STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
19
13F, latest reported quarter
What the filings say about UBCP
Insiders, 180 days
+$201.3K net bought
9 buyers
United Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, UNITED BANCORP INC /OH/ insiders bought a net $201.3K of stock across 49 Form 4 purchases and sales, with 9 insiders buying. Source: SEC Form 4 filings, as of 2026-10-28.
3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on May 22, 2025.
+6.5% median (+7.4% mean) 90-day return after 3 previous buys.
The trade is 5.7% of the 20,457 shares held after it.
8 other insiders bought within 30 days.
19 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Schunn Bethany E bought about $17.5K of UBCP on May 28, 2026; 8 other insiders bought within 30 days and 19 funds added in the latest 13F quarter.
5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on May 22, 2025.
+4.7% median (+4.5% mean) 90-day return after 5 previous buys.
The trade is 1.2% of the 85,214 shares held after it.
8 other insiders bought within 30 days.
19 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: SR VP CFO and Treasurer GREENWOOD RANDALL M bought about $15.4K of UBCP on May 27, 2026, the largest insider purchase at the company since 2025; 8 other insiders bought within 30 days and 19 funds added in the latest 13F quarter.
First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 3.5% of the 17,812 shares held after it.
8 other insiders bought within 30 days.
19 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Ball Erin S bought about $9.4K of UBCP on May 27, 2026, the largest insider purchase at the company since 2025; 8 other insiders bought within 30 days and 19 funds added in the latest 13F quarter.
First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 2.7% of the 55,638 shares held after it.
8 other insiders bought within 30 days.
19 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Clark Jonathan CHASE bought about $22.6K of UBCP on May 27, 2026, the largest insider purchase at the company since 2025; 8 other insiders bought within 30 days and 19 funds added in the latest 13F quarter.
5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on May 22, 2025.
+4.7% median (+4.5% mean) 90-day return after 5 previous buys.
The trade is 1.8% of the 52,609 shares held after it.
8 other insiders bought within 30 days.
19 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director HOOPINGARNER JOHN M bought about $13.9K of UBCP on May 27, 2026, the largest insider purchase at the company since 2025; 8 other insiders bought within 30 days and 19 funds added in the latest 13F quarter.
49 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Nobody has filed for crossing 5%. That is a fact, not missing data.
UBCP planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
UBCP mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
iShares Micro-Cap ETF
$273.7K position · as of 2026-06-30
0.0%
Omni Small-Cap Value Fund
$133.4K position · as of 2026-06-30
0.0%
1290 VT Micro Cap Portfolio
$17.3K position · as of 2026-06-30
0.0%
LVIP Dimensional U.S. Core Equity 2 Fund
$12.8K position · as of 2026-06-30
0.0%
VANGUARD EXTENDED MARKET INDEX FUND
$990.0K position · as of 2026-06-30
0.0%
Fidelity Extended Market Index Fund
$354.9K position · as of 2026-05-31
0.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
9 insiders reported buying shares.
The record shows a net $201.3K bought by insiders over 180 days, 19 funds added last quarter. Each figure is a federal filing, dated the day it went public.
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM UBCP
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM UBCP
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Single quarter
Free cash flow, TTM
-$4.1M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM UBCP
FY Dec 2025
-$1.3M
FY Dec 2024
-$1.2M
FY Dec 2023
$8.4M
FY Dec 2022
$8.0M
FY Dec 2021
$7.4M
Jun 2026
-$140.0K
Mar 2026
-$1.8M
Dec 2025
-$1.8M
Sep 2025
-$367.0K
Jun 2025
$1.5M
Mar 2025
-$594.0K
Dec 2024
$1.7M
Sep 2024
-$1.7M
At each fiscal year end
Single quarter
Debt to equity
0.39x
current debt only, 2022-09-30 (45 months older than the period end); equity 2026-06-30
Debt to equity UBCP
FY Dec 2025
0.40x
FY Dec 2024
0.44x
FY Dec 2023
0.44x
FY Dec 2022
0.47x
FY Dec 2021
0.22x
Jun 2026
0.39x
Mar 2026
0.42x
Dec 2025
0.40x
Sep 2025
0.42x
Jun 2025
0.47x
Mar 2025
0.46x
Dec 2024
0.44x
Sep 2024
0.43x
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.25x
TTM operating cash flow over current debt only, 2022-09-30 (45 months older than the period end)
Cash flow to debt UBCP
FY Dec 2025
0.37x
FY Dec 2024
0.30x
FY Dec 2023
0.34x
FY Dec 2022
0.30x
FY Dec 2021
0.52x
Jun 2026
0.25x
Mar 2026
0.34x
Dec 2025
0.37x
Sep 2025
0.33x
Jun 2025
0.37x
Mar 2025
0.21x
Dec 2024
0.30x
Sep 2024
0.35x
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+12.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity UBCP
FY Dec 2025
+11.6%
FY Dec 2024
+11.7%
FY Dec 2023
+14.5%
FY Dec 2022
+13.2%
FY Dec 2021
+13.5%
Jun 2026
+12.1%
Mar 2026
+12.1%
Dec 2025
+11.6%
Sep 2025
+11.5%
Jun 2025
+12.4%
Mar 2025
+11.7%
Dec 2024
+11.7%
Sep 2024
+13.5%
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+0.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets UBCP
FY Dec 2025
+0.9%
FY Dec 2024
+0.9%
FY Dec 2023
+1.1%
FY Dec 2022
+1.2%
FY Dec 2021
+1.3%
Jun 2026
+0.9%
Mar 2026
+0.9%
Dec 2025
+0.9%
Sep 2025
+0.9%
Jun 2025
+0.9%
Mar 2025
+0.9%
Dec 2024
+0.9%
Sep 2024
+1.0%
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital UBCP
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed UBCP
FY Dec 2025
n/a
FY Dec 2024
n/a
FY Dec 2023
n/a
FY Dec 2022
n/a
FY Dec 2021
n/a
Jun 2026
n/a
Mar 2026
n/a
Dec 2025
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
10.12x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing UBCP
FY Dec 2025
10.71x
FY Dec 2024
10.24x
FY Dec 2023
8.18x
FY Dec 2022
9.81x
FY Dec 2021
10.28x
Jun 2026
11.51x
Mar 2026
11.27x
Dec 2025
10.71x
Sep 2025
10.75x
Jun 2025
11.42x
Mar 2025
10.82x
Dec 2024
10.24x
Sep 2024
9.51x
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$61.7M
market value at close 2026-10-27 on 2026-08-07 shares, plus current debt only, 2022-09-30 (45 months older than the period end), minus cash 2025-12-31
Enterprise value UBCP
FY Dec 2025
$64.4M
FY Dec 2024
$83.8M
FY Dec 2023
$60.7M
FY Dec 2022
$82.6M
FY Dec 2021
$32.3M
Jun 2026
$73.4M
Mar 2026
$69.1M
Dec 2025
$64.4M
Sep 2025
$63.2M
Jun 2025
$62.4M
Mar 2025
$71.8M
Dec 2024
$83.8M
Sep 2024
$68.5M
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
-5.1%
TTM free cash flow over market value at close 2026-10-27
FCF yield UBCP
FY Dec 2025
-1.6%
FY Dec 2024
-1.7%
FY Dec 2023
+11.4%
FY Dec 2022
+9.4%
FY Dec 2021
+7.4%
Jun 2026
-4.5%
Mar 2026
-2.9%
Dec 2025
-1.6%
Sep 2025
+2.8%
Jun 2025
+1.1%
Mar 2025
-2.6%
Dec 2024
-1.7%
Sep 2024
-0.5%
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.17x
P/E over trailing EPS growth of 9%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing UBCP
FY Dec 2025
1.94x
FY Dec 2024
n/a
FY Dec 2023
1.75x
FY Dec 2022
n/a
FY Dec 2021
0.62x
Jun 2026
1.33x
Mar 2026
1.27x
Dec 2025
1.94x
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
UBCP ranks highest on insider conviction (94th percentile) and risk and compliance (87th), and lowest on institutional and government (9th), among Banks peers.
Profitability
52
Inputs
Return on equity+12.1% · 69 pct, sector of 327
Return on assets+0.9% · 35 pct, sector of 334
Return on invested capitalfewer than four consecutive quarters of operating income
Return on capital employedfewer than four consecutive quarters of operating income
Financial health
36
Inputs
Debt to equity0.39x · 37 pct, sector of 229
Cash flow to debt0.25x · 35 pct, sector of 198
Growth
75
Inputs
Revenue growth, YoY+11.8% · 75 pct, sector of 151
Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
94
Inputs
Net Form 4 buying (codes P and S), 180d$201K · 90 pct, sector of 273
Insider buyers, 180d9 · 97 pct, sector of 273
Institutional and government
9
Inputs
Funds adding, latest quarter19 · 9 pct, sector of 257
Congress net buyers, 365dno Congress trades in 365 days
Federal contracts, 180dno federal contracts in 180 days
Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
87
Inputs
Short interest, % of float+0.1% · 87 pct, sector of 374
Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
1 not measured: US patents
US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
UBCP filings, in plain words
Are United Bancorp insiders buying or selling UBCP?
In the 180 days to 2026-10-28, United Bancorp insiders were net buyers, a net $201.3K across purchases and sales reported on Form 4, by 9 buyers.
Read the full summary
In the 180 days to 2026-10-28, United Bancorp insiders were net buyers of UBCP, a net $201.3K across purchases and sales reported on Form 4 by 9 buyers. 9 insiders reported purchases in that window. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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