USB US Bancorp \de\ (USB) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0000036104
Form 144 · 1
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
966
13F, latest reported quarter
Conversions, 180 days
2
Codes C/M, not in net · $2.9M priced
What the filings say about USB
Insiders, 180 days
-$7.4M net sold
4 sellers · 0% of sales under a 10b5-1 plan
Congress, 1 year
No trades
Last one: sale, 2025-09-26
Planned sales (Form 144), 90 days
$1.7M
1 notice
US Bancorp \de\ insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, US BANCORP \DE\ insiders sold a net $7.4M of stock across 143 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 6.4% of the 426,262 shares held after it.
- No other insider sold within 30 days.
- 966 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President & CEO Kedia Gunjan sold about $1.7M of USB on Aug 28, 2026; 966 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 sales), the last on Oct 20, 2025.
- The trade is 9.1% of the 252,684 shares held after it.
- 1 other insider sold within 30 days.
- 966 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Senior EVP and General Counsel CHOSY JAMES L sold about $1.5M of USB on Jul 23, 2026; 1 other insider sold within 30 days and 966 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 49.2% of the 74,969 shares held after it.
- 1 other insider sold within 30 days.
- 966 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Vice Chair Philipson Stephen L sold about $2.3M of USB on Jul 20, 2026; 1 other insider sold within 30 days and 966 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 67.3% of the 51,292 shares held after it.
- 1 other insider sold within 30 days.
- 966 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: SEVP & Chief Info & Tech Off Dilip Venkatachari sold about $1.9M of USB on May 5, 2026; 1 other insider sold within 30 days and 966 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Feb 6, 2025.
- The trade is 19.3% of the 207,251 shares held after it.
- 1 other insider sold within 30 days.
- 966 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Vice Chair Richard Jodi L sold about $2.3M of USB on Apr 21, 2026; 1 other insider sold within 30 days and 966 funds added in the latest 13F quarter.143 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$7.4M over 180 days
-$1.7M over 90 days
below 93% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
966 funds bought in last quarter
more than 98% of Banks
Revenue
+4.4% year over year
below 59% of Banks
Margin
26.4% net margin
below 80% of Banks
Buybacks
$477.0M repurchased, FY to 2026-06-30
more than 94% of Banks
Short interest
1.7% of the float short (float per yahoo 2026-10-26) · 2.8 days to cover · settled 2026-09-30
below 64% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch USB
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+29.8%12M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns USB: institutional holders (13F)
13F holdings, latest reported quarter
127,137,222 sh
$7.7B
101,302,511 sh
$6.1B
73,137,322 sh
$4.5B
59,686,029 sh
$3.7B
51,284,661 sh
$3.1B
Congress trades in USB
STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2025-09-26 · disclosed 14 days later
$1,001 - $15,000
Sold 2025-09-23 · disclosed 17 days later
$1,001 - $15,000
Sold 2025-03-10 · disclosed 32 days later
$1,001 - $15,000
Sold 2025-03-10 · disclosed 521 days later
$15,001 - $50,000
Bought 2024-10-29 · disclosed 318 days later
$1,001 - $15,000
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
USB planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Kedia Gunjan
Filed 2026-08-28
$1.7M
CHOSY JAMES L
Filed 2026-07-23
$1.5M
Philipson Stephen L
Filed 2026-07-20
$2.3M
USB mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
iShares U.S. Regional Banks ETF
$92.9M position · as of 2026-06-30
14.2%
CapForce IBD Breakout Opportunities ETF
$1.1M position · as of 2026-07-31
6.9%
Davis Select Financial ETF
$30.4M position · as of 2026-07-31
6.3%
Davis Select U.S. Equity ETF
$77.7M position · as of 2026-07-31
6.1%
Clipper Fund
$85.8M position · as of 2026-06-30
5.8%
Davis Financial Fund
$63.4M position · as of 2026-06-30
5.5%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Andrew Cecere
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2023
$22.9M
$19.2M
$5.6M
-13%
-3%
2022
$16.2M
$14.2M
$5.9M
-17%
-2%
2021
$19.2M
$21.7M
$5.8M
+2%
+24%
2020
$16.8M
$8.2M
$4.7M
-18%
-10%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $7.4M sold by insiders over 180 days, 966 funds added last quarter, $1.7M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
USB financials
Revenue growth
+4.4%
XBRL, annual
Net margin
26.4%
Complaints, 90 days
1,850
+29.3% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$29.7B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM USB
| FY Dec 2025 | $28.7B |
| FY Dec 2024 | $27.5B |
| FY Dec 2023 | $28.1B |
| FY Dec 2022 | n/a |
| FY Dec 2021 | $23.1B |
| Jun 2026 | $7.7B |
| Mar 2026 | $7.3B |
| Dec 2025 | $7.4B |
| Sep 2025 | $7.3B |
| Jun 2025 | $7.0B |
| Mar 2025 | $7.0B |
| Dec 2024 | $7.0B |
| Sep 2024 | $6.9B |
At each fiscal year end
Single quarter
Net margin, TTM
+27.5%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM USB
| FY Dec 2025 | +26.4% |
| FY Dec 2024 | +22.9% |
| FY Dec 2023 | +19.3% |
| FY Dec 2022 | n/a |
| FY Dec 2021 | +34.4% |
| Jun 2026 | +28.2% |
| Mar 2026 | +26.7% |
| Dec 2025 | +27.8% |
| Sep 2025 | +27.3% |
| Jun 2025 | +25.9% |
| Mar 2025 | +24.6% |
| Dec 2024 | +23.7% |
| Sep 2024 | +25.0% |
At each fiscal year end
Single quarter
Free cash flow, TTM
n/a
capex not filed for the four quarters
Free cash flow, TTM USB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Debt to equity
1.19x
long-term 2023-09-30 (33 months older than the period end) plus current 2026-06-30; equity 2026-06-30
Debt to equity USB
| FY Dec 2025 | 0.92x |
| FY Dec 2024 | 1.00x |
| FY Dec 2023 | 1.06x |
| FY Dec 2022 | 1.40x |
| FY Dec 2021 | 0.80x |
| Jun 2026 | 1.19x |
| Mar 2026 | 0.93x |
| Dec 2025 | 0.92x |
| Sep 2025 | 0.92x |
| Jun 2025 | 0.95x |
| Mar 2025 | 1.00x |
| Dec 2024 | 1.00x |
| Sep 2024 | 1.13x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.16x
TTM operating cash flow over long-term 2023-09-30 (33 months older than the period end) plus current 2026-06-30
Cash flow to debt USB
| FY Dec 2025 | 0.13x |
| FY Dec 2024 | 0.19x |
| FY Dec 2023 | 0.14x |
| FY Dec 2022 | 0.30x |
| FY Dec 2021 | 0.22x |
| Jun 2026 | 0.16x |
| Mar 2026 | 0.16x |
| Dec 2025 | 0.13x |
| Sep 2025 | 0.17x |
| Jun 2025 | 0.13x |
| Mar 2025 | 0.14x |
| Dec 2024 | 0.19x |
| Sep 2024 | 0.10x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+12.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity USB
| FY Dec 2025 | +12.2% |
| FY Dec 2024 | +11.1% |
| FY Dec 2023 | +10.2% |
| FY Dec 2022 | +11.0% |
| FY Dec 2021 | +14.7% |
| Jun 2026 | +12.7% |
| Mar 2026 | +12.4% |
| Dec 2025 | +12.2% |
| Sep 2025 | +11.8% |
| Jun 2025 | +11.7% |
| Mar 2025 | +11.6% |
| Dec 2024 | +11.1% |
| Sep 2024 | +9.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets USB
| FY Dec 2025 | +1.1% |
| FY Dec 2024 | +0.9% |
| FY Dec 2023 | +0.8% |
| FY Dec 2022 | +0.9% |
| FY Dec 2021 | +1.4% |
| Jun 2026 | +1.2% |
| Mar 2026 | +1.1% |
| Dec 2025 | +1.1% |
| Sep 2025 | +1.0% |
| Jun 2025 | +1.0% |
| Mar 2025 | +1.0% |
| Dec 2024 | +0.9% |
| Sep 2024 | +0.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital USB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed USB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
11.89x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing USB
| FY Dec 2025 | 11.52x |
| FY Dec 2024 | 12.59x |
| FY Dec 2023 | 13.24x |
| FY Dec 2022 | 11.79x |
| FY Dec 2021 | 11.04x |
| Jun 2026 | 12.03x |
| Mar 2026 | 10.88x |
| Dec 2025 | 11.52x |
| Sep 2025 | 11.03x |
| Jun 2025 | 10.80x |
| Mar 2025 | 10.42x |
| Dec 2024 | 12.59x |
| Sep 2024 | 14.03x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no cash line filed
Enterprise value USB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
n/a
capex not filed for the four quarters
FCF yield USB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.60x
P/E over trailing EPS growth of 20%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing USB
| FY Dec 2025 | 0.53x |
| FY Dec 2024 | 0.78x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.17x |
| Jun 2026 | 0.61x |
| Mar 2026 | 0.60x |
| Dec 2025 | 0.53x |
| Sep 2025 | 0.32x |
| Jun 2025 | 0.32x |
| Mar 2025 | 0.30x |
| Dec 2024 | 0.78x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $28.7B | $27.5B | $28.1B | $24.3B |
| Net income | $7.6B | $6.3B | $5.4B | $5.8B |
| EPS (diluted) | 4.62 | 3.79 | 3.27 | 3.69 |
| Operating cash flow | $8.0B | $11.3B | $8.4B | $21.1B |
| Long-term debt | n/a | n/a | n/a | $39.8B |
| Buybacks | $489.0M | $173.0M | $62.0M | $69.0M |
| Dividends paid | $3.2B | $3.1B | $3.0B | $2.8B |
SEC XBRL, fiscal years, as known on 2026-10-27
USB Stock Sonar score 6/7 axes
Find similar shapesCompareUSB ranks highest on institutional and government (98th percentile) and risk and compliance (66th), and lowest on insider conviction (4th), among Banks peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
USB filings, in plain words
Are US Bancorp \de\ insiders buying or selling USB?
In the 180 days to 2026-10-27, US Bancorp \de\ insiders were net sellers, a net $7.4M across purchases and sales reported on Form 4, by 4 sellers.
Have members of Congress traded USB?
Yes, but not in the year to 2026-10-27; the latest on record is a sale by Gilbert Cisneros dated 2025-09-26.
Are there planned insider sales of USB?
Yes. 1 Form 144 notice of planned insider sales was filed in the 90 days to 2026-10-27, covering $1.7M of stock; the latest, by Kedia Gunjan, was filed 2026-08-28.
Read the full summary
In the 180 days to 2026-10-27, US Bancorp \de\ insiders were net sellers of USB, a net $7.4M across purchases and sales reported on Form 4 by 4 sellers. None of the 4 insider sales was flagged as made under a Rule 10b5-1 plan. Members of Congress have disclosed trades in USB, none in the last year; the latest on record is a sale by Gilbert Cisneros dated 2025-09-26. Insiders filed 1 Form 144 notice of intent to sell in the 90 days to 2026-10-27, covering $1.7M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
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