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FMFG · Farmers & Merchants Bancshares, Inc.
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FMFG Farmers & Merchants Bancshares (FMFG) Insider Trading, Ownership & Congress Trades

Banks · Savings institutions, not federally chartered · CIK 0001698022
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter

Farmers & Merchants Bancshares insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

No insider purchases or sales are on record for Farmers & Merchants Bancshares, Inc. in the period covered. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
BUY
2025-11-26 SECtraded 2025-11-25
750
$12.0K
+17.4%
Context
  • 3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on Jun 4, 2024.
  • -5.6% median (-5.6% mean) 90-day return after 2 previous buys.
  • The trade is 38.6% of the 1,941 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Director Miller Emily Bollinger bought about $12.0K of FMFG on Nov 25, 2025, the largest insider purchase at the company since 2024.
BUY
2024-12-18 SECtraded 2024-12-12
500
$7.6K
+36.2%
Context
  • 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Nov 15, 2023.
  • The trade is 19.5% of the 2,566 shares held after it.
  • 1 other insider bought within 30 days.
Insider activity: Director Cassell Roger D. bought about $7.6K of FMFG on Dec 12, 2024; 1 other insider bought within 30 days.
BUY
2024-11-21 SECtraded 2024-11-20
10,000
$146.5K
+39.6%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 27.5% of the 36,333 shares held after it.
  • 1 other insider bought within 30 days.
Insider activity: Director Hux Ronald W. bought about $146.5K of FMFG on Nov 20, 2024, the largest insider purchase at the company on our record; 1 other insider bought within 30 days.
Treasurer & CFO
BUY
2024-08-08 SEC
500
$8.0K
+33.3%
Context
  • 4 earlier Form 4 trades (code P or S) here by this insider (4 buys), the last on Aug 6, 2024.
  • -6.2% median (-4.6% mean) 90-day return after 3 previous buys.
  • The trade is 7.2% of the 6,922 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Treasurer & CFO Krebs Mark C. bought about $8.0K of FMFG on Aug 8, 2024.
Treasurer & CFO
BUY
2024-08-07 SECtraded 2024-08-06
500
$8.0K
+29.4%
Context
  • 3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on Aug 5, 2024.
  • -7.0% median (-7.0% mean) 90-day return after 2 previous buys.
  • The trade is 7.8% of the 6,422 shares held after it.
  • No other insider bought within 30 days.
Insider activity: Treasurer & CFO Krebs Mark C. bought about $8.0K of FMFG on Aug 6, 2024.
22 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Showing the latest few. to see 17 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
no share repurchases reported
Short interest
<0.1% of the float short (float per yahoo 2026-10-26) · 1.0 days to cover · settled 2026-09-30
below 94% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch FMFG

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+23.0%12M
+0%+11%+22%+33%2025-102025-122026-022026-042026-062026-082026-10 2025-11-25 · Miller Emily Bollinger bought $12.0K
Insider buy
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns FMFG: institutional holders (13F)

13F holdings, latest reported quarter
SEC 13F
No reported 13F holders

No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.

Congress trades in FMFG

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

FMFG planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return · Gary A. Harris
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$503.9K
$499.2K
$258.8K
-17%
n/a
2024
$462.5K
$468.4K
$250.7K
-1%
n/a
2023
$588.1K
$586.2K
$316.9K
-13%
n/a
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
Each figure here is a federal filing, dated the day it went public, so you can test what was knowable then.
Same sector, ranked by filing activity
Sector by SEC SIC code

FMFG financials

Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$7.4M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.18x
long-term debt only, 2026-06-30; equity 2026-06-30
Cash flow to debt
0.64x
TTM operating cash flow over long-term debt only, 2026-06-30
Return on equity
+11.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+0.8%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
8.64x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$61.4M
market value at close 2026-10-26 on 2026-08-11 shares, plus long-term debt only, 2026-06-30, minus cash 2018-09-30
FCF yield
+11.9%
TTM free cash flow over market value at close 2026-10-26
PEG, trailing
0.15x
P/E over trailing EPS growth of 58%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$5.8M$4.3M$6.4M$8.1M
EPS (diluted)1.811.372.082.66
Operating cash flow$6.0M$2.3M$5.9M$7.2M
Long-term debt$12.0M$11.3M$13.2M$15.1M
Dividends paid$1.3M$1.4M$1.2M$1.2M
SEC XBRL, fiscal years, as known on 2026-10-28

FMFG Stock Sonar score 3/7 axes

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FMFG ranks highest on risk and compliance (95th percentile) and financial health (60th), and lowest on profitability (43rd), among Banks peers.

Profitability
43
Inputs
  • Return on equity+11.1% · 58 pct, sector of 327
  • Return on assets+0.8% · 27 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
60
Inputs
  • Debt to equity0.18x · 57 pct, sector of 229
  • Cash flow to debt0.64x · 63 pct, sector of 198
Risk and compliance
95
Inputs
  • Short interest, % of float+0.0% · 95 pct, sector of 378
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
4 not measured: Growth, Insider conviction, Institutional and government, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • Insider conviction needs 1 of 2 inputs, 0 present: no Form 4 purchase or sale (code P or S) in 180 days; no insider trades in 180 days
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

3 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

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