FISI Financial Institutions (FISI) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0000862831
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
99
13F, latest reported quarter
Conversions, 180 days
1
Codes C/M, not in net · $0 priced
Financial Institutions insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for FINANCIAL INSTITUTIONS INC in the period covered. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on Dec 13, 2024.
- -1.1% median (+4.5% mean) 90-day return after 3 previous buys.
- The trade is 10.7% of the 6,159 shares held after it.
- No other insider bought within 30 days.
- 99 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer Plants William Jack II bought about $19.9K of FISI on Mar 12, 2026, the largest insider purchase at the company since 2024; 99 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on May 4, 2023.
- The trade is 25.0% of the 16,000 shares held after it.
- 14 other insiders bought within 30 days.
- 99 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Latella Robert N bought about $100.0K of FISI on Dec 13, 2024, the largest insider purchase at the company since 2023; 14 other insiders bought within 30 days and 99 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 800 shares held after it.
- 14 other insiders bought within 30 days.
- 99 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider BYERS SANDRA L bought about $20.0K of FISI on Dec 13, 2024, the largest insider purchase at the company since 2023; 14 other insiders bought within 30 days and 99 funds added in the latest 13F quarter.Context
- 4 earlier Form 4 trades (code P or S) here by this insider (4 buys), the last on May 3, 2023.
- +11.7% median (+11.7% mean) 90-day return after 2 previous buys.
- The trade is 56.7% of the 4,937 shares held after it.
- 14 other insiders bought within 30 days.
- 99 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer Plants William Jack II bought about $70.0K of FISI on Dec 13, 2024, the largest insider purchase at the company since 2023; 14 other insiders bought within 30 days and 99 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 2,000 shares held after it.
- 14 other insiders bought within 30 days.
- 99 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Risk Officer PACOS GARY A. bought about $50.0K of FISI on Dec 13, 2024, the largest insider purchase at the company since 2023; 14 other insiders bought within 30 days and 99 funds added in the latest 13F quarter.34 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
99 funds bought in last quarter
more than 51% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$6.2M repurchased, FY to 2026-06-30
below 52% of Banks
Short interest
4.3% of the float short (float per yahoo 2026-10-27) · 7.2 days to cover · settled 2026-10-15
more than 64% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch FISI
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+58.6%12M
Insider buy
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns FISI: institutional holders (13F)
13F holdings, latest reported quarter
1,816,102 sh
$70.8M
1,667,260 sh
$65.0M
1,002,481 sh
$39.1M
841,166 sh
$32.8M
834,969 sh
$32.5M
Congress trades in FISI
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
FISI planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
FISI mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
RMB Mendon Financial Services Fund
$3.9M position · as of 2026-06-30
1.5%
ProShares Russell 2000 Dividend Growers ETF
$7.4M position · as of 2026-05-31
1.1%
Victory Integrity Discovery Fund
$837.9K position · as of 2026-06-30
0.9%
Nationwide Bailard Small Cap Value Fund
$854.1K position · as of 2026-07-31
0.7%
PGIM Quant Solutions Small-Cap Value Fund
$2.5M position · as of 2026-07-31
0.6%
Royce Quant Small-Cap Quality Value ETF
$119.6K position · as of 2026-06-30
0.4%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$2.4M
$2.6M
$823.1K
+77%
+60%
2024
$1.4M
$1.4M
$531.0K
+48%
+46%
2023
$1.5M
$1.3M
$550.4K
+9%
+23%
2022
$1.5M
$1.4M
$591.6K
+17%
+23%
2021
$1.5M
$1.9M
$527.0K
+46%
+39%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows 99 funds added last quarter. Each figure is a federal filing, dated the day it went public.
FISI financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM FISI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM FISI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$56.2M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM FISI
| FY Dec 2025 | $13.3M |
| FY Dec 2024 | $72.2M |
| FY Dec 2023 | $7.9M |
| FY Dec 2022 | $125.2M |
| FY Dec 2021 | $63.6M |
| Jun 2026 | $21.8M |
| Mar 2026 | $23.0M |
| Dec 2025 | $19.3M |
| Sep 2025 | -$7.9M |
| Jun 2025 | -$7.3M |
| Mar 2025 | $9.2M |
| Dec 2024 | $26.6M |
| Sep 2024 | -$299.0K |
At each fiscal year end
Single quarter
Debt to equity
0.41x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity FISI
| FY Dec 2025 | 0.48x |
| FY Dec 2024 | 0.39x |
| FY Dec 2023 | 0.68x |
| FY Dec 2022 | 0.69x |
| FY Dec 2021 | 0.21x |
| Jun 2026 | 0.41x |
| Mar 2026 | 0.30x |
| Dec 2025 | 0.48x |
| Sep 2025 | 0.27x |
| Jun 2025 | 0.36x |
| Mar 2025 | 0.30x |
| Dec 2024 | 0.39x |
| Sep 2024 | 0.36x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.23x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt FISI
| FY Dec 2025 | 0.06x |
| FY Dec 2024 | 0.34x |
| FY Dec 2023 | 0.04x |
| FY Dec 2022 | 0.48x |
| FY Dec 2021 | 0.70x |
| Jun 2026 | 0.23x |
| Mar 2026 | 0.17x |
| Dec 2025 | 0.06x |
| Sep 2025 | 0.14x |
| Jun 2025 | 0.15x |
| Mar 2025 | 0.42x |
| Dec 2024 | 0.34x |
| Sep 2024 | 0.01x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+13.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity FISI
| FY Dec 2025 | +12.5% |
| FY Dec 2024 | -8.1% |
| FY Dec 2023 | +11.7% |
| FY Dec 2022 | +12.4% |
| FY Dec 2021 | +16.0% |
| Jun 2026 | +13.3% |
| Mar 2026 | +12.9% |
| Dec 2025 | +12.5% |
| Sep 2025 | -5.0% |
| Jun 2025 | -6.5% |
| Mar 2025 | -5.2% |
| Dec 2024 | -8.1% |
| Sep 2024 | +11.2% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets FISI
| FY Dec 2025 | +1.2% |
| FY Dec 2024 | -0.7% |
| FY Dec 2023 | +0.8% |
| FY Dec 2022 | +1.0% |
| FY Dec 2021 | +1.5% |
| Jun 2026 | +1.3% |
| Mar 2026 | +1.3% |
| Dec 2025 | +1.2% |
| Sep 2025 | -0.4% |
| Jun 2025 | -0.6% |
| Mar 2025 | -0.4% |
| Dec 2024 | -0.7% |
| Sep 2024 | +0.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital FISI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed FISI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
10.13x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing FISI
| FY Dec 2025 | 8.63x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 6.76x |
| FY Dec 2022 | 6.84x |
| FY Dec 2021 | 6.67x |
| Jun 2026 | 9.67x |
| Mar 2026 | 8.26x |
| Dec 2025 | 8.63x |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | 8.03x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$965.7M
market value at close 2026-10-26 on 2026-07-28 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
Enterprise value FISI
| FY Dec 2025 | $821.4M |
| FY Dec 2024 | $558.8M |
| FY Dec 2023 | $513.2M |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | $928.7M |
| Mar 2026 | $729.8M |
| Dec 2025 | $821.4M |
| Sep 2025 | $531.6M |
| Jun 2025 | $639.3M |
| Mar 2025 | $513.7M |
| Dec 2024 | $558.8M |
| Sep 2024 | $449.4M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+7.0%
TTM free cash flow over market value at close 2026-10-26
FCF yield FISI
| FY Dec 2025 | +2.1% |
| FY Dec 2024 | +17.1% |
| FY Dec 2023 | +2.4% |
| FY Dec 2022 | +33.5% |
| FY Dec 2021 | +12.6% |
| Jun 2026 | +7.3% |
| Mar 2026 | +4.4% |
| Dec 2025 | +2.1% |
| Sep 2025 | +3.8% |
| Jun 2025 | +5.5% |
| Mar 2025 | +14.0% |
| Dec 2024 | +17.1% |
| Sep 2024 | -0.9% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
prior-year trailing EPS was a loss, growth undefined
PEG, trailing FISI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.06x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $74.9M | -$41.6M | $50.3M | $56.6M |
| EPS (diluted) | 3.61 | -2.75 | 3.15 | 3.56 |
| Operating cash flow | $18.8M | $77.1M | $10.9M | $133.6M |
| Cash | $108.8M | $87.3M | $124.4M | n/a |
| Long-term debt | $193.7M | $124.8M | $124.5M | $74.2M |
| Buybacks | $11.4M | $426.0K | $571.0K | $15.3M |
| Dividends paid | $24.7M | $18.5M | $18.3M | $17.6M |
SEC XBRL, fiscal years, as known on 2026-10-28
FISI Stock Sonar score 4/7 axes
Find similar shapesCompareFISI ranks highest on profitability (76th percentile) and institutional and government (51st), and lowest on financial health (34th), among Banks peers.
4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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