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CZWI · Citizens Community Bancorp Inc.
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CZWI Citizens Community Bancorp (CZWI) Insider Trading, Ownership & Congress Trades

Banks · Savings institution, federally chartered · CIK 0001367859
Quote by TradingView
Cluster · 4 insidersActivist 13DC-suite buying · 1
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
57
13F, latest reported quarter
Conversions, 180 days
2
Codes C/M, not in net · $82.2K priced

What the filings say about CZWI

Insiders, 180 days
-$5.8K net sold
4 buyers · 1 seller · 0% of sales under a 10b5-1 plan
Activist stakes (13D), 180 days
1 filing
Largest: 6.3% of the class

Citizens Community Bancorp insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, Citizens Community Bancorp Inc. insiders sold a net $5.8K of stock across 112 Form 4 purchases and sales, with 4 insiders buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Bianchi Stephen M
CEO and President
BUY
2026-08-10 SEC
1,000
$20.5K
+10.6%
Context
  • 60 earlier Form 4 trades (code P or S) here by this insider (60 buys), the last on Sep 4, 2024.
  • +4.4% median (+6.3% mean) 90-day return after 30 previous buys.
  • The trade is 1.8% of the 54,480 shares held after it.
  • 1 other insider bought within 30 days.
  • 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO and President Bianchi Stephen M bought about $20.5K of CZWI on Aug 10, 2026; 1 other insider bought within 30 days and 57 funds added in the latest 13F quarter.
FELBER FRANCIS E
Director
BUY
2026-08-10 SEC
500
$10.1K
+10.6%
Context
  • 4 earlier Form 4 trades (code P or S) here by this insider (4 buys), the last on May 18, 2026.
  • +4.4% median (+4.5% mean) 90-day return after 4 previous buys.
  • The trade is 1.9% of the 25,795 shares held after it.
  • 1 other insider bought within 30 days.
  • 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director FELBER FRANCIS E bought about $10.1K of CZWI on Aug 10, 2026; 1 other insider bought within 30 days and 57 funds added in the latest 13F quarter.
MOLL JAMES D
Director
SELL
2026-05-18 SEC
1,000
$20.5K
+12.3%
Context
  • 8 earlier Form 4 trades (code P or S) here by this insider (4 buys, 4 sales), the last on May 14, 2026.
  • +6.0% median (+3.2% mean) 90-day return after 4 previous buys.
  • The trade is 2.9% of the 34,463 shares held after it.
  • No other insider sold within 30 days.
  • 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director MOLL JAMES D sold about $20.5K of CZWI on May 18, 2026; 57 funds added in the latest 13F quarter.
MOLL JAMES D
Director
SELL
2026-05-18 SEC
500
$10.4K
+12.3%
Context
  • 8 earlier Form 4 trades (code P or S) here by this insider (4 buys, 4 sales), the last on May 14, 2026.
  • +6.0% median (+3.2% mean) 90-day return after 4 previous buys.
  • The trade is 1.5% of the 33,963 shares held after it.
  • No other insider sold within 30 days.
  • 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director MOLL JAMES D sold about $10.4K of CZWI on May 18, 2026; 57 funds added in the latest 13F quarter.
MOLL JAMES D
Director
SELL
2026-05-18 SEC
500
$10.3K
+12.3%
Context
  • 8 earlier Form 4 trades (code P or S) here by this insider (4 buys, 4 sales), the last on May 14, 2026.
  • +6.0% median (+3.2% mean) 90-day return after 4 previous buys.
  • The trade is 1.5% of the 33,463 shares held after it.
  • No other insider sold within 30 days.
  • 57 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director MOLL JAMES D sold about $10.3K of CZWI on May 18, 2026; 57 funds added in the latest 13F quarter.
112 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 107 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$5.8K over 180 days
+$30.6K over 90 days
more than 67% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
57 funds bought in last quarter
below 76% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$18.0K repurchased, FY to 2026-06-30
below 97% of Banks
Short interest
1.6% of the float short (float per yahoo 2026-10-27) · 4.8 days to cover · settled 2026-10-15
below 67% of Banks
The situation: each line is one rule over one dataset
Gale Hoese disclosed a 5%+ stake (6.3%) in the last six months.
What changed in the last 30 days
Oct 28Insider selling stopped: no sales in 90 days after 7 in the prior 90
Why it matters
The absence is the signal: 7 sales in one 90-day window and none in the next is a change of behaviour, not a filing.

Watch CZWI

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+46.9%12M
-0%+18%+36%+54%2025-102025-122026-022026-042026-062026-082026-10 2026-05-14 · MOLL JAMES D sold $39.8K2026-04-30 · Conner Michael R bought $23.0K2026-05-05 · Olson Timothy L bought $20.9K2026-05-04 · FELBER FRANCIS E bought $20.6K2026-08-10 · Bianchi Stephen M bought $20.5K2026-05-18 · MOLL JAMES D sold $20.5K2026-05-14 · MOLL JAMES D sold $18.5K2026-05-18 · MOLL JAMES D sold $10.4K2026-05-18 · FELBER FRANCIS E bought $10.3K2026-05-18 · MOLL JAMES D sold $10.3K2026-08-10 · FELBER FRANCIS E bought $10.1K2026-05-08 · SKARVAN KATHLEEN bought $9.5K2026-05-08 · SKARVAN KATHLEEN bought $6.4K2026-05-14 · MOLL JAMES D sold $2.6K2026-05-14 · MOLL JAMES D sold $2.1K2026-06-04 · Gale Hoese filed a 5%+ stake (6.3%)2026-06-04 · Andrew Schornack filed a 5%+ stake (6.3%)2026-06-04 · Jill Schornack filed a 5%+ stake (6.3%)2026-06-04 · David Schornack filed a 5%+ stake (6.3%)2026-06-04 · Denise Schornack filed a 5%+ stake (6.3%)2026-06-04 · Jonathan Hoese filed a 5%+ stake (6.3%)2026-06-04 · Tamara Retka filed a 5%+ stake (6.3%)2026-06-04 · Noah Retka filed a 5%+ stake (6.3%)2026-06-04 · Joseph Schornack filed a 5%+ stake (6.3%)
Insider buyInsider sell13D/G stake
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns CZWI: institutional holders (13F)

13F holdings, latest reported quarter
BlackRock, Inc.
632,627 sh
$14.8M
MANUFACTURERS LIFE INSURANCE COMPANY, THE
480,842 sh
$11.2M
VANGUARD CAPITAL MANAGEMENT LLC
413,376 sh
$9.7M
DIMENSIONAL FUND ADVISORS LP
376,262 sh
$8.8M
Boston Partners
281,634 sh
$6.6M

Congress trades in CZWI

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

13D: intends to influence · 13G: passive
Gale Hoese
Activist 13D · 2026-06-04
6.3%
Andrew Schornack
Activist 13D · 2026-06-04
6.3%
Jill Schornack
Activist 13D · 2026-06-04
6.3%
David Schornack
Activist 13D · 2026-06-04
6.3%
Denise Schornack
Activist 13D · 2026-06-04
6.3%

CZWI planned insider sales (Form 144)

No planned-sale notices
No insider has filed to sell. Watch this after a run-up.

CZWI mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
Regional Bank Fund
$6.1M position · as of 2026-07-31
0.6%
Victory Integrity Discovery Fund
$556.7K position · as of 2026-06-30
0.6%
Ultra-Small Company Fund
$505.2K position · as of 2026-06-30
0.5%
Boston Partners Small Cap Value Fund II
$3.4M position · as of 2026-05-31
0.4%
Ultra-Small Company Market Fund
$247.9K position · as of 2026-06-30
0.2%
Omni Small-Cap Value Fund
$1.2M position · as of 2026-06-30
0.1%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return · Mr. Bianchi
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$791.7K
$823.3K
$455.5K
+58%
n/a
2024
$744.8K
$848.1K
$421.3K
+41%
n/a
2023
$670.6K
$667.8K
$364.3K
-11%
n/a
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
4 insiders reported buying shares.
The record shows a net $5.8K sold by insiders over 180 days, 57 funds added last quarter. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
UMBFBWFGPBPEBOFMBMGABCNEWTDCOMPCBISBAWSBFJMSB

CZWI financials

Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$19.3M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.27x
long-term debt only, 2026-06-30; equity 2026-06-30
Cash flow to debt
0.43x
TTM operating cash flow over long-term debt only, 2026-06-30
Return on equity
+6.8%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets
+0.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
P/E, trailing
17.32x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$149.1M
market value at close 2026-10-26 on 2026-08-06 shares, plus long-term debt only, 2026-06-30, minus cash 2026-06-30
FCF yield
+8.8%
TTM free cash flow over market value at close 2026-10-26
PEG, trailing
3.07x
P/E over trailing EPS growth of 6%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Net income$14.4M$13.8M$13.1M$17.8M
EPS (diluted)1.461.341.251.69
Operating cash flow$11.7M$20.4M$13.1M$29.3M
Cash$118.9M$50.2M$37.1M$35.4M
Long-term debt$51.8M$66.6Mn/an/a
Buybacks$6.1M$6.1M$421.0K$1.8M
Dividends paid$3.6M$3.3M$3.0M$2.7M
SEC XBRL, fiscal years, as known on 2026-10-28

CZWI Stock Sonar score 5/7 axes

Find similar shapesCompare

CZWI ranks highest on insider conviction (77th percentile) and risk and compliance (65th), and lowest on profitability (23rd), among Banks peers.

ProfitHealthInsidersInstitutionsRisk
Profitability
23
Inputs
  • Return on equity+6.8% · 23 pct, sector of 327
  • Return on assets+0.7% · 23 pct, sector of 334
  • Return on invested capitalfewer than four consecutive quarters of operating income
  • Return on capital employedfewer than four consecutive quarters of operating income
Financial health
50
Inputs
  • Debt to equity0.27x · 47 pct, sector of 229
  • Cash flow to debt0.43x · 52 pct, sector of 198
Insider conviction
77
Inputs
  • Net Form 4 buying (codes P and S), 180d-$6K · 67 pct, sector of 273
  • Insider buyers, 180d4 · 86 pct, sector of 273
Institutional and government
24
Inputs
  • Funds adding, latest quarter57 · 24 pct, sector of 257
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
65
Inputs
  • Short interest, % of float+1.6% · 65 pct, sector of 374
  • Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
  • EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
  • New text in Risk Factors, latest 10-Kneeds two 10-Ks with a Risk Factors section (not 20-F filers or stubs)
2 not measured: Growth, US patents
  • Growth needs 1 of 2 inputs, 0 present: no backlog line filed, or no year-earlier backlog; no revenue for this year and the year before
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

CZWI filings, in plain words

Are Citizens Community Bancorp insiders buying or selling CZWI?

In the 180 days to 2026-10-28, Citizens Community Bancorp insiders were net sellers, a net $5.8K: $98.3K of purchases and $104.2K of sales reported on Form 4, by 4 buyers and 1 seller.

Read the full summary

In the 180 days to 2026-10-28, Citizens Community Bancorp insiders were net sellers of CZWI, a net $5.8K across purchases and sales reported on Form 4 by 4 buyers and 1 seller. 2 different insiders reported purchases within the last 90 days, a cluster buy, which is rarer than a single purchase. None of the 7 insider sales was flagged as made under a Rule 10b5-1 plan. 1 activist Schedule 13D filing in the last 180 days declared an intent to influence the company, the largest for 6.3% of the class. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

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