CFG Citizens Financial (CFG) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0000759944
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
What the filings say about CFG
Insiders, 180 days
-$9.7M net sold
2 sellers · 0% of sales under a 10b5-1 plan
Congress, 1 year
No trades
Last one: sale, 2025-04-07
Citizens Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, CITIZENS FINANCIAL GROUP INC/RI insiders sold a net $9.7M of stock across 15 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 11.3% of the 1,140,763 shares held after it.
- No other insider sold within 30 days.
Insider activity: Chairman and CEO VAN SAUN BRUCE sold about $9.3M of CFG on Jul 24, 2026, the largest insider sale at the company on our record.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 26.8% of the 22,565 shares held after it.
- No other insider sold within 30 days.
Insider activity: Chief Legal Officer Moosally Michelle sold about $376.1K of CFG on May 12, 2026.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 8.0% of the 165,971 shares held after it.
- No other insider sold within 30 days.
Insider activity: Chief Human Resources Officer LaMonica Susan sold about $769.5K of CFG on Mar 11, 2026, the largest insider sale at the company since 2023.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on Feb 6, 2024.
- The trade is 0.1% of the 26,318 shares held after it.
- No other insider bought within 30 days.
Insider activity: Director Swift Christopher bought about $801 of CFG on Jun 2, 2025, the largest insider purchase at the company since 2023.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Apr 19, 2024.
- The trade is 11.7% of the 33,620 shares held after it.
- No other insider sold within 30 days.
Insider activity: Controller Read Craig Jack sold about $170.4K of CFG on Jul 25, 2024.15 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$9.7M over 180 days
below 94% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+6.7% year over year
more than 54% of Banks
Margin
112.0% net margin
below 60% of Banks
Buybacks
$525.0M repurchased, FY to 2026-06-30
more than 94% of Banks
Short interest
4.1% of the float short (float per yahoo 2026-10-26) · 3.9 days to cover · settled 2026-09-30
more than 66% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch CFG
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+32.1%12M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns CFG: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in CFG
STOCK Act disclosures, US House only, filed up to 45 days after the trade
Sold 2025-04-07 · disclosed 31 days later
$15,001 - $50,000
Bought 2024-01-23 · disclosed 14 days later
$15,001 - $50,000
Bought 2024-01-23 · disclosed 14 days later
$1,001 - $15,000
Sold 2023-12-12 · disclosed 31 days later
$1,001 - $15,000
Sold 2023-12-12 · disclosed 31 days later
$15,001 - $50,000
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
CFG planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
VAN SAUN BRUCE
Filed 2026-07-24
$9.3M
Citizens Bank, National Association
Filed 2026-07-20
$2.7M
Corporate PAC
The company's PAC: committee totals only, never individual donors (FEC).
Citizens Financial Group, Inc. Political Action Committee (Citizens Pac)
Cycle 2026 · $178K spent
$146.6K
Federal Election Commission, matched by the PAC's connected organisation
Executive pay vs shareholder return · Mr. Van Saun
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$12.5M
$22.0M
$3.9M
+102%
+96%
2024
$10.6M
$14.6M
$9.3M
+46%
+48%
2023
$11.1M
$8.6M
$3.7M
+6%
+8%
2022
$11.7M
$10.1M
$3.6M
+19%
+9%
2021
$12.4M
$19.4M
$3.7M
+37%
+38%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $9.7M sold by insiders over 180 days. Each figure is a federal filing, dated the day it went public.
CFG financials
Revenue growth
+6.7%
XBRL, annual
Net margin
112.0%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$8.7B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM CFG
| FY Dec 2025 | $8.2B |
| FY Dec 2024 | $7.8B |
| FY Dec 2023 | $8.2B |
| FY Dec 2022 | $8.0B |
| FY Dec 2021 | $6.6B |
| Jun 2026 | $2.3B |
| Mar 2026 | $2.2B |
| Dec 2025 | $2.2B |
| Sep 2025 | $2.1B |
| Jun 2025 | $2.0B |
| Mar 2025 | $1.9B |
| Dec 2024 | $2.0B |
| Sep 2024 | $1.9B |
At each fiscal year end
Single quarter
Net margin, TTM
+24.4%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM CFG
| FY Dec 2025 | +22.2% |
| FY Dec 2024 | +19.3% |
| FY Dec 2023 | +19.6% |
| FY Dec 2022 | +25.8% |
| FY Dec 2021 | +34.9% |
| Jun 2026 | +25.7% |
| Mar 2026 | +23.8% |
| Dec 2025 | +24.5% |
| Sep 2025 | +23.3% |
| Jun 2025 | +21.4% |
| Mar 2025 | +19.3% |
| Dec 2024 | +20.2% |
| Sep 2024 | +20.1% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$2.4B
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM CFG
| FY Dec 2025 | $2.1B |
| FY Dec 2024 | $1.9B |
| FY Dec 2023 | $2.8B |
| FY Dec 2022 | $4.0B |
| FY Dec 2021 | $2.1B |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Debt to equity
0.62x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity CFG
| FY Dec 2025 | 0.43x |
| FY Dec 2024 | 0.51x |
| FY Dec 2023 | 0.57x |
| FY Dec 2022 | 0.67x |
| FY Dec 2021 | 0.30x |
| Jun 2026 | 0.62x |
| Mar 2026 | 0.47x |
| Dec 2025 | 0.43x |
| Sep 2025 | 0.41x |
| Jun 2025 | 0.51x |
| Mar 2025 | 0.50x |
| Dec 2024 | 0.51x |
| Sep 2024 | 0.56x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.15x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt CFG
| FY Dec 2025 | 0.20x |
| FY Dec 2024 | 0.16x |
| FY Dec 2023 | 0.21x |
| FY Dec 2022 | 0.26x |
| FY Dec 2021 | 0.32x |
| Jun 2026 | 0.15x |
| Mar 2026 | 0.22x |
| Dec 2025 | 0.20x |
| Sep 2025 | 0.27x |
| Jun 2025 | 0.10x |
| Mar 2025 | 0.10x |
| Dec 2024 | 0.16x |
| Sep 2024 | 0.16x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+8.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity CFG
| FY Dec 2025 | +7.2% |
| FY Dec 2024 | +6.2% |
| FY Dec 2023 | +6.7% |
| FY Dec 2022 | +8.8% |
| FY Dec 2021 | +10.1% |
| Jun 2026 | +8.3% |
| Mar 2026 | +7.7% |
| Dec 2025 | +7.2% |
| Sep 2025 | +6.7% |
| Jun 2025 | +6.5% |
| Mar 2025 | +6.4% |
| Dec 2024 | +6.2% |
| Sep 2024 | +5.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+0.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets CFG
| FY Dec 2025 | +0.8% |
| FY Dec 2024 | +0.7% |
| FY Dec 2023 | +0.7% |
| FY Dec 2022 | +1.0% |
| FY Dec 2021 | +1.2% |
| Jun 2026 | +0.9% |
| Mar 2026 | +0.9% |
| Dec 2025 | +0.8% |
| Sep 2025 | +0.8% |
| Jun 2025 | +0.7% |
| Mar 2025 | +0.7% |
| Dec 2024 | +0.7% |
| Sep 2024 | +0.6% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital CFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed CFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
14.21x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing CFG
| FY Dec 2025 | 15.13x |
| FY Dec 2024 | 14.44x |
| FY Dec 2023 | 10.62x |
| FY Dec 2022 | 9.63x |
| FY Dec 2021 | 9.16x |
| Jun 2026 | 15.23x |
| Mar 2026 | 14.21x |
| Dec 2025 | 15.13x |
| Sep 2025 | 14.89x |
| Jun 2025 | 13.60x |
| Mar 2025 | 13.01x |
| Dec 2024 | 14.44x |
| Sep 2024 | 16.11x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$39.8B
market value at close 2026-10-26 on 2026-07-24 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2018-12-31
Enterprise value CFG
| FY Dec 2025 | $32.3B |
| FY Dec 2024 | $27.6B |
| FY Dec 2023 | $25.3B |
| FY Dec 2022 | $31.2B |
| FY Dec 2021 | $23.1B |
| Jun 2026 | $41.9B |
| Mar 2026 | $33.7B |
| Dec 2025 | $32.3B |
| Sep 2025 | $29.5B |
| Jun 2025 | $28.1B |
| Mar 2025 | $26.1B |
| Dec 2024 | $27.6B |
| Sep 2024 | $28.3B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+8.6%
TTM free cash flow over market value at close 2026-10-26
FCF yield CFG
| FY Dec 2025 | +8.3% |
| FY Dec 2024 | +9.7% |
| FY Dec 2023 | +18.3% |
| FY Dec 2022 | +20.6% |
| FY Dec 2021 | +10.7% |
| Jun 2026 | +8.0% |
| Mar 2026 | +9.9% |
| Dec 2025 | +8.3% |
| Sep 2025 | +11.9% |
| Jun 2025 | +6.0% |
| Mar 2025 | +6.2% |
| Dec 2024 | +9.7% |
| Sep 2024 | +11.2% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.36x
P/E over trailing EPS growth of 40%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing CFG
| FY Dec 2025 | 0.55x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.07x |
| Jun 2026 | 0.38x |
| Mar 2026 | 0.42x |
| Dec 2025 | 0.55x |
| Sep 2025 | 0.37x |
| Jun 2025 | 0.54x |
| Mar 2025 | 0.95x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $8.2B | $7.8B | $8.2B | $8.0B |
| Net income | $1.8B | $1.5B | $1.6B | $2.1B |
| EPS (diluted) | 3.86 | 3.03 | 3.13 | 4.10 |
| Operating cash flow | $2.2B | $2.0B | $3.0B | $4.1B |
| Long-term debt | $11.2B | $12.4B | $13.5B | $15.9B |
| Buybacks | $600.0M | $1.1B | $906.0M | $153.0M |
| Dividends paid | $755.0M | $769.0M | $808.0M | $779.0M |
SEC XBRL, fiscal years, as known on 2026-10-28
CFG Stock Sonar score 6/7 axes
Find similar shapesCompareCFG ranks highest on institutional and government (71st percentile) and growth (54th), and lowest on insider conviction (2nd), among Banks peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
CFG filings, in plain words
Are Citizens Financial insiders buying or selling CFG?
In the 180 days to 2026-10-28, Citizens Financial insiders were net sellers, a net $9.7M across purchases and sales reported on Form 4, by 2 sellers.
Have members of Congress traded CFG?
Yes, but not in the year to 2026-10-28; the latest on record is a sale by Jefferson Shreve dated 2025-04-07.
Read the full summary
In the 180 days to 2026-10-28, Citizens Financial insiders were net sellers of CFG, a net $9.7M across purchases and sales reported on Form 4 by 2 sellers. Members of Congress have disclosed trades in CFG, none in the last year; the latest on record is a sale by Jefferson Shreve dated 2025-04-07. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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