days
138
+10.4% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$948.4M
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+2.0%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
$408.7M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.59x
long-term debt only, 2022-09-30 (45 months older than the period end); equity 2026-06-30
Cash flow to debt
1.74x
TTM operating cash flow over long-term debt only, 2022-09-30 (45 months older than the period end)
Return on equity
+5.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+0.6%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
22.97x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$524.9M
market value at close 2026-10-23 on 2026-07-30 shares, plus long-term debt only, 2022-09-30 (45 months older than the period end), minus cash 2026-06-30
FCF yield
+96.7%
TTM free cash flow over market value at close 2026-10-23
PEG, trailing
n/a
prior-year trailing EPS was a loss, growth undefined
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Revenue$956.7M$1.0B$1.1B$952.5M
Net income$25.2M-$78.7M-$180.0M-$77.7M
EPS (diluted)0.53-1.95-4.88-2.37
Operating cash flow$413.4M$393.5M$392.8M$247.9M
Cash$105.5M$60.0M$91.2M$98.8M
SEC XBRL, fiscal years, as known on 2026-10-27

OPRT Stock Sonar score 5/7 axes

Find similar shapesCompare

OPRT ranks highest on financial health (66th percentile) and risk and compliance (60th), and lowest on growth (20th), among Financial Services peers.

ProfitHealthGrowthInsidersRisk
Profitability
46
Inputs
  • Return on equity+5.0% · 44 pct, sector of 205
  • Return on assets+0.6% · 49 pct, sector of 266
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
66
Inputs
  • Debt to equity0.59x · 41 pct, sector of 181
  • Cash flow to debt1.74x · 90 pct, sector of 141
Growth
20
Inputs
  • Revenue growth, YoY-14.1% · 20 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
34
Inputs
  • Net Form 4 buying (codes P and S), 180d-$55K · 68 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 165
Risk and compliance
60
Inputs
  • Short interest, % of float+5.7% · 38 pct, sector of 390
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-K+6.2% · 82 pct, sector of 175
2 not measured: Institutional and government, US patents
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

OPRT filings, in plain words

Are Oportun Financial insiders buying or selling OPRT?

In the 180 days to 2026-10-27, Oportun Financial insiders were net sellers, a net $55.2K across purchases and sales reported on Form 4, by 2 sellers.

Are there planned insider sales of OPRT?

Yes. 3 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $242.7K of stock; the latest, by Layton Kathleen I., was filed 2026-09-10.

Read the full summary

In the 180 days to 2026-10-27, Oportun Financial insiders were net sellers of OPRT, a net $55.2K across purchases and sales reported on Form 4 by 2 sellers. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 3 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $242.7K of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.

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