WAVEMAN · COMPANY

OPRT · Oportun Financial Corp

LIVE

TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV-1.12% 13F +693CRM-0.46% 13F +1,018CVNA+2.74% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+15.81% 13F +1,203CRWD-5.42% 13F +1,382ANET+2.87% 13F +1,323COIN-1.05% 13F +475TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV-1.12% 13F +693CRM-0.46% 13F +1,018CVNA+2.74% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+15.81% 13F +1,203CRWD-5.42% 13F +1,382ANET+2.87% 13F +1,323COIN-1.05% 13F +475

← ALL COMPANIES

OPRT

Name: Oportun Financial Corp (OPRT) insider trading and ownership data
Creator: WaveMan
License: https://wave-man.com/terms

Oportun Financial Corp

FINANCIAL SERVICES · FINANCE SERVICES · CIK 0001538716

FORM 144 · 1☆ WATCH

INSIDER NET · 180D

-$360.9K

open-market buys minus sells, Form 4 codes P and S

INSIDER BUYERS · 180D

CONGRESS BUYERS · 1Y

FUNDS ADDED · QTR

13F, latest reported quarter

REVENUE GROWTH

-14.1%

XBRL, annual

NET MARGIN

129.7%

COMPLAINTS · 90D

157

+36.5% YoY · CFPB

SEVEN FACTS, RANKED AGAINST THE SECTOR · RANK IS NOT A FORECAST

INSIDERS

net -$360.9K over 180 days

more than 57% of Financial Services

CONGRESS

no member of Congress has reported trading it

FUNDS

fewer than five institutions report holding it

REVENUE

-14.1% year over year

below 78% of Financial Services

MARGIN

129.7% net margin

more than 94% of Financial Services

BUYBACKS

no share repurchases reported

SHORT

3.2% of shares outstanding short · 3.8 days to cover · settled 2026-07-31

more than 63% of Financial Services

The year, with the filings on it

Total return indexed to 100 over the last 12 months · every marker is a federal filing, placed at its date — hover any marker for the detail

TOTAL 12M RETURN +17.6%

+17.6%12M

INSIDER SELLFORM 144

INDEXED RETURN, DIVIDEND-ADJUSTED — NOT A PRICE CHART · LARGE TRADES DRAWN FIRST WHEN A NAME FILES HEAVILY

Live price

Daily candles from TradingView, on their licence — no filings are marked on this one

WHY THIS NAME IS ON THE DESK

Insiders have filed to sell — before selling.

The record shows a net $360.9K sold by insiders over 180 days, $187.7K in planned Form 144 sales. Every figure is a federal filing, dated the day it became public.

Backtest this pattern Open the screener

Same sector, ranked by filing activity

Sector from the SEC's own SIC classification

MSTR COIN MORN UPST IBKR CACC ARES HOOD RKT SCHW DAVE GS

Insider transactions

Form 4 purchases and sales (codes P and S) — grants, option exercises and preferred conversions excluded

Over the last 180 days, Oportun Financial Corp insiders sold a net $360.9K of stock across 54 Form 4 purchases and sales, with 0 insider(s) buying. Source: SEC Form 4 filings, as of 2026-09-04.

INSIDER

FILED

VALUE

Kirscht Patrick

Chief Credit Officer

SELL

2026-03-10

14,172.0

$69.4K

Kirscht Patrick

Chief Credit Officer

SELL

2026-03-10

19,362.0

$94.9K

Kirscht Patrick

Chief Credit Officer

SELL

2026-03-10

12,099.0

$59.3K

Kirscht Patrick

Chief Credit Officer

SELL

2026-03-10

8,666.0

$42.5K

Layton Kathleen I.

Chief Legal Officer

SELL

2026-03-10

5,556.0

$27.2K

54 TRANSACTIONS ON RECORD

Showing the most recent few. Create a free account to see 49 more transactions on record, the cross-source screener and CSV export. We store only your email address, and there is no password to create.

Institutional holders

13F · holdings as of the latest quarter funds have reported

Pinnacle Holdings, LLC

5,727.0 sh

$32.7K

SCHEDULE 13D/G

No 5%+ ownership filings

Nobody has crossed 5% with a filing obligation. Absence is a fact here, not missing data.

Planned sales · Form 144

Filed before the sale — intent, not a trade

Kirscht Patrick

FILED 2026-08-12

$187.7K

Fundamentals

Annual figures from XBRL filings · pick a past date to see them exactly as the market knew them then — restatements and all

	2025-12	2024-12	2023-12	2022-12
REVENUE	$19.5M	$22.7M	$25.6M	$31.2M
NET INCOME	$25.2M	$-78.7M	$-180.0M	$-77.7M
EPS (DILUTED)	0.53	-1.95	-4.88	-2.37
OPERATING CASH FLOW	$413.4M	$393.5M	$392.8M	$247.9M
CASH	$105.5M	$60.0M	$91.2M	$98.8M

SEC XBRL · FISCAL-YEAR PERIODS · AS KNOWN ON 2026-09-04 · NOBODY ELSE SHOWS FUNDAMENTALS AS OF A PAST DATE