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UMBF · Umb Financial Corp
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UMBF UMB Financial (UMBF) Insider Trading, Ownership & Congress Trades

Banks · National commercial banks · CIK 0000101382
Quote by TradingView
Form 144 · 22
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
Conversions, 180 days
1
Codes C/M, not in net · $69.4K priced

What the filings say about UMBF

Insiders, 180 days
-$6.7M net sold
2 buyers · 11 sellers · 0% of sales under a 10b5-1 plan
Congress, 1 year
No trades
Last one: sale, 2025-04-09
Planned sales (Form 144), 90 days
$7.5M
22 notices

UMB Financial insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, UMB FINANCIAL CORP insiders sold a net $6.7M of stock across 2,010 Form 4 purchases and sales, with 2 insiders buying. Source: SEC Form 4 filings, as of 2026-10-29.

Insider
Filed
Shares
Value
Since filing
GRAVES GREG M
Director
BUY
2026-09-03 SECtraded 2026-09-01
573.145
$80.0K
-7.6%
Context
  • 18 earlier Form 4 trades (code P or S) here by this insider (18 buys), the last on Feb 2, 2026.
  • -0.1% median (+1.2% mean) 90-day return after 18 previous buys.
  • The trade is 1.4% of the 40,463 shares held after it.
  • 1 other insider bought within 30 days.
Insider activity: Director GRAVES GREG M bought about $80.0K of UMBF on Sep 1, 2026, the largest insider purchase at the company since 2023; 1 other insider bought within 30 days.
Peterman Tamara
Director
BUY
2026-09-03 SECtraded 2026-09-01
394.0553
$55.0K
-7.6%
Context
  • 18 earlier Form 4 trades (code P or S) here by this insider (18 buys), the last on Feb 2, 2026.
  • -0.1% median (+1.2% mean) 90-day return after 18 previous buys.
  • The trade is 3.7% of the 10,680 shares held after it.
  • 1 other insider bought within 30 days.
Insider activity: Director Peterman Tamara bought about $55.0K of UMBF on Sep 1, 2026, the largest insider purchase at the company since 2024; 1 other insider bought within 30 days.
Shankar Ram
Chief Financial Officer
SELL
2026-08-18 SECtraded 2026-08-17
2,000
$303.2K
-9.1%
Context
  • 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Aug 26, 2024.
  • The trade is 6.6% of the 30,389 shares held after it.
  • 9 other insiders sold within 30 days.
Insider activity: Chief Financial Officer Shankar Ram sold about $303.2K of UMBF on Aug 17, 2026; 9 other insiders sold within 30 days.
Terry Thomas S
Chief Credit Officer
SELL
2026-08-18 SECtraded 2026-08-17
5,713
$867.1K
-9.1%
Context
  • 35 earlier Form 4 trades (code P or S) here by this insider (35 sales), the last on Nov 7, 2024.
  • The trade is 18.6% of the 30,689 shares held after it.
  • 9 other insiders sold within 30 days.
Insider activity: Chief Credit Officer Terry Thomas S sold about $867.1K of UMBF on Aug 17, 2026; 9 other insiders sold within 30 days.
Murphy Susan G
Director
SELL
2026-08-07 SECtraded 2026-08-06
475
$69.2K
-9.4%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 4.1% of the 11,537 shares held after it.
  • 9 other insiders sold within 30 days.
Insider activity: Director Murphy Susan G sold about $69.2K of UMBF on Aug 6, 2026; 9 other insiders sold within 30 days.
2,010 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 2,005 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$6.7M over 180 days
-$5.4M over 90 days
below 91% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$37.9M repurchased, FY to 2026-06-30
more than 73% of Banks
Short interest
5.5% of the float short (float per yahoo 2026-10-28) · 6.2 days to cover · settled 2026-10-15
more than 79% of Banks
What changed in the last 30 days
Sep 30Affiliate R C Kemper Jr Charitable Trust & Foundation filed to sell $331.5K by Oct 1 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Sep 30Affiliate R C Kemper Charitable Trust & Foundation filed to sell $162.5K by Oct 1 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Sep 30Affiliate Bebe & Crosby Kemper Foundation for the Arts filed to sell $74.9K by Oct 1 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.

Watch UMBF

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+17.8%12M
-8%+6%+20%+35%2025-102025-122026-022026-042026-062026-082026-10 2026-08-04 · KEMPER J MARINER sold $2.2M2025-12-08 · KEMPER J MARINER sold $1.8M2026-02-02 · KEMPER J MARINER sold $1.0M2026-06-09 · Rine James D sold $950.2K2026-02-02 · KEMPER J MARINER sold $935.6K2026-08-17 · Terry Thomas S sold $867.1K2026-08-03 · KEMPER J MARINER sold $618.5K2026-08-04 · Wilson Uma sold $613.5K2026-02-02 · KEMPER J MARINER sold $451.7K2025-12-11 · Rine James D sold $415.1K2026-08-17 · Shankar Ram sold $303.2K2026-08-04 · Newton Nikki Farentino sold $297.1K2026-07-31 · Beaird Robert Brian sold $231.0K2026-06-09 · Rine James D sold $143.1K2025-11-04 · Newton Nikki Farentino sold $137.9K2026-08-06 · Murphy Susan G sold $131.2K2026-06-10 · Wilson Uma sold $122.7K2026-08-04 · Mason Phillip James sold $117.6K2026-09-01 · GRAVES GREG M bought $80.0K2026-08-06 · Murphy Susan G sold $69.2K2026-09-01 · Peterman Tamara bought $55.0K2026-07-31 · Gallagher Kevin Charles sold $52.2K2025-11-10 · Gallagher Kevin Charles sold $50.9K2026-06-10 · Gallagher Kevin Charles sold $50.6K2026-02-03 · Gallagher Kevin Charles sold $50.2K2026-02-02 · GRAVES GREG M bought $28.1K2025-11-03 · GRAVES GREG M bought $28.1K2026-08-05 · Odgers David Carl sold $21.4K2026-02-02 · Peterman Tamara bought $19.7K2025-11-03 · Peterman Tamara bought $19.7K2026-08-04 · Newton Nikki Farentino sold $1492026-09-30 · Bebe & Crosby Kemper Foundation for the Arts filed to sell $74.9K2026-09-30 · R C Kemper Charitable Trust & Foundation filed to sell $162.5K2026-09-30 · R C Kemper Jr Charitable Trust & Foundation filed to sell $331.5K2026-09-01 · Bebe & Crosby Kemper Foundation for the Arts filed to sell $81.6K2026-09-01 · R C Kemper Charitable Trust & Foundation filed to sell $177.0K2026-09-01 · R C Kemper Jr Charitable Trust & Foundation filed to sell $361.2K2026-08-17 · Ram Shankar filed to sell $303.2K2026-08-17 · Thomas Terry filed to sell $867.0K2026-08-06 · SUSAN G MURPHY filed to sell $200.4K2026-08-05 · David Odgers filed to sell $21.4K2026-08-04 · Phillip Mason filed to sell $117.6K2026-08-04 · Nikki Newton filed to sell $297.2K2026-08-04 · Uma Wilson filed to sell $613.5K2026-08-03 · Bebe & Crosby Kemper Foundation for the Arts filed to sell $42.3K2026-08-03 · R C Kemper Charitable Trust & Foundation filed to sell $91.8K2026-08-03 · R C Kemper Jr Charitable Trust & Foundation filed to sell $187.3K2026-08-03 · RC Kemper Jr. Irrevocable Dynasty Trust FBO John Mariner Kemper filed to sell $513.2K2026-07-31 · Robert Beaird filed to sell $231.0K2026-07-31 · Bebe & Crosby Kemper Foundation for the Arts filed to sell $83.8K2026-07-31 · R C Kemper Charitable Trust & Foundation filed to sell $181.9K
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns UMBF: institutional holders (13F)

13F holdings, latest reported quarter
SEC 13F
No reported 13F holders

No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.

Congress trades in UMBF

STOCK Act disclosures, US House only, filed up to 45 days after the trade
Josh Gottheimer
Sold 2025-04-09 · disclosed 35 days later
$1,001 - $15,000
Josh Gottheimer
Bought 2024-05-22 · disclosed 17 days later
$1,001 - $15,000
Josh Gottheimer
Bought 2023-12-20 · disclosed 18 days later
$1,001 - $15,000
All stocks members of Congress are buying · Every member's trades

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

UMBF planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Bebe & Crosby Kemper Foundation for the Arts
Filed 2026-09-30
$74.9K
R C Kemper Charitable Trust & Foundation
Filed 2026-09-30
$162.5K
R C Kemper Jr Charitable Trust & Foundation
Filed 2026-09-30
$331.5K
Bebe & Crosby Kemper Foundation for the Arts
Filed 2026-09-01
$81.6K
R C Kemper Charitable Trust & Foundation
Filed 2026-09-01
$177.0K
Executive pay vs shareholder return · Mr. Kemper
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$10.4M
$13.1M
$2.8M
+87%
+129%
2024
$6.6M
$11.3M
$2.1M
+80%
+45%
2023
$4.8M
$4.3M
$1.3M
+31%
+5%
2022
$5.4M
$3.8M
$1.6M
+28%
-6%
2021
$5.0M
$10.8M
$1.4M
+60%
+17%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $6.7M sold by insiders over 180 days, $7.5M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
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Same sector, ranked by filing activity
Sector by SEC SIC code
BWFGPBPEBOFMBMGABCDCOMNEWTPCBISBAWSBFJMSBMPB

UMBF financials

Complaints, 90 days
32
+6.7% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$1.0B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.19x
long-term 2026-06-30 plus current 2024-09-30 (21 months older than the period end); equity 2026-06-30
Cash flow to debt
0.71x
TTM operating cash flow over long-term 2026-06-30 plus current 2024-09-30 (21 months older than the period end)
Return on equity
+12.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
11.00x
close 2026-10-28 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$6.0B
market value at close 2026-10-28 on 2026-07-27 shares, plus long-term 2026-06-30 plus current 2024-09-30 (21 months older than the period end), minus cash 2026-06-30
FCF yield
+10.4%
TTM free cash flow over market value at close 2026-10-28
PEG, trailing
0.29x
P/E over trailing EPS growth of 38%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-28. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$702.4M$441.2M$350.0M$431.7M
EPS (diluted)9.298.997.188.86
Operating cash flow$1.0B$225.3M$472.6M$769.6M
Cash$7.8B$8.4B$5.5B$1.6B
Long-term debt$474.2M$385.3M$383.2M$381.3M
Buybacks$17.6M$7.7M$8.4M$32.0M
Dividends paid$135.6M$77.1M$74.2M$72.0M
SEC XBRL, fiscal years, as known on 2026-10-29

UMBF Stock Sonar score 4/7 axes

Find similar shapesCompare

UMBF ranks highest on profitability (71st percentile) and financial health (61st), and lowest on risk and compliance (24th), among Banks peers.

Profitability
71
Inputs
  • Return on equity+12.3% · 70 pct, sector of 327
  • Return on assets+1.3% · 71 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
61
Inputs
  • Debt to equity0.19x · 56 pct, sector of 229
  • Cash flow to debt0.71x · 67 pct, sector of 198
Insider conviction
40
Inputs
  • Net Form 4 buying (codes P and S), 180d-$6.7M · 8 pct, sector of 274
  • Insider buyers, 180d2 · 72 pct, sector of 274
Risk and compliance
24
Inputs
  • Short interest, % of float+5.5% · 24 pct, sector of 374
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
3 not measured: Growth, Institutional and government, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

UMBF filings, in plain words

Are UMB Financial insiders buying or selling UMBF?

In the 180 days to 2026-10-29, UMB Financial insiders were net sellers, a net $6.7M: $135.0K of purchases and $6.8M of sales reported on Form 4, by 2 buyers and 11 sellers.

Have members of Congress traded UMBF?

Yes, but not in the year to 2026-10-29; the latest on record is a sale by Josh Gottheimer dated 2025-04-09.

Are there planned insider sales of UMBF?

Yes. 22 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-29, covering $7.5M of stock; the latest, by Bebe & Crosby Kemper Foundation for the Arts, was filed 2026-09-30.

Read the full summary

In the 180 days to 2026-10-29, UMB Financial insiders were net sellers of UMBF, a net $6.7M across purchases and sales reported on Form 4 by 2 buyers and 11 sellers. Sales outweighed purchases more than tenfold by value. 2 different insiders reported purchases within the last 90 days, a cluster buy, which is rarer than a single purchase. None of the 17 insider sales was flagged as made under a Rule 10b5-1 plan. Members of Congress have disclosed trades in UMBF, none in the last year; the latest on record is a sale by Josh Gottheimer dated 2025-04-09. Insiders filed 22 Form 144 notices of intent to sell in the 90 days to 2026-10-29, covering $7.5M of stock. Each figure is counted from SEC and House filings as of 2026-10-29, dated the day the filing was made public.

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