SFBC Sound Financial Bancorp (SFBC) Insider Trading, Ownership & Congress Trades
Banks · Savings institution, federally chartered · CIK 0001541119
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
18
13F, latest reported quarter
What the filings say about SFBC
Insiders, 180 days
-$79.7K net sold
1 seller · 50% of sales under a 10b5-1 plan
Sound Financial Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Sound Financial Bancorp, Inc. insiders sold a net $79.7K of stock across 112 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Jun 30, 2026.
- The trade is 11.1% of the 8,100 shares held after it.
- No other insider sold within 30 days.
- 18 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Stewart Laura Lee sold about $41.4K of SFBC under a 10b5-1 plan on Sep 30, 2026, the largest insider sale at the company since 2024; 18 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Mar 31, 2026.
- The trade is 10.0% of the 9,000 shares held after it.
- No other insider sold within 30 days.
- 18 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO Stewart Laura Lee sold about $38.3K of SFBC on Jun 30, 2026; 18 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 9.1% of the 9,900 shares held after it.
- No other insider sold within 30 days.
- 18 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO Stewart Laura Lee sold about $39.7K of SFBC on Mar 31, 2026, the largest insider sale at the company since 2024; 18 funds added in the latest 13F quarter.Context
- 17 earlier Form 4 trades (code P or S) here by this insider (17 sales), the last on Nov 8, 2024.
- The trade is 10.1% of the 3,528 shares held after it.
- 1 other insider sold within 30 days.
- 18 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Haddad David S Jr sold about $19.1K of SFBC on Nov 12, 2024; 1 other insider sold within 30 days and 18 funds added in the latest 13F quarter.Context
- 8 earlier Form 4 trades (code P or S) here by this insider (8 sales), the last on Nov 7, 2024.
- The trade is 20.1% of the 2,942 shares held after it.
- 1 other insider sold within 30 days.
- 18 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Sweeney James E sold about $31.1K of SFBC on Nov 8, 2024; 1 other insider sold within 30 days and 18 funds added in the latest 13F quarter.112 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$79.7K over 180 days
-$41.4K over 90 days
more than 61% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
18 funds bought in last quarter
below 91% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
no share repurchases reported
Short interest
0.2% of the float short (float per yahoo 2026-10-26) · 1.0 days to cover · settled 2026-09-30
below 85% of Banks
What changed in the last 30 days
Sep 30Chief Executive Officer Stewart Laura Lee sold $41.4K under a 10b5-1 plan (Sep 30)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Watch SFBC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+1.2%12M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns SFBC: institutional holders (13F)
13F holdings, latest reported quarter
410,019 sh
$17.7M
215,780 sh
$9.4M
113,257 sh
$4.9M
95,890 sh
$4.1M
51,743 sh
$2.2M
Congress trades in SFBC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
SFBC planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
SFBC mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
iShares Micro-Cap ETF
$328.5K position · as of 2026-06-30
0.0%
EA Bridgeway Omni Small-Cap Value ETF
$278.1K position · as of 2026-06-30
0.0%
1290 VT Micro Cap Portfolio
$20.7K position · as of 2026-06-30
0.0%
VANGUARD RUSSELL 2000 VALUE INDEX FUND
$68.7K position · as of 2026-05-31
0.0%
Small Cap Index Fund
$36.3K position · as of 2026-05-31
0.0%
VANGUARD RUSSELL 2000 INDEX FUND
$456.3K position · as of 2026-05-31
0.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Ms. Stewart
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$884.4K
$882.2K
$535.6K
+17%
n/a
2024
$1.0M
$1.0M
$557.9K
+39%
n/a
2023
$1.0M
$1.0M
$526.9K
+1%
n/a
2022
$939.2K
$938.3K
$520.6K
-9%
n/a
2021
$767.7K
$771.5K
$430.5K
+41%
n/a
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $79.7K sold by insiders over 180 days, 18 funds added last quarter. Each figure is a federal filing, dated the day it went public.
SFBC financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM SFBC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM SFBC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$7.3M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM SFBC
| FY Dec 2025 | $7.0M |
| FY Dec 2024 | $2.9M |
| FY Dec 2023 | $6.4M |
| FY Dec 2022 | $9.7M |
| FY Dec 2021 | $18.8M |
| Jun 2026 | $166.0K |
| Mar 2026 | $1.5M |
| Dec 2025 | $1.9M |
| Sep 2025 | $3.8M |
| Jun 2025 | -$518.0K |
| Mar 2025 | $1.8M |
| Dec 2024 | $127.0K |
| Sep 2024 | $3.2M |
At each fiscal year end
Single quarter
Debt to equity
0.00x
current debt only, 2021-09-30 (57 months older than the period end); equity 2026-06-30
Debt to equity SFBC
| FY Dec 2025 | 0.00x |
| FY Dec 2024 | 0.00x |
| FY Dec 2023 | 0.00x |
| FY Dec 2022 | 0.00x |
| FY Dec 2021 | 0.00x |
| Jun 2026 | 0.00x |
| Mar 2026 | 0.00x |
| Dec 2025 | 0.00x |
| Sep 2025 | 0.00x |
| Jun 2025 | 0.00x |
| Mar 2025 | 0.00x |
| Dec 2024 | 0.00x |
| Sep 2024 | 0.00x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt to cover
Cash flow to debt SFBC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+7.4%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity SFBC
| FY Dec 2025 | +6.7% |
| FY Dec 2024 | +4.5% |
| FY Dec 2023 | +7.5% |
| FY Dec 2022 | +9.2% |
| FY Dec 2021 | +10.2% |
| Jun 2026 | +7.4% |
| Mar 2026 | +7.0% |
| Dec 2025 | +6.7% |
| Sep 2025 | +6.5% |
| Jun 2025 | +6.1% |
| Mar 2025 | +4.9% |
| Dec 2024 | +4.5% |
| Sep 2024 | +3.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+0.8%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets SFBC
| FY Dec 2025 | +0.7% |
| FY Dec 2024 | +0.5% |
| FY Dec 2023 | +0.8% |
| FY Dec 2022 | +0.9% |
| FY Dec 2021 | +1.0% |
| Jun 2026 | +0.8% |
| Mar 2026 | +0.7% |
| Dec 2025 | +0.7% |
| Sep 2025 | +0.6% |
| Jun 2025 | +0.6% |
| Mar 2025 | +0.5% |
| Dec 2024 | +0.5% |
| Sep 2024 | +0.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital SFBC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed SFBC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
14.42x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing SFBC
| FY Dec 2025 | 15.75x |
| FY Dec 2024 | 29.09x |
| FY Dec 2023 | 13.64x |
| FY Dec 2022 | 11.72x |
| FY Dec 2021 | 12.72x |
| Jun 2026 | 13.82x |
| Mar 2026 | 14.92x |
| Dec 2025 | 15.75x |
| Sep 2025 | 17.38x |
| Jun 2025 | 18.85x |
| Mar 2025 | 25.59x |
| Dec 2024 | 29.09x |
| Sep 2024 | 34.97x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
-$4.5M
market value at close 2026-10-27 on 2026-08-07 shares, plus current debt only, 2021-09-30 (57 months older than the period end), minus cash 2026-06-30
Enterprise value SFBC
| FY Dec 2025 | -$26.5M |
| FY Dec 2024 | $91.4M |
| FY Dec 2023 | $50.5M |
| FY Dec 2022 | $43.6M |
| FY Dec 2021 | -$68.4M |
| Jun 2026 | -$9.4M |
| Mar 2026 | -$25.8M |
| Dec 2025 | -$26.5M |
| Sep 2025 | $17.0M |
| Jun 2025 | $15.5M |
| Mar 2025 | -$2.8M |
| Dec 2024 | $91.4M |
| Sep 2024 | -$11.8M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+6.3%
TTM free cash flow over market value at close 2026-10-27
FCF yield SFBC
| FY Dec 2025 | +6.2% |
| FY Dec 2024 | +2.1% |
| FY Dec 2023 | +6.4% |
| FY Dec 2022 | +9.5% |
| FY Dec 2021 | +16.4% |
| Jun 2026 | +6.6% |
| Mar 2026 | +5.9% |
| Dec 2025 | +6.2% |
| Sep 2025 | +4.4% |
| Jun 2025 | +3.9% |
| Mar 2025 | +2.2% |
| Dec 2024 | +2.1% |
| Sep 2024 | +3.4% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.52x
P/E over trailing EPS growth of 28%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing SFBC
| FY Dec 2025 | 0.30x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 14.54x |
| Jun 2026 | 0.50x |
| Mar 2026 | 0.30x |
| Dec 2025 | 0.30x |
| Sep 2025 | 0.24x |
| Jun 2025 | 0.32x |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $7.2M | $4.6M | $7.4M | $8.8M |
| EPS (diluted) | 2.77 | 1.80 | 2.86 | 3.35 |
| Operating cash flow | $7.2M | $2.9M | $6.9M | $10.1M |
| Cash | $138.5M | $43.6M | $49.7M | $57.8M |
| Buybacks | $0 | $65.0K | $2.1M | $1.7M |
| Dividends paid | $1.9M | $1.9M | $1.9M | $2.0M |
SEC XBRL, fiscal years, as known on 2026-10-28
SFBC Stock Sonar score 5/7 axes
Find similar shapesCompareSFBC ranks highest on financial health (99th percentile) and risk and compliance (84th), and lowest on institutional and government (9th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
SFBC filings, in plain words
Are Sound Financial Bancorp insiders buying or selling SFBC?
In the 180 days to 2026-10-28, Sound Financial Bancorp insiders were net sellers, a net $79.7K across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Sound Financial Bancorp insiders were net sellers of SFBC, a net $79.7K across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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