EFX Equifax (EFX) Insider Trading, Ownership & Congress Trades
Services · Services-consumer credit reporting, collection agencies · CIK 0000033185
Congress · 1Form 144 · 3
Insider buyers, 180 days
0
Funds added, last quarter
375
13F, latest reported quarter
Conversions, 180 days
2
Codes C/M, not in net · $8.5M priced
What the filings say about EFX
Insiders, 180 days
-$15.3M net sold
3 sellers · 33% of sales under a 10b5-1 plan
Congress, 1 year
1 bought · 1 sold
Latest: sale, 2026-04-14
Planned sales (Form 144), 90 days
$9.3M
3 notices
Equifax insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, EQUIFAX INC insiders sold a net $15.3M of stock across 270 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 94 earlier Form 4 trades (code P or S) here by this insider (94 sales), the last on Jul 24, 2026.
- The trade is 0.4% of the 326,520 shares held after it.
- No other insider sold within 30 days.
- 375 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Begor Mark W sold about $223.0K of EFX under a 10b5-1 plan on Oct 23, 2026; 375 funds added in the latest 13F quarter.Context
- 94 earlier Form 4 trades (code P or S) here by this insider (94 sales), the last on Jul 24, 2026.
- The trade is 0.4% of the 325,270 shares held after it.
- No other insider sold within 30 days.
- 375 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Begor Mark W sold about $229.3K of EFX under a 10b5-1 plan on Oct 23, 2026; 375 funds added in the latest 13F quarter.Context
- 94 earlier Form 4 trades (code P or S) here by this insider (94 sales), the last on Jul 24, 2026.
- The trade is 0.5% of the 323,589 shares held after it.
- No other insider sold within 30 days.
- 375 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Begor Mark W sold about $311.3K of EFX under a 10b5-1 plan on Oct 23, 2026; 375 funds added in the latest 13F quarter.Context
- 94 earlier Form 4 trades (code P or S) here by this insider (94 sales), the last on Jul 24, 2026.
- The trade is 11.6% of the 289,922 shares held after it.
- No other insider sold within 30 days.
- 375 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Begor Mark W sold about $6.1M of EFX under a 10b5-1 plan on Oct 23, 2026, the largest insider sale at the company since 2024; 375 funds added in the latest 13F quarter.Context
- 23 earlier Form 4 trades (code P or S) here by this insider (23 sales), the last on May 1, 2026.
- The trade is 6.5% of the 69,055 shares held after it.
- No other insider sold within 30 days.
- 375 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, CFO & COO GAMBLE JOHN W JR sold about $845.8K of EFX under a 10b5-1 plan on Sep 3, 2026; 375 funds added in the latest 13F quarter.270 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$15.3M over 180 days
-$7.8M over 90 days
below 86% of Services
Congress
1 member bought in the last year
the lowest in Services
Funds
375 funds bought in last quarter
more than 90% of Services
Revenue
+6.9% year over year
more than 56% of Services
Margin
10.9% net margin
more than 75% of Services
Buybacks
$652.0M repurchased, FY to 2026-09-30
more than 87% of Services
Short interest
4.8% of the float short (float per yahoo 2026-10-27) · 2.9 days to cover · settled 2026-10-15
more than 65% of Services
What changed in the last 30 days
Oct 27CEO Begor Mark W sold $6.9M under a 10b5-1 plan (Oct 23)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 23Officer Begor Mark W filed to sell $6.9M by Oct 23 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Oct 23Officer Mao Cecilia filed to sell $1.5M by Oct 23 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Watch EFX
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-22.1%12M
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns EFX: institutional holders (13F)
13F holdings, latest reported quarter
9,396,150 sh
$1.5B
7,780,433 sh
$1.2B
7,447,263 sh
$1.2B
5,242,614 sh
$832.1M
5,199,595 sh
$825.3M
Congress trades in EFX
STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2026-04-14 · disclosed 24 days later
$1,001 - $15,000
Bought 2026-03-13 · disclosed 25 days later
$1,001 - $15,000
Bought 2025-04-08 · disclosed 30 days later
$1,001 - $15,000
Sold 2025-03-20 · disclosed 25 days later
$1,001 - $15,000
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
EFX planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Begor Mark W
Filed 2026-10-23
$6.9M
Mao Cecilia
Filed 2026-10-23
$1.5M
GAMBLE JOHN W JR
Filed 2026-09-03
$845.8K
Begor Mark W
Filed 2026-07-24
$6.5M
EFX mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Vulcan Value Partners Fund
$10.1M position · as of 2026-07-31
4.4%
Invesco Bloomberg Financial Data Providers ETF
$1.8M position · as of 2026-05-31
3.6%
Fidelity Disruptive Finance ETF
$1.4M position · as of 2026-05-31
3.4%
Weitz Large Cap Equity Fund
$19.7M position · as of 2026-06-30
3.1%
Eaton Vance Atlanta Capital Focused Growth Fund
$14.4M position · as of 2026-06-30
3.1%
Lazard Equity Franchise Portfolio
$1.1M position · as of 2026-06-30
3.1%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Mark W. Begor
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$23.4M
-$3.7M
$6.3M
+17%
+69%
2024
$14.8M
$13.1M
$6.6M
+36%
+50%
2023
$13.0M
$32.1M
$6.2M
+31%
+21%
2022
$37.2M
-$19.0M
$3.7M
+2%
+15%
2021
$16.1M
$84.9M
$4.0M
+53%
+34%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $15.3M sold by insiders over 180 days, 375 funds added last quarter, 1 House member(s) bought in 12 months, disclosed weeks after the trade, $9.3M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
EFX financials
Revenue growth
+6.9%
XBRL, annual
Net margin
10.9%
Complaints, 90 days
561,835
+18.2% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$6.6B
four quarters, 2025-10-01 to 2026-09-30
Revenue, TTM EFX
| FY Dec 2025 | $6.1B |
| FY Dec 2024 | $5.7B |
| FY Dec 2023 | $5.3B |
| FY Dec 2022 | $5.1B |
| FY Dec 2021 | $4.9B |
| Sep 2026 | $1.7B |
| Jun 2026 | $1.7B |
| Mar 2026 | $1.6B |
| Dec 2025 | $1.6B |
| Sep 2025 | $1.5B |
| Jun 2025 | $1.5B |
| Mar 2025 | $1.4B |
| Dec 2024 | $1.4B |
At each fiscal year end
Single quarter
Net margin, TTM
+11.3%
net income over revenue, 2025-10-01 to 2026-09-30
Net margin, TTM EFX
| FY Dec 2025 | +10.9% |
| FY Dec 2024 | +10.6% |
| FY Dec 2023 | +10.4% |
| FY Dec 2022 | +13.6% |
| FY Dec 2021 | +15.1% |
| Sep 2026 | +12.5% |
| Jun 2026 | +10.8% |
| Mar 2026 | +10.4% |
| Dec 2025 | +11.3% |
| Sep 2025 | +10.4% |
| Jun 2025 | +12.4% |
| Mar 2025 | +9.2% |
| Dec 2024 | +12.3% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$1.1B
operating cash flow minus capex, 2025-10-01 to 2026-09-30
Free cash flow, TTM EFX
| FY Dec 2025 | $1.1B |
| FY Dec 2024 | $813.0M |
| FY Dec 2023 | $515.5M |
| FY Dec 2022 | $132.6M |
| FY Dec 2021 | $865.8M |
| Sep 2026 | $436.9M |
| Jun 2026 | $204.8M |
| Mar 2026 | $121.5M |
| Dec 2025 | $340.8M |
| Sep 2025 | $437.9M |
| Jun 2025 | $238.9M |
| Mar 2025 | $116.7M |
| Dec 2024 | $205.9M |
At each fiscal year end
Single quarter
Debt to equity
1.16x
long-term 2026-09-30 plus current 2026-09-30; equity 2026-09-30
Debt to equity EFX
| FY Dec 2025 | 1.11x |
| FY Dec 2024 | 1.04x |
| FY Dec 2023 | 1.26x |
| FY Dec 2022 | 1.46x |
| FY Dec 2021 | 1.48x |
| Sep 2026 | 1.16x |
| Jun 2026 | 1.25x |
| Mar 2026 | 1.17x |
| Dec 2025 | 1.11x |
| Sep 2025 | 0.97x |
| Jun 2025 | 0.96x |
| Mar 2025 | 1.00x |
| Dec 2024 | 1.04x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.31x
TTM operating cash flow over long-term 2026-09-30 plus current 2026-09-30
Cash flow to debt EFX
| FY Dec 2025 | 0.32x |
| FY Dec 2024 | 0.26x |
| FY Dec 2023 | 0.20x |
| FY Dec 2022 | 0.13x |
| FY Dec 2021 | 0.25x |
| Sep 2026 | 0.31x |
| Jun 2026 | 0.29x |
| Mar 2026 | 0.31x |
| Dec 2025 | 0.32x |
| Sep 2025 | 0.31x |
| Jun 2025 | 0.28x |
| Mar 2025 | 0.26x |
| Dec 2024 | 0.26x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+15.8%
TTM net income over average of 2025-09-30 and 2026-09-30
Return on equity EFX
| FY Dec 2025 | +14.0% |
| FY Dec 2024 | +12.9% |
| FY Dec 2023 | +12.8% |
| FY Dec 2022 | +18.5% |
| FY Dec 2021 | +22.0% |
| Sep 2026 | +15.8% |
| Jun 2026 | +14.6% |
| Mar 2026 | +14.7% |
| Dec 2025 | +14.0% |
| Sep 2025 | +13.4% |
| Jun 2025 | +13.1% |
| Mar 2025 | +12.8% |
| Dec 2024 | +12.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+6.3%
TTM net income over average of 2025-09-30 and 2026-09-30
Return on assets EFX
| FY Dec 2025 | +5.6% |
| FY Dec 2024 | +5.0% |
| FY Dec 2023 | +4.6% |
| FY Dec 2022 | +6.2% |
| FY Dec 2021 | +7.2% |
| Sep 2026 | +6.3% |
| Jun 2026 | +5.8% |
| Mar 2026 | +5.9% |
| Dec 2025 | +5.6% |
| Sep 2025 | +5.4% |
| Jun 2025 | +5.3% |
| Mar 2025 | +5.1% |
| Dec 2024 | +5.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
+9.3%
operating income after a 26.8% effective tax rate, over long-term 2026-09-30 plus current 2026-09-30 plus average of 2025-09-30 and 2026-09-30 minus cash
Return on invested capital EFX
| FY Dec 2025 | +8.5% |
| FY Dec 2024 | +8.2% |
| FY Dec 2023 | +7.4% |
| FY Dec 2022 | +8.5% |
| FY Dec 2021 | +11.6% |
| Sep 2026 | +9.3% |
| Jun 2026 | +8.5% |
| Mar 2026 | +8.6% |
| Dec 2025 | +8.5% |
| Sep 2025 | +8.7% |
| Jun 2025 | +8.3% |
| Mar 2025 | +8.2% |
| Dec 2024 | +8.2% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
+12.2%
operating income (EBIT proxy) over average of 2025-09-30 and 2026-09-30 minus current liabilities
Return on capital employed EFX
| FY Dec 2025 | +11.2% |
| FY Dec 2024 | +10.3% |
| FY Dec 2023 | +9.4% |
| FY Dec 2022 | +11.6% |
| FY Dec 2021 | +14.3% |
| Sep 2026 | +12.2% |
| Jun 2026 | +11.9% |
| Mar 2026 | +11.7% |
| Dec 2025 | +11.2% |
| Sep 2025 | +10.8% |
| Jun 2025 | +10.6% |
| Mar 2025 | +10.3% |
| Dec 2024 | +10.3% |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
28.89x
close 2026-10-26 over four quarters of diluted EPS, 2025-10-01 to 2026-09-30
P/E, trailing EFX
| FY Dec 2025 | 40.86x |
| FY Dec 2024 | 52.65x |
| FY Dec 2023 | 56.20x |
| FY Dec 2022 | 34.40x |
| FY Dec 2021 | 48.64x |
| Sep 2026 | 22.21x |
| Jun 2026 | 27.94x |
| Mar 2026 | 31.76x |
| Dec 2025 | 40.86x |
| Sep 2025 | 48.59x |
| Jun 2025 | 50.66x |
| Mar 2025 | 49.71x |
| Dec 2024 | 52.65x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$25.9B
market value at close 2026-10-26 on 2026-10-09 shares, plus long-term 2026-09-30 plus current 2026-09-30, minus cash 2026-09-30
Enterprise value EFX
| FY Dec 2025 | $31.5B |
| FY Dec 2024 | $36.4B |
| FY Dec 2023 | $36.0B |
| FY Dec 2022 | $29.3B |
| FY Dec 2021 | $40.8B |
| Sep 2026 | $21.1B |
| Jun 2026 | $24.2B |
| Mar 2026 | $26.8B |
| Dec 2025 | $31.5B |
| Sep 2025 | $36.4B |
| Jun 2025 | $36.9B |
| Mar 2025 | $35.0B |
| Dec 2024 | $36.4B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+5.3%
TTM free cash flow over market value at close 2026-10-26
FCF yield EFX
| FY Dec 2025 | +4.3% |
| FY Dec 2024 | +2.6% |
| FY Dec 2023 | +1.7% |
| FY Dec 2022 | +0.6% |
| FY Dec 2021 | +2.4% |
| Sep 2026 | +6.8% |
| Jun 2026 | +5.8% |
| Mar 2026 | +5.3% |
| Dec 2025 | +4.3% |
| Sep 2025 | +3.1% |
| Jun 2025 | +2.8% |
| Mar 2025 | +2.7% |
| Dec 2024 | +2.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.70x
P/E over trailing EPS growth of 17%: four quarters to 2026-09-30 against the four to 2025-09-30
PEG, trailing EFX
| FY Dec 2025 | 4.21x |
| FY Dec 2024 | 5.27x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 1.16x |
| Sep 2026 | 1.30x |
| Jun 2026 | 2.55x |
| Mar 2026 | 2.02x |
| Dec 2025 | 4.21x |
| Sep 2025 | 2.80x |
| Jun 2025 | 5.39x |
| Mar 2025 | 5.44x |
| Dec 2024 | 5.27x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $6.1B | $5.7B | $5.3B | $5.1B |
| Operating income | $1.1B | $1.0B | $933.6M | $1.1B |
| Net income | $660.3M | $604.1M | $545.3M | $696.2M |
| EPS (diluted) | 5.32 | 4.84 | 4.40 | 5.65 |
| Operating cash flow | $1.6B | $1.3B | $1.1B | $757.1M |
| Cash | $180.8M | $169.9M | $216.8M | $285.2M |
| Long-term debt | $4.1B | $4.3B | $4.7B | $4.8B |
| Buybacks | $927.5M | $0 | $0 | $0 |
| Dividends paid | $232.8M | $193.2M | $191.8M | $191.1M |
SEC XBRL, fiscal years, as known on 2026-10-28
EFX Stock Sonar score 6/7 axes
Find similar shapesCompareEFX ranks highest on institutional and government (77th percentile) and growth (75th), and lowest on insider conviction (9th), among Services peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
EFX filings, in plain words
Are Equifax insiders buying or selling EFX?
In the 180 days to 2026-10-28, Equifax insiders were net sellers, a net $15.3M across purchases and sales reported on Form 4, by 3 sellers.
Have members of Congress traded EFX?
Yes. In the year to 2026-10-28, 1 House member disclosed buying EFX and 1 House member disclosed selling it; the latest on record is a sale by Gilbert Cisneros dated 2026-04-14.
Are there planned insider sales of EFX?
Yes. 3 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $9.3M of stock; the latest, by Begor Mark W, was filed 2026-10-23.
Read the full summary
In the 180 days to 2026-10-28, Equifax insiders were net sellers of EFX, a net $15.3M across purchases and sales reported on Form 4 by 3 sellers. 33% of the 15 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. In the year to 2026-10-28, 1 member of Congress disclosed buying EFX and 1 member disclosed selling it; the latest on record is a sale by Gilbert Cisneros dated 2026-04-14. Insiders filed 3 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $9.3M of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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