UWHR Uwharrie Capital (UWHR) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0000898171
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
What the filings say about UWHR
Insiders, 180 days
-$103.2K net sold
1 seller · 0% of sales under a 10b5-1 plan
Uwharrie Capital insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, UWHARRIE CAPITAL CORP insiders sold a net $103.2K of stock across 7 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- No other insider sold within 30 days.
Insider activity: Chief Risk Officer Beaver R David III sold about $103.2K of UWHR on Aug 19, 2026, the largest insider sale at the company on our record.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 15.0% of the 3,251 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: President/CEO of UCC DICK ROGER L bought about $5.4K of UWHR on Dec 31, 2025, the largest insider purchase at the company on our record; 1 other insider bought within 30 days.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 11.0% of the 3,651 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: President/CEO of UCC DICK ROGER L bought about $4.4K of UWHR on Dec 31, 2025, the largest insider purchase at the company on our record; 1 other insider bought within 30 days.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 80 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: Director Swaringen S Todd bought about $840 of UWHR on Dec 15, 2025, the largest insider purchase at the company since 2024; 1 other insider bought within 30 days.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 80 shares held after it.
- 1 other insider bought within 30 days.
Insider activity: Director Swaringen S Todd bought about $840 of UWHR on Dec 15, 2025, the largest insider purchase at the company since 2024; 1 other insider bought within 30 days.7 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$103.2K over 180 days
-$103.2K over 90 days
more than 58% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$765.0K repurchased, FY to 2026-06-30
below 76% of Banks
Short interest
no short interest reported
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch UWHR
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+40.7%12M
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns UWHR: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in UWHR
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
UWHR planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$749.3K
$749.3K
$652.8K
+97%
n/a
2024
$712.0K
$712.0K
$617.3K
+59%
n/a
2023
$666.7K
$666.7K
$496.2K
+65%
n/a
2022
$616.3K
$616.3K
$575.3K
+41%
n/a
2021
$609.2K
$609.2K
$1.1M
+65%
n/a
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $103.2K sold by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
UWHR financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM UWHR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM UWHR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$11.0M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM UWHR
| FY Dec 2025 | $8.2M |
| FY Dec 2024 | $13.2M |
| FY Dec 2023 | $7.5M |
| FY Dec 2022 | $30.5M |
| FY Dec 2021 | -$4.3M |
| Jun 2026 | $5.5M |
| Mar 2026 | $388.0K |
| Dec 2025 | -$928.0K |
| Sep 2025 | $6.0M |
| Jun 2025 | $84.0K |
| Mar 2025 | $3.0M |
| Dec 2024 | $3.7M |
| Sep 2024 | $1.8M |
At each fiscal year end
Single quarter
Debt to equity
0.43x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity UWHR
| FY Dec 2025 | 0.45x |
| FY Dec 2024 | 0.65x |
| FY Dec 2023 | 0.79x |
| FY Dec 2022 | 1.15x |
| FY Dec 2021 | 0.61x |
| Jun 2026 | 0.43x |
| Mar 2026 | 0.44x |
| Dec 2025 | 0.45x |
| Sep 2025 | 0.49x |
| Jun 2025 | 0.55x |
| Mar 2025 | 0.59x |
| Dec 2024 | 0.65x |
| Sep 2024 | 0.61x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.50x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt UWHR
| FY Dec 2025 | 0.34x |
| FY Dec 2024 | 0.46x |
| FY Dec 2023 | 0.31x |
| FY Dec 2022 | 1.01x |
| FY Dec 2021 | -0.12x |
| Jun 2026 | 0.50x |
| Mar 2026 | 0.29x |
| Dec 2025 | 0.34x |
| Sep 2025 | 0.47x |
| Jun 2025 | 0.31x |
| Mar 2025 | 0.49x |
| Dec 2024 | 0.46x |
| Sep 2024 | 0.41x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+20.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity UWHR
| FY Dec 2025 | +20.3% |
| FY Dec 2024 | +23.1% |
| FY Dec 2023 | +26.2% |
| FY Dec 2022 | +21.5% |
| FY Dec 2021 | +20.4% |
| Jun 2026 | +20.9% |
| Mar 2026 | +20.4% |
| Dec 2025 | +20.3% |
| Sep 2025 | +19.0% |
| Jun 2025 | +22.2% |
| Mar 2025 | +22.0% |
| Dec 2024 | +23.1% |
| Sep 2024 | +25.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets UWHR
| FY Dec 2025 | +1.0% |
| FY Dec 2024 | +0.9% |
| FY Dec 2023 | +0.8% |
| FY Dec 2022 | +0.8% |
| FY Dec 2021 | +1.1% |
| Jun 2026 | +1.1% |
| Mar 2026 | +1.0% |
| Dec 2025 | +1.0% |
| Sep 2025 | +0.9% |
| Jun 2025 | +0.9% |
| Mar 2025 | +0.9% |
| Dec 2024 | +0.9% |
| Sep 2024 | +0.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital UWHR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed UWHR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
8.19x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing UWHR
| FY Dec 2025 | 7.35x |
| FY Dec 2024 | 6.78x |
| FY Dec 2023 | 7.49x |
| FY Dec 2022 | 7.40x |
| FY Dec 2021 | 6.61x |
| Jun 2026 | 6.60x |
| Mar 2026 | 6.60x |
| Dec 2025 | 7.35x |
| Sep 2025 | 7.44x |
| Jun 2025 | 6.68x |
| Mar 2025 | 6.16x |
| Dec 2024 | 6.78x |
| Sep 2024 | 6.21x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$40.2M
market value at close 2026-10-27 on 2026-08-10 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
Enterprise value UWHR
| FY Dec 2025 | $32.3M |
| FY Dec 2024 | $38.8M |
| FY Dec 2023 | $23.3M |
| FY Dec 2022 | -$30.2M |
| FY Dec 2021 | -$4.5M |
| Jun 2026 | $21.1M |
| Mar 2026 | -$11.8M |
| Dec 2025 | $32.3M |
| Sep 2025 | -$10.3M |
| Jun 2025 | $22.1M |
| Mar 2025 | $10.1M |
| Dec 2024 | $38.8M |
| Sep 2024 | -$38.9M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+10.9%
TTM free cash flow over market value at close 2026-10-27
FCF yield UWHR
| FY Dec 2025 | +10.7% |
| FY Dec 2024 | +21.9% |
| FY Dec 2023 | +13.4% |
| FY Dec 2022 | +56.7% |
| FY Dec 2021 | -7.3% |
| Jun 2026 | +13.4% |
| Mar 2026 | +7.4% |
| Dec 2025 | +10.7% |
| Sep 2025 | +18.0% |
| Jun 2025 | +13.2% |
| Mar 2025 | +25.3% |
| Dec 2024 | +21.9% |
| Sep 2024 | +21.3% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.31x
P/E over trailing EPS growth of 27%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing UWHR
| FY Dec 2025 | 0.45x |
| FY Dec 2024 | 0.35x |
| FY Dec 2023 | 3.93x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.25x |
| Jun 2026 | 0.25x |
| Mar 2026 | 0.30x |
| Dec 2025 | 0.45x |
| Sep 2025 | 0.78x |
| Jun 2025 | 0.30x |
| Mar 2025 | 0.41x |
| Dec 2024 | 0.35x |
| Sep 2024 | 1.05x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $11.4M | $9.9M | $8.6M | $8.2M |
| EPS (diluted) | 1.49 | 1.26 | 1.06 | 1.04 |
| Operating cash flow | $9.9M | $14.1M | $9.3M | $30.9M |
| Cash | $73.3M | $52.3M | $63.4M | $114.6M |
| Long-term debt | $29.0M | $29.2M | $29.1M | $29.6M |
| Buybacks | $1.1M | $1.5M | $728.0K | $451.0K |
SEC XBRL, fiscal years, as known on 2026-10-28
UWHR Stock Sonar score 3/7 axes
Find similar shapesCompareUWHR ranks highest on profitability (75th percentile) and financial health (45th), and lowest on insider conviction (29th), among Banks peers.
3 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
UWHR filings, in plain words
Are Uwharrie Capital insiders buying or selling UWHR?
In the 180 days to 2026-10-28, Uwharrie Capital insiders were net sellers, a net $103.2K across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Uwharrie Capital insiders were net sellers of UWHR, a net $103.2K across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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