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OPFI · Oppfi Inc.
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OPFI OppFi (OPFI) Insider Trading, Ownership & Congress Trades

Financial Services · Finance services · CIK 0001818502
Quote by TradingView
C-suite buying · 1Form 144 · 3
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
89
13F, latest reported quarter

What the filings say about OPFI

Insiders, 180 days
-$210.5K net sold
1 buyer · 5 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$832.1K
3 notices

OppFi insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, OppFi Inc. insiders sold a net $210.5K of stock across 341 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Schwartz Todd G.
Chief Executive Officer
BUY
2026-09-15 SECtraded 2026-09-14
1,940
$15.1K
-22.2%
Context
  • 97 earlier Form 4 trades (code P or S) here by this insider (97 buys), the last on Sep 11, 2026.
  • +22.9% median (+22.8% mean) 90-day return after 8 previous buys.
  • The trade is 0.3% of the 641,898 shares held after it.
  • No other insider bought within 30 days.
  • 89 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Schwartz Todd G. bought about $15.1K of OPFI on Sep 14, 2026; 89 funds added in the latest 13F quarter.
Johnson Pamela D.
CFO
SELL
2026-09-15 SECtraded 2026-09-11
8,650
$69.4K
-22.2%
Context
  • 11 earlier Form 4 trades (code P or S) here by this insider (11 sales), the last on Jan 5, 2026.
  • The trade is 5.7% of the 151,039 shares held after it.
  • 2 other insiders sold within 30 days.
  • 89 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CFO Johnson Pamela D. sold about $69.4K of OPFI on Sep 11, 2026; 2 other insiders sold within 30 days and 89 funds added in the latest 13F quarter.
Schwartz Todd G.
Chief Executive Officer
BUY
2026-09-15 SECtraded 2026-09-11
3,300
$26.3K
-22.2%
Context
  • 96 earlier Form 4 trades (code P or S) here by this insider (96 buys), the last on Sep 10, 2026.
  • +23.4% median (+23.4% mean) 90-day return after 9 previous buys.
  • The trade is 0.5% of the 639,958 shares held after it.
  • No other insider bought within 30 days.
  • 89 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Schwartz Todd G. bought about $26.3K of OPFI on Sep 11, 2026; 89 funds added in the latest 13F quarter.
Schwartz Todd G.
Chief Executive Officer
BUY
2026-09-11 SECtraded 2026-09-10
3,350
$25.3K
-29.7%
Context
  • 95 earlier Form 4 trades (code P or S) here by this insider (95 buys), the last on Sep 9, 2026.
  • +22.9% median (+22.4% mean) 90-day return after 10 previous buys.
  • The trade is 0.5% of the 636,658 shares held after it.
  • No other insider bought within 30 days.
  • 89 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Schwartz Todd G. bought about $25.3K of OPFI on Sep 10, 2026; 89 funds added in the latest 13F quarter.
Schwartz Todd G.
Chief Executive Officer
BUY
2026-09-10 SECtraded 2026-09-09
3,450
$26.2K
-31.5%
Context
  • 94 earlier Form 4 trades (code P or S) here by this insider (94 buys), the last on Sep 8, 2026.
  • +22.4% median (+21.5% mean) 90-day return after 11 previous buys.
  • The trade is 0.5% of the 633,308 shares held after it.
  • No other insider bought within 30 days.
  • 89 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Schwartz Todd G. bought about $26.2K of OPFI on Sep 9, 2026; 89 funds added in the latest 13F quarter.
341 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 336 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$210.5K over 180 days
+$656.6K over 90 days · +$1.5M of it by a 10%+ holder
more than 63% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
89 funds bought in last quarter
more than 57% of Financial Services
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$11.2M repurchased, FY to 2026-06-30
below 67% of Financial Services
Short interest
12.9% of the float short (float per yahoo 2026-10-26) · 4.6 days to cover · settled 2026-09-30
more than 71% of Financial Services
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch OPFI

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-44.6%12M
-45%-25%-5%+15%2025-102025-122026-022026-042026-062026-082026-10 2026-08-26 · McKay Christopher J. sold $558.8K2026-08-13 · Schwartz Todd G. bought $427.7K2026-08-12 · Schwartz Todd G. bought $423.0K2026-06-15 · Moore Jocelyn sold $325.1K2026-06-08 · Favilla Christina M sold $244.2K2026-08-19 · Vennettilli David sold $204.0K2026-06-12 · McKay Christopher J. sold $197.8K2025-11-21 · Moore Jocelyn sold $186.4K2026-08-14 · Schwartz Todd G. bought $144.0K2026-05-04 · Vennettilli David sold $100.0K2026-03-12 · Moore Jocelyn sold $69.9K2026-09-11 · Johnson Pamela D. sold $69.4K2026-01-05 · Johnson Pamela D. sold $52.1K2025-12-11 · Moore Jocelyn sold $48.7K2026-09-11 · Schwartz Todd G. bought $26.3K2026-09-09 · Schwartz Todd G. bought $26.2K2026-09-04 · Schwartz Todd G. bought $25.7K2026-09-08 · Schwartz Todd G. bought $25.7K2026-09-02 · Schwartz Todd G. bought $25.4K2026-09-10 · Schwartz Todd G. bought $25.3K2026-08-27 · Schwartz Todd G. bought $25.3K2026-09-03 · Schwartz Todd G. bought $25.3K2026-08-25 · Schwartz Todd G. bought $25.2K2026-08-26 · Schwartz Todd G. bought $25.2K2026-08-21 · Schwartz Todd G. bought $25.1K2026-08-19 · Schwartz Todd G. bought $25.1K2026-08-28 · Schwartz Todd G. bought $25.0K2026-08-18 · Schwartz Todd G. bought $25.0K2026-08-24 · Schwartz Todd G. bought $24.8K2026-08-31 · Schwartz Todd G. bought $24.6K2026-08-20 · Schwartz Todd G. bought $24.6K2026-09-01 · Schwartz Todd G. bought $24.5K2026-08-17 · Schwartz Todd G. bought $24.5K2026-09-14 · Schwartz Todd G. bought $15.1K2025-11-03 · Johnson Pamela D. sold $11.3K2025-11-03 · McKay Christopher J. sold $10.9K2026-09-11 · Johnson Pamela D. filed to sell $69.4K2026-08-26 · McKay Christopher J. filed to sell $558.8K2026-08-19 · Vennettilli David filed to sell $204.0K
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns OPFI: institutional holders (13F)

13F holdings, latest reported quarter
WELLINGTON MANAGEMENT GROUP LLP
3,019,250 sh
$30.0M
VANGUARD CAPITAL MANAGEMENT LLC
2,216,792 sh
$22.0M
BlackRock, Inc.
2,047,243 sh
$20.3M
CITADEL ADVISORS LLC
1,066,428 sh
$10.6M
CORSAIR CAPITAL MANAGEMENT, L.P.
1,053,379 sh
$10.5M

Congress trades in OPFI

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

OPFI planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Johnson Pamela D.
Filed 2026-09-11
$69.4K
McKay Christopher J.
Filed 2026-08-26
$558.8K
Vennettilli David
Filed 2026-08-19
$204.0K

OPFI mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Emerald Finance & Banking Innovation Fund
$995.9K position · as of 2026-07-31
2.0%
Columbia Integrated Small Cap Growth Fund
$389.6K position · as of 2026-05-31
1.2%
Zacks Small-Cap Core Fund
$327.6K position · as of 2026-05-31
1.0%
First Trust Dow Jones Select MicroCap Index Fund
$1.2M position · as of 2026-06-30
0.4%
Allspring Disciplined Small Cap Fund
$434.2K position · as of 2026-06-30
0.2%
Virtus Small-Cap Fund
$263.5K position · as of 2026-06-30
0.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$1.6M
$1.8M
$1.5M
+120%
n/a
2024
$297.7K
$297.7K
$899.3K
+56%
n/a
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $210.5K sold by insiders over 180 days, 89 funds added last quarter, $832.1K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

OPFI financials

Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$384.9M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.12x
long-term debt only, 2021-12-31 (54 months older than the period end); equity 2026-06-30
Cash flow to debt
8.10x
TTM operating cash flow over long-term debt only, 2021-12-31 (54 months older than the period end)
Return on equity
+47.6%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+14.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
+59.8%
operating income after a 10.2% effective tax rate, over long-term debt only, 2021-12-31 (54 months older than the period end) plus average of 2025-06-30 and 2026-06-30 minus cash
Return on capital employed
+19.3%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
P/E, trailing
2.56x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$463.2M
market value at close 2026-10-26 on 2025-08-05 shares, plus long-term debt only, 2021-12-31 (54 months older than the period end), minus cash 2026-06-30
FCF yield
+80.6%
TTM free cash flow over market value at close 2026-10-26
PEG, trailing
n/a
prior-year trailing EPS was a loss, growth undefined
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Operating income$166.7M$94.5M$46.4M-$6.3M
Net income$26.3M$7.3M-$1.0M$7.1M
EPS (diluted)0.990.36-0.060.05
Operating cash flow$401.3M$323.8M$296.1M$243.3M
Cash$49.5M$61.3M$31.8M$16.2M
Buybacks$15.5M$3.6M$0$2.5M
Dividends paid$6.4M$2.4M$0$0
SEC XBRL, fiscal years, as known on 2026-10-28

OPFI Stock Sonar score 5/7 axes

Find similar shapesCompare

OPFI ranks highest on profitability (89th percentile) and financial health (82nd), and lowest on risk and compliance (15th), among Financial Services peers.

ProfitHealthInsidersInstitutionsRisk
Profitability
89
Inputs
  • Return on equity+47.6% · 94 pct, sector of 205
  • Return on assets+14.1% · 86 pct, sector of 266
  • Return on invested capital+59.8% · 86 pct, sector of 30
  • Return on capital employed+19.3% · 92 pct, sector of 88
Financial health
82
Inputs
  • Debt to equity0.12x · 69 pct, sector of 181
  • Cash flow to debt8.10x · 95 pct, sector of 141
Insider conviction
60
Inputs
  • Net Form 4 buying (codes P and S), 180d-$211K · 62 pct, sector of 161
  • Insider buyers, 180d1 · 57 pct, sector of 165
Institutional and government
57
Inputs
  • Funds adding, latest quarter89 · 57 pct, sector of 278
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
15
Inputs
  • Short interest, % of float+12.9% · 15 pct, sector of 390
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Growth, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

OPFI filings, in plain words

Are OppFi insiders buying or selling OPFI?

In the 180 days to 2026-10-28, OppFi insiders were net sellers, a net $210.5K: $1.5M of purchases and $1.7M of sales reported on Form 4, by 1 buyer and 5 sellers.

Are there planned insider sales of OPFI?

Yes. 3 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $832.1K of stock; the latest, by Johnson Pamela D., was filed 2026-09-11.

Read the full summary

In the 180 days to 2026-10-28, OppFi insiders were net sellers of OPFI, a net $210.5K across purchases and sales reported on Form 4 by 1 buyer and 5 sellers. Most of that figure, $1.5M, came from a holder of 10% or more rather than an officer or director. None of the 7 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 3 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $832.1K of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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