MCHB Mechanics Bancorp (MCHB) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001518715
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
76
13F, latest reported quarter
Conversions, 180 days
5
Codes C/M, not in net · $0 priced
What the filings say about MCHB
Insiders, 180 days
-$30 net sold
1 seller · 0% of sales under a 10b5-1 plan
Mechanics Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Mechanics Bancorp insiders sold a net $30 of stock across 1 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 0.0% of the 1,121,268 shares held after it.
- No other insider sold within 30 days.
- 76 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Downer Edward Michael sold about $30 of MCHB on Jun 15, 2026, the largest insider sale at the company on our record; 76 funds added in the latest 13F quarter.1 transaction on record · a thin record, read with care
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$30 over 180 days
more than 67% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
76 funds bought in last quarter
below 62% of Banks
Revenue
+3.3% year over year
below 65% of Banks
Margin
534.4% net margin
more than 78% of Banks
Buybacks
no share repurchases reported
Short interest
8.1% of the float short (float per yahoo 2026-10-26) · 7.0 days to cover · settled 2026-09-30
the highest in Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch MCHB
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+22.3%12M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns MCHB: institutional holders (13F)
13F holdings, latest reported quarter
3,082,045 sh
$49.0M
2,242,540 sh
$35.7M
1,722,446 sh
$27.4M
1,649,674 sh
$26.2M
1,377,662 sh
$21.9M
Congress trades in MCHB
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
MCHB planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
MCHB mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Emerald Finance & Banking Innovation Fund
$1.0M position · as of 2026-07-31
2.1%
First Trust NASDAQ ABA Community Bank Index Fund
$1.2M position · as of 2026-06-30
1.4%
WisdomTree U.S. SmallCap Dividend Fund
$12.5M position · as of 2026-06-30
0.6%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF
$10.9M position · as of 2026-06-30
0.2%
VOYA SMALL COMPANY PORTFOLIO
$485.2K position · as of 2026-06-30
0.2%
Voya MI Dynamic Small Cap Fund
$403.4K position · as of 2026-05-31
0.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Mark K. Mason
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2022
$1.8M
-$678.9K
$980.1K
-19%
n/a
2021
$2.5M
$4.2M
$1.2M
+53%
+17%
2020
$2.1M
$2.4M
$1.1M
-1%
-12%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $30 sold by insiders over 180 days, 76 funds added last quarter. Each figure is a federal filing, dated the day it went public.
MCHB financials
Revenue growth
+3.3%
XBRL, annual
Net margin
534.4%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$53.1M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM MCHB
| FY Dec 2025 | $49.7M |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | $13.6M |
| Mar 2026 | $13.0M |
| Dec 2025 | $14.1M |
| Sep 2025 | $12.4M |
| Jun 2025 | $11.7M |
| Mar 2025 | $11.5M |
| Dec 2024 | $12.3M |
| Sep 2024 | $12.3M |
At each fiscal year end
Single quarter
Net margin, TTM
+529.6%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM MCHB
| FY Dec 2025 | +534.4% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | +423.9% |
| Mar 2026 | +338.7% |
| Dec 2025 | +884.0% |
| Sep 2025 | +444.2% |
| Jun 2025 | +361.6% |
| Mar 2025 | +380.8% |
| Dec 2024 | -985.4% |
| Sep 2024 | +325.0% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$183.7M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM MCHB
| FY Dec 2025 | $187.1M |
| FY Dec 2024 | $285.9M |
| FY Dec 2023 | $4.2M |
| FY Dec 2022 | $211.5M |
| FY Dec 2021 | $170.1M |
| Jun 2026 | $49.6M |
| Mar 2026 | $8.8M |
| Dec 2025 | $110.4M |
| Sep 2025 | $14.9M |
| Jun 2025 | $63.7M |
| Mar 2025 | -$1.9M |
| Dec 2024 | $72.4M |
| Sep 2024 | $249.4M |
At each fiscal year end
Single quarter
Debt to equity
0.08x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity MCHB
| FY Dec 2025 | 0.07x |
| FY Dec 2024 | 0.43x |
| FY Dec 2023 | 0.88x |
| FY Dec 2022 | 2.21x |
| FY Dec 2021 | 0.23x |
| Jun 2026 | 0.08x |
| Mar 2026 | 0.05x |
| Dec 2025 | 0.07x |
| Sep 2025 | 0.44x |
| Jun 2025 | 0.52x |
| Mar 2025 | 0.52x |
| Dec 2024 | 0.43x |
| Sep 2024 | 0.82x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.92x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt MCHB
| FY Dec 2025 | 1.01x |
| FY Dec 2024 | 0.29x |
| FY Dec 2023 | 0.00x |
| FY Dec 2022 | 0.18x |
| FY Dec 2021 | 1.04x |
| Jun 2026 | 0.92x |
| Mar 2026 | 1.60x |
| Dec 2025 | 1.01x |
| Sep 2025 | 0.13x |
| Jun 2025 | 0.30x |
| Mar 2025 | 0.24x |
| Dec 2024 | 0.29x |
| Sep 2024 | 0.12x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+11.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity MCHB
| FY Dec 2025 | +10.3% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | -2.0% |
| FY Dec 2022 | +10.4% |
| FY Dec 2021 | +16.1% |
| Jun 2026 | +11.0% |
| Mar 2026 | +10.3% |
| Dec 2025 | +10.3% |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | +1.6% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+2.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets MCHB
| FY Dec 2025 | +1.4% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | -0.3% |
| FY Dec 2022 | +0.8% |
| FY Dec 2021 | +1.6% |
| Jun 2026 | +2.0% |
| Mar 2026 | +1.8% |
| Dec 2025 | +1.4% |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | +0.2% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital MCHB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed MCHB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
11.64x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing MCHB
| FY Dec 2025 | 11.52x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 7.90x |
| FY Dec 2021 | 9.52x |
| Jun 2026 | 12.23x |
| Mar 2026 | 11.80x |
| Dec 2025 | 11.52x |
| Sep 2025 | 14.16x |
| Jun 2025 | 14.85x |
| Mar 2025 | 34.53x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
-$57.2M
market value at close 2026-10-26 on 2025-08-04 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
Enterprise value MCHB
| FY Dec 2025 | -$561.2M |
| FY Dec 2024 | $215.6M |
| FY Dec 2023 | $1.9B |
| FY Dec 2022 | $1.7B |
| FY Dec 2021 | $1.2B |
| Jun 2026 | -$42.7M |
| Mar 2026 | -$75.6M |
| Dec 2025 | -$561.2M |
| Sep 2025 | $39.3M |
| Jun 2025 | $1.3B |
| Mar 2025 | $1.2B |
| Dec 2024 | $215.6M |
| Sep 2024 | $2.0B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+64.2%
TTM free cash flow over market value at close 2026-10-26
FCF yield MCHB
| FY Dec 2025 | +67.6% |
| FY Dec 2024 | +132.8% |
| FY Dec 2023 | +2.2% |
| FY Dec 2022 | +41.0% |
| FY Dec 2021 | +16.0% |
| Jun 2026 | +61.1% |
| Mar 2026 | +70.9% |
| Dec 2025 | +67.6% |
| Sep 2025 | +59.2% |
| Jun 2025 | +155.1% |
| Mar 2025 | +134.1% |
| Dec 2024 | +132.8% |
| Sep 2024 | +74.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.24x
P/E over trailing EPS growth of 48%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing MCHB
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.17x |
| Jun 2026 | 0.26x |
| Mar 2026 | 0.04x |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $49.7M | $48.1M | n/a | n/a |
| Net income | $265.7M | -$144.3M | -$27.5M | $66.5M |
| EPS (diluted) | 1.27 | 0.14 | -1.46 | 3.49 |
| Operating cash flow | $193.6M | $292.3M | $8.0M | $218.3M |
| Cash | $1.0B | $999.7M | $215.7M | $72.8M |
| Long-term debt | $192.0M | $0 | $224.8M | $224.4M |
| Buybacks | n/a | n/a | $0 | $75.0M |
| Dividends paid | $48.6M | $95.0M | $12.3M | $26.8M |
SEC XBRL, fiscal years, as known on 2026-10-28
MCHB Stock Sonar score 6/7 axes
Find similar shapesCompareMCHB ranks highest on profitability (75th percentile) and financial health (73rd), and lowest on risk and compliance (4th), among Banks peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
MCHB filings, in plain words
Are Mechanics Bancorp insiders buying or selling MCHB?
In the 180 days to 2026-10-28, Mechanics Bancorp insiders were net sellers, a net $30 across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Mechanics Bancorp insiders were net sellers of MCHB, a net $30 across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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