FCAP First Capital (FCAP) Insider Trading, Ownership & Congress Trades
Banks · Savings institution, federally chartered · CIK 0001070296
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
33
13F, latest reported quarter
First Capital insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for FIRST CAPITAL INC in the period covered. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 27.8% of the 3,498 shares held after it.
- 2 other insiders bought within 30 days.
- 33 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director ERNSTBERGER KATHY bought about $39.9K of FCAP on Aug 29, 2025, the largest insider purchase at the company since 2022; 2 other insiders bought within 30 days and 33 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 buys), the last on Feb 28, 2024.
- +14.7% median (+14.7% mean) 90-day return after 2 previous buys.
- The trade is 9.1% of the 2,195 shares held after it.
- 2 other insiders bought within 30 days.
- 33 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CHIEF FINANCIAL OFFICER Stevens Joshua Paul bought about $7.5K of FCAP on Aug 15, 2025, the largest insider purchase at the company since 2024; 2 other insiders bought within 30 days and 33 funds added in the latest 13F quarter.Context
- 7 earlier Form 4 trades (code P or S) here by this insider (4 buys, 3 sales), the last on May 4, 2023.
- -8.1% median (+6.6% mean) 90-day return after 4 previous buys.
- The trade is 16.7% of the 1,200 shares held after it.
- 2 other insiders bought within 30 days.
- 33 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CHIEF EXECUTIVE OFFICER FREDERICK CHRIS bought about $7.7K of FCAP on Aug 15, 2025, the largest insider purchase at the company since 2024; 2 other insiders bought within 30 days and 33 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 2.5% of the 2,414 shares held after it.
- No other insider bought within 30 days.
- 33 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Kraft Pamela G bought about $2.7K of FCAP on May 1, 2025; 33 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 5.5% of the 2,554 shares held after it.
- No other insider bought within 30 days.
- 33 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Kraft Pamela G bought about $6.2K of FCAP on May 1, 2025; 33 funds added in the latest 13F quarter.49 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
33 funds bought in last quarter
below 87% of Banks
Revenue
+1.6% year over year
below 72% of Banks
Margin
228.3% net margin
more than 59% of Banks
Buybacks
$16.0K repurchased, FY to 2026-06-30
below 99% of Banks
Short interest
4.9% of the float short (float per yahoo 2026-10-26) · 5.6 days to cover · settled 2026-09-30
more than 75% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch FCAP
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+52.9%12M
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns FCAP: institutional holders (13F)
13F holdings, latest reported quarter
198,569 sh
$12.8M
142,858 sh
$9.2M
84,643 sh
$5.5M
49,947 sh
$3.2M
46,960 sh
$3.0M
Congress trades in FCAP
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
FCAP planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
FCAP mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Ultra-Small Company Fund
$90.5K position · as of 2026-06-30
0.1%
Omni Small-Cap Value Fund
$971.9K position · as of 2026-06-30
0.1%
EA Bridgeway Omni Small-Cap Value ETF
$1.3M position · as of 2026-06-30
0.1%
iShares Micro-Cap ETF
$722.6K position · as of 2026-06-30
0.0%
GuideMark Small/Mid Cap Core Fund
$30.4K position · as of 2026-06-30
0.0%
Small Company Value Portfolio
$6.5K position · as of 2026-06-30
0.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · William W. Harrod
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2023
$375.7K
$376.8K
$239.4K
-49%
n/a
2022
$341.7K
$314.1K
$202.6K
-56%
n/a
2021
$335.1K
$285.1K
$189.5K
-31%
n/a
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows 33 funds added last quarter. Each figure is a federal filing, dated the day it went public.
FCAP financials
Revenue growth
+1.6%
XBRL, annual
Net margin
228.3%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$7.3M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM FCAP
| FY Dec 2025 | $7.2M |
| FY Dec 2024 | $7.1M |
| FY Dec 2023 | $7.0M |
| FY Dec 2022 | $7.1M |
| FY Dec 2021 | $6.4M |
| Jun 2026 | $1.9M |
| Mar 2026 | $1.7M |
| Dec 2025 | $1.9M |
| Sep 2025 | $1.9M |
| Jun 2025 | $1.8M |
| Mar 2025 | $1.7M |
| Dec 2024 | $1.8M |
| Sep 2024 | $1.8M |
At each fiscal year end
Single quarter
Net margin, TTM
+252.8%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM FCAP
| FY Dec 2025 | +228.3% |
| FY Dec 2024 | +169.1% |
| FY Dec 2023 | +182.5% |
| FY Dec 2022 | +166.6% |
| FY Dec 2021 | +177.2% |
| Jun 2026 | +255.6% |
| Mar 2026 | +251.5% |
| Dec 2025 | +263.6% |
| Sep 2025 | +240.6% |
| Jun 2025 | +212.0% |
| Mar 2025 | +192.9% |
| Dec 2024 | +182.1% |
| Sep 2024 | +160.3% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$21.7M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM FCAP
| FY Dec 2025 | $19.9M |
| FY Dec 2024 | $21.6M |
| FY Dec 2023 | $13.5M |
| FY Dec 2022 | $16.1M |
| FY Dec 2021 | $21.3M |
| Jun 2026 | $3.5M |
| Mar 2026 | $5.9M |
| Dec 2025 | $4.5M |
| Sep 2025 | $7.8M |
| Jun 2025 | $3.5M |
| Mar 2025 | $4.2M |
| Dec 2024 | $3.7M |
| Sep 2024 | $7.5M |
At each fiscal year end
Single quarter
Debt to equity
0.00x
current debt only, 2026-06-30; equity 2026-06-30
Debt to equity FCAP
| FY Dec 2025 | 0.00x |
| FY Dec 2024 | 0.00x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | 0.00x |
| Mar 2026 | 0.00x |
| Dec 2025 | 0.00x |
| Sep 2025 | 0.00x |
| Jun 2025 | 0.00x |
| Mar 2025 | 0.00x |
| Dec 2024 | 0.00x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt to cover
Cash flow to debt FCAP
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+13.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity FCAP
| FY Dec 2025 | +13.0% |
| FY Dec 2024 | +10.9% |
| FY Dec 2023 | +13.4% |
| FY Dec 2022 | +12.0% |
| FY Dec 2021 | +10.2% |
| Jun 2026 | +13.9% |
| Mar 2026 | +13.5% |
| Dec 2025 | +13.0% |
| Sep 2025 | +11.8% |
| Jun 2025 | +11.4% |
| Mar 2025 | +10.8% |
| Dec 2024 | +10.9% |
| Sep 2024 | +11.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.5%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets FCAP
| FY Dec 2025 | +1.3% |
| FY Dec 2024 | +1.0% |
| FY Dec 2023 | +1.1% |
| FY Dec 2022 | +1.0% |
| FY Dec 2021 | +1.1% |
| Jun 2026 | +1.5% |
| Mar 2026 | +1.4% |
| Dec 2025 | +1.3% |
| Sep 2025 | +1.2% |
| Jun 2025 | +1.1% |
| Mar 2025 | +1.0% |
| Dec 2024 | +1.0% |
| Sep 2024 | +1.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
tax provision or pre-tax income not filed for the four quarters
Return on invested capital FCAP
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
assets or current liabilities not filed
Return on capital employed FCAP
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
11.46x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing FCAP
| FY Dec 2025 | 12.08x |
| FY Dec 2024 | 9.03x |
| FY Dec 2023 | 7.28x |
| FY Dec 2022 | 7.01x |
| FY Dec 2021 | 11.88x |
| Jun 2026 | 11.69x |
| Mar 2026 | 9.49x |
| Dec 2025 | 12.08x |
| Sep 2025 | 10.39x |
| Jun 2025 | 10.48x |
| Mar 2025 | 10.42x |
| Dec 2024 | 9.03x |
| Sep 2024 | 9.90x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no cash line filed
Enterprise value FCAP
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+10.2%
TTM free cash flow over market value at close 2026-10-23
FCF yield FCAP
| FY Dec 2025 | +10.1% |
| FY Dec 2024 | +20.0% |
| FY Dec 2023 | +14.5% |
| FY Dec 2022 | +19.2% |
| FY Dec 2021 | +15.6% |
| Jun 2026 | +10.0% |
| Mar 2026 | +13.0% |
| Dec 2025 | +10.1% |
| Sep 2025 | +12.5% |
| Jun 2025 | +13.6% |
| Mar 2025 | +14.6% |
| Dec 2024 | +20.0% |
| Sep 2024 | +15.9% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.28x
P/E over trailing EPS growth of 40%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing FCAP
| FY Dec 2025 | 0.32x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 0.92x |
| FY Dec 2022 | 1.71x |
| FY Dec 2021 | 0.92x |
| Jun 2026 | 0.29x |
| Mar 2026 | 0.22x |
| Dec 2025 | 0.32x |
| Sep 2025 | 0.42x |
| Jun 2025 | 1.11x |
| Mar 2025 | 4.13x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $7.2M | $7.1M | $7.0M | $7.1M |
| Operating income | n/a | $14.2M | $15.1M | $14.2M |
| Net income | $16.4M | $11.9M | $12.8M | $11.9M |
| EPS (diluted) | 4.89 | 3.57 | 3.82 | 3.55 |
| Operating cash flow | $21.3M | $22.3M | $14.2M | $16.5M |
| Buybacks | $578.0K | $41.0K | $502.0K | $0 |
| Dividends paid | $4.0M | $3.8M | $3.6M | $3.5M |
SEC XBRL, fiscal years, as known on 2026-10-27
FCAP Stock Sonar score 5/7 axes
Find similar shapesCompareFCAP ranks highest on financial health (99th percentile) and profitability (81st), and lowest on institutional and government (13th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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