RPAY Repay (RPAY) Insider Trading, Ownership & Congress Trades
Services · Services-business services, nec · CIK 0001720592
Form 144 · 5
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
78
13F, latest reported quarter
What the filings say about RPAY
Insiders, 180 days
-$197.8K net sold
1 seller · 100% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$197.9K
5 notices
Repay insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Repay Holdings Corp insiders sold a net $197.8K of stock across 65 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Oct 14, 2026.
- The trade is 0.1% of the 441,251 shares held after it.
- No other insider sold within 30 days.
- 78 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Dempsey Tyler B sold about $2.5K of RPAY under a 10b5-1 plan on Oct 15, 2026; 78 funds added in the latest 13F quarter.Context
- 4 earlier Form 4 trades (code P or S) here by this insider (4 sales), the last on Oct 13, 2026.
- The trade is 1.1% of the 441,861 shares held after it.
- No other insider sold within 30 days.
- 78 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Dempsey Tyler B sold about $19.5K of RPAY under a 10b5-1 plan on Oct 14, 2026; 78 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 sales), the last on Sep 21, 2026.
- The trade is 1.9% of the 446,747 shares held after it.
- No other insider sold within 30 days.
- 78 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Dempsey Tyler B sold about $33.6K of RPAY under a 10b5-1 plan on Oct 13, 2026; 78 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Sep 17, 2026.
- The trade is 2.4% of the 455,139 shares held after it.
- No other insider sold within 30 days.
- 78 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Dempsey Tyler B sold about $44.4K of RPAY under a 10b5-1 plan on Sep 21, 2026; 78 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Aug 17, 2023.
- The trade is 5.4% of the 466,251 shares held after it.
- No other insider sold within 30 days.
- 78 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Dempsey Tyler B sold about $97.8K of RPAY under a 10b5-1 plan on Sep 17, 2026, the largest insider sale at the company since 2025; 78 funds added in the latest 13F quarter.65 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$197.8K over 180 days
-$197.8K over 90 days
more than 59% of Services
Congress
no House purchase disclosed in the last 12 months
Funds
78 funds bought in last quarter
below 54% of Services
Revenue
-1.2% year over year
below 68% of Services
Margin
-83.0% net margin
below 89% of Services
Buybacks
no share repurchases reported
Short interest
8.9% of the float short (float per yahoo 2026-10-26) · 8.8 days to cover · settled 2026-09-30
What changed in the last 30 days
Oct 15General Counsel Dempsey Tyler B sold $55.6K under a 10b5-1 plan (3 trades, Oct 13 to Oct 15)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 15Officer Dempsey Tyler B filed to sell $2.5K by Oct 15 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Oct 14Officer Dempsey Tyler B filed to sell $19.5K by Oct 14 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Oct 13Officer Dempsey Tyler B filed to sell $33.6K by Oct 13 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Watch RPAY
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-0.5%12M
Insider buyInsider sell13D/G stakeForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns RPAY: institutional holders (13F)
13F holdings, latest reported quarter
11,106,548 sh
$46.6M
7,207,690 sh
$30.3M
6,509,679 sh
$27.3M
6,264,983 sh
$26.3M
6,121,018 sh
$25.7M
Congress trades in RPAY
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
13D: intends to influence · 13G: passive
Veradace Capital Management LLC
Activist 13D · 2026-04-15
8.6%
Veradace Partners LP
Activist 13D · 2026-04-15
8.6%
Alexander Vezendan
Activist 13D · 2026-04-15
8.6%
John Conlin
Activist 13D · 2026-04-15
8.6%
Forager Fund, L.P.
Activist 13D · 2026-03-12
10.0%
RPAY planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Dempsey Tyler B
Filed 2026-10-15
$2.5K
Dempsey Tyler B
Filed 2026-10-14
$19.5K
Dempsey Tyler B
Filed 2026-10-13
$33.6K
Dempsey Tyler B
Filed 2026-09-21
$44.4K
Dempsey Tyler B
Filed 2026-09-17
$97.9K
RPAY mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Sovereign's Capital Flourish Fund
$3.3M position · as of 2026-07-31
3.8%
Small Cap Value Fund
$14.0M position · as of 2026-06-30
0.5%
MML VIP American Century Small Company Value Fund
$256.9K position · as of 2026-06-30
0.4%
Adara Smaller Companies Fund
$3.1M position · as of 2026-05-31
0.4%
Royce Quant Small-Cap Quality Value ETF
$99.1K position · as of 2026-06-30
0.3%
American Century Small Cap Value Insights ETF
$42.3K position · as of 2026-05-31
0.3%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2024
$8.6M
$4.7M
$2.1M
-48%
+186%
2023
$8.9M
$10.5M
$2.7M
-42%
+111%
2022
$6.1M
-$1.9M
$1.4M
-45%
+35%
2021
$5.4M
$1.2M
$1.7M
+25%
+90%
2020
$4.4M
$11.0M
$1.4M
+86%
+42%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $197.8K sold by insiders over 180 days, 78 funds added last quarter, $197.9K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
RPAY financials
Revenue growth
-1.2%
XBRL, annual
Net margin
-83.0%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$337.8M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM RPAY
| FY Dec 2025 | $309.3M |
| FY Dec 2024 | $313.0M |
| FY Dec 2023 | $296.6M |
| FY Dec 2022 | $279.2M |
| FY Dec 2021 | $219.3M |
| Jun 2026 | $100.7M |
| Mar 2026 | $80.8M |
| Dec 2025 | $78.6M |
| Sep 2025 | $77.7M |
| Jun 2025 | $75.6M |
| Mar 2025 | $77.3M |
| Dec 2024 | $78.3M |
| Sep 2024 | $79.1M |
At each fiscal year end
Single quarter
Net margin, TTM
-49.6%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM RPAY
| FY Dec 2025 | -83.0% |
| FY Dec 2024 | -3.2% |
| FY Dec 2023 | -37.2% |
| FY Dec 2022 | +4.6% |
| FY Dec 2021 | -22.8% |
| Jun 2026 | -10.9% |
| Mar 2026 | -12.3% |
| Dec 2025 | -178.3% |
| Sep 2025 | -8.3% |
| Jun 2025 | -135.2% |
| Mar 2025 | -10.3% |
| Dec 2024 | -5.3% |
| Sep 2024 | +4.1% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$110.1M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM RPAY
| FY Dec 2025 | $90.8M |
| FY Dec 2024 | $149.1M |
| FY Dec 2023 | $102.9M |
| FY Dec 2022 | $71.0M |
| FY Dec 2021 | $50.5M |
| Jun 2026 | $38.1M |
| Mar 2026 | $16.7M |
| Dec 2025 | $23.2M |
| Sep 2025 | $32.1M |
| Jun 2025 | $33.1M |
| Mar 2025 | $2.4M |
| Dec 2024 | $34.0M |
| Sep 2024 | $59.8M |
At each fiscal year end
Single quarter
Debt to equity
1.59x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity RPAY
| FY Dec 2025 | 0.88x |
| FY Dec 2024 | 0.66x |
| FY Dec 2023 | 0.54x |
| FY Dec 2022 | 0.51x |
| FY Dec 2021 | 0.52x |
| Jun 2026 | 1.59x |
| Mar 2026 | 0.82x |
| Dec 2025 | 0.88x |
| Sep 2025 | 0.69x |
| Jun 2025 | 0.79x |
| Mar 2025 | 0.67x |
| Dec 2024 | 0.66x |
| Sep 2024 | 0.67x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.15x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt RPAY
| FY Dec 2025 | 0.21x |
| FY Dec 2024 | 0.30x |
| FY Dec 2023 | 0.23x |
| FY Dec 2022 | 0.16x |
| FY Dec 2021 | 0.12x |
| Jun 2026 | 0.15x |
| Mar 2026 | 0.27x |
| Dec 2025 | 0.21x |
| Sep 2025 | 0.24x |
| Jun 2025 | 0.26x |
| Mar 2025 | 0.25x |
| Dec 2024 | 0.30x |
| Sep 2024 | 0.30x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
-30.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity RPAY
| FY Dec 2025 | -41.2% |
| FY Dec 2024 | -1.3% |
| FY Dec 2023 | -12.9% |
| FY Dec 2022 | +1.5% |
| FY Dec 2021 | -7.2% |
| Jun 2026 | -30.3% |
| Mar 2026 | -41.9% |
| Dec 2025 | -41.2% |
| Sep 2025 | -17.6% |
| Jun 2025 | -15.3% |
| Mar 2025 | -1.6% |
| Dec 2024 | -1.3% |
| Sep 2024 | -9.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
-11.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets RPAY
| FY Dec 2025 | -18.5% |
| FY Dec 2024 | -0.7% |
| FY Dec 2023 | -7.0% |
| FY Dec 2022 | +0.8% |
| FY Dec 2021 | -3.6% |
| Jun 2026 | -11.1% |
| Mar 2026 | -19.3% |
| Dec 2025 | -18.5% |
| Sep 2025 | -8.3% |
| Jun 2025 | -7.6% |
| Mar 2025 | -0.8% |
| Dec 2024 | -0.7% |
| Sep 2024 | -5.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
pre-tax loss, no effective tax rate to apply
Return on invested capital RPAY
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | -2.2% |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
-11.6%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
Return on capital employed RPAY
| FY Dec 2025 | -21.0% |
| FY Dec 2024 | -0.5% |
| FY Dec 2023 | -7.4% |
| FY Dec 2022 | -3.0% |
| FY Dec 2021 | -4.1% |
| Jun 2026 | -11.6% |
| Mar 2026 | -19.8% |
| Dec 2025 | -21.0% |
| Sep 2025 | -8.7% |
| Jun 2025 | -8.5% |
| Mar 2025 | -0.6% |
| Dec 2024 | -0.5% |
| Sep 2024 | -5.6% |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
P/E, trailing RPAY
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 73.18x |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no share count filed
Enterprise value RPAY
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
n/a
no share count filed
FCF yield RPAY
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
PEG, trailing RPAY
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $309.3M | $313.0M | $296.6M | $279.2M |
| Gross profit | $232.0M | $241.4M | $226.9M | $214.4M |
| Operating income | -$254.7M | -$7.8M | -$111.4M | -$47.2M |
| Net income | -$256.7M | -$10.2M | -$110.5M | $12.8M |
| EPS (diluted) | n/a | -0.11 | n/a | 0.12 |
| Operating cash flow | $91.1M | $150.1M | $103.6M | $74.2M |
| Cash | $115.7M | $189.5M | $118.1M | $64.9M |
| Long-term debt | $280.1M | $496.8M | $434.2M | $451.3M |
| Buybacks | n/a | n/a | $1.9M | $2.7M |
SEC XBRL, fiscal years, as known on 2026-10-27
RPAY Stock Sonar score 6/7 axes
Find similar shapesCompareRPAY ranks highest on risk and compliance (53rd percentile) and institutional and government (46th), and lowest on insider conviction (1st), among Services peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
RPAY filings, in plain words
Are Repay insiders buying or selling RPAY?
In the 180 days to 2026-10-27, Repay insiders were net sellers, a net $197.8K across purchases and sales reported on Form 4, by 1 seller.
Are there planned insider sales of RPAY?
Yes. 5 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $197.9K of stock; the latest, by Dempsey Tyler B, was filed 2026-10-15.
Read the full summary
In the 180 days to 2026-10-27, Repay insiders were net sellers of RPAY, a net $197.8K across purchases and sales reported on Form 4 by 1 seller. 100% of the 5 insider sales were made under a pre-arranged Rule 10b5-1 plan, so most selling was scheduled in advance. Insiders filed 5 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $197.9K of stock. The latest 5% ownership filing is a 13D by Veradace Capital Management LLC, filed 2026-04-15, for 8.6% of the class. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
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