STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
182
13F, latest reported quarter
Conversions, 180 days
8
Codes C/M, not in net · $755.5K priced
What the filings say about NCNO
Insiders, 180 days
-$4.8M net sold
5 sellers · 14% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$2.7M
12 notices
nCino insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, nCino, Inc. insiders sold a net $4.8M of stock across 676 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
39 earlier Form 4 trades (code P or S) here by this insider (39 sales), the last on Oct 5, 2026.
The trade is 3.6% of the 1,231,080 shares held after it.
1 other insider sold within 30 days.
182 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO & President Desmond Sean sold about $875.4K of NCNO under a 10b5-1 plan on Oct 9, 2026, the largest insider sale at the company since 2025; 1 other insider sold within 30 days and 182 funds added in the latest 13F quarter.
38 earlier Form 4 trades (code P or S) here by this insider (38 sales), the last on Sep 3, 2026.
The trade is 0.7% of the 1,231,080 shares held after it.
1 other insider sold within 30 days.
182 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO & President Desmond Sean sold about $150.7K of NCNO under a 10b5-1 plan on Oct 5, 2026; 1 other insider sold within 30 days and 182 funds added in the latest 13F quarter.
32 earlier Form 4 trades (code P or S) here by this insider (32 sales), the last on Aug 4, 2026.
The trade is 1.6% of the 369,651 shares held after it.
2 other insiders sold within 30 days.
182 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Lgl. & Admin Ofc., Sec Rieger April sold about $134.1K of NCNO on Sep 15, 2026; 2 other insiders sold within 30 days and 182 funds added in the latest 13F quarter.
37 earlier Form 4 trades (code P or S) here by this insider (37 sales), the last on Aug 5, 2026.
The trade is 0.7% of the 1,231,080 shares held after it.
4 other insiders sold within 30 days.
182 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO & President Desmond Sean sold about $190.8K of NCNO under a 10b5-1 plan on Sep 3, 2026; 4 other insiders sold within 30 days and 182 funds added in the latest 13F quarter.
58 earlier Form 4 trades (code P or S) here by this insider (58 sales), the last on Aug 5, 2026.
The trade is 1.4% of the 47,763 shares held after it.
4 other insiders sold within 30 days.
182 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: SVP of Accounting Sellers Jeanette sold about $15.7K of NCNO on Aug 27, 2026; 4 other insiders sold within 30 days and 182 funds added in the latest 13F quarter.
676 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Nobody has filed for crossing 5%. That is a fact, not missing data.
NCNO planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Desmond Sean
Filed 2026-10-09
$875.4K
Desmond Sean
Filed 2026-10-05
$150.7K
Rieger April
Filed 2026-09-15
$134.0K
Desmond Sean
Filed 2026-09-03
$190.8K
Sellers Jeanette
Filed 2026-08-27
$15.7K
NCNO mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Motley Fool Small-Cap Growth ETF
$1.6M position · as of 2026-05-31
2.7%
Virtus KAR Small-Cap Growth Series
$1.1M position · as of 2026-06-30
2.3%
Virtus KAR Small-Cap Growth Fund
$13.6M position · as of 2026-06-30
2.2%
ALGER WEATHERBIE SPECIALIZED GROWTH FUND
$4.1M position · as of 2026-07-31
1.7%
Ranger Small Cap Fund
$192.0K position · as of 2026-07-31
1.6%
Ranger Micro Cap Fund
$182.7K position · as of 2026-07-31
1.6%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Mr. Desmond
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$9.1M
$3.6M
$5.5M
-70%
+24%
2024
$8.5M
$8.9M
$2.3M
-53%
+46%
2023
$7.8M
$10.3M
$3.1M
-56%
+35%
2022
$8.1M
$1.8M
$3.9M
-60%
-10%
2021
$7.8M
$1.3M
$2.8M
-36%
+11%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $4.8M sold by insiders over 180 days, 182 funds added last quarter, $2.7M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$622.2M
four quarters, 2025-08-01 to 2026-07-31
Revenue, TTM NCNO
FY Jan 2026
$594.8M
FY Jan 2025
$540.7M
FY Jan 2024
$476.5M
FY Jan 2023
$408.3M
FY Jan 2022
$273.9M
Jul 2026
$161.0M
Apr 2026
$159.4M
Jan 2026
$149.7M
Oct 2025
$152.2M
Jul 2025
$148.8M
Apr 2025
$144.1M
Jan 2025
$141.4M
Oct 2024
$138.8M
At each fiscal year end
Single quarter
Net margin, TTM
+6.1%
net income over revenue, 2025-08-01 to 2026-07-31
Net margin, TTM NCNO
FY Jan 2026
+1.6%
FY Jan 2025
-6.1%
FY Jan 2024
-9.1%
FY Jan 2023
-24.9%
FY Jan 2022
-18.3%
Jul 2026
+3.2%
Apr 2026
+8.6%
Jan 2026
+8.6%
Oct 2025
+4.3%
Jul 2025
-10.3%
Apr 2025
+3.9%
Jan 2025
-9.7%
Oct 2024
-3.8%
At each fiscal year end
Single quarter
Free cash flow, TTM
$132.2M
operating cash flow minus capex, 2025-08-01 to 2026-07-31
Free cash flow, TTM NCNO
FY Jan 2026
$82.6M
FY Jan 2025
$53.4M
FY Jan 2024
$53.8M
FY Jan 2023
-$33.7M
FY Jan 2022
-$24.7M
Jul 2026
$34.0M
Apr 2026
$80.8M
Jan 2026
$12.5M
Oct 2025
$4.9M
Jul 2025
$12.6M
Apr 2025
$52.6M
Jan 2025
-$10.4M
Oct 2024
$5.1M
At each fiscal year end
Single quarter
Debt to equity
0.30x
long-term 2026-07-31 plus current 2026-07-31; equity 2026-07-31
Debt to equity NCNO
FY Jan 2026
0.20x
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
0.30x
Apr 2026
0.27x
Jan 2026
0.20x
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.49x
TTM operating cash flow over long-term 2026-07-31 plus current 2026-07-31
Cash flow to debt NCNO
FY Jan 2026
0.42x
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
0.49x
Apr 2026
0.45x
Jan 2026
0.42x
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+3.8%
TTM net income over average of 2025-07-31 and 2026-07-31
Return on equity NCNO
FY Jan 2026
+0.9%
FY Jan 2025
-3.1%
FY Jan 2024
-4.2%
FY Jan 2023
-9.7%
FY Jan 2022
-6.7%
Jul 2026
+3.8%
Apr 2026
+1.7%
Jan 2026
+0.9%
Oct 2025
-1.6%
Jul 2025
-2.7%
Apr 2025
-2.3%
Jan 2025
-3.1%
Oct 2024
-1.8%
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+2.4%
TTM net income over average of 2025-07-31 and 2026-07-31
Return on assets NCNO
FY Jan 2026
+0.6%
FY Jan 2025
-2.2%
FY Jan 2024
-3.3%
FY Jan 2023
-7.7%
FY Jan 2022
-5.4%
Jul 2026
+2.4%
Apr 2026
+1.1%
Jan 2026
+0.6%
Oct 2025
-1.1%
Jul 2025
-1.9%
Apr 2025
-1.6%
Jan 2025
-2.2%
Oct 2024
-1.4%
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
tax provision or pre-tax income not filed for the four quarters
Return on invested capital NCNO
FY Jan 2026
n/a
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
n/a
Apr 2026
n/a
Jan 2026
n/a
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
+3.7%
operating income (EBIT proxy) over average of 2025-07-31 and 2026-07-31 minus current liabilities
Return on capital employed NCNO
FY Jan 2026
+0.3%
FY Jan 2025
-1.5%
FY Jan 2024
-3.5%
FY Jan 2023
-8.4%
FY Jan 2022
-9.1%
Jul 2026
+3.7%
Apr 2026
+2.0%
Jan 2026
+0.3%
Oct 2025
-0.4%
Jul 2025
-1.4%
Apr 2025
-1.2%
Jan 2025
-1.5%
Oct 2024
-1.3%
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
75.55x
close 2026-10-26 over four quarters of diluted EPS, 2025-08-01 to 2026-07-31
P/E, trailing NCNO
FY Jan 2026
355.83x
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
59.55x
Apr 2026
134.46x
Jan 2026
355.83x
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$2.7B
market value at close 2026-10-26 on 2026-08-20 shares, plus long-term 2026-07-31 plus current 2026-07-31, minus cash 2026-07-31
Enterprise value NCNO
FY Jan 2026
$2.6B
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
$2.2B
Apr 2026
$2.2B
Jan 2026
$2.6B
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+5.3%
TTM free cash flow over market value at close 2026-10-26
FCF yield NCNO
FY Jan 2026
+3.4%
FY Jan 2025
+1.4%
FY Jan 2024
+1.5%
FY Jan 2023
-1.1%
FY Jan 2022
n/a
Jul 2026
+6.5%
Apr 2026
+5.5%
Jan 2026
+3.4%
Oct 2025
+1.9%
Jul 2025
+1.9%
Apr 2025
+1.9%
Jan 2025
+1.4%
Oct 2024
+1.7%
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
prior-year trailing EPS was a loss, growth undefined
PEG, trailing NCNO
FY Jan 2026
n/a
FY Jan 2025
n/a
FY Jan 2024
n/a
FY Jan 2023
n/a
FY Jan 2022
n/a
Jul 2026
n/a
Apr 2026
n/a
Jan 2026
n/a
Oct 2025
n/a
Jul 2025
n/a
Apr 2025
n/a
Jan 2025
n/a
Oct 2024
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
NCNO ranks highest on institutional and government (72nd percentile) and profitability (59th), and lowest on insider conviction (19th), among Software & IT peers.
Profitability
59
Inputs
Return on equity+3.8% · 56 pct, sector of 286
Return on assets+2.4% · 63 pct, sector of 381
Return on invested capitaltax provision or pre-tax income not filed for the four quarters
Return on capital employed+3.7% · 59 pct, sector of 294
Financial health
56
Inputs
Debt to equity0.30x · 43 pct, sector of 288
Cash flow to debt0.49x · 68 pct, sector of 241
Growth
57
Inputs
Revenue growth, YoY+10.0% · 51 pct, sector of 480
Backlog growth, YoY+16.7% · 64 pct, sector of 182
Insider conviction
19
Inputs
Net Form 4 buying (codes P and S), 180d-$3.6M · 39 pct, sector of 284
Insider buyers, 180d0 · 0 pct, sector of 290
Institutional and government
72
Inputs
Funds adding, latest quarter182 · 72 pct, sector of 415
Congress net buyers, 365dno Congress trades in 365 days
Federal contracts, 180dno federal contracts in 180 days
Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
22
Inputs
Short interest, % of float+21.5% · 7 pct, sector of 528
Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
New text in Risk Factors, latest 10-K+14.1% · 36 pct, sector of 316
1 not measured: US patents
US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
NCNO filings, in plain words
Are nCino insiders buying or selling NCNO?
In the 180 days to 2026-10-28, nCino insiders were net sellers, a net $4.8M across purchases and sales reported on Form 4, by 5 sellers.
Are there planned insider sales of NCNO?
Yes. 12 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $2.7M of stock; the latest, by Desmond Sean, was filed 2026-10-09.
Read the full summary
In the 180 days to 2026-10-28, nCino insiders were net sellers of NCNO, a net $4.8M across purchases and sales reported on Form 4 by 5 sellers. 14% of the 21 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Insiders filed 12 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $2.7M of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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