OFG OFG Bancorp (OFG) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001030469
Form 144 · 2
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
144
13F, latest reported quarter
Conversions, 180 days
1
Codes C/M, not in net · no price filed
What the filings say about OFG
Insiders, 180 days
-$3.5M net sold
3 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$746.2K
2 notices
OFG Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, OFG BANCORP insiders sold a net $3.5M of stock across 108 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 sales), the last on Jun 10, 2025.
- The trade is 17.6% of the 56,684 shares held after it.
- 2 other insiders sold within 30 days.
- 144 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer Arizmendi Maritza sold about $533.5K of OFG on Aug 14, 2026; 2 other insiders sold within 30 days and 144 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 sales), the last on Dec 22, 2025.
- The trade is 20.0% of the 20,040 shares held after it.
- 2 other insiders sold within 30 days.
- 144 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director De Jesus Nestor sold about $212.0K of OFG on Aug 12, 2026; 2 other insiders sold within 30 days and 144 funds added in the latest 13F quarter.Context
- 29 earlier Form 4 trades (code P or S) here by this insider (29 sales), the last on Nov 12, 2025.
- The trade is 34.3% of the 152,656 shares held after it.
- 2 other insiders sold within 30 days.
- 144 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO; Chairman BOD FERNANDEZ JOSE RAFAEL sold about $2.7M of OFG on Jul 24, 2026, the largest insider sale at the company on our record; 2 other insiders sold within 30 days and 144 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 44.8% of the 3,440 shares held after it.
- No other insider bought within 30 days.
- 144 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director FRANQUI ANNETTE bought about $64.8K of OFG on Feb 20, 2026, the largest insider purchase at the company since 2022; 144 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Dec 18, 2023.
- The trade is 8.8% of the 22,690 shares held after it.
- 1 other insider sold within 30 days.
- 144 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director De Jesus Nestor sold about $84.6K of OFG on Dec 22, 2025; 1 other insider sold within 30 days and 144 funds added in the latest 13F quarter.108 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$3.5M over 180 days
-$745.5K over 90 days
below 86% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
144 funds bought in last quarter
more than 68% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
no share repurchases reported
Short interest
5.1% of the float short (float per yahoo 2026-10-26) · 6.3 days to cover · settled 2026-09-30
more than 78% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch OFG
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+33.0%12M
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns OFG: institutional holders (13F)
13F holdings, latest reported quarter
6,160,369 sh
$302.3M
3,120,096 sh
$153.1M
2,565,745 sh
$125.9M
2,490,188 sh
$123.0M
2,359,816 sh
$115.8M
Congress trades in OFG
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
OFG planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Maritza Arizmendi
Filed 2026-08-14
$534.6K
Nestor De Jesus
Filed 2026-08-06
$211.6K
Jose Rafael Fernandez
Filed 2026-07-24
$2.7M
OFG mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
GATOR CAPITAL LONG/SHORT FUND
$2.4M position · as of 2026-07-31
3.1%
JAMES MICRO CAP FUND
$929.4K position · as of 2026-06-30
2.8%
NORTH SQUARE SMALL CAP VALUE FUND
$5.1M position · as of 2026-05-31
2.5%
Pear tree polaris small cap fund
$2.3M position · as of 2026-06-30
2.3%
DWS Small Cap Core Fund
$18.4M position · as of 2026-06-30
1.6%
Janus Henderson Small Cap Value Fund
$20.0M position · as of 2026-06-30
1.6%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · José R. Fernández
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$3.5M
$3.9M
$911.2K
+72%
+56%
2024
$6.3M
$8.6M
$1.2M
+102%
+44%
2023
$3.5M
$5.4M
$1.1M
+75%
+7%
2022
$3.1M
$3.5M
$984.2K
+24%
-2%
2021
$3.0M
$4.9M
$1.0M
+17%
+19%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $3.5M sold by insiders over 180 days, 144 funds added last quarter, $746.2K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
OFG financials
Complaints, 90 days
30
- YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$0
four quarters, 2023-10-01 to 2024-09-30
Revenue, TTM OFG
| FY Dec 2025 | $0 |
| FY Dec 2024 | $0 |
| FY Dec 2023 | $0 |
| FY Dec 2022 | $0 |
| FY Dec 2021 | $0 |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | $0 |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
revenue under $1M, the ratio says nothing
Net margin, TTM OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$202.7M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM OFG
| FY Dec 2025 | $199.3M |
| FY Dec 2024 | $231.2M |
| FY Dec 2023 | $277.8M |
| FY Dec 2022 | $133.5M |
| FY Dec 2021 | $77.0M |
| Jun 2026 | $45.1M |
| Mar 2026 | $68.8M |
| Dec 2025 | $53.3M |
| Sep 2025 | $35.5M |
| Jun 2025 | $31.8M |
| Mar 2025 | $78.7M |
| Dec 2024 | $34.2M |
| Sep 2024 | $51.8M |
At each fiscal year end
Single quarter
Debt to equity
n/a
no debt line filed
Debt to equity OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt line filed
Cash flow to debt OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+16.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity OFG
| FY Dec 2025 | +15.5% |
| FY Dec 2024 | +16.2% |
| FY Dec 2023 | +16.3% |
| FY Dec 2022 | +15.7% |
| FY Dec 2021 | +13.6% |
| Jun 2026 | +16.1% |
| Mar 2026 | +16.0% |
| Dec 2025 | +15.5% |
| Sep 2025 | +14.8% |
| Jun 2025 | +15.2% |
| Mar 2025 | +15.5% |
| Dec 2024 | +16.2% |
| Sep 2024 | +16.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.8%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets OFG
| FY Dec 2025 | +1.7% |
| FY Dec 2024 | +1.7% |
| FY Dec 2023 | +1.7% |
| FY Dec 2022 | +1.7% |
| FY Dec 2021 | +1.5% |
| Jun 2026 | +1.8% |
| Mar 2026 | +1.8% |
| Dec 2025 | +1.7% |
| Sep 2025 | +1.7% |
| Jun 2025 | +1.7% |
| Mar 2025 | +1.7% |
| Dec 2024 | +1.7% |
| Sep 2024 | +1.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
10.09x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing OFG
| FY Dec 2025 | 8.95x |
| FY Dec 2024 | 10.03x |
| FY Dec 2023 | 9.79x |
| FY Dec 2022 | 8.01x |
| FY Dec 2021 | 9.45x |
| Jun 2026 | 9.66x |
| Mar 2026 | 8.36x |
| Dec 2025 | 8.95x |
| Sep 2025 | 9.88x |
| Jun 2025 | 10.09x |
| Mar 2025 | 9.60x |
| Dec 2024 | 10.03x |
| Sep 2024 | 10.90x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no debt line filed
Enterprise value OFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+9.4%
TTM free cash flow over market value at close 2026-10-23
FCF yield OFG
| FY Dec 2025 | +11.1% |
| FY Dec 2024 | +11.9% |
| FY Dec 2023 | +15.8% |
| FY Dec 2022 | +10.2% |
| FY Dec 2021 | +5.8% |
| Jun 2026 | +9.8% |
| Mar 2026 | +10.9% |
| Dec 2025 | +11.1% |
| Sep 2025 | +9.3% |
| Jun 2025 | +10.2% |
| Mar 2025 | +14.0% |
| Dec 2024 | +11.9% |
| Sep 2024 | +14.3% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.51x
P/E over trailing EPS growth of 20%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing OFG
| FY Dec 2025 | 1.05x |
| FY Dec 2024 | 0.98x |
| FY Dec 2023 | 0.86x |
| FY Dec 2022 | 0.36x |
| FY Dec 2021 | 0.08x |
| Jun 2026 | 0.49x |
| Mar 2026 | 0.52x |
| Dec 2025 | 1.05x |
| Sep 2025 | 1.45x |
| Jun 2025 | 2.42x |
| Mar 2025 | 1.50x |
| Dec 2024 | 0.98x |
| Sep 2024 | 1.34x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | n/a | n/a | $0 | $0 |
| Net income | $205.1M | $198.2M | $181.9M | $166.2M |
| EPS (diluted) | 4.58 | 4.23 | 3.83 | 3.44 |
| Operating cash flow | $217.7M | $252.5M | $295.7M | $164.5M |
| Cash | $1.0B | $591.1M | $748.2M | $550.3M |
| Dividends paid | $51.9M | $45.6M | $41.0M | $30.1M |
SEC XBRL, fiscal years, as known on 2026-10-28
OFG Stock Sonar score 4/7 axes
Find similar shapesCompareOFG ranks highest on profitability (92nd percentile) and institutional and government (68th), and lowest on insider conviction (7th), among Banks peers.
4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
OFG filings, in plain words
Are OFG Bancorp insiders buying or selling OFG?
In the 180 days to 2026-10-28, OFG Bancorp insiders were net sellers, a net $3.5M across purchases and sales reported on Form 4, by 3 sellers.
Are there planned insider sales of OFG?
Yes. 2 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $746.2K of stock; the latest, by Maritza Arizmendi, was filed 2026-08-14.
Read the full summary
In the 180 days to 2026-10-28, OFG Bancorp insiders were net sellers of OFG, a net $3.5M across purchases and sales reported on Form 4 by 3 sellers. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 2 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $746.2K of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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