MCBS MetroCity Bankshares (MCBS) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001747068
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
74
13F, latest reported quarter
MetroCity Bankshares insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for MetroCity Bankshares, Inc. in the period covered. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 9 earlier Form 4 trades (code P or S) here by this insider (9 sales), the last on Nov 13, 2024.
- The trade is 0.7% of the 914,888 shares held after it.
- 1 other insider sold within 30 days.
- 74 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Tan Farid sold about $213.2K of MCBS on Nov 25, 2024; 1 other insider sold within 30 days and 74 funds added in the latest 13F quarter.Context
- 8 earlier Form 4 trades (code P or S) here by this insider (8 sales), the last on Nov 12, 2024.
- The trade is 0.1% of the 920,871 shares held after it.
- 1 other insider sold within 30 days.
- 74 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Tan Farid sold about $26.6K of MCBS on Nov 13, 2024; 1 other insider sold within 30 days and 74 funds added in the latest 13F quarter.Context
- 7 earlier Form 4 trades (code P or S) here by this insider (7 sales), the last on Nov 11, 2024.
- The trade is 0.0% of the 921,620 shares held after it.
- 1 other insider sold within 30 days.
- 74 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Tan Farid sold about $14.2K of MCBS on Nov 12, 2024; 1 other insider sold within 30 days and 74 funds added in the latest 13F quarter.Context
- 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Nov 6, 2024.
- The trade is 0.2% of the 922,020 shares held after it.
- 1 other insider sold within 30 days.
- 74 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President Tan Farid sold about $66.4K of MCBS on Nov 11, 2024; 1 other insider sold within 30 days and 74 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 buys), the last on Mar 13, 2023.
- +12.4% median (+12.4% mean) 90-day return after 2 previous buys.
- 1 other insider sold within 30 days.
- 74 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Patel Ajit A. sold about $165.5K of MCBS on Nov 7, 2024; 1 other insider sold within 30 days and 74 funds added in the latest 13F quarter.41 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
74 funds bought in last quarter
below 63% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$4.4M repurchased, FY to 2026-06-30
below 55% of Banks
Short interest
3.8% of the float short (float per yahoo 2026-10-26) · 9.2 days to cover · settled 2026-09-30
more than 52% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch MCBS
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+43.5%12M
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns MCBS: institutional holders (13F)
13F holdings, latest reported quarter
1,812,566 sh
$65.1M
955,631 sh
$34.3M
737,102 sh
$26.5M
595,243 sh
$21.4M
552,274 sh
$19.8M
Congress trades in MCBS
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
MCBS planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
MCBS mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Regional Bank Fund
$4.1M position · as of 2026-07-31
0.4%
First Trust NASDAQ ABA Community Bank Index Fund
$362.6K position · as of 2026-06-30
0.4%
State Street(R) SPDR(R) US Small Cap Low Volatility Index ETF
$851.0K position · as of 2026-06-30
0.3%
iShares Micro-Cap ETF
$2.8M position · as of 2026-06-30
0.2%
Longboard Fund
$139.2K position · as of 2026-05-31
0.1%
Innovator U.S. Small Cap Managed 10 Buffer ETF
$13.0K position · as of 2026-07-31
0.1%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$2.6M
$3.0M
$1.4M
+10%
+15%
2024
$2.3M
$3.1M
$1.2M
+37%
+18%
2023
$2.2M
$2.9M
$2.0M
+15%
+10%
2022
$2.3M
$2.3M
$2.1M
-19%
-12%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows 74 funds added last quarter. Each figure is a federal filing, dated the day it went public.
MCBS financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$81.4M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM MCBS
| FY Dec 2025 | $37.0M |
| FY Dec 2024 | $62.2M |
| FY Dec 2023 | $77.2M |
| FY Dec 2022 | $132.3M |
| FY Dec 2021 | $65.0M |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | -$5.4M |
| Sep 2025 | $16.2M |
| Jun 2025 | $14.3M |
| Mar 2025 | $11.8M |
| Dec 2024 | $18.9M |
| Sep 2024 | -$11.8M |
At each fiscal year end
Single quarter
Debt to equity
n/a
no debt line filed
Debt to equity MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt line filed
Cash flow to debt MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+15.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity MCBS
| FY Dec 2025 | +14.2% |
| FY Dec 2024 | +16.1% |
| FY Dec 2023 | +14.1% |
| FY Dec 2022 | +19.6% |
| FY Dec 2021 | +23.1% |
| Jun 2026 | +15.9% |
| Mar 2026 | +15.2% |
| Dec 2025 | +14.2% |
| Sep 2025 | +15.6% |
| Jun 2025 | +15.7% |
| Mar 2025 | +16.0% |
| Dec 2024 | +16.1% |
| Sep 2024 | +15.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+2.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets MCBS
| FY Dec 2025 | +1.6% |
| FY Dec 2024 | +1.8% |
| FY Dec 2023 | +1.5% |
| FY Dec 2022 | +1.9% |
| FY Dec 2021 | +2.5% |
| Jun 2026 | +2.0% |
| Mar 2026 | +1.8% |
| Dec 2025 | +1.6% |
| Sep 2025 | +1.9% |
| Jun 2025 | +1.8% |
| Mar 2025 | +1.8% |
| Dec 2024 | +1.8% |
| Sep 2024 | +1.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
12.63x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing MCBS
| FY Dec 2025 | 10.09x |
| FY Dec 2024 | 12.73x |
| FY Dec 2023 | 11.89x |
| FY Dec 2022 | 8.83x |
| FY Dec 2021 | 11.47x |
| Jun 2026 | 12.46x |
| Mar 2026 | 10.35x |
| Dec 2025 | 10.09x |
| Sep 2025 | 10.73x |
| Jun 2025 | 11.16x |
| Mar 2025 | 10.73x |
| Dec 2024 | 12.73x |
| Sep 2024 | 13.20x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no debt line filed
Enterprise value MCBS
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+7.8%
TTM free cash flow over market value at close 2026-10-26
FCF yield MCBS
| FY Dec 2025 | +5.5% |
| FY Dec 2024 | +7.7% |
| FY Dec 2023 | +12.7% |
| FY Dec 2022 | +24.2% |
| FY Dec 2021 | +9.3% |
| Jun 2026 | +7.9% |
| Mar 2026 | +8.6% |
| Dec 2025 | +5.5% |
| Sep 2025 | +8.7% |
| Jun 2025 | +4.6% |
| Mar 2025 | +5.4% |
| Dec 2024 | +7.7% |
| Sep 2024 | +4.4% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.01x
P/E over trailing EPS growth of 13%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing MCBS
| FY Dec 2025 | 2.11x |
| FY Dec 2024 | 0.52x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 4.24x |
| FY Dec 2021 | 0.16x |
| Jun 2026 | 1.00x |
| Mar 2026 | 1.33x |
| Dec 2025 | 2.11x |
| Sep 2025 | 0.96x |
| Jun 2025 | 0.54x |
| Mar 2025 | 0.35x |
| Dec 2024 | 0.52x |
| Sep 2024 | 0.77x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $68.5M | $64.5M | $51.6M | $62.6M |
| EPS (diluted) | 2.64 | 2.52 | 2.02 | 2.44 |
| Operating cash flow | $37.7M | $63.5M | $82.1M | $134.7M |
| Cash | $383.7M | $249.9M | $144.8M | $179.5M |
| Buybacks | $2.7M | $10.0K | $2.0M | $8.2M |
| Dividends paid | $24.8M | $21.1M | $18.2M | $15.3M |
SEC XBRL, fiscal years, as known on 2026-10-28
MCBS Stock Sonar score 3/7 axes
Find similar shapesCompareMCBS ranks highest on profitability (93rd percentile) and risk and compliance (42nd), and lowest on institutional and government (37th), among Banks peers.
3 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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