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JCAP · Jefferson Capital, Inc. / De
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JCAP Jefferson Capital, Inc. / DE (JCAP) Insider Trading, Ownership & Congress Trades

Financial Services · Short-term business credit institutions · CIK 0002046042
Quote by TradingView
Form 144 · 2
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter

What the filings say about JCAP

Insiders, 180 days
-$1.3M net sold
2 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$1.3M
2 notices

Jefferson Capital, Inc. / DE insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Jefferson Capital, Inc. / DE insiders sold a net $1.3M of stock across 7 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.

Insider
Filed
Shares
Value
Since filing
Person Penelope JoAnn
Chief Commercial Officer
SELL
2026-08-26 SECtraded 2026-08-25
246
$5.4K
-5.9%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 0.1% of the 437,265 shares held after it.
  • 1 other insider sold within 30 days.
Insider activity: Chief Commercial Officer Person Penelope JoAnn sold about $5.4K of JCAP on Aug 25, 2026; 1 other insider sold within 30 days.
Zellmann Mark Joseph
President US Business Lines
SELL
2026-08-19 SECtraded 2026-08-17
56,000
$1.3M
-7.6%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 8.8% of the 637,747 shares held after it.
  • 1 other insider sold within 30 days.
Insider activity: President US Business Lines Zellmann Mark Joseph sold about $1.3M of JCAP on Aug 17, 2026; 1 other insider sold within 30 days.
Burton David M.
SEE REMARKS
SELL
2026-01-14 SECtraded 2026-01-09
385,000
$7.9M
-8.0%
Context
  • 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Jun 27, 2025.
  • The trade is 11.3% of the 3,392,500 shares held after it.
  • 1 other insider sold within 30 days.
Insider activity: SEE REMARKS Burton David M. sold about $7.9M of JCAP on Jan 9, 2026; 1 other insider sold within 30 days.
JCF Associates IV L.P.
SELL
2026-01-13 SECtraded 2026-01-09
11,000,000
$215.9M
-9.3%
Context
  • 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Jun 27, 2025.
  • The trade is 33.6% of the 32,721,808 shares held after it.
  • 1 other insider sold within 30 days.
Insider activity: Insider JCF Associates IV L.P. sold about $215.9M of JCAP on Jan 9, 2026, the largest insider sale at the company on our record; 1 other insider sold within 30 days.
Burton David M.
SEE REMARKS
SELL
2025-06-30 SECtraded 2025-06-27
424,296
$6.4M
+20.8%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 11.2% of the 3,777,500 shares held after it.
  • 1 other insider sold within 30 days.
Insider activity: SEE REMARKS Burton David M. sold about $6.4M of JCAP on Jun 27, 2025, the largest insider sale at the company on our record; 1 other insider sold within 30 days.
7 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
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Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$1.3M over 180 days
-$1.3M over 90 days
below 53% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+41.5% year over year
more than 75% of Financial Services
Margin
30.6% net margin
more than 81% of Financial Services
Buybacks
$58.9M repurchased, FY to 2026-06-30
more than 56% of Financial Services
Short interest
5.3% of the float short (float per yahoo 2026-10-26) · 3.4 days to cover · settled 2026-09-30
below 55% of Financial Services
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch JCAP

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+15.9%12M
-12%+4%+19%+35%2025-102025-122026-022026-042026-062026-082026-10 2026-01-09 · JCF Associates IV L.P. sold $215.9M2026-01-09 · Burton David M. sold $7.9M2026-08-17 · Zellmann Mark Joseph sold $1.3M2026-08-25 · Person Penelope JoAnn sold $5.4K2026-08-25 · Person Penelope JoAnn filed to sell $5.4K2026-08-17 · Zellmann Mark Joseph filed to sell $1.3M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns JCAP: institutional holders (13F)

13F holdings, latest reported quarter
SEC 13F
No reported 13F holders

No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.

Congress trades in JCAP

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

JCAP planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Person Penelope JoAnn
Filed 2026-08-25
$5.4K
Zellmann Mark Joseph
Filed 2026-08-17
$1.3M
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $1.3M sold by insiders over 180 days, $1.3M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

JCAP financials

Revenue growth
+41.5%
XBRL, annual
Net margin
30.6%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$659.6M
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+23.5%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
n/a
capex not filed for the four quarters
Debt to equity
3.68x
long-term debt only, 2025-12-31 (6 months older than the period end); equity 2026-06-30
Cash flow to debt
0.13x
TTM operating cash flow over long-term debt only, 2025-12-31 (6 months older than the period end)
Return on equity
+35.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+8.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
+11.2%
operating income after a 20.1% effective tax rate, over long-term debt only, 2025-12-31 (6 months older than the period end) plus average of 2025-06-30 and 2026-06-30 minus cash
Return on capital employed
n/a
assets or current liabilities not filed
P/E, trailing
22.43x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$2.9B
market value at close 2026-10-23 on 2026-08-13 shares, plus long-term debt only, 2025-12-31 (6 months older than the period end), minus cash 2026-06-30
FCF yield
n/a
capex not filed for the four quarters
PEG, trailing
n/a
no prior four-quarter EPS window to measure growth
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-12
Revenue$613.3M$433.3M$323.1M
Operating income$316.5M$220.3M$164.1M
Net income$188.0M$128.9M$111.5M
EPS (diluted)5.64n/an/a
Operating cash flow$268.8M$168.2M$120.2M
Cash$23.2M$35.5M$14.4M
Long-term debt$1.8Bn/an/a
Dividends paid$63.5M$36.0M$30.6M
SEC XBRL, fiscal years, as known on 2026-10-27

JCAP Stock Sonar score 5/7 axes

Find similar shapesCompare

JCAP ranks highest on growth (75th percentile) and profitability (68th), and lowest on insider conviction (22nd), among Financial Services peers.

ProfitHealthGrowthInsidersRisk
Profitability
68
Inputs
  • Return on equity+35.0% · 91 pct, sector of 205
  • Return on assets+8.1% · 78 pct, sector of 266
  • Return on invested capital+11.2% · 34 pct, sector of 30
  • Return on capital employedassets or current liabilities not filed
Financial health
33
Inputs
  • Debt to equity3.68x · 9 pct, sector of 181
  • Cash flow to debt0.13x · 57 pct, sector of 141
Growth
75
Inputs
  • Revenue growth, YoY+41.5% · 75 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
22
Inputs
  • Net Form 4 buying (codes P and S), 180d-$1.3M · 45 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 165
Risk and compliance
40
Inputs
  • Short interest, % of float+5.3% · 40 pct, sector of 390
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Institutional and government, US patents
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

JCAP filings, in plain words

Are Jefferson Capital, Inc. / DE insiders buying or selling JCAP?

In the 180 days to 2026-10-27, Jefferson Capital, Inc. / DE insiders were net sellers, a net $1.3M across purchases and sales reported on Form 4, by 2 sellers.

Are there planned insider sales of JCAP?

Yes. 2 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $1.3M of stock; the latest, by Person Penelope JoAnn, was filed 2026-08-25.

Read the full summary

In the 180 days to 2026-10-27, Jefferson Capital, Inc. / DE insiders were net sellers of JCAP, a net $1.3M across purchases and sales reported on Form 4 by 2 sellers. Insiders filed 2 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $1.3M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.

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