WTFC Wintrust Financial (WTFC) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001015328
Form 144 · 2
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
1
13F, latest reported quarter
What the filings say about WTFC
Insiders, 180 days
-$3.3M net sold
3 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$3.2M
2 notices
Wintrust Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, WINTRUST FINANCIAL CORP insiders sold a net $3.3M of stock across 65 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 7 earlier Form 4 trades (code P or S) here by this insider (7 sales), the last on Mar 2, 2026.
- The trade is 23.7% of the 30,107 shares held after it.
- No other insider sold within 30 days.
- 1 fund added in the 13F quarter to Jun 30, 2026.
Insider activity: VICE CHAIR,CHIEF LENDING OFC MURPHY RICHARD B sold about $1.1M of WTFC on Oct 22, 2026; 1 fund added in the latest 13F quarter.Context
- 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Apr 27, 2026.
- The trade is 8.1% of the 166,449 shares held after it.
- No other insider sold within 30 days.
- 1 fund added in the 13F quarter to Jun 30, 2026.
Insider activity: VICE CHAIRMAN AND COO DYKSTRA DAVID A sold about $2.2M of WTFC on Aug 13, 2026, the largest insider sale at the company on our record; 1 fund added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 15.1% of the 3,303 shares held after it.
- 2 other insiders sold within 30 days.
- 1 fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director MCKINNEY SUZET M sold about $74.5K of WTFC on May 4, 2026; 2 other insiders sold within 30 days and 1 fund added in the latest 13F quarter.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Jul 29, 2025.
- The trade is 5.3% of the 179,810 shares held after it.
- 2 other insiders sold within 30 days.
- 1 fund added in the 13F quarter to Jun 30, 2026.
Insider activity: VICE CHAIRMAN AND COO DYKSTRA DAVID A sold about $1.4M of WTFC on Apr 27, 2026; 2 other insiders sold within 30 days and 1 fund added in the latest 13F quarter.Context
- 8 earlier Form 4 trades (code P or S) here by this insider (8 sales), the last on Jan 29, 2026.
- The trade is 22.9% of the 13,213 shares held after it.
- 2 other insiders sold within 30 days.
- 1 fund added in the 13F quarter to Jun 30, 2026.
Insider activity: CHIEF FINANCIAL OFFICER STOEHR DAVID L sold about $454.4K of WTFC on Apr 23, 2026; 2 other insiders sold within 30 days and 1 fund added in the latest 13F quarter.65 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$3.3M over 180 days
-$3.3M over 90 days
below 86% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
1 fund bought in last quarter
Revenue
+5.9% year over year
below 53% of Banks
Margin
310.1% net margin
more than 65% of Banks
Buybacks
no share repurchases reported
Short interest
4.4% of the float short (float per yahoo 2026-10-26) · 6.5 days to cover · settled 2026-09-30
more than 70% of Banks
What changed in the last 30 days
Oct 23VICE CHAIR,CHIEF LENDING OFC MURPHY RICHARD B sold $1.1M (Oct 22)
Oct 21Officer Richard B. Murphy filed to sell $1.0M by Oct 21 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Watch WTFC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+21.3%12M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns WTFC: institutional holders (13F)
13F holdings, latest reported quarter
20,636 sh
$3.3M
2,774 sh
$445.8K
52 sh
$8.4K
Congress trades in WTFC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
WTFC planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Richard B. Murphy
Filed 2026-10-21
$1.0M
DAVID A DYKSTRA
Filed 2026-08-13
$2.2M
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $3.3M sold by insiders over 180 days, 1 funds added last quarter, $3.2M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
WTFC financials
Revenue growth
+5.9%
XBRL, annual
Net margin
310.1%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$250.7M
four quarters, 2024-01-01 to 2024-12-31
Revenue, TTM WTFC
| FY Dec 2025 | $250.7M |
| FY Dec 2024 | $250.7M |
| FY Dec 2023 | $220.4M |
| FY Dec 2022 | $217.7M |
| FY Dec 2021 | $207.2M |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | -$1.6B |
| Sep 2024 | $615.7M |
At each fiscal year end
Single quarter
Net margin, TTM
+359.1%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM WTFC
| FY Dec 2025 | +328.6% |
| FY Dec 2024 | +277.2% |
| FY Dec 2023 | +282.6% |
| FY Dec 2022 | +234.2% |
| FY Dec 2021 | +224.9% |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | +27.6% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$1.6B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM WTFC
| FY Dec 2025 | $824.3M |
| FY Dec 2024 | $635.5M |
| FY Dec 2023 | $698.0M |
| FY Dec 2022 | $1.3B |
| FY Dec 2021 | $1.1B |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | $471.2M |
| Sep 2024 | -$78.3M |
At each fiscal year end
Single quarter
Debt to equity
0.00x
current debt only, 2025-03-31 (15 months older than the period end); equity 2026-06-30
Debt to equity WTFC
| FY Dec 2025 | 0.00x |
| FY Dec 2024 | 0.00x |
| FY Dec 2023 | 0.00x |
| FY Dec 2022 | 0.00x |
| FY Dec 2021 | 0.00x |
| Jun 2026 | 0.00x |
| Mar 2026 | 0.00x |
| Dec 2025 | 0.00x |
| Sep 2025 | 0.00x |
| Jun 2025 | 0.00x |
| Mar 2025 | 0.00x |
| Dec 2024 | 0.00x |
| Sep 2024 | 0.00x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt to cover
Cash flow to debt WTFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 55.43x |
| FY Dec 2022 | 78.07x |
| FY Dec 2021 | 122.95x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+12.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity WTFC
| FY Dec 2025 | +12.1% |
| FY Dec 2024 | +11.8% |
| FY Dec 2023 | +12.2% |
| FY Dec 2022 | +11.0% |
| FY Dec 2021 | +10.8% |
| Jun 2026 | +12.2% |
| Mar 2026 | +12.3% |
| Dec 2025 | +12.1% |
| Sep 2025 | +11.7% |
| Jun 2025 | +11.6% |
| Mar 2025 | +11.6% |
| Dec 2024 | +11.8% |
| Sep 2024 | +11.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets WTFC
| FY Dec 2025 | +1.2% |
| FY Dec 2024 | +1.1% |
| FY Dec 2023 | +1.1% |
| FY Dec 2022 | +1.0% |
| FY Dec 2021 | +1.0% |
| Jun 2026 | +1.3% |
| Mar 2026 | +1.2% |
| Dec 2025 | +1.2% |
| Sep 2025 | +1.2% |
| Jun 2025 | +1.1% |
| Mar 2025 | +1.1% |
| Dec 2024 | +1.1% |
| Sep 2024 | +1.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital WTFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed WTFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
12.11x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing WTFC
| FY Dec 2025 | 12.26x |
| FY Dec 2024 | 12.08x |
| FY Dec 2023 | 9.68x |
| FY Dec 2022 | 10.55x |
| FY Dec 2021 | 11.97x |
| Jun 2026 | 12.91x |
| Mar 2026 | 11.65x |
| Dec 2025 | 12.26x |
| Sep 2025 | 12.16x |
| Jun 2025 | 11.72x |
| Mar 2025 | 11.11x |
| Dec 2024 | 12.08x |
| Sep 2024 | 11.36x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$9.9B
market value at close 2026-10-27 on 2026-07-31 shares, plus current debt only, 2025-03-31 (15 months older than the period end), minus cash 2019-03-31
Enterprise value WTFC
| FY Dec 2025 | $9.1B |
| FY Dec 2024 | $8.0B |
| FY Dec 2023 | $5.4B |
| FY Dec 2022 | $4.9B |
| FY Dec 2021 | $4.9B |
| Jun 2026 | $10.6B |
| Mar 2026 | $9.1B |
| Dec 2025 | $9.1B |
| Sep 2025 | $8.6B |
| Jun 2025 | $8.0B |
| Mar 2025 | $7.2B |
| Dec 2024 | $8.0B |
| Sep 2024 | $6.9B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+15.3%
TTM free cash flow over market value at close 2026-10-27
FCF yield WTFC
| FY Dec 2025 | +8.8% |
| FY Dec 2024 | +7.7% |
| FY Dec 2023 | +12.3% |
| FY Dec 2022 | +25.7% |
| FY Dec 2021 | +20.7% |
| Jun 2026 | +14.4% |
| Mar 2026 | +17.5% |
| Dec 2025 | +8.8% |
| Sep 2025 | +12.0% |
| Jun 2025 | +9.5% |
| Mar 2025 | +9.1% |
| Dec 2024 | +7.7% |
| Sep 2024 | +5.5% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.69x
P/E over trailing EPS growth of 18%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing WTFC
| FY Dec 2025 | 1.17x |
| FY Dec 2024 | 1.56x |
| FY Dec 2023 | 0.49x |
| FY Dec 2022 | 1.91x |
| FY Dec 2021 | 0.19x |
| Jun 2026 | 0.73x |
| Mar 2026 | 0.65x |
| Dec 2025 | 1.17x |
| Sep 2025 | 0.87x |
| Jun 2025 | 1.16x |
| Mar 2025 | 2.39x |
| Dec 2024 | 1.56x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $265.6M | $250.7M | $220.4M | $217.7M |
| Net income | $824.0M | $695.0M | $623.0M | $510.0M |
| EPS (diluted) | 11.40 | 10.31 | 9.58 | 8.02 |
| Operating cash flow | $910.3M | $721.6M | $744.4M | $1.4B |
| Buybacks | n/a | n/a | $0 | $0 |
| Dividends paid | $169.4M | $143.3M | $125.7M | $108.2M |
SEC XBRL, fiscal years, as known on 2026-10-28
WTFC Stock Sonar score 5/7 axes
Find similar shapesCompareWTFC ranks highest on financial health (99th percentile) and growth (70th), and lowest on insider conviction (7th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
WTFC filings, in plain words
Are Wintrust Financial insiders buying or selling WTFC?
In the 180 days to 2026-10-28, Wintrust Financial insiders were net sellers, a net $3.3M across purchases and sales reported on Form 4, by 3 sellers.
Are there planned insider sales of WTFC?
Yes. 2 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $3.2M of stock; the latest, by Richard B. Murphy, was filed 2026-10-21.
Read the full summary
In the 180 days to 2026-10-28, Wintrust Financial insiders were net sellers of WTFC, a net $3.3M across purchases and sales reported on Form 4 by 3 sellers. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 2 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $3.2M of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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