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LOB · Live Oak Bancshares, Inc.
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LOB Live Oak Bancshares (LOB) Insider Trading, Ownership & Congress Trades

Banks · State commercial banks · CIK 0001462120
Quote by TradingView
Form 144 · 13
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
117
13F, latest reported quarter
Conversions, 180 days
6
Codes C/M, not in net · no price filed

What the filings say about LOB

Insiders, 180 days
-$9.9M net sold
7 sellers · 35% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$4.4M
13 notices

Live Oak Bancshares insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Live Oak Bancshares, Inc. insiders sold a net $9.9M of stock across 132 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-29.

Insider
Filed
Shares
Value
Since filing
Seward Gregory W
General Counsel
SELL
2026-10-28 SECtraded 2026-10-26
4,514
$159.2K
n/a
Context
  • 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Mar 2, 2026.
  • The trade is 4.1% of the 109,283 shares held after it.
  • No other insider sold within 30 days.
  • 117 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Seward Gregory W sold about $159.2K of LOB under a 10b5-1 plan on Oct 26, 2026; 117 funds added in the latest 13F quarter.
Seward Gregory W
General Counsel
SELL
2026-10-28 SECtraded 2026-10-26
486
$17.4K
n/a
Context
  • 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Mar 2, 2026.
  • The trade is 0.4% of the 108,797 shares held after it.
  • No other insider sold within 30 days.
  • 117 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: General Counsel Seward Gregory W sold about $17.4K of LOB under a 10b5-1 plan on Oct 26, 2026; 117 funds added in the latest 13F quarter.
MAHAN JAMES S III
Chief Executive Officer
SELL
2026-09-11 SECtraded 2026-09-10
10,000
$387.5K
-11.8%
Context
  • 56 earlier Form 4 trades (code P or S) here by this insider (56 sales), the last on Sep 9, 2026.
  • The trade is 0.4% of the 2,747,844 shares held after it.
  • 2 other insiders sold within 30 days.
  • 117 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer MAHAN JAMES S III sold about $387.5K of LOB under a 10b5-1 plan on Sep 10, 2026; 2 other insiders sold within 30 days and 117 funds added in the latest 13F quarter.
MAHAN JAMES S III
Chief Executive Officer
SELL
2026-09-11 SECtraded 2026-09-09
10,000
$386.3K
-11.8%
Context
  • 55 earlier Form 4 trades (code P or S) here by this insider (55 sales), the last on Sep 3, 2026.
  • The trade is 0.4% of the 2,757,844 shares held after it.
  • 2 other insiders sold within 30 days.
  • 117 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer MAHAN JAMES S III sold about $386.3K of LOB under a 10b5-1 plan on Sep 9, 2026; 2 other insiders sold within 30 days and 117 funds added in the latest 13F quarter.
MAHAN JAMES S III
Chief Executive Officer
SELL
2026-09-08 SECtraded 2026-09-03
10,000
$397.5K
-10.7%
Context
  • 54 earlier Form 4 trades (code P or S) here by this insider (54 sales), the last on Sep 2, 2026.
  • The trade is 0.4% of the 2,767,844 shares held after it.
  • 4 other insiders sold within 30 days.
  • 117 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer MAHAN JAMES S III sold about $397.5K of LOB under a 10b5-1 plan on Sep 3, 2026; 4 other insiders sold within 30 days and 117 funds added in the latest 13F quarter.
132 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 127 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$9.9M over 180 days
-$5.1M over 90 days · -$7.8M of it by a 10%+ holder
below 94% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
117 funds bought in last quarter
more than 63% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
no share repurchases reported
Short interest
6.8% of the float short (float per yahoo 2026-10-28) · 10.3 days to cover · settled 2026-10-15
more than 79% of Banks
What changed in the last 30 days
Oct 28General Counsel Seward Gregory W sold $176.6K under a 10b5-1 plan (Oct 26)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 26Officer Seward Gregory W filed to sell $176.6K by Oct 26 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.

Watch LOB

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+1.9%12M
-14%+0%+14%+28%2025-102025-122026-022026-042026-062026-082026-10 2026-04-30 · Derraik Renato sold $2.8M2026-08-13 · MAHAN JAMES S III sold $431.0K2026-08-12 · MAHAN JAMES S III sold $427.5K2026-02-04 · MAHAN JAMES S III sold $408.7K2026-08-20 · MAHAN JAMES S III sold $405.3K2026-02-19 · MAHAN JAMES S III sold $400.4K2026-08-26 · MAHAN JAMES S III sold $399.9K2026-09-03 · MAHAN JAMES S III sold $397.5K2026-08-27 · MAHAN JAMES S III sold $396.6K2026-02-11 · MAHAN JAMES S III sold $392.0K2026-09-10 · MAHAN JAMES S III sold $387.5K2026-09-09 · MAHAN JAMES S III sold $386.3K2026-09-02 · MAHAN JAMES S III sold $385.1K2026-06-11 · MAHAN JAMES S III sold $381.9K2026-01-26 · Spencer Courtney sold $378.4K2026-05-27 · MAHAN JAMES S III sold $376.5K2026-02-05 · MAHAN JAMES S III sold $375.2K2026-05-28 · MAHAN JAMES S III sold $372.5K2026-02-18 · MAHAN JAMES S III sold $371.9K2026-02-12 · MAHAN JAMES S III sold $371.1K2026-06-04 · MAHAN JAMES S III sold $369.7K2026-03-04 · MAHAN JAMES S III sold $366.9K2026-05-14 · MAHAN JAMES S III sold $362.3K2026-08-03 · WILLIAMS WILLIAM L. III sold $361.9K2025-12-19 · MAHAN JAMES S III sold $361.7K2025-12-17 · MAHAN JAMES S III sold $359.7K2026-05-13 · MAHAN JAMES S III sold $359.6K2026-05-20 · MAHAN JAMES S III sold $355.2K2026-06-10 · MAHAN JAMES S III sold $351.4K2025-12-12 · MAHAN JAMES S III sold $351.3K2026-02-26 · MAHAN JAMES S III sold $343.9K2026-06-03 · MAHAN JAMES S III sold $341.0K2026-06-24 · WILLIAMS WILLIAM L. III sold $336.4K2026-08-19 · MAHAN JAMES S III sold $328.5K2026-03-11 · MAHAN JAMES S III sold $328.3K2025-12-05 · MAHAN JAMES S III sold $328.1K2026-03-12 · MAHAN JAMES S III sold $325.0K2025-11-26 · MAHAN JAMES S III sold $321.7K2025-11-28 · MAHAN JAMES S III sold $320.4K2026-03-05 · MAHAN JAMES S III sold $313.4K2026-02-25 · MAHAN JAMES S III sold $292.6K2026-09-03 · WILLIAMS WILLIAM L. III sold $264.2K2026-10-26 · Seward Gregory W filed to sell $176.6K2026-09-10 · MAHAN JAMES S III filed to sell $387.5K2026-09-09 · MAHAN JAMES S III filed to sell $386.3K2026-09-03 · Bradford Tonya Williams filed to sell $63.8K2026-09-03 · MAHAN JAMES S III filed to sell $398.9K2026-09-02 · MAHAN JAMES S III filed to sell $390.0K2026-08-27 · MAHAN JAMES S III filed to sell $396.6K2026-08-26 · MAHAN JAMES S III filed to sell $399.9K2026-08-20 · MAHAN JAMES S III filed to sell $405.5K2026-08-19 · MAHAN JAMES S III filed to sell $427.8K2026-08-13 · MAHAN JAMES S III filed to sell $432.0K2026-08-12 · MAHAN JAMES S III filed to sell $427.8K2026-08-04 · LUCHT DAVID G filed to sell $87.3K2026-07-28 · Moroz Mark Michael filed to sell $257.3K2026-07-27 · LUCHT DAVID G filed to sell $126.4K2026-06-24 · WILLIAMS WILLIAM L. III filed to sell $1.3M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns LOB: institutional holders (13F)

13F holdings, latest reported quarter
BlackRock, Inc.
3,515,856 sh
$143.6M
VANGUARD CAPITAL MANAGEMENT LLC
1,654,730 sh
$67.6M
DIMENSIONAL FUND ADVISORS LP
1,615,529 sh
$66.0M
STATE STREET CORP
1,367,619 sh
$55.9M
BARROW HANLEY MEWHINNEY & STRAUSS LLC
1,360,091 sh
$55.5M

Congress trades in LOB

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

LOB planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Seward Gregory W
Filed 2026-10-26
$176.6K
MAHAN JAMES S III
Filed 2026-09-10
$387.5K
MAHAN JAMES S III
Filed 2026-09-09
$386.3K
Bradford Tonya Williams
Filed 2026-09-03
$63.8K
MAHAN JAMES S III
Filed 2026-09-03
$398.9K

LOB mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
SouthernSun Small Cap Fund
$14.0M position · as of 2026-06-30
5.5%
SouthernSun U.S. Equity Fund
$2.3M position · as of 2026-06-30
4.6%
Motley Fool Small-Cap Growth ETF
$2.0M position · as of 2026-05-31
3.4%
DIAMOND HILL SMALL CAP FUND
$6.3M position · as of 2026-06-30
2.1%
FULLERTHALER BEHAVIORAL SMALL-MID CORE EQUITY
$10.1M position · as of 2026-06-30
1.9%
Royce Small-Cap Total Return Fund
$14.4M position · as of 2026-06-30
1.5%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return · (1)
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$965.4K
$965.4K
$1.8M
-26%
+31%
2024
$845.0K
$845.0K
$4.1M
-16%
+27%
2023
$905.5K
$905.5K
$3.7M
-3%
+16%
2022
$781.2K
$781.2K
$1.2M
-36%
+21%
2021
$884.4K
$884.4K
$9.8M
+84%
+33%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $9.9M sold by insiders over 180 days, 117 funds added last quarter, $4.4M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
UMBFBWFGPBPEBOFMBMGABCDCOMNEWTPCBISBAWSBFJMSB

LOB financials

Complaints, 90 days
5
- YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$237.4M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.00x
long-term 2019-09-30 (82 months older than the period end) plus current 2019-09-30 (82 months older than the period end); equity 2026-06-30
Cash flow to debt
193.33x
TTM operating cash flow over long-term 2019-09-30 (82 months older than the period end) plus current 2019-09-30 (82 months older than the period end)
Return on equity
+11.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+0.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
12.23x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
n/a
no cash line filed
FCF yield
+14.8%
TTM free cash flow over market value at close 2026-10-27
PEG, trailing
0.09x
P/E over trailing EPS growth of 135%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$105.9M$77.5M$73.9M$176.2M
EPS (diluted)2.231.691.643.92
Operating cash flow$158.2M$156.8M$184.9M-$300.7M
Dividends paid$5.5M$5.4M$5.3M$5.3M
SEC XBRL, fiscal years, as known on 2026-10-29

LOB Stock Sonar score 5/7 axes

Find similar shapesCompare

LOB ranks highest on financial health (94th percentile) and institutional and government (63rd), and lowest on insider conviction (5th), among Banks peers.

ProfitHealthInsidersInstitutionsRisk
Profitability
50
Inputs
  • Return on equity+11.7% · 65 pct, sector of 327
  • Return on assets+0.9% · 36 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
94
Inputs
  • Debt to equity0.00x · 89 pct, sector of 229
  • Cash flow to debt193.33x · 99 pct, sector of 198
Insider conviction
5
Inputs
  • Net Form 4 buying (codes P and S), 180d-$6.2M · 10 pct, sector of 274
  • Insider buyers, 180d0 · 0 pct, sector of 274
Institutional and government
63
Inputs
  • Funds adding, latest quarter117 · 63 pct, sector of 257
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
14
Inputs
  • Short interest, % of float+6.8% · 14 pct, sector of 374
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Growth, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

LOB filings, in plain words

Are Live Oak Bancshares insiders buying or selling LOB?

In the 180 days to 2026-10-29, Live Oak Bancshares insiders were net sellers, a net $9.9M across purchases and sales reported on Form 4, by 7 sellers.

Are there planned insider sales of LOB?

Yes. 13 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-29, covering $4.4M of stock; the latest, by Seward Gregory W, was filed 2026-10-26.

Read the full summary

In the 180 days to 2026-10-29, Live Oak Bancshares insiders were net sellers of LOB, a net $9.9M across purchases and sales reported on Form 4 by 7 sellers. Most of that figure, $7.8M, came from a holder of 10% or more rather than an officer or director. 35% of the 40 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Insiders filed 13 Form 144 notices of intent to sell in the 90 days to 2026-10-29, covering $4.4M of stock. Each figure is counted from SEC and House filings as of 2026-10-29, dated the day the filing was made public.

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