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XZO · Exzeo Group, Inc.
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XZO Exzeo (XZO) Insider Trading, Ownership & Congress Trades

Software & IT · Services-prepackaged software · CIK 0001873951
Quote by TradingView
C-suite buying · 1
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
62
13F, latest reported quarter

What the filings say about XZO

Insiders, 180 days
+$549.0K net bought
1 buyer

Exzeo insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Exzeo Group, Inc. insiders bought a net $549.0K of stock across 72 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Patel Paresh
Chief Executive Officer
BUY
2026-05-28 SECtraded 2026-05-27
2,000
$27.3K
+19.7%
Context
  • 59 earlier Form 4 trades (code P or S) here by this insider (59 buys), the last on May 26, 2026.
  • +1.3% median (+6.4% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 1,672,013 shares held after it.
  • No other insider bought within 30 days.
  • 62 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Patel Paresh bought about $27.3K of XZO on May 27, 2026; 62 funds added in the latest 13F quarter.
Patel Paresh
Chief Executive Officer
BUY
2026-05-27 SECtraded 2026-05-26
2,000
$26.5K
+21.6%
Context
  • 58 earlier Form 4 trades (code P or S) here by this insider (58 buys), the last on May 22, 2026.
  • +1.3% median (+5.8% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 1,670,013 shares held after it.
  • No other insider bought within 30 days.
  • 62 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Patel Paresh bought about $26.5K of XZO on May 26, 2026; 62 funds added in the latest 13F quarter.
Patel Paresh
Chief Executive Officer
BUY
2026-05-26 SECtraded 2026-05-22
2,000
$25.8K
+20.7%
Context
  • 57 earlier Form 4 trades (code P or S) here by this insider (57 buys), the last on May 21, 2026.
  • +1.3% median (+5.5% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 1,668,013 shares held after it.
  • No other insider bought within 30 days.
  • 62 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Patel Paresh bought about $25.8K of XZO on May 22, 2026; 62 funds added in the latest 13F quarter.
Patel Paresh
Chief Executive Officer
BUY
2026-05-22 SECtraded 2026-05-21
2,000
$25.6K
+23.1%
Context
  • 56 earlier Form 4 trades (code P or S) here by this insider (56 buys), the last on May 20, 2026.
  • +1.3% median (+5.1% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 1,666,013 shares held after it.
  • No other insider bought within 30 days.
  • 62 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Patel Paresh bought about $25.6K of XZO on May 21, 2026; 62 funds added in the latest 13F quarter.
Patel Paresh
Chief Executive Officer
BUY
2026-05-21 SECtraded 2026-05-20
2,000
$26.7K
+27.8%
Context
  • 55 earlier Form 4 trades (code P or S) here by this insider (55 buys), the last on May 19, 2026.
  • +1.3% median (+4.8% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 1,664,013 shares held after it.
  • No other insider bought within 30 days.
  • 62 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Patel Paresh bought about $26.7K of XZO on May 20, 2026; 62 funds added in the latest 13F quarter.
72 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 67 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net +$549.0K over 180 days
more than 91% of Software & IT
Congress
no House purchase disclosed in the last 12 months
Funds
62 funds bought in last quarter
below 60% of Software & IT
Revenue
+62.0% year over year
more than 87% of Software & IT
Margin
38.1% net margin
more than 94% of Software & IT
Buybacks
$10.0M repurchased, FY to 2026-06-30
below 75% of Software & IT
Short interest
17.1% of the float short (float per yahoo 2026-10-26) · 4.8 days to cover · settled 2026-09-30
below 55% of Software & IT
What changed in the last 30 days
Oct 28Insider buying stopped: no purchases in 90 days after 23 in the prior 90
Why it matters
The absence is the signal: 23 purchases in one 90-day window and none in the next is a change of behaviour, not a filing.

Watch XZO

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-21.1%12M
-40%-22%-3%+15%2025-112026-012026-032026-042026-062026-082026-10 2025-11-06 · Patel Paresh bought $1.1M2025-11-06 · Macchiarola James J bought $420.0K2025-12-18 · Mitchell Kevin Andrew bought $244.9K2025-11-06 · Lopes Robert A. Jr. bought $210.0K2025-12-18 · Bulku Suela bought $196.2K2025-12-18 · Baker Brook Armstrong bought $196.2K2025-11-06 · Spencer Loreen M bought $84.0K2026-03-23 · Macchiarola James J bought $60.5K2025-11-06 · Hurst Irene bought $42.0K2026-03-09 · Lopes Robert A. Jr. bought $38.4K2026-04-20 · Patel Paresh bought $35.0K2026-04-21 · Patel Paresh bought $34.6K2026-04-17 · Patel Paresh bought $33.9K2026-04-27 · Patel Paresh bought $33.8K2026-04-16 · Patel Paresh bought $33.5K2026-04-28 · Patel Paresh bought $33.4K2026-04-23 · Patel Paresh bought $33.2K2026-05-01 · Patel Paresh bought $33.1K2026-04-22 · Patel Paresh bought $32.9K2026-04-15 · Patel Paresh bought $32.9K2026-03-18 · Patel Paresh bought $32.6K2026-04-29 · Patel Paresh bought $32.4K2026-04-24 · Patel Paresh bought $32.4K2026-04-30 · Patel Paresh bought $31.8K2026-04-09 · Patel Paresh bought $31.5K2026-03-17 · Patel Paresh bought $31.4K2026-03-20 · Patel Paresh bought $31.0K2026-04-10 · Patel Paresh bought $30.8K2026-03-19 · Patel Paresh bought $30.7K2026-04-13 · Patel Paresh bought $30.3K2026-05-07 · Patel Paresh bought $30.2K2026-04-08 · Patel Paresh bought $30.1K2026-03-24 · Patel Paresh bought $30.0K2026-04-01 · Patel Paresh bought $29.9K2026-03-23 · Patel Paresh bought $29.9K2026-03-25 · Patel Paresh bought $29.6K2026-03-26 · Patel Paresh bought $29.0K2026-03-31 · Patel Paresh bought $28.9K2026-05-06 · Patel Paresh bought $28.7K2026-04-06 · Patel Paresh bought $28.5K2026-04-07 · Patel Paresh bought $28.4K2026-03-30 · Patel Paresh bought $28.2K
Insider buy
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns XZO: institutional holders (13F)

13F holdings, latest reported quarter
Jupiter Topco LLC
728,237 sh
$12.3M
AMERICAN CENTURY COMPANIES INC
602,830 sh
$10.2M
GOLDMAN SACHS GROUP INC
571,335 sh
$9.6M
JENNISON ASSOCIATES LLC
568,680 sh
$9.6M
Whetstone Capital Advisors, LLC
541,544 sh
$9.1M

Congress trades in XZO

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

XZO planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.

XZO mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
1290 Essex Small Cap Growth Fund
$720.7K position · as of 2026-07-31
0.6%
Victory RS Small Cap Growth Fund
$1.8M position · as of 2026-06-30
0.4%
Boston Partners Long/Short Equity Fund
$432.5K position · as of 2026-05-31
0.4%
Penn Series Small Cap Value Fund
$563.7K position · as of 2026-06-30
0.3%
Goldman Sachs Small Cap Value Fund
$3.1M position · as of 2026-05-31
0.3%
Penn Series Small Cap Growth Fund
$285.7K position · as of 2026-06-30
0.3%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders are net buyers of their own stock.
The record shows a net $549.0K bought by insiders over 180 days, 62 funds added last quarter. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
TEAMMETACRWVCRMCRWDNETDDOGAPPIOTPCTYDUOLMDB

XZO financials

Revenue growth
+62.0%
XBRL, annual
Net margin
38.1%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$221.8M
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+39.1%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
n/a
fewer than four consecutive quarters of operating cash flow
Debt to equity
n/a
no debt line filed
Cash flow to debt
n/a
no debt line filed
Return on equity
+50.4%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+22.5%
TTM net income over ending balance 2026-06-30
Return on invested capital
n/a
no debt line filed
Return on capital employed
+36.6%
operating income (EBIT proxy) over ending balance 2026-06-30 minus current liabilities
P/E, trailing
16.75x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
n/a
no debt line filed
FCF yield
n/a
fewer than four consecutive quarters of operating cash flow
PEG, trailing
0.39x
P/E over trailing EPS growth of 43%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-12
Revenue$217.0M$133.9M$88.3M
Gross profit$131.0M$53.2M$17.3M
Operating income$106.0M$38.0M$2.6M
Net income$82.7M$45.3M$21.5M
EPS (diluted)0.990.440.15
Cash$305.4M$54.5Mn/a
Buybacks$1.5M$481.0K$352.0K
SEC XBRL, fiscal years, as known on 2026-10-28

XZO Stock Sonar score 5/7 axes

Find similar shapesCompare

XZO ranks highest on profitability (94th percentile) and growth (87th), and lowest on risk and compliance (10th), among Software & IT peers.

ProfitGrowthInsidersInstitutionsRisk
Profitability
94
Inputs
  • Return on equity+50.4% · 91 pct, sector of 286
  • Return on assets+22.5% · 92 pct, sector of 381
  • Return on invested capitalno debt line filed
  • Return on capital employed+36.6% · 97 pct, sector of 294
Growth
87
Inputs
  • Revenue growth, YoY+62.0% · 87 pct, sector of 480
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
80
Inputs
  • Net Form 4 buying (codes P and S), 180d$549K · 91 pct, sector of 285
  • Insider buyers, 180d1 · 69 pct, sector of 290
Institutional and government
40
Inputs
  • Funds adding, latest quarter62 · 40 pct, sector of 415
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
10
Inputs
  • Short interest, % of float+17.1% · 10 pct, sector of 530
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Financial health, US patents
  • Financial health needs 1 of 2 inputs, 0 present: no debt line filed
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

XZO filings, in plain words

Are Exzeo insiders buying or selling XZO?

In the 180 days to 2026-10-28, Exzeo insiders were net buyers, a net $549.0K across purchases and sales reported on Form 4, by 1 buyer.

Read the full summary

In the 180 days to 2026-10-28, Exzeo insiders were net buyers of XZO, a net $549.0K across purchases and sales reported on Form 4 by 1 buyer. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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