MVBF MVB Financial (MVBF) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001277902
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
Conversions, 180 days
19
Codes C/M, not in net · $0 priced
MVB Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for MVB FINANCIAL CORP in the period covered. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 500 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Cordella Richard James JR bought about $13.8K of MVBF on Dec 5, 2025.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 2,000 shares held after it.
- No other insider bought within 30 days.
Insider activity: Chief Financial Officer Sumbs Michael Robert bought about $52.0K of MVBF on Nov 3, 2025.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on May 8, 2025.
- The trade is 21.4% of the 5,250 shares held after it.
- No other insider bought within 30 days.
Insider activity: Chief Risk Officer Rodriguez Joseph Ryan bought about $21.6K of MVBF on May 12, 2025.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 4,125 shares held after it.
- No other insider bought within 30 days.
Insider activity: Chief Risk Officer Rodriguez Joseph Ryan bought about $74.2K of MVBF on May 8, 2025.22 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+51.9% year over year
more than 96% of Banks
Margin
791.8% net margin
more than 90% of Banks
Buybacks
$1.2M repurchased, FY to 2026-06-30
below 72% of Banks
Short interest
2.4% of the float short (float per yahoo 2026-10-27) · 4.4 days to cover · settled 2026-10-15
below 57% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch MVBF
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+18.7%12M
Insider buy
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns MVBF: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in MVBF
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
MVBF planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return · Larry F. Mazza
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$5.1M
$5.6M
$911.3K
+28%
+68%
2024
$2.2M
$1.9M
$595.4K
-5%
+12%
2023
$2.8M
$2.5M
$788.8K
-1%
-15%
2022
$1.5M
-$643.6K
$612.8K
-5%
-11%
2021
$2.1M
$5.2M
$749.0K
+70%
+17%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
Each figure here is a federal filing, dated the day it went public, so you can test what was knowable then.
MVBF financials
Revenue growth
+51.9%
XBRL, annual
Net margin
791.8%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
the filed year and its quarters do not reconcile, so the trailing figure is withheld
Revenue, TTM MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
the filed year and its quarters do not reconcile, so the trailing figure is withheld
Net margin, TTM MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
-$37.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM MVBF
| FY Dec 2025 | $2.1M |
| FY Dec 2024 | -$1.9M |
| FY Dec 2023 | $56.3M |
| FY Dec 2022 | $4.3M |
| FY Dec 2021 | n/a |
| Jun 2026 | $4.9M |
| Mar 2026 | -$23.4M |
| Dec 2025 | -$15.5M |
| Sep 2025 | -$3.5M |
| Jun 2025 | $7.2M |
| Mar 2025 | $13.9M |
| Dec 2024 | -$10.7M |
| Sep 2024 | $8.3M |
At each fiscal year end
Single quarter
Debt to equity
0.09x
long-term debt only, 2020-09-30; equity 2026-06-30
Debt to equity MVBF
| FY Dec 2025 | 0.09x |
| FY Dec 2024 | 0.10x |
| FY Dec 2023 | 0.10x |
| FY Dec 2022 | 0.11x |
| FY Dec 2021 | 0.11x |
| Jun 2026 | 0.09x |
| Mar 2026 | 0.09x |
| Dec 2025 | 0.09x |
| Sep 2025 | 0.09x |
| Jun 2025 | 0.10x |
| Mar 2025 | 0.10x |
| Dec 2024 | 0.10x |
| Sep 2024 | 0.10x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
-1.19x
TTM operating cash flow over long-term debt only, 2020-09-30
Cash flow to debt MVBF
| FY Dec 2025 | 0.13x |
| FY Dec 2024 | -0.01x |
| FY Dec 2023 | 1.95x |
| FY Dec 2022 | 0.25x |
| FY Dec 2021 | 1.16x |
| Jun 2026 | -1.19x |
| Mar 2026 | -1.12x |
| Dec 2025 | 0.13x |
| Sep 2025 | 0.28x |
| Jun 2025 | 0.66x |
| Mar 2025 | 1.31x |
| Dec 2024 | -0.01x |
| Sep 2024 | 0.93x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
n/a
the filed year and its quarters do not reconcile, so the trailing figure is withheld
Return on equity MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
n/a
the filed year and its quarters do not reconcile, so the trailing figure is withheld
Return on assets MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed MVBF
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
10.17x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing MVBF
| FY Dec 2025 | 12.54x |
| FY Dec 2024 | 13.53x |
| FY Dec 2023 | 9.40x |
| FY Dec 2022 | 18.98x |
| FY Dec 2021 | 13.48x |
| Jun 2026 | 9.80x |
| Mar 2026 | 11.39x |
| Dec 2025 | 12.54x |
| Sep 2025 | 10.19x |
| Jun 2025 | 17.33x |
| Mar 2025 | 11.86x |
| Dec 2024 | 13.53x |
| Sep 2024 | 13.63x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$107.8M
market value at close 2026-10-26 on 2026-08-04 shares, plus long-term debt only, 2020-09-30, minus cash 2026-06-30
Enterprise value MVBF
| FY Dec 2025 | $110.9M |
| FY Dec 2024 | -$20.1M |
| FY Dec 2023 | -$81.0M |
| FY Dec 2022 | $267.3M |
| FY Dec 2021 | $222.4M |
| Jun 2026 | $90.1M |
| Mar 2026 | $171.2M |
| Dec 2025 | $110.9M |
| Sep 2025 | $48.9M |
| Jun 2025 | -$76.7M |
| Mar 2025 | $2.7M |
| Dec 2024 | -$20.1M |
| Sep 2024 | -$330.7M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
-9.6%
TTM free cash flow over market value at close 2026-10-26
FCF yield MVBF
| FY Dec 2025 | +0.7% |
| FY Dec 2024 | -0.7% |
| FY Dec 2023 | +19.6% |
| FY Dec 2022 | +1.6% |
| FY Dec 2021 | n/a |
| Jun 2026 | -10.1% |
| Mar 2026 | -11.0% |
| Dec 2025 | +0.7% |
| Sep 2025 | +2.2% |
| Jun 2025 | +6.4% |
| Mar 2025 | +17.0% |
| Dec 2024 | -0.7% |
| Sep 2024 | +10.3% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.08x
P/E over trailing EPS growth of 128%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing MVBF
| FY Dec 2025 | 0.36x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 0.09x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 41.39x |
| Jun 2026 | 0.08x |
| Mar 2026 | 0.23x |
| Dec 2025 | 0.36x |
| Sep 2025 | 0.14x |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $26.9K | $20.2K | $31.0K | $14.4K |
| EPS (diluted) | n/a | n/a | n/a | n/a |
| Operating cash flow | $4.0M | -$285.0K | $58.2M | $7.4M |
| Cash | $244.1M | $317.9M | $398.2M | $40.3M |
| Buybacks | $10.2M | $0 | $0 | $0 |
| Dividends paid | $8.7M | $8.8M | $8.6M | $8.4M |
SEC XBRL, fiscal years, as known on 2026-10-28
MVBF Stock Sonar score 3/7 axes
Find similar shapesCompareMVBF ranks highest on growth (96th percentile) and risk and compliance (73rd), and lowest on financial health (37th), among Banks peers.
3 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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