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FRAF · Franklin Financial Services Corp /Pa/
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FRAF Franklin Financial Services (FRAF) Insider Trading, Ownership & Congress Trades

Banks · State commercial banks · CIK 0000723646
Quote by TradingView
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
Conversions, 180 days
4
Codes C/M, not in net · $297.0K priced

What the filings say about FRAF

Insiders, 180 days
-$77.8K net sold
1 buyer · 1 seller · 0% of sales under a 10b5-1 plan

Franklin Financial Services insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, FRANKLIN FINANCIAL SERVICES CORP /PA/ insiders sold a net $77.8K of stock across 296 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Duffey Gregory A
Director
BUY
2026-08-27 SECtraded 2026-08-26
16
$993
+3.3%
Context
  • 43 earlier Form 4 trades (code P or S) here by this insider (43 buys), the last on Jul 29, 2026.
  • +8.1% median (+7.2% mean) 90-day return after 29 previous buys.
  • The trade is 0.1% of the 24,028 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Director Duffey Gregory A bought about $993 of FRAF on Aug 26, 2026.
Duffey Gregory A
Director
BUY
2026-07-30 SECtraded 2026-07-29
16
$1.0K
+2.0%
Context
  • 42 earlier Form 4 trades (code P or S) here by this insider (42 buys), the last on May 27, 2026.
  • +7.7% median (+7.2% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 23,911 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Director Duffey Gregory A bought about $1.0K of FRAF on Jul 29, 2026.
Duffey Gregory A
Director
BUY
2026-06-01 SECtraded 2026-05-27
17
$1.0K
+13.7%
Context
  • 41 earlier Form 4 trades (code P or S) here by this insider (41 buys), the last on Apr 29, 2026.
  • +9.1% median (+7.4% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 23,845 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Director Duffey Gregory A bought about $1.0K of FRAF on May 27, 2026.
Butz Steven D
EVP, CCSO
SELL
2026-06-01 SECtraded 2026-05-26
1,400
$80.8K
+13.7%
Context
  • 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on May 14, 2025.
  • The trade is 25.0% of the 5,610 shares held after it.
  • No other insider sold within 30 days.
Insider activity: EVP, CCSO Butz Steven D sold about $80.8K of FRAF on May 26, 2026.
Duffey Gregory A
Director
BUY
2026-04-30 SECtraded 2026-04-29
18
$996
+12.8%
Context
  • 40 earlier Form 4 trades (code P or S) here by this insider (40 buys), the last on Feb 25, 2026.
  • +7.7% median (+6.9% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 23,723 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Director Duffey Gregory A bought about $996 of FRAF on Apr 29, 2026.
296 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
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Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$77.8K over 180 days
+$2.0K over 90 days
more than 61% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$755.0K repurchased, FY to 2026-06-30
below 77% of Banks
Short interest
5.8% of the float short (float per yahoo 2026-10-26) · 5.8 days to cover · settled 2026-09-30
more than 82% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch FRAF

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+43.7%12M
-1%+14%+29%+44%2025-102025-122026-022026-042026-062026-082026-10 2026-03-09 · Snook Gregory I bought $106.0K2025-12-22 · Rzomp Kimberly sold $81.1K2026-05-26 · Butz Steven D sold $80.8K2026-02-05 · Carroll Charles Benner Jr bought $17.8K2026-07-29 · Duffey Gregory A bought $1.0K2025-11-26 · Duffey Gregory A bought $1.0K2026-05-27 · Duffey Gregory A bought $1.0K2026-04-29 · Duffey Gregory A bought $9962026-02-25 · Duffey Gregory A bought $9942026-08-26 · Duffey Gregory A bought $993
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns FRAF: institutional holders (13F)

13F holdings, latest reported quarter
SEC 13F
No reported 13F holders

No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.

Congress trades in FRAF

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

FRAF planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2024
$762.4K
$738.6K
$452.1K
+2%
n/a
2023
$766.2K
$725.4K
$424.9K
+4%
n/a
2022
$689.4K
$717.3K
$355.7K
+13%
n/a
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $77.8K sold by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
UMBFBWFGPBPEBOFMBMGABCNEWTPCBDCOMISBAWSBFJMSB

FRAF financials

Complaints, 90 days
2
- YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
n/a
capex not filed for the four quarters
Debt to equity
0.38x
current debt only, 2023-06-30 (36 months older than the period end); equity 2026-06-30
Cash flow to debt
0.60x
TTM operating cash flow over current debt only, 2023-06-30 (36 months older than the period end)
Return on equity
+14.4%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+1.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
11.68x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$163.4M
market value at close 2026-10-26 on 2026-07-31 shares, plus current debt only, 2023-06-30 (36 months older than the period end), minus cash 2026-06-30
FCF yield
n/a
capex not filed for the four quarters
PEG, trailing
0.17x
P/E over trailing EPS growth of 69%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$21.2M$11.1M$13.6M$14.9M
EPS (diluted)4.742.513.103.36
Operating cash flow$25.4M$21.8M$26.6M$25.2M
Cash$127.7M$203.6M$23.1M$64.9M
Buybacks$1.1M$827.0K$2.4M$3.3M
Dividends paid$5.8M$5.6M$5.6M$5.7M
SEC XBRL, fiscal years, as known on 2026-10-28

FRAF Stock Sonar score 4/7 axes

Find similar shapesCompare

FRAF ranks highest on profitability (67th percentile) and insider conviction (53rd), and lowest on risk and compliance (21st), among Banks peers.

Profitability
67
Inputs
  • Return on equity+14.4% · 85 pct, sector of 327
  • Return on assets+1.1% · 48 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
49
Inputs
  • Debt to equity0.38x · 37 pct, sector of 229
  • Cash flow to debt0.60x · 61 pct, sector of 198
Insider conviction
53
Inputs
  • Net Form 4 buying (codes P and S), 180d-$78K · 60 pct, sector of 274
  • Insider buyers, 180d1 · 46 pct, sector of 274
Risk and compliance
21
Inputs
  • Short interest, % of float+5.8% · 21 pct, sector of 378
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
3 not measured: Growth, Institutional and government, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

FRAF filings, in plain words

Are Franklin Financial Services insiders buying or selling FRAF?

In the 180 days to 2026-10-28, Franklin Financial Services insiders were net sellers, a net $77.8K: $3.0K of purchases and $80.8K of sales reported on Form 4, by 1 buyer and 1 seller.

Read the full summary

In the 180 days to 2026-10-28, Franklin Financial Services insiders were net sellers of FRAF, a net $77.8K across purchases and sales reported on Form 4 by 1 buyer and 1 seller. Sales outweighed purchases more than tenfold by value. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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