FBNC First Bancorp (FBNC) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0000811589
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
What the filings say about FBNC
Insiders, 180 days
-$4.0M net sold
1 buyer · 2 sellers · 0% of sales under a 10b5-1 plan
First Bancorp insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, FIRST BANCORP /NC/ insiders sold a net $4.0M of stock across 52 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 3 earlier Form 4 trades (code P or S) here by this insider (2 buys, 1 sale), the last on Sep 28, 2026.
- +18.9% median (+18.9% mean) 90-day return after 2 previous buys.
- The trade is 8.9% of the 82,863 shares held after it.
- No other insider sold within 30 days.
Insider activity: Chief Executive Officer MOORE RICHARD H sold about $456.5K of FBNC on Sep 29, 2026.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 buys), the last on Sep 25, 2023.
- +18.9% median (+18.9% mean) 90-day return after 2 previous buys.
- The trade is 17.7% of the 90,206 shares held after it.
- No other insider sold within 30 days.
Insider activity: Chief Executive Officer MOORE RICHARD H sold about $1.0M of FBNC on Sep 28, 2026.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 21.1% of the 1,094 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Nevin Katharine Caldwell bought about $14.8K of FBNC on Sep 11, 2026, the largest insider purchase at the company since 2025.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (1 buy, 1 sale), the last on May 12, 2025.
- The trade is 106.8% of the 41,491 shares held after it.
- No other insider sold within 30 days.
Insider activity: Director Mayer Michael Goodwin sold about $2.6M of FBNC on May 20, 2026, the largest insider sale at the company on our record.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Aug 15, 2025.
- The trade is 7.4% of the 60,700 shares held after it.
- 1 other insider sold within 30 days.
Insider activity: Director CRAWFORD JAMES C III sold about $272.6K of FBNC on Feb 4, 2026; 1 other insider sold within 30 days.52 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$4.0M over 180 days
-$1.5M over 90 days
below 87% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
-3.6% year over year
below 87% of Banks
Margin
164.2% net margin
below 51% of Banks
Buybacks
$7.3M repurchased, FY to 2026-06-30
more than 52% of Banks
Short interest
5.7% of the float short (float per yahoo 2026-10-26) · 7.9 days to cover · settled 2026-09-30
more than 83% of Banks
What changed in the last 30 days
Sep 30Chief Executive Officer MOORE RICHARD H sold $1.5M (2 trades, Sep 28 to Sep 29)
Watch FBNC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+39.4%12M
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns FBNC: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in FBNC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
FBNC planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$1.6M
$1.8M
$1.1M
+68%
+111%
2024
$1.3M
$1.6M
$1.1M
+42%
+65%
2023
$1.3M
$1.1M
$1.1M
+17%
+23%
2022
$1.5M
$1.5M
$1.3M
+32%
+13%
2021
$1.5M
$1.9M
$1.2M
+38%
+36%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $4.0M sold by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
FBNC financials
Revenue growth
-3.6%
XBRL, annual
Net margin
164.2%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM FBNC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM FBNC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$227.0M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM FBNC
| FY Dec 2025 | $198.9M |
| FY Dec 2024 | $172.1M |
| FY Dec 2023 | $127.0M |
| FY Dec 2022 | $225.4M |
| FY Dec 2021 | $132.9M |
| Jun 2026 | $65.5M |
| Mar 2026 | $59.3M |
| Dec 2025 | $54.0M |
| Sep 2025 | $48.2M |
| Jun 2025 | $44.3M |
| Mar 2025 | $52.4M |
| Dec 2024 | $68.2M |
| Sep 2024 | $38.0M |
At each fiscal year end
Single quarter
Debt to equity
0.04x
long-term 2026-06-30 plus current 2025-12-31 (6 months older than the period end); equity 2026-06-30
Debt to equity FBNC
| FY Dec 2025 | 0.05x |
| FY Dec 2024 | 0.06x |
| FY Dec 2023 | 0.84x |
| FY Dec 2022 | 0.49x |
| FY Dec 2021 | 0.05x |
| Jun 2026 | 0.04x |
| Mar 2026 | 0.04x |
| Dec 2025 | 0.05x |
| Sep 2025 | 0.06x |
| Jun 2025 | 0.06x |
| Mar 2025 | 0.06x |
| Dec 2024 | 0.06x |
| Sep 2024 | 0.42x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
3.11x
TTM operating cash flow over long-term 2026-06-30 plus current 2025-12-31 (6 months older than the period end)
Cash flow to debt FBNC
| FY Dec 2025 | 2.72x |
| FY Dec 2024 | 1.90x |
| FY Dec 2023 | 0.11x |
| FY Dec 2022 | 0.45x |
| FY Dec 2021 | 2.11x |
| Jun 2026 | 3.11x |
| Mar 2026 | 2.84x |
| Dec 2025 | 2.72x |
| Sep 2025 | 2.34x |
| Jun 2025 | 2.23x |
| Mar 2025 | 2.69x |
| Dec 2024 | 1.90x |
| Sep 2024 | 0.23x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+8.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity FBNC
| FY Dec 2025 | +7.2% |
| FY Dec 2024 | +5.4% |
| FY Dec 2023 | +8.7% |
| FY Dec 2022 | +13.0% |
| FY Dec 2021 | +9.0% |
| Jun 2026 | +8.1% |
| Mar 2026 | +7.6% |
| Dec 2025 | +7.2% |
| Sep 2025 | +6.4% |
| Jun 2025 | +6.6% |
| Mar 2025 | +6.1% |
| Dec 2024 | +5.4% |
| Sep 2024 | +7.5% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets FBNC
| FY Dec 2025 | +0.9% |
| FY Dec 2024 | +0.6% |
| FY Dec 2023 | +0.9% |
| FY Dec 2022 | +1.4% |
| FY Dec 2021 | +1.1% |
| Jun 2026 | +1.0% |
| Mar 2026 | +1.0% |
| Dec 2025 | +0.9% |
| Sep 2025 | +0.8% |
| Jun 2025 | +0.8% |
| Mar 2025 | +0.7% |
| Dec 2024 | +0.6% |
| Sep 2024 | +0.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital FBNC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed FBNC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
20.38x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing FBNC
| FY Dec 2025 | 18.95x |
| FY Dec 2024 | 23.90x |
| FY Dec 2023 | 14.63x |
| FY Dec 2022 | 10.40x |
| FY Dec 2021 | 14.33x |
| Jun 2026 | 19.85x |
| Mar 2026 | 19.23x |
| Dec 2025 | 18.95x |
| Sep 2025 | 22.22x |
| Jun 2025 | 18.84x |
| Mar 2025 | 19.02x |
| Dec 2024 | 23.90x |
| Sep 2024 | 16.77x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$2.3B
market value at close 2026-10-26 on 2026-07-31 shares, plus long-term 2026-06-30 plus current 2025-12-31 (6 months older than the period end), minus cash 2019-03-31
Enterprise value FBNC
| FY Dec 2025 | $1.7B |
| FY Dec 2024 | $1.5B |
| FY Dec 2023 | $2.2B |
| FY Dec 2022 | $1.6B |
| FY Dec 2021 | $1.2B |
| Jun 2026 | $2.3B |
| Mar 2026 | $2.0B |
| Dec 2025 | $1.7B |
| Sep 2025 | $1.8B |
| Jun 2025 | $1.5B |
| Mar 2025 | $1.3B |
| Dec 2024 | $1.5B |
| Sep 2024 | $1.9B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+8.4%
TTM free cash flow over market value at close 2026-10-26
FCF yield FBNC
| FY Dec 2025 | +9.4% |
| FY Dec 2024 | +9.5% |
| FY Dec 2023 | +8.3% |
| FY Dec 2022 | +14.7% |
| FY Dec 2021 | +8.2% |
| Jun 2026 | +8.6% |
| Mar 2026 | +8.8% |
| Dec 2025 | +9.4% |
| Sep 2025 | +9.7% |
| Jun 2025 | +11.1% |
| Mar 2025 | +14.8% |
| Dec 2024 | +9.5% |
| Sep 2024 | +8.2% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.54x
P/E over trailing EPS growth of 38%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing FBNC
| FY Dec 2025 | 0.42x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 0.36x |
| FY Dec 2021 | 1.06x |
| Jun 2026 | 0.53x |
| Mar 2026 | 0.49x |
| Dec 2025 | 0.42x |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $67.6M | $70.1M | $32.8M | $17.4M |
| Net income | $111.0M | $76.2M | $104.1M | $146.9M |
| EPS (diluted) | 2.68 | 1.84 | 2.53 | 4.12 |
| Operating cash flow | $203.1M | $174.8M | $131.4M | $230.7M |
| Long-term debt | $74.6M | $91.9M | $630.2M | $287.5M |
| Buybacks | $991.0K | $0 | $0 | $0 |
| Dividends paid | $37.3M | $36.2M | $34.9M | $30.7M |
SEC XBRL, fiscal years, as known on 2026-10-28
FBNC Stock Sonar score 5/7 axes
Find similar shapesCompareFBNC ranks highest on financial health (84th percentile) and risk and compliance (39th), and lowest on growth (13th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
FBNC filings, in plain words
Are First Bancorp insiders buying or selling FBNC?
In the 180 days to 2026-10-28, First Bancorp insiders were net sellers, a net $4.0M: $14.8K of purchases and $4.1M of sales reported on Form 4, by 1 buyer and 2 sellers.
Read the full summary
In the 180 days to 2026-10-28, First Bancorp insiders were net sellers of FBNC, a net $4.0M across purchases and sales reported on Form 4 by 1 buyer and 2 sellers. Sales outweighed purchases more than tenfold by value. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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