CFR Cullen/frost Bankers (CFR) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0000039263
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
260
13F, latest reported quarter
Conversions, 180 days
12
Codes C/M, not in net · $0 priced
What the filings say about CFR
Insiders, 180 days
-$124.1K net sold
1 seller · 0% of sales under a 10b5-1 plan
Cullen/frost Bankers insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, CULLEN/FROST BANKERS, INC. insiders sold a net $124.1K of stock across 58 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 2 earlier Form 4 trades (code P or S) here by this insider (1 buy, 1 sale), the last on Mar 13, 2023.
- The trade is 6.6% of the 12,712 shares held after it.
- No other insider sold within 30 days.
- 260 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: GEVP and Chief Risk Officer Severyn Carol Jean sold about $124.1K of CFR on Jun 12, 2026; 260 funds added in the latest 13F quarter.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (1 buy, 4 sales), the last on Nov 1, 2024.
- The trade is 3.5% of the 28,406 shares held after it.
- No other insider sold within 30 days.
- 260 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: GEVP Research & Strategy Berman Bobby sold about $137.1K of CFR on Jan 30, 2026; 260 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 0.0% of the 2,024 shares held after it.
- 1 other insider sold within 30 days.
- 260 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: GEVP, Culture & People Dev. Pullin Ericka Lynn sold about $44 of CFR on Dec 12, 2025; 1 other insider sold within 30 days and 260 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 18.4% of the 3,795 shares held after it.
- 1 other insider sold within 30 days.
- 260 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Group EVP General Counsel/Sec Rhodes Coolidge E JR sold about $88.9K of CFR on Dec 9, 2025; 1 other insider sold within 30 days and 260 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 33.7% of the 5,545 shares held after it.
- No other insider bought within 30 days.
- 260 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Accounting Officer Henson Matthew Bradley bought about $31.7K of CFR on May 2, 2025, the largest insider purchase at the company since 2023; 260 funds added in the latest 13F quarter.58 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$124.1K over 180 days
more than 57% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
260 funds bought in last quarter
more than 86% of Banks
Revenue
+14.4% year over year
more than 78% of Banks
Margin
533.5% net margin
more than 78% of Banks
Buybacks
$163.2M repurchased, FY to 2026-06-30
more than 90% of Banks
Short interest
7.2% of the float short (float per yahoo 2026-10-27) · 10.7 days to cover · settled 2026-10-15
more than 91% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch CFR
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+31.3%12M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns CFR: institutional holders (13F)
13F holdings, latest reported quarter
7,335,319 sh
$1.1B
5,555,316 sh
$858.4M
4,465,464 sh
$690.0M
3,218,249 sh
$497.3M
3,201,314 sh
$494.7M
Congress trades in CFR
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
CFR planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
CFR mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Innovator S&P Investment Grade Preferred ETF
$2.6M position · as of 2026-07-31
3.8%
LK Balanced Fund
$772.6K position · as of 2026-06-30
2.9%
Hilton Small-MidCap Opportunity ETF
$4.0M position · as of 2026-07-31
2.8%
Mairs & Power Small Cap Fund
$6.6M position · as of 2026-06-30
2.4%
Pear tree polaris small cap fund
$2.3M position · as of 2026-06-30
2.2%
Timothy Plan Large/Mid Cap Value Fund
$7.1M position · as of 2026-06-30
2.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Mr. Green
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$7.6M
$7.4M
$2.1M
+68%
+125%
2024
$6.7M
$7.7M
$2.1M
+60%
+45%
2023
$6.5M
$6.8M
$1.9M
+25%
+5%
2022
$6.4M
$7.6M
$2.0M
+49%
-6%
2021
$5.2M
$8.1M
$1.5M
+37%
+17%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $124.1K sold by insiders over 180 days, 260 funds added last quarter. Each figure is a federal filing, dated the day it went public.
CFR financials
Revenue growth
+14.4%
XBRL, annual
Net margin
533.5%
Complaints, 90 days
36
+9.1% YoY · CFPB
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$2.3B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM CFR
| FY Dec 2025 | $2.2B |
| FY Dec 2024 | $2.1B |
| FY Dec 2023 | $2.0B |
| FY Dec 2022 | $1.7B |
| FY Dec 2021 | $1.4B |
| Jun 2026 | $576.0M |
| Mar 2026 | $574.8M |
| Dec 2025 | $580.9M |
| Sep 2025 | $567.3M |
| Jun 2025 | $546.9M |
| Mar 2025 | $540.2M |
| Dec 2024 | $536.3M |
| Sep 2024 | $518.0M |
At each fiscal year end
Single quarter
Net margin, TTM
+29.7%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM CFR
| FY Dec 2025 | +29.0% |
| FY Dec 2024 | +28.2% |
| FY Dec 2023 | +30.1% |
| FY Dec 2022 | +34.1% |
| FY Dec 2021 | +32.3% |
| Jun 2026 | +29.9% |
| Mar 2026 | +29.7% |
| Dec 2025 | +28.6% |
| Sep 2025 | +30.7% |
| Jun 2025 | +28.7% |
| Mar 2025 | +27.9% |
| Dec 2024 | +28.9% |
| Sep 2024 | +28.3% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$541.5M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM CFR
| FY Dec 2025 | $127.3M |
| FY Dec 2024 | $861.8M |
| FY Dec 2023 | $320.2M |
| FY Dec 2022 | $620.1M |
| FY Dec 2021 | $582.4M |
| Jun 2026 | -$7.1M |
| Mar 2026 | $198.7M |
| Dec 2025 | $138.2M |
| Sep 2025 | $211.7M |
| Jun 2025 | $114.5M |
| Mar 2025 | -$337.1M |
| Dec 2024 | $26.7M |
| Sep 2024 | $281.9M |
At each fiscal year end
Single quarter
Debt to equity
n/a
no debt line filed
Debt to equity CFR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt line filed
Cash flow to debt CFR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+15.5%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity CFR
| FY Dec 2025 | +15.3% |
| FY Dec 2024 | +15.3% |
| FY Dec 2023 | +17.4% |
| FY Dec 2022 | +15.3% |
| FY Dec 2021 | +10.1% |
| Jun 2026 | +15.5% |
| Mar 2026 | +15.5% |
| Dec 2025 | +15.3% |
| Sep 2025 | +14.8% |
| Jun 2025 | +15.5% |
| Mar 2025 | +15.4% |
| Dec 2024 | +15.3% |
| Sep 2024 | +14.9% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets CFR
| FY Dec 2025 | +1.2% |
| FY Dec 2024 | +1.1% |
| FY Dec 2023 | +1.2% |
| FY Dec 2022 | +1.1% |
| FY Dec 2021 | +1.0% |
| Jun 2026 | +1.3% |
| Mar 2026 | +1.3% |
| Dec 2025 | +1.2% |
| Sep 2025 | +1.2% |
| Jun 2025 | +1.2% |
| Mar 2025 | +1.2% |
| Dec 2024 | +1.1% |
| Sep 2024 | +1.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital CFR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed CFR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
14.99x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing CFR
| FY Dec 2025 | 12.77x |
| FY Dec 2024 | 15.14x |
| FY Dec 2023 | 11.91x |
| FY Dec 2022 | 15.18x |
| FY Dec 2021 | 18.65x |
| Jun 2026 | 14.60x |
| Mar 2026 | 13.35x |
| Dec 2025 | 12.77x |
| Sep 2025 | 13.04x |
| Jun 2025 | 13.84x |
| Mar 2025 | 13.74x |
| Dec 2024 | 15.14x |
| Sep 2024 | 13.86x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no debt line filed
Enterprise value CFR
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+5.5%
TTM free cash flow over market value at close 2026-10-26
FCF yield CFR
| FY Dec 2025 | +1.6% |
| FY Dec 2024 | +10.0% |
| FY Dec 2023 | +4.6% |
| FY Dec 2022 | +7.2% |
| FY Dec 2021 | +7.3% |
| Jun 2026 | +5.6% |
| Mar 2026 | +7.7% |
| Dec 2025 | +1.6% |
| Sep 2025 | +0.2% |
| Jun 2025 | +1.0% |
| Mar 2025 | +0.9% |
| Dec 2024 | +10.0% |
| Sep 2024 | +9.9% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.08x
P/E over trailing EPS growth of 14%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing CFR
| FY Dec 2025 | 1.08x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 3.50x |
| FY Dec 2022 | 0.50x |
| FY Dec 2021 | 0.58x |
| Jun 2026 | 1.05x |
| Mar 2026 | 1.05x |
| Dec 2025 | 1.08x |
| Sep 2025 | 0.64x |
| Jun 2025 | 1.05x |
| Mar 2025 | 1.82x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $2.2B | $2.1B | $2.0B | $1.7B |
| Net income | $648.6M | $582.5M | $598.0M | $579.1M |
| EPS (diluted) | 9.92 | 8.87 | 9.10 | 8.81 |
| Operating cash flow | $274.0M | $989.5M | $478.8M | $722.6M |
| Buybacks | $157.8M | $60.9M | $42.7M | $4.4M |
| Dividends paid | $255.4M | $242.4M | $232.3M | $209.8M |
SEC XBRL, fiscal years, as known on 2026-10-28
CFR Stock Sonar score 5/7 axes
Find similar shapesCompareCFR ranks highest on institutional and government (86th percentile) and profitability (80th), and lowest on insider conviction (28th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
CFR filings, in plain words
Are Cullen/frost Bankers insiders buying or selling CFR?
In the 180 days to 2026-10-28, Cullen/frost Bankers insiders were net sellers, a net $124.1K across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Cullen/frost Bankers insiders were net sellers of CFR, a net $124.1K across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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