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FCNCA · First Citizens Bancshares Inc /De/
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FCNCA First Citizens Bancshares (FCNCA) Insider Trading, Ownership & Congress Trades

Banks · State commercial banks · CIK 0000798941
C-suite buying · 1Congress · 1Form 144 · 2
Funds added, last quarter
265
13F, latest reported quarter

What the filings say about FCNCA

Insiders, 180 days
-$2.9M net sold
2 buyers · 3 sellers · 0% of sales under a 10b5-1 plan
Congress, 1 year
1 bought · 1 sold
Latest: sale, 2026-04-14
Planned sales (Form 144), 90 days
$3.8M
2 notices

First Citizens Bancshares insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, FIRST CITIZENS BANCSHARES INC /DE/ insiders sold a net $2.9M of stock across 178 Form 4 purchases and sales, with 2 insiders buying. Source: SEC Form 4 filings, as of 2026-10-27.

Insider
Filed
Shares
Value
Since filing
SELL
2026-09-17 SECtraded 2026-09-15
2,000
$39.2K
+12.5%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on Aug 7, 2025.
  • +12.6% median (+6.7% mean) 90-day return after 5 previous buys.
  • The trade is 10.0% of the 20,000 shares held after it.
  • No other insider sold within 30 days.
  • 265 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Holding Olivia Britton sold about $39.2K of FCNCA on Sep 15, 2026; 265 funds added in the latest 13F quarter.
SELL
2026-09-17 SECtraded 2026-09-15
5,000
$97.5K
+12.5%
Context
  • 5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on Aug 7, 2025.
  • +12.6% median (+6.7% mean) 90-day return after 5 previous buys.
  • The trade is 33.3% of the 15,000 shares held after it.
  • No other insider sold within 30 days.
  • 265 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Insider Holding Olivia Britton sold about $97.5K of FCNCA on Sep 15, 2026; 265 funds added in the latest 13F quarter.
BUY
2026-08-20 SECtraded 2026-08-19
46
$99.7K
+8.9%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 47.9% of the 96 shares held after it.
  • No other insider bought within 30 days.
  • 265 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Morais Diane E. bought about $99.7K of FCNCA on Aug 19, 2026; 265 funds added in the latest 13F quarter.
BUY
2026-08-20 SECtraded 2026-08-19
4
$8.7K
+8.9%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 4.0% of the 100 shares held after it.
  • No other insider bought within 30 days.
  • 265 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Morais Diane E. bought about $8.7K of FCNCA on Aug 19, 2026; 265 funds added in the latest 13F quarter.
Chairman and CEO
BUY
2026-06-08 SECtraded 2026-06-05
2
$4.0K
+13.1%
Context
  • 62 earlier Form 4 trades (code P or S) here by this insider (60 buys, 2 sales), the last on Jun 4, 2026.
  • +16.2% median (+21.9% mean) 90-day return after 20 previous buys.
  • The trade is 0.0% of the 64,437 shares held after it.
  • No other insider bought within 30 days.
  • 265 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chairman and CEO HOLDING FRANK B JR bought about $4.0K of FCNCA on Jun 5, 2026; 265 funds added in the latest 13F quarter.
178 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Showing the latest few. to see 173 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$2.9M over 180 days
-$28.3K over 90 days · +$2.2M of it by a 10%+ holder
below 85% of Banks
Congress
1 member bought in the last year
the lowest in Banks
Funds
265 funds bought in last quarter
more than 87% of Banks
Revenue
-2.2% year over year
below 83% of Banks
Margin
23.1% net margin
below 85% of Banks
Buybacks
$1.5B repurchased, FY to 2026-06-30
more than 97% of Banks
Short interest
5.9% of the float short (float per yahoo 2026-10-26) · 6.9 days to cover · settled 2026-09-30
The situation: each line is one rule over one dataset
Consumer complaints are up 68% year over year.
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch FCNCA

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+36.8%12M
+0%+12%+25%+37%2025-102025-122026-022026-042026-062026-082026-10 2026-05-12 · HOLDING FRANK B JR sold $10.3M2026-05-12 · HOLDING FRANK B JR bought $10.3M2026-06-04 · Alemany Ellen R sold $2.3M2026-06-04 · Alemany Ellen R sold $1.2M2026-06-04 · Alemany Ellen R sold $935.2K2026-06-04 · Alemany Ellen R sold $372.1K2025-11-13 · Alemany Ellen R bought $300.0K2026-06-05 · HOLDING FRANK B JR bought $276.0K2026-06-05 · HOLDING FRANK B JR bought $210.7K2026-03-13 · HOLDING FRANK B JR bought $207.7K2025-11-26 · HOLDING FRANK B JR bought $203.7K2026-06-04 · Alemany Ellen R sold $189.1K2026-06-05 · HOLDING FRANK B JR bought $172.8K2026-03-19 · HOLDING FRANK B JR bought $142.6K2026-06-05 · HOLDING FRANK B JR bought $111.6K2026-06-05 · HOLDING FRANK B JR bought $109.7K2026-08-19 · Morais Diane E. bought $99.7K2026-09-15 · Holding Olivia Britton sold $97.5K2026-06-05 · HOLDING FRANK B JR bought $96.3K2026-06-05 · HOLDING FRANK B JR bought $91.8K2026-06-05 · HOLDING FRANK B JR bought $87.2K2026-06-05 · HOLDING FRANK B JR bought $84.7K2026-06-04 · HOLDING FRANK B JR bought $80.1K2026-06-05 · HOLDING FRANK B JR bought $76.0K2026-06-04 · Alemany Ellen R sold $75.9K2026-06-05 · HOLDING FRANK B JR bought $70.2K2026-06-04 · HOLDING FRANK B JR bought $60.6K2026-06-04 · HOLDING FRANK B JR bought $53.6K2026-06-05 · HOLDING FRANK B JR bought $51.9K2026-06-05 · HOLDING FRANK B JR bought $51.7K2026-06-05 · HOLDING FRANK B JR bought $48.8K2026-06-05 · HOLDING FRANK B JR bought $46.7K2026-06-04 · HOLDING FRANK B JR bought $45.1K2026-06-04 · HOLDING FRANK B JR bought $44.9K2026-06-05 · HOLDING FRANK B JR bought $40.3K2026-09-15 · Holding Olivia Britton sold $39.2K2026-06-05 · HOLDING FRANK B JR bought $38.9K2026-06-04 · HOLDING FRANK B JR bought $35.6K2026-06-05 · HOLDING FRANK B JR bought $27.1K2026-06-05 · HOLDING FRANK B JR bought $26.7K2026-06-04 · HOLDING FRANK B JR bought $26.6K2026-06-04 · HOLDING FRANK B JR bought $26.5K2026-09-15 · Holding Properties, LLC filed to sell $426.8K2026-08-17 · The Robert P. Holding Foundation, Inc. filed to sell $3.4M
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns FCNCA: institutional holders (13F)

13F holdings, latest reported quarter
$1.9B
859,143 sh
$1.8B
404,215 sh
$841.1M

Congress trades in FCNCA

STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2026-04-14 · disclosed 38 days later
$1,001 - $15,000
Sold 2026-03-26 · disclosed 18 days later
$1,001 - $15,000
Bought 2026-02-05 · disclosed 41 days later
$1,001 - $15,000
Bought 2025-04-11 · disclosed 34 days later
$1,001 - $15,000
Bought 2025-04-10 · disclosed 35 days later
$1,001 - $15,000

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

FCNCA planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
Holding Properties, LLC
Filed 2026-09-15
$426.8K
The Robert P. Holding Foundation, Inc.
Filed 2026-08-17
$3.4M

FCNCA mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Oakmark Select Fund
$532.7M position · as of 2026-06-30
6.4%
Huber Mid Cap Value Fund
$765.3K position · as of 2026-07-31
6.0%
Blue Chip Investor Fund
$2.1M position · as of 2026-06-30
4.5%
FULLERTHALER BEHAVIORAL UNCONSTRAINED EQUITY
$41.1M position · as of 2026-06-30
4.3%
Reinhart Genesis PMV Fund
$29.9M position · as of 2026-05-31
4.2%
The Gabelli Global Financial Services Fund
$5.2M position · as of 2026-06-30
3.6%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Corporate PAC
The company's PAC: committee totals only, never individual donors (FEC).
First Citizens Bancshares Inc Political Action Committee (First Citizens Bancshares Pac)
Cycle 2026 · $25K spent
$32.3K
Federal Election Commission, matched by the PAC's connected organisation
Executive pay vs shareholder return · Frank B. Holding, Jr.
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$10.2M
$9.8M
$5.3M
+278%
+96%
2024
$11.0M
$10.9M
$5.6M
+271%
+48%
2023
$10.0M
$9.6M
$5.2M
+148%
+8%
2022
$8.0M
$8.1M
$6.5M
+33%
+9%
2021
$5.6M
$5.6M
$2.9M
+45%
+38%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $2.9M sold by insiders over 180 days, 265 funds added last quarter, 1 House member(s) bought in 12 months, disclosed weeks after the trade, $3.8M in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Same sector, ranked by filing activity
Sector by SEC SIC code

FCNCA financials

Revenue growth
-2.2%
XBRL, annual
Net margin
23.1%
Complaints, 90 days
79
+68.1% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$9.6B
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
+24.5%
net income over revenue, 2025-07-01 to 2026-06-30
Free cash flow, TTM
$2.5B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
1.47x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Cash flow to debt
0.10x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Return on equity
+10.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+1.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
12.72x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
n/a
no share count filed
FCF yield
n/a
no share count filed
PEG, trailing
1.24x
P/E over trailing EPS growth of 10%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Revenue$9.5B$9.8B$18.8B$5.1B
Net income$2.2B$2.8B$11.5B$1.1B
EPS (diluted)165.24189.41784.5167.40
Operating cash flow$2.9B$3.0B$2.7B$2.8B
Long-term debt$35.8B$36.7B$37.2B$4.5B
Buybacks$3.0B$1.6B$0$1.2B
Dividends paid$161.0M$158.0M$117.0M$83.0M
SEC XBRL, fiscal years, as known on 2026-10-27

FCNCA Stock Sonar score 6/7 axes

Find similar shapesCompare

FCNCA ranks highest on institutional and government (62nd percentile) and profitability (46th), and lowest on financial health (8th), among Banks peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
46
Inputs
  • Return on equity+10.7% · 52 pct, sector of 327
  • Return on assets+1.0% · 41 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
8
Inputs
  • Debt to equity1.47x · 4 pct, sector of 229
  • Cash flow to debt0.10x · 12 pct, sector of 198
Growth
17
Inputs
  • Revenue growth, YoY-2.2% · 17 pct, sector of 151
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
44
Inputs
  • Net Form 4 buying (codes P and S), 180d-$2.9M · 15 pct, sector of 274
  • Insider buyers, 180d2 · 72 pct, sector of 274
Institutional and government
62
Inputs
  • Funds adding, latest quarter265 · 87 pct, sector of 257
  • Congress net buyers, 365d0 · 38 pct, sector of 33
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
18
Inputs
  • Short interest, % of float+5.9% · 20 pct, sector of 378
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+24.2% · 17 pct, sector of 127
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

FCNCA filings, in plain words

Are First Citizens Bancshares insiders buying or selling FCNCA?

In the 180 days to 2026-10-27, First Citizens Bancshares insiders were net sellers, a net $2.9M: $12.7M of purchases and $15.6M of sales reported on Form 4, by 2 buyers and 3 sellers.

Have members of Congress traded FCNCA?

Yes. In the year to 2026-10-27, 1 House member disclosed buying FCNCA and 1 House member disclosed selling it; the latest on record is a sale by Thomas H. Kean dated 2026-04-14.

Are there planned insider sales of FCNCA?

Yes. 2 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-27, covering $3.8M of stock; the latest, by Holding Properties, LLC, was filed 2026-09-15.

Read the full summary

In the 180 days to 2026-10-27, First Citizens Bancshares insiders were net sellers of FCNCA, a net $2.9M across purchases and sales reported on Form 4 by 2 buyers and 3 sellers. Most of that figure, $2.2M, came from a holder of 10% or more rather than an officer or director. None of the 11 insider sales was flagged as made under a Rule 10b5-1 plan. In the year to 2026-10-27, 1 member of Congress disclosed buying FCNCA and 1 member disclosed selling it; the latest on record is a sale by Thomas H. Kean dated 2026-04-14. Insiders filed 2 Form 144 notices of intent to sell in the 90 days to 2026-10-27, covering $3.8M of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.

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