WU Western Union (WU) Insider Trading, Ownership & Congress Trades
Services · Services-business services, nec · CIK 0001365135
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
229
13F, latest reported quarter
What the filings say about WU
Insiders, 180 days
-$184.0K net sold
1 seller · 0% of sales under a 10b5-1 plan
Congress, 1 year
No trades
Last one: sale, 2024-06-13
Western Union insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Western Union CO insiders sold a net $184.0K of stock across 13 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 5.4% of the 234,689 shares held after it.
- 1 other insider sold within 30 days.
- 229 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Legal Officer Adams Benjamin Carlton sold about $116.4K of WU on May 1, 2026, the largest insider sale at the company since 2022; 1 other insider sold within 30 days and 229 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 1.7% of the 247,281 shares held after it.
- 1 other insider sold within 30 days.
- 229 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Legal Officer Adams Benjamin Carlton sold about $38.2K of WU on May 1, 2026; 1 other insider sold within 30 days and 229 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 1.3% of the 251,429 shares held after it.
- 1 other insider sold within 30 days.
- 229 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Legal Officer Adams Benjamin Carlton sold about $29.4K of WU on May 1, 2026; 1 other insider sold within 30 days and 229 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on Nov 10, 2025.
- The trade is 1.9% of the 311,292 shares held after it.
- 1 other insider sold within 30 days.
- 229 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Europe, Africa, MEPA Angelini Giovanni sold about $56.9K of WU on Apr 28, 2026, the largest insider sale at the company since 2022; 1 other insider sold within 30 days and 229 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 5.3% of the 186,932 shares held after it.
- No other insider bought within 30 days.
- 229 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Europe, Africa, MEPA Angelini Giovanni bought about $89.5K of WU on Nov 10, 2025; 229 funds added in the latest 13F quarter.13 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$184.0K over 180 days
more than 59% of Services
Congress
no House purchase disclosed in the last 12 months
Funds
229 funds bought in last quarter
more than 79% of Services
Revenue
-3.7% year over year
below 73% of Services
Margin
12.9% net margin
more than 80% of Services
Buybacks
$64.0M repurchased, FY to 2026-06-30
more than 54% of Services
Short interest
18.9% of the float short (float per yahoo 2026-10-27) · 8.0 days to cover · settled 2026-10-15
more than 97% of Services
The situation: each line is one rule over one dataset
Consumer complaints are up 93% year over year.
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch WU
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-20.1%12M
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns WU: institutional holders (13F)
13F holdings, latest reported quarter
31,403,327 sh
$241.8M
17,907,483 sh
$137.9M
17,339,510 sh
$133.5M
14,673,095 sh
$113.0M
14,018,732 sh
$107.9M
Congress trades in WU
STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2024-06-13 · disclosed 23 days later
$1,001 - $15,000
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
WU planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
WU mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
ICON EQUITY INCOME FUND
$1.7M position · as of 2026-06-30
3.8%
Leadershares Alphafactor Tactical Focused ETF
$1.7M position · as of 2026-07-31
2.7%
Invesco KBW High Dividend Yield Financial ETF
$8.1M position · as of 2026-05-31
1.9%
ALPS | OShares U.S. Small-Cap Quality Dividend ETF
$16.7M position · as of 2026-05-31
1.9%
Infrastructure Capital Small Cap Income ETF
$384.4K position · as of 2026-05-31
1.9%
WBI Power Factor High Dividend ETF
$1.1M position · as of 2026-06-30
1.8%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Corporate PAC
The company's PAC: committee totals only, never individual donors (FEC).
The Western Union Company Political Action Committee
Cycle 2026 · $7K spent
$3.1K
Federal Election Commission, matched by the PAC's connected organisation
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $184.0K sold by insiders over 180 days, 229 funds added last quarter. Each figure is a federal filing, dated the day it went public.
WU financials
Revenue growth
-3.7%
XBRL, annual
Net margin
12.9%
Complaints, 90 days
197
+93.1% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$4.0B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM WU
| FY Dec 2025 | $4.1B |
| FY Dec 2024 | $4.2B |
| FY Dec 2023 | $4.4B |
| FY Dec 2022 | $4.5B |
| FY Dec 2021 | $5.1B |
| Jun 2026 | $1.0B |
| Mar 2026 | $982.7M |
| Dec 2025 | $1.0B |
| Sep 2025 | $1.0B |
| Jun 2025 | $1.0B |
| Mar 2025 | $983.6M |
| Dec 2024 | $1.1B |
| Sep 2024 | $1.0B |
At each fiscal year end
Single quarter
Net margin, TTM
+9.8%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM WU
| FY Dec 2025 | +12.3% |
| FY Dec 2024 | +22.2% |
| FY Dec 2023 | +14.4% |
| FY Dec 2022 | +20.3% |
| FY Dec 2021 | +15.9% |
| Jun 2026 | +7.6% |
| Mar 2026 | +6.6% |
| Dec 2025 | +11.3% |
| Sep 2025 | +13.5% |
| Jun 2025 | +11.9% |
| Mar 2025 | +12.6% |
| Dec 2024 | +36.4% |
| Sep 2024 | +25.6% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$565.4M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM WU
| FY Dec 2025 | $505.2M |
| FY Dec 2024 | $368.9M |
| FY Dec 2023 | $760.2M |
| FY Dec 2022 | $549.7M |
| FY Dec 2021 | $1.0B |
| Jun 2026 | $94.6M |
| Mar 2026 | $102.6M |
| Dec 2025 | $115.5M |
| Sep 2025 | $252.7M |
| Jun 2025 | -$7.8M |
| Mar 2025 | $144.8M |
| Dec 2024 | $119.7M |
| Sep 2024 | $205.1M |
At each fiscal year end
Single quarter
Debt to equity
2.74x
long-term debt only, 2026-06-30; equity 2026-06-30
Debt to equity WU
| FY Dec 2025 | 3.01x |
| FY Dec 2024 | 3.04x |
| FY Dec 2023 | 4.49x |
| FY Dec 2022 | 5.13x |
| FY Dec 2021 | 7.73x |
| Jun 2026 | 2.74x |
| Mar 2026 | 2.56x |
| Dec 2025 | 3.01x |
| Sep 2025 | 2.70x |
| Jun 2025 | 2.83x |
| Mar 2025 | 2.61x |
| Dec 2024 | 3.04x |
| Sep 2024 | 3.29x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.24x
TTM operating cash flow over long-term debt only, 2026-06-30
Cash flow to debt WU
| FY Dec 2025 | 0.19x |
| FY Dec 2024 | 0.14x |
| FY Dec 2023 | 0.36x |
| FY Dec 2022 | 0.24x |
| FY Dec 2021 | 0.38x |
| Jun 2026 | 0.24x |
| Mar 2026 | 0.22x |
| Dec 2025 | 0.19x |
| Sep 2025 | 0.22x |
| Jun 2025 | 0.20x |
| Mar 2025 | 0.19x |
| Dec 2024 | 0.14x |
| Sep 2024 | 0.25x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+44.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity WU
| FY Dec 2025 | +51.9% |
| FY Dec 2024 | +129.0% |
| FY Dec 2023 | +130.9% |
| FY Dec 2022 | +218.5% |
| FY Dec 2021 | +297.2% |
| Jun 2026 | +44.0% |
| Mar 2026 | +47.7% |
| Dec 2025 | +51.9% |
| Sep 2025 | +97.7% |
| Jun 2025 | +135.3% |
| Mar 2025 | +136.8% |
| Dec 2024 | +129.0% |
| Sep 2024 | +106.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+5.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets WU
| FY Dec 2025 | +6.0% |
| FY Dec 2024 | +11.3% |
| FY Dec 2023 | +7.5% |
| FY Dec 2022 | +10.5% |
| FY Dec 2021 | +8.8% |
| Jun 2026 | +5.0% |
| Mar 2026 | +5.4% |
| Dec 2025 | +6.0% |
| Sep 2025 | +10.0% |
| Jun 2025 | +11.2% |
| Mar 2025 | +11.2% |
| Dec 2024 | +11.3% |
| Sep 2024 | +8.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
+20.6%
operating income after a 21.6% effective tax rate, over long-term debt only, 2026-06-30 plus average of 2025-06-30 and 2026-06-30 minus cash
Return on invested capital WU
| FY Dec 2025 | +24.2% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | +50.8% |
| FY Dec 2022 | +49.3% |
| FY Dec 2021 | +56.8% |
| Jun 2026 | +20.6% |
| Mar 2026 | +25.2% |
| Dec 2025 | +24.2% |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
assets or current liabilities not filed
Return on capital employed WU
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
4.91x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing WU
| FY Dec 2025 | 6.17x |
| FY Dec 2024 | 3.88x |
| FY Dec 2023 | 7.10x |
| FY Dec 2022 | 5.91x |
| FY Dec 2021 | 9.06x |
| Jun 2026 | 6.31x |
| Mar 2026 | 6.47x |
| Dec 2025 | 6.17x |
| Sep 2025 | 3.49x |
| Jun 2025 | 3.19x |
| Mar 2025 | 3.95x |
| Dec 2024 | 3.88x |
| Sep 2024 | 6.12x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$3.5B
market value at close 2026-10-27 on 2026-07-22 shares, plus long-term debt only, 2026-06-30, minus cash 2026-06-30
Enterprise value WU
| FY Dec 2025 | $4.6B |
| FY Dec 2024 | $5.1B |
| FY Dec 2023 | $5.2B |
| FY Dec 2022 | $6.5B |
| FY Dec 2021 | $8.7B |
| Jun 2026 | $4.0B |
| Mar 2026 | $4.2B |
| Dec 2025 | $4.6B |
| Sep 2025 | $4.1B |
| Jun 2025 | $4.3B |
| Mar 2025 | $4.7B |
| Dec 2024 | $5.1B |
| Sep 2024 | $5.1B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+30.3%
TTM free cash flow over market value at close 2026-10-27
FCF yield WU
| FY Dec 2025 | +17.1% |
| FY Dec 2024 | +10.3% |
| FY Dec 2023 | +17.5% |
| FY Dec 2022 | +10.3% |
| FY Dec 2021 | +14.0% |
| Jun 2026 | +23.5% |
| Mar 2026 | +16.9% |
| Dec 2025 | +17.1% |
| Sep 2025 | +19.7% |
| Jun 2025 | +16.6% |
| Mar 2025 | +12.0% |
| Dec 2024 | +10.3% |
| Sep 2024 | +12.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing EPS growth -54%, PEG needs growth
PEG, trailing WU
| FY Dec 2025 | n/a |
| FY Dec 2024 | 0.06x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 0.32x |
| FY Dec 2021 | 0.85x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | 0.20x |
| Jun 2025 | 0.05x |
| Mar 2025 | 0.07x |
| Dec 2024 | 0.06x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $4.1B | $4.2B | $4.4B | $4.5B |
| Operating income | $757.3M | $725.8M | $817.5M | $884.9M |
| Net income | $499.6M | $934.2M | $626.0M | $910.6M |
| EPS (diluted) | 1.52 | 2.74 | 1.68 | 2.34 |
| Operating cash flow | $543.7M | $406.3M | $783.1M | $581.6M |
| Cash | $1.2B | $1.5B | $1.3B | $1.3B |
| Long-term debt | $2.9B | $3.0B | $2.1B | $2.5B |
| Buybacks | $234.6M | $186.2M | $308.4M | $369.9M |
| Dividends paid | $309.0M | $321.5M | $349.0M | $364.2M |
SEC XBRL, fiscal years, as known on 2026-10-28
WU Stock Sonar score 6/7 axes
Find similar shapesCompareWU ranks highest on institutional and government (79th percentile) and profitability (77th), and lowest on growth (27th), among Services peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
WU filings, in plain words
Are Western Union insiders buying or selling WU?
In the 180 days to 2026-10-28, Western Union insiders were net sellers, a net $184.0K across purchases and sales reported on Form 4, by 1 seller.
Have members of Congress traded WU?
Yes, but not in the year to 2026-10-28; the latest on record is a sale by Kathy Manning dated 2024-06-13.
Read the full summary
In the 180 days to 2026-10-28, Western Union insiders were net sellers of WU, a net $184.0K across purchases and sales reported on Form 4 by 1 seller. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Members of Congress have disclosed trades in WU, none in the last year; the latest on record is a sale by Kathy Manning dated 2024-06-13. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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