INBK First Internet Bancorp (INBK) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001562463
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
57
13F, latest reported quarter
INBK filings, in plain words
Read the full summary
The latest 5% ownership filing is a 13D by John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020, filed 2026-04-08, for 1.2% of the class. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
First Internet Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for First Internet Bancorp in the period covered. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 9.9% of the 10,102 shares held after it.
- No other insider bought within 30 days.
- 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Fenech Joseph A. bought about $19.8K of INBK on Feb 24, 2026; 57 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on May 9, 2023.
- +4.7% median (+34.5% mean) 90-day return after 3 previous buys.
- The trade is 2.8% of the 70,206 shares held after it.
- 3 other insiders bought within 30 days.
- 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President & COO Lorch Nicole S. bought about $35.9K of INBK on Nov 17, 2025; 3 other insiders bought within 30 days and 57 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on May 3, 2023.
- -11.1% median (+9.2% mean) 90-day return after 3 previous buys.
- The trade is 6.5% of the 17,070 shares held after it.
- 3 other insiders bought within 30 days.
- 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Dee Ann C. bought about $19.9K of INBK on Oct 30, 2025; 3 other insiders bought within 30 days and 57 funds added in the latest 13F quarter.Context
- 9 earlier Form 4 trades (code P or S) here by this insider (9 buys), the last on May 12, 2023.
- -3.1% median (+11.4% mean) 90-day return after 7 previous buys.
- The trade is 1.2% of the 419,194 shares held after it.
- 3 other insiders bought within 30 days.
- 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chairman and CEO BECKER DAVID B bought about $93.4K of INBK on Oct 29, 2025, the largest insider purchase at the company since 2023; 3 other insiders bought within 30 days and 57 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on May 4, 2023.
- The trade is 5.4% of the 37,046 shares held after it.
- 3 other insiders bought within 30 days.
- 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director KEACH JOHN K JR bought about $38.7K of INBK on Oct 28, 2025, the largest insider purchase at the company since 2023; 3 other insiders bought within 30 days and 57 funds added in the latest 13F quarter.33 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
57 funds bought in last quarter
below 76% of Banks
Revenue
+101.8% year over year
more than 99% of Banks
Margin
-304.7% net margin
below 98% of Banks
Buybacks
$521.0K repurchased, FY to 2025-12-31
below 80% of Banks
Short interest
2.3% of the float short (float per yahoo 2026-10-27) · 5.2 days to cover · settled 2026-10-15
below 59% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch INBK
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+35.5%12M
Insider buy13D/G stake
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns INBK: institutional holders (13F)
13F holdings, latest reported quarter
726,936 sh
$20.2M
375,900 sh
$10.5M
354,261 sh
$9.8M
346,351 sh
$9.6M
327,830 sh
$9.1M
Congress trades in INBK
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
13D: intends to influence · 13G: passive
John C. Lame and Susan K. Lame Inheritance Trust 5/18/2020
Activist 13D · 2026-04-08
1.24%
John C. Lame IRA
Activist 13D · 2026-04-08
1.72%
John C. Lame
Activist 13D · 2026-04-08
0.0%
John C. Lame Roth IRA
Activist 13D · 2026-04-08
1.58%
Susan K. Lame IRA
Activist 13D · 2026-04-08
0.43%
INBK planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
INBK mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
AUER GROWTH
$1.2M position · as of 2026-05-31
1.5%
Aegis Value Fund
$9.7M position · as of 2026-06-30
0.9%
Victory Integrity Discovery Fund
$625.5K position · as of 2026-06-30
0.7%
Heartland Value Fund
$7.0M position · as of 2026-06-30
0.6%
GATOR CAPITAL LONG/SHORT FUND
$442.1K position · as of 2026-07-31
0.6%
Ultra-Small Company Market Fund
$355.8K position · as of 2026-06-30
0.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · David Becker
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$1.5M
$674.2K
$799.0K
-24%
+111%
2024
$1.9M
$2.1M
$1.0M
+59%
+44%
2023
$1.7M
$1.4M
$894.1K
+6%
+7%
2022
$1.8M
$342.7K
$668.8K
+5%
-2%
2021
$1.9M
$2.9M
$725.6K
+102%
+19%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows 57 funds added last quarter. Each figure is a federal filing, dated the day it went public.
INBK financials
Revenue growth
+101.8%
XBRL, annual
Net margin
-304.7%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$159.9M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM INBK
| FY Dec 2025 | $2.2M |
| FY Dec 2024 | $10.4M |
| FY Dec 2023 | $6.3M |
| FY Dec 2022 | $65.2M |
| FY Dec 2021 | $24.9M |
| Jun 2026 | $24.3M |
| Mar 2026 | $75.3M |
| Dec 2025 | $23.4M |
| Sep 2025 | $37.0M |
| Jun 2025 | -$90.8M |
| Mar 2025 | $32.6M |
| Dec 2024 | -$6.7M |
| Sep 2024 | -$270.0K |
At each fiscal year end
Single quarter
Debt to equity
0.69x
long-term debt only, 2025-12-31 (6 months older than the period end); equity 2026-06-30
Debt to equity INBK
| FY Dec 2025 | 0.69x |
| FY Dec 2024 | 0.77x |
| FY Dec 2023 | 1.69x |
| FY Dec 2022 | 1.68x |
| FY Dec 2021 | 1.35x |
| Jun 2026 | 0.69x |
| Mar 2026 | 0.69x |
| Dec 2025 | 0.69x |
| Sep 2025 | 0.84x |
| Jun 2025 | 0.76x |
| Mar 2025 | 0.76x |
| Dec 2024 | 0.77x |
| Sep 2024 | 1.60x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.64x
TTM operating cash flow over long-term debt only, 2025-12-31 (6 months older than the period end)
Cash flow to debt INBK
| FY Dec 2025 | 0.01x |
| FY Dec 2024 | 0.04x |
| FY Dec 2023 | 0.02x |
| FY Dec 2022 | 0.13x |
| FY Dec 2021 | 0.11x |
| Jun 2026 | 0.64x |
| Mar 2026 | 0.19x |
| Dec 2025 | 0.01x |
| Sep 2025 | -0.09x |
| Jun 2025 | -0.21x |
| Mar 2025 | 0.15x |
| Dec 2024 | 0.04x |
| Sep 2024 | 0.05x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
-8.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity INBK
| FY Dec 2025 | -9.5% |
| FY Dec 2024 | +6.8% |
| FY Dec 2023 | +2.3% |
| FY Dec 2022 | +9.5% |
| FY Dec 2021 | +13.5% |
| Jun 2026 | -8.3% |
| Mar 2026 | -9.0% |
| Dec 2025 | -9.5% |
| Sep 2025 | -9.0% |
| Jun 2025 | +4.1% |
| Mar 2025 | +5.6% |
| Dec 2024 | +6.8% |
| Sep 2024 | +6.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
-0.5%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets INBK
| FY Dec 2025 | -0.6% |
| FY Dec 2024 | +0.5% |
| FY Dec 2023 | +0.2% |
| FY Dec 2022 | +0.8% |
| FY Dec 2021 | +1.1% |
| Jun 2026 | -0.5% |
| Mar 2026 | -0.6% |
| Dec 2025 | -0.6% |
| Sep 2025 | -0.6% |
| Jun 2025 | +0.3% |
| Mar 2025 | +0.4% |
| Dec 2024 | +0.5% |
| Sep 2024 | +0.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
P/E, trailing INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | 12.45x |
| FY Dec 2023 | 24.94x |
| FY Dec 2022 | 6.54x |
| FY Dec 2021 | 9.76x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | 15.28x |
| Mar 2025 | 11.11x |
| Dec 2024 | 12.45x |
| Sep 2024 | 13.54x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$70.8M
market value at close 2026-10-26 on 2026-07-31 shares, plus long-term debt only, 2025-12-31 (6 months older than the period end), minus cash 2026-06-30
Enterprise value INBK
| FY Dec 2025 | -$25.6M |
| FY Dec 2024 | $140.5M |
| FY Dec 2023 | $418.1M |
| FY Dec 2022 | $582.7M |
| FY Dec 2021 | $535.5M |
| Jun 2026 | $80.9M |
| Mar 2026 | -$174.7M |
| Dec 2025 | -$25.6M |
| Sep 2025 | -$297.2M |
| Jun 2025 | $82.6M |
| Mar 2025 | $133.5M |
| Dec 2024 | $140.5M |
| Sep 2024 | $199.4M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+68.9%
TTM free cash flow over market value at close 2026-10-26
FCF yield INBK
| FY Dec 2025 | +1.2% |
| FY Dec 2024 | +3.3% |
| FY Dec 2023 | +3.0% |
| FY Dec 2022 | +29.1% |
| FY Dec 2021 | +5.4% |
| Jun 2026 | +66.0% |
| Mar 2026 | +25.2% |
| Dec 2025 | +1.2% |
| Sep 2025 | -14.3% |
| Jun 2025 | -27.8% |
| Mar 2025 | +17.7% |
| Dec 2024 | +3.3% |
| Sep 2024 | +9.8% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
PEG, trailing INBK
| FY Dec 2025 | n/a |
| FY Dec 2024 | 0.06x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.16x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | 0.40x |
| Dec 2024 | 0.06x |
| Sep 2024 | 0.12x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | -$35.2M | $25.3M | $8.4M | $35.5M |
| EPS (diluted) | -4.03 | 2.88 | 0.95 | 3.70 |
| Operating cash flow | $3.4M | $13.0M | $11.7M | $82.7M |
| Cash | $456.8M | $466.4M | $405.9M | $256.6M |
| Long-term debt | $249.5M | $295.0M | $614.9M | $614.9M |
| Buybacks | $521.0K | $283.0K | $9.3M | $27.8M |
| Dividends paid | $2.1M | $2.1M | $2.2M | $2.3M |
SEC XBRL, fiscal years, as known on 2026-10-28
INBK Stock Sonar score 5/7 axes
Find similar shapesCompareINBK ranks highest on growth (99th percentile) and risk and compliance (51st), and lowest on profitability (3rd), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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