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AFRM · Affirm Holdings, Inc.
> Ask across nine datasets ⌘K
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TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV+4.49% 13F +693CRM+2.92% 13F +1,018CVNA-0.98% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+4.91% 13F +1,203CRWD+5.68% 13F +1,382ANET+1.22% 13F +1,323COIN+10.14% 13F +475TEAM-0.32% 13F +439META+2.47% 13F +2,694RCG-2.04% CLUSTERUTHR-4.03% 13F +425CRWV+4.49% 13F +693CRM+2.92% 13F +1,018CVNA-0.98% 13F +794TPL-0.71% 13F +444NET-4.47% 13F +710MSTR-1.35% 13F +526DELL+4.91% 13F +1,203CRWD+5.68% 13F +1,382ANET+1.22% 13F +1,323COIN+10.14% 13F +475
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AFRM

Affirm Holdings, Inc.
FINANCIAL SERVICES · PERSONAL CREDIT INSTITUTIONS · CIK 0001820953
FORM 144 · 7☆ WATCH
INSIDER NET · 180D
-$23.2M
open-market buys minus sells, Form 4 codes P and S
INSIDER BUYERS · 180D
0
CONGRESS BUYERS · 1Y
0
FUNDS ADDED · QTR
405
13F, latest reported quarter
REVENUE GROWTH
+29.6%
XBRL, annual
NET MARGIN
133.6%
CONVERSIONS · 180D
28
codes C/M, not in net · $2.9M priced
COMPLAINTS · 90D
1,833
+40.8% YoY · CFPB
SEVEN FACTS, RANKED AGAINST THE SECTOR · RANK IS NOT A FORECAST
INSIDERS
net -$23.2M over 180 days
-$22.9M over 90 days
below 86% of Financial Services
CONGRESS
no member of Congress has reported trading it
FUNDS
405 funds added or opened last quarter
more than 90% of Financial Services
REVENUE
+29.6% year over year
more than 71% of Financial Services
MARGIN
133.6% net margin
more than 94% of Financial Services
BUYBACKS
$250.0M repurchased, FY to 2025-06-30
more than 75% of Financial Services
SHORT
4.4 days to cover · settled 2026-07-31
THE SITUATION · EVERY LINE IS ONE RULE OVER ONE DATASET
Insiders are net sellers: -$23.2M across 4 people in 180 days.
405 funds added or opened positions in the latest 13F quarter, of 665 holders.
Consumer complaints are up 41% year over year.
The year, with the filings on it
Total return indexed to 100 over the last 12 months · every marker is a federal filing, placed at its date — hover any marker for the detail
TOTAL 12M RETURN -12.0%
-12.0%12M
-48%-28%-8%+12%2025-092025-102025-122026-032026-052026-072026-09 2026-01-05 · Levchin Max R sold $44.6M2025-09-22 · Levchin Max R sold $23.2M2025-09-22 · Levchin Max R sold $18.2M2025-09-22 · Levchin Max R sold $16.4M2026-01-05 · Levchin Max R sold $9.2M2026-06-26 · Linford Michael sold $8.0M2026-08-28 · Linford Michael sold $7.1M2026-09-03 · Adkins Katherine sold $3.1M2026-01-05 · O'Hare Robert sold $2.9M2025-09-04 · Jiyane Siphelele sold $2.3M2026-09-01 · Adkins Katherine sold $1.7M2026-09-01 · O'Hare Robert sold $1.1M2026-09-01 · Adkins Katherine sold $1.1M2025-09-15 · Jiyane Siphelele sold $1.1M2025-09-02 · O'Hare Robert sold $1.0M2025-09-02 · O'Hare Robert sold $714.6K2025-12-03 · O'Hare Robert sold $573.2K2025-09-02 · O'Hare Robert sold $563.4K2026-09-02 · O'Hare Robert sold $435.7K2025-09-02 · O'Hare Robert sold $336.9K2025-09-22 · Levchin Max R sold $327.0K2026-09-01 · Adkins Katherine sold $165.3K2026-08-12 · Watson Noel Bertram sold $155.7K2026-05-13 · Watson Noel Bertram sold $130.0K2026-04-14 · Watson Noel Bertram sold $110.0K2026-09-01 · O'Hare Robert sold $14.5K2026-09-03 · KATHERINE ADKINS filed to sell $3.1M2026-09-02 · ROBERT O'HARE filed to sell $411.7K2026-09-01 · KATHERINE ADKINS filed to sell $3.1M2026-09-01 · ROBERT O'HARE filed to sell $1.2M2026-08-28 · MICHAEL LINFORD filed to sell $6.1M2026-08-12 · NOEL WATSON filed to sell $153.4K2026-06-26 · MICHAEL LINFORD filed to sell $7.7M
INSIDER SELLFORM 144
INDEXED RETURN, DIVIDEND-ADJUSTED — NOT A PRICE CHART · LARGE TRADES DRAWN FIRST WHEN A NAME FILES HEAVILY
Live price
Daily candles from TradingView, on their licence — no filings are marked on this one
WHY THIS NAME IS ON THE DESK
Insiders have filed to sell — before selling.
The record shows a net $23.2M sold by insiders over 180 days, 405 funds added last quarter, $21.7M in planned Form 144 sales. Every figure is a federal filing, dated the day it became public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector from the SEC's own SIC classification
MSTRCOINMORNUPSTIBKRCACCARESHOODRKTSCHWDAVEGS
Insider transactions
Form 4 purchases and sales (codes P and S) — grants, option exercises and preferred conversions excluded

Over the last 180 days, Affirm Holdings, Inc. insiders sold a net $23.2M of stock across 269 Form 4 purchases and sales, with 0 insider(s) buying. Source: SEC Form 4 filings, as of 2026-09-05.

INSIDER
FILED
SHARES
VALUE
Adkins Katherine
Chief Legal Officer
SELL
2026-09-03
41,664.0
$3.1M
O'Hare Robert
Chief Financial Officer
SELL
2026-09-02
5,886.0
$435.7K
O'Hare Robert
Chief Financial Officer
SELL
2026-09-01
15,545.0
$1.1M
O'Hare Robert
Chief Financial Officer
SELL
2026-09-01
200.0
$14.5K
Adkins Katherine
Chief Legal Officer
SELL
2026-09-01
23,765.0
$1.7M
269 TRANSACTIONS ON RECORD

Showing the most recent few. Create a free account to see 264 more transactions on record, the cross-source screener and CSV export. We store only your email address, and there is no password to create.

Institutional holders
13F · holdings as of the latest quarter funds have reported
Capital Research Global Investors
26,000,572.0 sh
$2.1B
Capital World Investors
23,115,136.0 sh
$1.9B
MORGAN STANLEY
23,000,269.0 sh
$1.9B
BlackRock, Inc.
19,613,537.0 sh
$1.6B
FMR LLC
17,581,656.0 sh
$1.4B
SCHEDULE 13D/G
No 5%+ ownership filings
Nobody has crossed 5% with a filing obligation. Absence is a fact here, not missing data.
Planned sales · Form 144
Filed before the sale — intent, not a trade
KATHERINE ADKINS
FILED 2026-09-03
$3.1M
ROBERT O'HARE
FILED 2026-09-02
$411.7K
KATHERINE ADKINS
FILED 2026-09-01
$3.1M
ROBERT O'HARE
FILED 2026-09-01
$1.2M
MICHAEL LINFORD
FILED 2026-08-28
$6.1M
Fund concentration
N-PORT · funds ranked by how much of THEMSELVES they put in this stock — the conviction number 13F cannot show
Transamerica Capital Growth
$76.5M POSITION · AS OF 2026-04-30
6.1%
Spyglass Growth Fund
$44.7M POSITION · AS OF 2026-03-31
5.3%
REX IncomeMax Option Strategy ETF
$765.2K POSITION · AS OF 2026-03-31
5.2%
Global Insight Portfolio
$2.4M POSITION · AS OF 2026-03-31
4.6%
Discovery Portfolio
$34.0M POSITION · AS OF 2026-03-31
4.6%
Growth Portfolio
$23.5M POSITION · AS OF 2026-03-31
4.6%
SEC N-PORT, MONTHLY WITH A ~60-DAY PUBLIC LAG · FUNDS ≥ $10M · % = SHARE OF THE FUND'S OWN BOOK
Executive pay vs shareholder return
DEF 14A pay-versus-performance disclosure · both the headline pay and the SEC's mark-to-market figure, beside the return the company delivered and the return of the peer group it chose itself
FY
CEO TOTAL
ACTUALLY PAID
OTHER NEOs AVG
TSR
PEER TSR
2022
$519.9K
-$1.8M
$7.1M
-69%
+66%
2021
$409.8K
$20.5M
$4.8M
-84%
+15%
2020
$478.3K
-$220.1M
$6.5M
-81%
-14%
TAGGED BY THE COMPANY UNDER SEC ITEM 402(v) · RETURN IS CUMULATIVE FROM THE START OF THE DISCLOSURE PERIOD · GREEN WHERE THE COMPANY BEAT ITS OWN PEER GROUP
Fundamentals
Annual figures from XBRL filings · pick a past date to see them exactly as the market knew them then — restatements and all
2026-062025-062024-062023-06
REVENUE$1.4B$1.1B$826.0M$626.9M
OPERATING INCOME$417.0M$-87.3M$-615.8M$-1.2B
NET INCOME$1.9B$52.2M$-517.8M$-985.3M
EPS (DILUTED)5.530.15-1.67-3.34
OPERATING CASH FLOW$1.2B$793.9M$450.1M$12.2M
CASH$1.6B$1.4B$1.0B$892.0M
LONG-TERM DEBT$9.8B$7.6B$1.8B—
BUYBACKS$0$250.0M$0$109.0K
SEC XBRL · FISCAL-YEAR PERIODS · AS KNOWN ON 2026-09-05 · NOBODY ELSE SHOWS FUNDAMENTALS AS OF A PAST DATE
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Public filings, honestly analyzed. Official US government sources in one desk — every figure carries the date it was filed, and the methodology is published, backtest included.

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