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AFRM · Affirm Holdings, Inc.
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AFRM Affirm (AFRM) Insider Trading, Ownership & Congress Trades

Financial Services · Personal credit institutions · CIK 0001820953
Quote by TradingView
Form 144 · 9
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
407
13F, latest reported quarter
Conversions, 180 days
30
Codes C/M, not in net · $4.7M priced

What the filings say about AFRM

Insiders, 180 days
-$32.1M net sold
5 sellers · 64% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$22.9M
9 notices

Affirm insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Affirm Holdings, Inc. insiders sold a net $32.1M of stock across 272 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.

Insider
Filed
Shares
Value
Since filing
O'Hare Robert
Chief Financial Officer
SELL
2026-10-14 SECtraded 2026-10-09
65,591
$5.2M
-8.5%
Context
  • 27 earlier Form 4 trades (code P or S) here by this insider (27 sales), the last on Sep 2, 2026.
  • The trade is 2399.1% of the 2,734 shares held after it.
  • 1 other insider sold within 30 days.
  • 407 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer O'Hare Robert sold about $5.2M of AFRM under a 10b5-1 plan on Oct 9, 2026; 1 other insider sold within 30 days and 407 funds added in the latest 13F quarter.
Jiyane Siphelele
Chief Accounting Officer
SELL
2026-09-16 SECtraded 2026-09-14
26,980
$1.9M
-1.1%
Context
  • 16 earlier Form 4 trades (code P or S) here by this insider (16 sales), the last on Sep 4, 2026.
  • The trade is 14.3% of the 188,711 shares held after it.
  • 3 other insiders sold within 30 days.
  • 407 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Accounting Officer Jiyane Siphelele sold about $1.9M of AFRM on Sep 14, 2026; 3 other insiders sold within 30 days and 407 funds added in the latest 13F quarter.
Jiyane Siphelele
Chief Accounting Officer
SELL
2026-09-09 SECtraded 2026-09-04
25,000
$1.8M
+2.2%
Context
  • 15 earlier Form 4 trades (code P or S) here by this insider (15 sales), the last on Sep 15, 2025.
  • The trade is 11.6% of the 215,691 shares held after it.
  • 4 other insiders sold within 30 days.
  • 407 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Accounting Officer Jiyane Siphelele sold about $1.8M of AFRM on Sep 4, 2026; 4 other insiders sold within 30 days and 407 funds added in the latest 13F quarter.
Adkins Katherine
Chief Legal Officer
SELL
2026-09-03 SEC
41,664
$3.1M
-4.0%
Context
  • 25 earlier Form 4 trades (code P or S) here by this insider (25 sales), the last on Sep 1, 2026.
  • The trade is 27.3% of the 152,439 shares held after it.
  • 4 other insiders sold within 30 days.
  • 407 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Legal Officer Adkins Katherine sold about $3.1M of AFRM under a 10b5-1 plan on Sep 3, 2026; 4 other insiders sold within 30 days and 407 funds added in the latest 13F quarter.
O'Hare Robert
Chief Financial Officer
SELL
2026-09-03 SECtraded 2026-09-02
5,886
$435.7K
-4.0%
Context
  • 26 earlier Form 4 trades (code P or S) here by this insider (26 sales), the last on Sep 1, 2026.
  • The trade is 215.3% of the 2,734 shares held after it.
  • 4 other insiders sold within 30 days.
  • 407 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer O'Hare Robert sold about $435.7K of AFRM under a 10b5-1 plan on Sep 2, 2026; 4 other insiders sold within 30 days and 407 funds added in the latest 13F quarter.
272 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 267 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$32.1M over 180 days
-$23.9M over 90 days
below 92% of Financial Services
Congress
no House purchase disclosed in the last 12 months
Funds
407 funds bought in last quarter
more than 89% of Financial Services
Revenue
+29.6% year over year
more than 69% of Financial Services
Margin
133.6% net margin
more than 94% of Financial Services
Buybacks
no share repurchases reported
Short interest
6.3% of the float short (float per yahoo 2026-10-26) · 4.4 days to cover · settled 2026-09-30
The situation: each line is one rule over one dataset
Consumer complaints are up 41% year over year.
What changed in the last 30 days
Oct 14Chief Financial Officer O'Hare Robert sold $5.2M under a 10b5-1 plan (Oct 9)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 9Officer ROBERT O'HARE filed to sell $5.1M by Oct 9 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.

Watch AFRM

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-3.4%12M
-41%-21%-1%+19%2025-102025-122026-022026-042026-062026-082026-10 2026-01-05 · Levchin Max R sold $44.6M2026-01-05 · Levchin Max R sold $9.2M2026-06-26 · Linford Michael sold $8.0M2026-08-28 · Linford Michael sold $7.1M2026-10-09 · O'Hare Robert sold $5.2M2026-09-03 · Adkins Katherine sold $3.1M2026-01-05 · O'Hare Robert sold $2.9M2026-09-14 · Jiyane Siphelele sold $1.9M2026-09-04 · Jiyane Siphelele sold $1.8M2026-09-01 · Adkins Katherine sold $1.7M2026-09-01 · O'Hare Robert sold $1.1M2026-09-01 · Adkins Katherine sold $1.1M2025-12-03 · O'Hare Robert sold $573.2K2026-09-02 · O'Hare Robert sold $435.7K2026-09-01 · Adkins Katherine sold $165.3K2026-08-12 · Watson Noel Bertram sold $155.7K2026-05-13 · Watson Noel Bertram sold $130.0K2026-04-14 · Watson Noel Bertram sold $110.0K2026-09-01 · O'Hare Robert sold $14.5K2026-10-09 · ROBERT O'HARE filed to sell $5.1M2026-09-14 · SIPHELELE JIYANE filed to sell $1.9M2026-09-04 · SIPHELELE JIYANE filed to sell $1.8M2026-09-03 · KATHERINE ADKINS filed to sell $3.1M2026-09-02 · ROBERT O'HARE filed to sell $411.7K2026-09-01 · KATHERINE ADKINS filed to sell $3.1M2026-09-01 · ROBERT O'HARE filed to sell $1.2M2026-08-28 · MICHAEL LINFORD filed to sell $6.1M2026-08-12 · NOEL WATSON filed to sell $153.4K2026-06-26 · MICHAEL LINFORD filed to sell $7.7M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns AFRM: institutional holders (13F)

13F holdings, latest reported quarter
Capital Research Global Investors
26,000,572 sh
$2.1B
Capital World Investors
23,115,136 sh
$1.9B
MORGAN STANLEY
23,000,269 sh
$1.9B
BlackRock, Inc.
19,613,537 sh
$1.6B
FMR LLC
17,581,656 sh
$1.4B

Congress trades in AFRM

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

AFRM planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
ROBERT O'HARE
Filed 2026-10-09
$5.1M
SIPHELELE JIYANE
Filed 2026-09-14
$1.9M
SIPHELELE JIYANE
Filed 2026-09-04
$1.8M
KATHERINE ADKINS
Filed 2026-09-03
$3.1M
ROBERT O'HARE
Filed 2026-09-02
$411.7K

AFRM mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Transamerica Capital Growth
$85.1M position · as of 2026-07-31
7.5%
Discovery Portfolio
$59.8M position · as of 2026-06-30
7.5%
Transamerica Morgan Stanley Capital Growth VP
$12.2M position · as of 2026-06-30
7.4%
Discovery Portfolio
$14.0M position · as of 2026-06-30
7.3%
Global Insight Portfolio
$4.1M position · as of 2026-06-30
7.3%
Morgan Stanley Discovery Portfolio
$89.9M position · as of 2026-06-30
7.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$25.9M
$23.3M
$7.4M
+21%
+154%
2024
$538.3K
-$1.1M
$7.1M
+3%
+69%
2023
$519.9K
-$1.8M
$7.1M
-55%
+43%
2022
$409.8K
$20.5M
$4.8M
-77%
-1%
2021
$478.3K
-$220.1M
$6.5M
-73%
-26%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $32.1M sold by insiders over 180 days, 407 funds added last quarter, $22.9M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
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Sector by SEC SIC code
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWGSDAVE

AFRM financials

Revenue growth
+29.6%
XBRL, annual
Net margin
133.6%
Complaints, 90 days
1,996
+40.8% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$4.3B
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+45.3%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
$992.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
1.79x
long-term debt only, 2026-06-30; equity 2026-06-30
Cash flow to debt
0.13x
TTM operating cash flow over long-term debt only, 2026-06-30
Return on equity
+45.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+14.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
effective tax rate -292%, not meaningful
Return on capital employed
n/a
assets or current liabilities not filed
P/E, trailing
12.57x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
n/a
no share count filed
FCF yield
n/a
no share count filed
PEG, trailing
0.00x
P/E over trailing EPS growth of 4154%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2026-062025-062024-062023-06
Revenue$4.3B$3.2B$2.3B$1.6B
Operating income$417.0M-$87.3M-$615.8M-$1.2B
Net income$1.9B$52.2M-$517.8M-$985.3M
EPS (diluted)5.530.15-1.67-3.34
Operating cash flow$1.2B$793.9M$450.1M$12.2M
Cash$1.6B$1.4B$1.0B$892.0M
Long-term debt$9.8B$7.6B$1.8Bn/a
Buybacks$0$250.0M$0$109.0K
SEC XBRL, fiscal years, as known on 2026-10-27

AFRM Stock Sonar score 6/7 axes

Find similar shapesCompare

AFRM ranks highest on profitability (90th percentile) and institutional and government (89th), and lowest on insider conviction (8th), among Financial Services peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
90
Inputs
  • Return on equity+45.1% · 93 pct, sector of 205
  • Return on assets+14.3% · 86 pct, sector of 266
  • Return on invested capitaleffective tax rate -292%, not meaningful
  • Return on capital employedassets or current liabilities not filed
Financial health
38
Inputs
  • Debt to equity1.79x · 21 pct, sector of 181
  • Cash flow to debt0.13x · 56 pct, sector of 141
Growth
69
Inputs
  • Revenue growth, YoY+29.6% · 69 pct, sector of 245
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
8
Inputs
  • Net Form 4 buying (codes P and S), 180d-$12.0M · 16 pct, sector of 161
  • Insider buyers, 180d0 · 0 pct, sector of 165
Institutional and government
89
Inputs
  • Funds adding, latest quarter407 · 89 pct, sector of 278
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
46
Inputs
  • Short interest, % of float+6.3% · 32 pct, sector of 390
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+10.5% · 60 pct, sector of 175
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

AFRM filings, in plain words

Are Affirm insiders buying or selling AFRM?

In the 180 days to 2026-10-27, Affirm insiders were net sellers, a net $32.1M across purchases and sales reported on Form 4, by 5 sellers.

Are there planned insider sales of AFRM?

Yes. 9 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $22.9M of stock; the latest, by ROBERT O'HARE, was filed 2026-10-09.

Read the full summary

In the 180 days to 2026-10-27, Affirm insiders were net sellers of AFRM, a net $32.1M across purchases and sales reported on Form 4 by 5 sellers. 64% of the 14 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Insiders filed 9 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $22.9M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.

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