Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$92.6M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM USIO
FY Dec 2025
$85.4M
FY Dec 2024
$82.9M
FY Dec 2023
$84.0M
FY Dec 2022
$69.4M
FY Dec 2021
$61.9M
Jun 2026
$23.7M
Mar 2026
$25.5M
Dec 2025
$22.2M
Sep 2025
$21.2M
Jun 2025
$20.0M
Mar 2025
$22.0M
Dec 2024
$20.6M
Sep 2024
$21.3M
At each fiscal year end
Single quarter
Net margin, TTM
-1.6%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM USIO
FY Dec 2025
-2.9%
FY Dec 2024
+4.0%
FY Dec 2023
-0.6%
FY Dec 2022
-7.9%
FY Dec 2021
-0.5%
Jun 2026
+1.2%
Mar 2026
+0.5%
Dec 2025
-6.7%
Sep 2025
-2.0%
Jun 2025
-1.8%
Mar 2025
-1.1%
Dec 2024
+3.1%
Sep 2024
+13.4%
At each fiscal year end
Single quarter
Free cash flow, TTM
-$237.2K
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM USIO
FY Dec 2025
$1.1M
FY Dec 2024
$2.7M
FY Dec 2023
$2.7M
FY Dec 2022
-$17.8M
FY Dec 2021
$28.5M
Jun 2026
-$828.2K
Mar 2026
$548.7K
Dec 2025
-$42.8K
Sep 2025
$85.2K
Jun 2025
-$315.2K
Mar 2025
$1.4M
Dec 2024
$931.7K
Sep 2024
$1.4M
At each fiscal year end
Single quarter
Debt to equity
0.07x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity USIO
FY Dec 2025
0.08x
FY Dec 2024
0.04x
FY Dec 2023
0.05x
FY Dec 2022
0.01x
FY Dec 2021
0.01x
Jun 2026
0.07x
Mar 2026
0.07x
Dec 2025
0.08x
Sep 2025
0.04x
Jun 2025
0.03x
Mar 2025
0.04x
Dec 2024
0.04x
Sep 2024
0.04x
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.52x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt USIO
FY Dec 2025
1.11x
FY Dec 2024
4.03x
FY Dec 2023
4.25x
FY Dec 2022
-238.53x
FY Dec 2021
236.02x
Jun 2026
0.52x
Mar 2026
0.82x
Dec 2025
1.11x
Sep 2025
2.89x
Jun 2025
5.48x
Mar 2025
6.12x
Dec 2024
4.03x
Sep 2024
-47.82x
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
-8.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity USIO
FY Dec 2025
-13.6%
FY Dec 2024
+19.3%
FY Dec 2023
-3.3%
FY Dec 2022
-33.6%
FY Dec 2021
-1.8%
Jun 2026
-8.0%
Mar 2026
-11.6%
Dec 2025
-13.6%
Sep 2025
-2.1%
Jun 2025
+16.7%
Mar 2025
+19.4%
Dec 2024
+19.3%
Sep 2024
+16.0%
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
-1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets USIO
FY Dec 2025
-2.1%
FY Dec 2024
+3.1%
FY Dec 2023
-0.5%
FY Dec 2022
-4.7%
FY Dec 2021
-0.3%
Jun 2026
-1.3%
Mar 2026
-1.9%
Dec 2025
-2.1%
Sep 2025
-0.4%
Jun 2025
+2.7%
Mar 2025
+3.2%
Dec 2024
+3.1%
Sep 2024
+2.2%
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
pre-tax loss, no effective tax rate to apply
Return on invested capital USIO
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
-5.1%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
Return on capital employed USIO
FY Dec 2025
-10.9%
FY Dec 2024
-7.4%
FY Dec 2023
n/a
FY Dec 2022
-27.8%
FY Dec 2021
-0.8%
Jun 2026
-5.1%
Mar 2026
-8.6%
Dec 2025
-10.9%
Sep 2025
-7.9%
Jun 2025
-8.2%
Mar 2025
-7.2%
Dec 2024
-7.4%
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
P/E, trailing USIO
FY Dec 2025
n/a
FY Dec 2024
13.27x
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
15.30x
Mar 2025
13.27x
Dec 2024
13.27x
Sep 2024
15.11x
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$86.1M
market value at close 2026-10-27 on 2026-08-10 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
Enterprise value USIO
FY Dec 2025
$31.1M
FY Dec 2024
$32.3M
FY Dec 2023
$38.9M
FY Dec 2022
$36.1M
FY Dec 2021
$101.8M
Jun 2026
$63.3M
Mar 2026
$25.2M
Dec 2025
$31.1M
Sep 2025
$30.7M
Jun 2025
$33.8M
Mar 2025
$30.7M
Dec 2024
$32.3M
Sep 2024
$29.6M
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
-0.3%
TTM free cash flow over market value at close 2026-10-27
FCF yield USIO
FY Dec 2025
+2.9%
FY Dec 2024
+6.8%
FY Dec 2023
+5.9%
FY Dec 2022
-42.7%
FY Dec 2021
+26.2%
Jun 2026
-0.3%
Mar 2026
+0.9%
Dec 2025
+2.9%
Sep 2025
+5.5%
Jun 2025
+8.2%
Mar 2025
+10.7%
Dec 2024
+6.8%
Sep 2024
-98.0%
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
PEG, trailing USIO
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
USIO ranks highest on risk and compliance (81st percentile) and financial health (67th), and lowest on institutional and government (5th), among Banks peers.
Profitability
15
Inputs
Return on equity-8.0% · 3 pct, sector of 327
Return on assets-1.3% · 2 pct, sector of 334
Return on invested capitalpre-tax loss, no effective tax rate to apply
Return on capital employed-5.1% · 41 pct, universe of 3,236
Financial health
67
Inputs
Debt to equity0.07x · 76 pct, sector of 229
Cash flow to debt0.52x · 59 pct, sector of 198
Growth
33
Inputs
Revenue growth, YoY+3.0% · 33 pct, sector of 151
Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Institutional and government
5
Inputs
Funds adding, latest quarter14 · 5 pct, sector of 257
Congress net buyers, 365dno Congress trades in 365 days
Federal contracts, 180dno federal contracts in 180 days
Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
81
Inputs
Short interest, % of float+0.3% · 81 pct, sector of 378
Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
New text in Risk Factors, latest 10-K+4.5% · 82 pct, sector of 127
2 not measured: Insider conviction, US patents
Insider conviction needs 1 of 2 inputs, 0 present: no Form 4 purchase or sale (code P or S) in 180 days; no insider trades in 180 days
US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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