CFFI C & F Financial (CFFI) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0000913341
Form 144 · 4
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
0
13F, latest reported quarter
What the filings say about CFFI
Insiders, 180 days
-$721.5K net sold
7 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$471.8K
4 notices
C & F Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, C & F FINANCIAL CORP insiders sold a net $721.5K of stock across 53 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on Aug 20, 2026.
- The trade is 3.0% of the 33,058 shares held after it.
- 3 other insiders sold within 30 days.
Insider activity: EXECUTIVE CHAIRMAN DILLON LARRY G sold about $95.1K of CFFI on Sep 4, 2026; 3 other insiders sold within 30 days.Context
- 4 earlier Form 4 trades (code P or S) here by this insider (4 sales), the last on Nov 27, 2024.
- The trade is 10.7% of the 8,378 shares held after it.
- 3 other insiders sold within 30 days.
Insider activity: PRESIDENT & CEO C&F FINANCE Crone S Dustin sold about $85.0K of CFFI on Sep 4, 2026; 3 other insiders sold within 30 days.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (5 sales), the last on Nov 30, 2022.
- The trade is 2.9% of the 34,058 shares held after it.
- 4 other insiders sold within 30 days.
Insider activity: EXECUTIVE CHAIRMAN DILLON LARRY G sold about $86.0K of CFFI on Aug 20, 2026; 4 other insiders sold within 30 days.Context
- 16 earlier Form 4 trades (code P or S) here by this insider (16 sales), the last on Jun 12, 2026.
- The trade is 1.3% of the 38,869 shares held after it.
- 4 other insiders sold within 30 days.
Insider activity: PRESIDENT & CEO CHERRY THOMAS F sold about $43.6K of CFFI on Aug 5, 2026; 4 other insiders sold within 30 days.Context
- 6 earlier Form 4 trades (code P or S) here by this insider (6 sales), the last on May 29, 2025.
- The trade is 23.0% of the 1,850 shares held after it.
- 4 other insiders sold within 30 days.
Insider activity: Director PEAY D ANTHONY sold about $36.5K of CFFI on Aug 5, 2026; 4 other insiders sold within 30 days.53 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$721.5K over 180 days
-$401.1K over 90 days
below 67% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
under five funds report holding it
Revenue
+10.6% year over year
more than 73% of Banks
Margin
19.1% net margin
below 88% of Banks
Buybacks
$981.0K repurchased, FY to 2026-06-30
below 75% of Banks
Short interest
1.6% of the float short (float per yahoo 2026-10-26) · 1.0 days to cover · settled 2026-09-30
below 65% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch CFFI
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+65.1%12M
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns CFFI: institutional holders (13F)
13F holdings, latest reported quarter
SEC 13F
No reported 13F holders
No fund above the reporting threshold listed this stock last quarter. That is a fact, not missing data.
Congress trades in CFFI
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
CFFI planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
LARRY G DILLON
Filed 2026-09-04
$94.6K
Crone S Dustin
Filed 2026-09-04
$235.8K
LARRY G DILLON
Filed 2026-08-19
$87.6K
John A III Seaman
Filed 2026-08-03
$53.7K
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$1.5M
$1.4M
$603.2K
+128%
n/a
2024
$1.3M
$1.3M
$565.8K
+118%
n/a
2023
$1.3M
$1.4M
$535.4K
+102%
n/a
2022
$1.2M
$1.2M
$530.2K
+67%
n/a
2021
$1.2M
$1.4M
$962.7K
+42%
n/a
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $721.5K sold by insiders over 180 days, $471.8K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
CFFI financials
Revenue growth
+10.6%
XBRL, annual
Net margin
19.1%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$149.0M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM CFFI
| FY Dec 2025 | $140.8M |
| FY Dec 2024 | $127.3M |
| FY Dec 2023 | $127.3M |
| FY Dec 2022 | $122.7M |
| FY Dec 2021 | $135.2M |
| Jun 2026 | $40.9M |
| Mar 2026 | $36.3M |
| Dec 2025 | $35.9M |
| Sep 2025 | $36.0M |
| Jun 2025 | $36.4M |
| Mar 2025 | $32.6M |
| Dec 2024 | $32.0M |
| Sep 2024 | $33.5M |
At each fiscal year end
Single quarter
Net margin, TTM
+19.5%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM CFFI
| FY Dec 2025 | +19.1% |
| FY Dec 2024 | +15.6% |
| FY Dec 2023 | +18.5% |
| FY Dec 2022 | +23.8% |
| FY Dec 2021 | +21.2% |
| Jun 2026 | +21.0% |
| Mar 2026 | +18.6% |
| Dec 2025 | +18.7% |
| Sep 2025 | +19.6% |
| Jun 2025 | +21.2% |
| Mar 2025 | +16.5% |
| Dec 2024 | +18.8% |
| Sep 2024 | +16.1% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$38.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM CFFI
| FY Dec 2025 | $22.2M |
| FY Dec 2024 | $33.3M |
| FY Dec 2023 | $37.4M |
| FY Dec 2022 | $87.2M |
| FY Dec 2021 | $152.6M |
| Jun 2026 | $22.3M |
| Mar 2026 | -$7.9M |
| Dec 2025 | $1.5M |
| Sep 2025 | $22.7M |
| Jun 2025 | -$5.0M |
| Mar 2025 | $2.9M |
| Dec 2024 | $33.3M |
| Sep 2024 | -$1.6M |
At each fiscal year end
Single quarter
Debt to equity
0.07x
current debt only, 2026-03-31; equity 2026-06-30
Debt to equity CFFI
| FY Dec 2025 | 0.08x |
| FY Dec 2024 | 0.13x |
| FY Dec 2023 | 0.27x |
| FY Dec 2022 | 0.19x |
| FY Dec 2021 | 0.17x |
| Jun 2026 | 0.07x |
| Mar 2026 | 0.08x |
| Dec 2025 | 0.08x |
| Sep 2025 | 0.08x |
| Jun 2025 | 0.18x |
| Mar 2025 | 0.15x |
| Dec 2024 | 0.13x |
| Sep 2024 | 0.21x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
2.14x
TTM operating cash flow over current debt only, 2026-03-31
Cash flow to debt CFFI
| FY Dec 2025 | 1.22x |
| FY Dec 2024 | 1.27x |
| FY Dec 2023 | 0.67x |
| FY Dec 2022 | 2.47x |
| FY Dec 2021 | 4.53x |
| Jun 2026 | 2.14x |
| Mar 2026 | 0.69x |
| Dec 2025 | 1.22x |
| Sep 2025 | 2.80x |
| Jun 2025 | 0.77x |
| Mar 2025 | 1.09x |
| Dec 2024 | 1.27x |
| Sep 2024 | 0.41x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+11.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity CFFI
| FY Dec 2025 | +11.0% |
| FY Dec 2024 | +8.9% |
| FY Dec 2023 | +11.4% |
| FY Dec 2022 | +14.4% |
| FY Dec 2021 | +14.2% |
| Jun 2026 | +11.2% |
| Mar 2026 | +11.3% |
| Dec 2025 | +11.0% |
| Sep 2025 | +10.9% |
| Jun 2025 | +10.7% |
| Mar 2025 | +9.7% |
| Dec 2024 | +8.9% |
| Sep 2024 | +8.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets CFFI
| FY Dec 2025 | +1.0% |
| FY Dec 2024 | +0.8% |
| FY Dec 2023 | +1.0% |
| FY Dec 2022 | +1.3% |
| FY Dec 2021 | +1.3% |
| Jun 2026 | +1.1% |
| Mar 2026 | +1.0% |
| Dec 2025 | +1.0% |
| Sep 2025 | +1.0% |
| Jun 2025 | +0.9% |
| Mar 2025 | +0.9% |
| Dec 2024 | +0.8% |
| Sep 2024 | +0.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital CFFI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed CFFI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
12.15x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing CFFI
| FY Dec 2025 | 8.77x |
| FY Dec 2024 | 11.84x |
| FY Dec 2023 | 9.85x |
| FY Dec 2022 | 7.02x |
| FY Dec 2021 | 6.44x |
| Jun 2026 | 8.93x |
| Mar 2026 | 8.38x |
| Dec 2025 | 8.77x |
| Sep 2025 | 8.33x |
| Jun 2025 | 8.19x |
| Mar 2025 | 10.10x |
| Dec 2024 | 11.84x |
| Sep 2024 | 10.29x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no cash line filed
Enterprise value CFFI
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+10.9%
TTM free cash flow over market value at close 2026-10-26
FCF yield CFFI
| FY Dec 2025 | +9.4% |
| FY Dec 2024 | +14.5% |
| FY Dec 2023 | +16.3% |
| FY Dec 2022 | +43.0% |
| FY Dec 2021 | +84.2% |
| Jun 2026 | +14.8% |
| Mar 2026 | +4.8% |
| Dec 2025 | +9.4% |
| Sep 2025 | +24.8% |
| Jun 2025 | +14.9% |
| Mar 2025 | +16.4% |
| Dec 2024 | +14.5% |
| Sep 2024 | +8.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.64x
P/E over trailing EPS growth of 19%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing CFFI
| FY Dec 2025 | 0.23x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | 1.59x |
| FY Dec 2021 | n/a |
| Jun 2026 | 0.47x |
| Mar 2026 | 0.28x |
| Dec 2025 | 0.23x |
| Sep 2025 | 0.20x |
| Jun 2025 | 0.26x |
| Mar 2025 | 1.02x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $140.8M | $127.3M | $127.3M | $122.7M |
| Net income | $26.8M | $19.8M | $23.6M | $29.2M |
| EPS (diluted) | 8.29 | 6.01 | 6.92 | 8.29 |
| Operating cash flow | $24.5M | $36.8M | $38.8M | $90.6M |
| Buybacks | $943.0K | $8.8M | $7.8M | $5.4M |
| Dividends paid | $6.0M | $5.8M | $6.0M | $5.8M |
SEC XBRL, fiscal years, as known on 2026-10-28
CFFI Stock Sonar score 5/7 axes
Find similar shapesCompareCFFI ranks highest on financial health (80th percentile) and growth (73rd), and lowest on insider conviction (16th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
CFFI filings, in plain words
Are C & F Financial insiders buying or selling CFFI?
In the 180 days to 2026-10-28, C & F Financial insiders were net sellers, a net $721.5K across purchases and sales reported on Form 4, by 7 sellers.
Are there planned insider sales of CFFI?
Yes. 4 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $471.8K of stock; the latest, by LARRY G DILLON, was filed 2026-09-04.
Read the full summary
In the 180 days to 2026-10-28, C & F Financial insiders were net sellers of CFFI, a net $721.5K across purchases and sales reported on Form 4 by 7 sellers. None of the 14 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 4 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $471.8K of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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