FNLC First Bancorp (FNLC) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0000765207
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
194
13F, latest reported quarter
What the filings say about FNLC
Insiders, 180 days
-$140.1K net sold
1 buyer · 1 seller · 0% of sales under a 10b5-1 plan
First Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, First Bancorp, Inc /ME/ insiders sold a net $140.1K of stock across 24 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 2 earlier Form 4 trades (code P or S) here by this insider (1 buy, 1 sale), the last on Aug 19, 2025.
- The trade is 237.3% of the 2,191 shares held after it.
- No other insider sold within 30 days.
- 194 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, Chief Banking Officer Tolman Sarah sold about $183.1K of FNLC on Jul 28, 2026, the largest insider sale at the company on our record; 194 funds added in the latest 13F quarter.Context
- 13 earlier Form 4 trades (code P or S) here by this insider (12 buys, 1 sale), the last on Apr 24, 2025.
- +2.3% median (+7.1% mean) 90-day return after 7 previous buys.
- The trade is 7.2% of the 13,969 shares held after it.
- No other insider bought within 30 days.
- 194 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Swan Kimberly bought about $28.7K of FNLC on Apr 30, 2026, the largest insider purchase at the company since 2025; 194 funds added in the latest 13F quarter.Context
- 13 earlier Form 4 trades (code P or S) here by this insider (12 buys, 1 sale), the last on Apr 24, 2025.
- +2.3% median (+7.1% mean) 90-day return after 7 previous buys.
- The trade is 3.5% of the 14,469 shares held after it.
- No other insider bought within 30 days.
- 194 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Swan Kimberly bought about $14.3K of FNLC on Apr 30, 2026, the largest insider purchase at the company since 2025; 194 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on May 1, 2023.
- The trade is 344.6% of the 50 shares held after it.
- No other insider sold within 30 days.
- 194 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: EVP, Chief Banking Officer Tolman Sarah sold about $4.6K of FNLC on Aug 19, 2025, the largest insider sale at the company since 2024; 194 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 79.8% of the 5,015 shares held after it.
- 1 other insider bought within 30 days.
- 194 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Kachmar Ingrid Wilbur bought about $96.4K of FNLC on Apr 28, 2025, the largest insider purchase at the company on our record; 1 other insider bought within 30 days and 194 funds added in the latest 13F quarter.24 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$140.1K over 180 days
more than 56% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
194 funds bought in last quarter
more than 77% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$299.0K repurchased, FY to 2026-06-30
below 88% of Banks
Short interest
1.4% of the float short (float per yahoo 2026-10-26) · 3.0 days to cover · settled 2026-09-30
below 69% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch FNLC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+49.6%12M
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns FNLC: institutional holders (13F)
13F holdings, latest reported quarter
29,611,331 sh
$1.0B
9,738,918 sh
$393.9M
11,403,346 sh
$382.1M
13,274,724 sh
$378.9M
10,088,950 sh
$331.7M
Congress trades in FNLC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
FNLC planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Tolman Sarah
Filed 2026-07-27
$181.9K
FNLC mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Rockefeller US Small Cap Core Fund
$3.9M position · as of 2026-05-31
4.0%
Invesco Dorsey Wright Financial Momentum ETF
$1.4M position · as of 2026-07-31
2.4%
Small-Cap Value Series
$8.3M position · as of 2026-05-31
2.1%
WESTWOOD QUALITY SMALLCAP FUND
$18.0M position · as of 2026-07-31
2.1%
WesMark Small Company Fund
$3.8M position · as of 2026-06-30
2.1%
PGIM Jennison Financial Services Fund
$2.8M position · as of 2026-05-29
2.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Tony C. McKim
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2023
$1.3M
$1.2M
$424.0K
+13%
+13%
2022
$1.2M
$1.1M
$424.0K
+14%
+17%
2021
$1.1M
$1.3M
$398.0K
+14%
+22%
2020
$1.0M
$977.0K
$392.0K
-12%
-16%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $140.1K sold by insiders over 180 days, 194 funds added last quarter. Each figure is a federal filing, dated the day it went public.
FNLC financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM FNLC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM FNLC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$35.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM FNLC
| FY Dec 2025 | $34.6M |
| FY Dec 2024 | $24.6M |
| FY Dec 2023 | $34.3M |
| FY Dec 2022 | $39.8M |
| FY Dec 2021 | $52.9M |
| Jun 2026 | -$13.2M |
| Mar 2026 | $22.2M |
| Dec 2025 | $13.9M |
| Sep 2025 | $12.6M |
| Jun 2025 | $7.2M |
| Mar 2025 | $828.0K |
| Dec 2024 | $10.4M |
| Sep 2024 | $9.6M |
At each fiscal year end
Single quarter
Debt to equity
0.73x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity FNLC
| FY Dec 2025 | 0.66x |
| FY Dec 2024 | 0.58x |
| FY Dec 2023 | 0.29x |
| FY Dec 2022 | 0.45x |
| FY Dec 2021 | 0.56x |
| Jun 2026 | 0.73x |
| Mar 2026 | 0.68x |
| Dec 2025 | 0.66x |
| Sep 2025 | 0.56x |
| Jun 2025 | 0.74x |
| Mar 2025 | 0.71x |
| Dec 2024 | 0.58x |
| Sep 2024 | 0.59x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.18x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt FNLC
| FY Dec 2025 | 0.20x |
| FY Dec 2024 | 0.18x |
| FY Dec 2023 | 0.53x |
| FY Dec 2022 | 0.40x |
| FY Dec 2021 | 0.42x |
| Jun 2026 | 0.18x |
| Mar 2026 | 0.30x |
| Dec 2025 | 0.20x |
| Sep 2025 | 0.22x |
| Jun 2025 | 0.16x |
| Mar 2025 | 0.16x |
| Dec 2024 | 0.18x |
| Sep 2024 | 0.17x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+13.5%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity FNLC
| FY Dec 2025 | +12.8% |
| FY Dec 2024 | +10.9% |
| FY Dec 2023 | +12.5% |
| FY Dec 2022 | +16.4% |
| FY Dec 2021 | +15.5% |
| Jun 2026 | +13.5% |
| Mar 2026 | +13.3% |
| Dec 2025 | +12.8% |
| Sep 2025 | +11.9% |
| Jun 2025 | +11.8% |
| Mar 2025 | +11.2% |
| Dec 2024 | +10.9% |
| Sep 2024 | +10.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets FNLC
| FY Dec 2025 | +1.1% |
| FY Dec 2024 | +0.9% |
| FY Dec 2023 | +1.0% |
| FY Dec 2022 | +1.5% |
| FY Dec 2021 | +1.5% |
| Jun 2026 | +1.2% |
| Mar 2026 | +1.1% |
| Dec 2025 | +1.1% |
| Sep 2025 | +1.0% |
| Jun 2025 | +1.0% |
| Mar 2025 | +0.9% |
| Dec 2024 | +0.9% |
| Sep 2024 | +0.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital FNLC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed FNLC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
10.81x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing FNLC
| FY Dec 2025 | 8.61x |
| FY Dec 2024 | 11.26x |
| FY Dec 2023 | 10.61x |
| FY Dec 2022 | 8.48x |
| FY Dec 2021 | 9.52x |
| Jun 2026 | 10.33x |
| Mar 2026 | 8.65x |
| Dec 2025 | 8.61x |
| Sep 2025 | 9.31x |
| Jun 2025 | 9.45x |
| Mar 2025 | 9.81x |
| Dec 2024 | 11.26x |
| Sep 2024 | 11.11x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$610.7M
market value at close 2026-10-27 on 2026-08-01 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2019-12-31
Enterprise value FNLC
| FY Dec 2025 | $470.0M |
| FY Dec 2024 | $436.8M |
| FY Dec 2023 | $368.3M |
| FY Dec 2022 | $419.6M |
| FY Dec 2021 | $467.2M |
| Jun 2026 | $592.3M |
| Mar 2026 | $497.3M |
| Dec 2025 | $470.0M |
| Sep 2025 | $432.9M |
| Jun 2025 | $466.4M |
| Mar 2025 | $447.8M |
| Dec 2024 | $436.8M |
| Sep 2024 | $429.9M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+8.7%
TTM free cash flow over market value at close 2026-10-27
FCF yield FNLC
| FY Dec 2025 | +11.7% |
| FY Dec 2024 | +8.1% |
| FY Dec 2023 | +11.0% |
| FY Dec 2022 | +12.0% |
| FY Dec 2021 | +15.3% |
| Jun 2026 | +9.1% |
| Mar 2026 | +17.7% |
| Dec 2025 | +11.7% |
| Sep 2025 | +10.6% |
| Jun 2025 | +9.9% |
| Mar 2025 | +9.8% |
| Dec 2024 | +8.1% |
| Sep 2024 | +8.3% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.43x
P/E over trailing EPS growth of 25%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing FNLC
| FY Dec 2025 | 0.33x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 1.22x |
| FY Dec 2021 | 0.29x |
| Jun 2026 | 0.41x |
| Mar 2026 | 0.30x |
| Dec 2025 | 0.33x |
| Sep 2025 | 0.49x |
| Jun 2025 | 0.68x |
| Mar 2025 | 6.08x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $34.4M | $27.0M | $29.5M | $39.0M |
| EPS (diluted) | 3.07 | 2.43 | 2.66 | 3.53 |
| Operating cash flow | $37.8M | $26.0M | $36.9M | $41.2M |
| Long-term debt | $95.5M | $95.0M | $0 | $84.0K |
| Buybacks | $282.0K | $212.0K | $250.0K | $277.0K |
| Dividends paid | $16.3M | $15.8M | $15.4M | $14.8M |
SEC XBRL, fiscal years, as known on 2026-10-28
FNLC Stock Sonar score 5/7 axes
Find similar shapesCompareFNLC ranks highest on institutional and government (77th percentile) and profitability (69th), and lowest on financial health (20th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
FNLC filings, in plain words
Are First Bancorp insiders buying or selling FNLC?
In the 180 days to 2026-10-28, First Bancorp insiders were net sellers, a net $140.1K: $43.0K of purchases and $183.1K of sales reported on Form 4, by 1 buyer and 1 seller.
Read the full summary
In the 180 days to 2026-10-28, First Bancorp insiders were net sellers of FNLC, a net $140.1K across purchases and sales reported on Form 4 by 1 buyer and 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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