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EMYB · Embassy Bancorp, Inc.
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EMYB Embassy Bancorp (EMYB) Insider Trading, Ownership & Congress Trades

Banks · State commercial banks · CIK 0001449794
Cluster · 6 insidersC-suite buying · 4
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter

What the filings say about EMYB

Insiders, 180 days
+$44.9K net bought
6 buyers · 1 seller · 0% of sales under a 10b5-1 plan

Embassy Bancorp insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Embassy Bancorp, Inc. insiders bought a net $44.9K of stock across 112 Form 4 purchases and sales, with 6 insiders buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
SELL
2026-09-24 SECtraded 2026-09-23
300
$6.5K
-5.2%
Context
  • 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Sep 22, 2026.
  • The trade is 6.9% of the 4,353 shares held after it.
  • No other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Boyer Geoffrey F sold about $6.5K of EMYB on Sep 23, 2026.
SELL
2026-09-24 SECtraded 2026-09-23
800
$17.3K
-5.2%
Context
  • 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Sep 22, 2026.
  • The trade is 22.5% of the 3,553 shares held after it.
  • No other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Boyer Geoffrey F sold about $17.3K of EMYB on Sep 23, 2026.
SELL
2026-09-24 SECtraded 2026-09-22
1,100
$24.1K
-5.2%
Context
  • First Form 4 purchase or sale (code P or S) here by this insider on our record.
  • The trade is 23.6% of the 4,653 shares held after it.
  • No other insider sold within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Boyer Geoffrey F sold about $24.1K of EMYB on Sep 22, 2026, the largest insider sale at the company since 2025.
Chairman, President and CEO
BUY
2026-08-31 SECtraded 2026-08-28
100
$2.2K
-6.1%
Context
  • 70 earlier Form 4 trades (code P or S) here by this insider (70 buys), the last on Aug 18, 2026.
  • +7.6% median (+8.4% mean) 90-day return after 29 previous buys.
  • The trade is 0.2% of the 55,400 shares held after it.
  • No other insider bought within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Chairman, President and CEO Lobach David M Jr bought about $2.2K of EMYB on Aug 28, 2026.
Chairman, President and CEO
BUY
2026-08-19 SECtraded 2026-08-18
500
$11.2K
-6.5%
Context
  • 68 earlier Form 4 trades (code P or S) here by this insider (68 buys), the last on Jun 15, 2026.
  • +7.4% median (+8.2% mean) 90-day return after 30 previous buys.
  • The trade is 0.1% of the 374,531 shares held after it.
  • No other insider bought within 30 days.
  • No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Chairman, President and CEO Lobach David M Jr bought about $11.2K of EMYB on Aug 18, 2026.
112 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Showing the latest few. to see 107 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net +$44.9K over 180 days
-$23.5K over 90 days
more than 79% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$11.0K repurchased, FY to 2025-12-31
the lowest in Banks
Short interest
<0.1% of the float short (float per yahoo 2026-10-27) · 1.0 days to cover · settled 2026-10-15
below 95% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days

Watch EMYB

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The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+25.0%12M
+0%+12%+23%+35%2025-102025-122026-022026-042026-062026-082026-10 2026-09-22 · Boyer Geoffrey F sold $24.1K2026-06-15 · Macy Michael B bought $21.4K2026-03-19 · Lesavoy Bernard M bought $19.6K2026-09-23 · Boyer Geoffrey F sold $17.3K2026-03-19 · Lesavoy Bernard M bought $14.8K2026-08-18 · Lobach David M Jr bought $11.2K2026-08-18 · Lobach David M Jr bought $11.1K2026-06-15 · Yurconic John T bought $10.7K2026-06-15 · Lobach David M Jr bought $10.7K2026-06-08 · Lobach David M Jr bought $8.4K2026-06-15 · Neel Lynne Marie bought $7.5K2026-09-23 · Boyer Geoffrey F sold $6.5K2026-03-19 · Lobach David M Jr bought $5.9K2026-03-19 · Lobach David M Jr bought $4.0K2026-03-19 · Lobach David M Jr bought $3.0K2026-08-28 · Lobach David M Jr bought $2.2K2026-05-18 · Lobach David M Jr bought $2.2K2026-06-15 · Lesavoy Bernard M bought $2.1K2026-06-08 · Lobach David M Jr bought $2.1K2026-06-04 · Lobach David M Jr bought $2.1K2026-03-19 · Lobach David M Jr bought $2.0K2026-03-19 · Lobach David M Jr bought $2.0K2026-03-23 · Lobach David M Jr bought $2.0K2026-03-23 · Lobach David M Jr bought $2.0K2026-06-15 · Skumin Jeffrey C. bought $1.1K
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns EMYB: institutional holders (13F)

13F holdings, latest reported quarter
$6.4K

Congress trades in EMYB

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

EMYB planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$1.0M
$1.1M
$553.0K
+38%
n/a
2024
$1.0M
$1.0M
$612.7K
+23%
n/a
2023
$901.6K
$781.2K
$582.0K
+8%
n/a
2022
$1.1M
$1.1M
$806.2K
+32%
n/a
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
6 insiders reported buying shares.
The record shows a net $44.9K bought by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
Same sector, ranked by filing activity
Sector by SEC SIC code

EMYB financials

Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$15.2M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.54x
long-term 2021-12-31 (54 months older than the period end) plus current 2018-12-31 (91 months older than the period end); equity 2026-06-30
Cash flow to debt
0.23x
TTM operating cash flow over long-term 2021-12-31 (54 months older than the period end) plus current 2018-12-31 (91 months older than the period end)
Return on equity
+12.6%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+0.8%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
10.30x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$195.8M
market value at close 2026-10-27 on 2026-08-07 shares, plus long-term 2021-12-31 (54 months older than the period end) plus current 2018-12-31 (91 months older than the period end), minus cash 2018-12-31
FCF yield
+9.8%
TTM free cash flow over market value at close 2026-10-27
PEG, trailing
0.32x
P/E over trailing EPS growth of 32%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$13.7M$10.4M$12.7M$17.7M
EPS (diluted)1.791.371.672.34
Operating cash flow$12.8M$9.9M$19.5M$19.9M
Buybacks$11.0K$72.0K$132.0K$100.0K
Dividends paid$3.7M$3.2M$3.0M$2.6M
SEC XBRL, fiscal years, as known on 2026-10-28

EMYB Stock Sonar score 4/7 axes

Find similar shapesCompare

EMYB ranks highest on risk and compliance (96th percentile) and insider conviction (86th), and lowest on financial health (30th), among Banks peers.

Profitability
50
Inputs
  • Return on equity+12.6% · 73 pct, sector of 327
  • Return on assets+0.8% · 28 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
30
Inputs
  • Debt to equity0.54x · 28 pct, sector of 229
  • Cash flow to debt0.23x · 32 pct, sector of 198
Insider conviction
86
Inputs
  • Net Form 4 buying (codes P and S), 180d$45K · 79 pct, sector of 273
  • Insider buyers, 180d6 · 93 pct, sector of 273
Risk and compliance
96
Inputs
  • Short interest, % of float+0.0% · 96 pct, sector of 374
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
3 not measured: Growth, Institutional and government, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

EMYB filings, in plain words

Are Embassy Bancorp insiders buying or selling EMYB?

In the 180 days to 2026-10-28, Embassy Bancorp insiders were net buyers, a net $44.9K: $92.9K of purchases and $48.0K of sales reported on Form 4, by 6 buyers and 1 seller.

Read the full summary

In the 180 days to 2026-10-28, Embassy Bancorp insiders were net buyers of EMYB, a net $44.9K across purchases and sales reported on Form 4 by 6 buyers and 1 seller. 6 insiders reported purchases in that window. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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