CASH Pathward Financial (CASH) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0000907471
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
150
13F, latest reported quarter
What the filings say about CASH
Insiders, 180 days
-$370.3K net sold
1 seller · 0% of sales under a 10b5-1 plan
Pathward Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, PATHWARD FINANCIAL, INC. insiders sold a net $370.3K of stock across 67 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- 3 earlier Form 4 trades (code P or S) here by this insider (1 buy, 2 sales), the last on Mar 16, 2023.
- The trade is 16.0% of the 28,050 shares held after it.
- 1 other insider sold within 30 days.
- 150 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Hoople Elizabeth G. sold about $370.3K of CASH on May 29, 2026; 1 other insider sold within 30 days and 150 funds added in the latest 13F quarter.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (1 buy, 4 sales), the last on Oct 31, 2025.
- The trade is 40.7% of the 12,281 shares held after it.
- 1 other insider sold within 30 days.
- 150 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Hajek Douglas J. sold about $431.9K of CASH on Apr 29, 2026; 1 other insider sold within 30 days and 150 funds added in the latest 13F quarter.Context
- 5 earlier Form 4 trades (code P or S) here by this insider (3 buys, 2 sales), the last on Apr 25, 2025.
- -7.2% median (+0.1% mean) 90-day return after 3 previous buys.
- The trade is 20.0% of the 78,261 shares held after it.
- 2 other insiders sold within 30 days.
- 150 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Executive Officer Pharr Brett L. sold about $1.5M of CASH on Feb 23, 2026, the largest insider sale at the company on our record; 2 other insiders sold within 30 days and 150 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 sales), the last on Apr 29, 2025.
- The trade is 139.3% of the 2,153 shares held after it.
- 2 other insiders sold within 30 days.
- 150 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Stork Kendall E sold about $282.4K of CASH on Feb 9, 2026; 2 other insiders sold within 30 days and 150 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on Mar 16, 2023.
- The trade is 21.6% of the 6,700 shares held after it.
- 2 other insiders sold within 30 days.
- 150 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Perretta Christopher sold about $130.4K of CASH on Jan 30, 2026; 2 other insiders sold within 30 days and 150 funds added in the latest 13F quarter.67 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$370.3K over 180 days
below 57% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
150 funds bought in last quarter
more than 69% of Banks
Revenue
+5.3% year over year
below 55% of Banks
Margin
22.1% net margin
below 86% of Banks
Buybacks
no share repurchases reported
Short interest
14.0% of the float short (float per yahoo 2026-10-26) · 11.6 days to cover · settled 2026-09-30
more than 99% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch CASH
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+8.2%12M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns CASH: institutional holders (13F)
13F holdings, latest reported quarter
3,104,464 sh
$270.3M
1,803,772 sh
$157.0M
1,438,880 sh
$125.3M
1,269,975 sh
$110.6M
1,064,854 sh
$92.7M
Congress trades in CASH
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
CASH planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
CASH mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Emerald Finance & Banking Innovation Fund
$1.9M position · as of 2026-07-31
3.9%
Opus Small Cap Value ETF
$13.5M position · as of 2026-07-31
1.9%
Allspring SMID Core ETF
$1.9M position · as of 2026-06-30
1.6%
Fidelity Disruptive Finance ETF
$495.9K position · as of 2026-05-31
1.2%
NORTH SQUARE SMALL CAP VALUE FUND
$2.4M position · as of 2026-05-31
1.2%
State Street(R) SPDR(R) S&P(R) Bank ETF
$14.7M position · as of 2026-06-30
1.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Brett L. Pharr
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$4.6M
$6.6M
$1.8M
+293%
+98%
2024
$4.3M
$7.1M
$1.8M
+249%
+77%
2023
$3.9M
$5.1M
$1.8M
+143%
+28%
2022
$3.8M
$2.8M
$1.4M
+73%
+37%
2021
$5.0M
$7.4M
$1.3M
+174%
+62%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $370.3K sold by insiders over 180 days, 150 funds added last quarter. Each figure is a federal filing, dated the day it went public.
CASH financials
Revenue growth
+5.3%
XBRL, annual
Net margin
22.1%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$825.8M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM CASH
| FY Sep 2025 | $839.9M |
| FY Sep 2024 | $797.4M |
| FY Sep 2023 | $727.7M |
| FY Sep 2022 | $601.1M |
| FY Sep 2021 | $549.9M |
| Jun 2026 | $189.6M |
| Mar 2026 | $276.3M |
| Dec 2025 | $173.1M |
| Sep 2025 | $186.7M |
| Jun 2025 | $195.8M |
| Mar 2025 | $274.8M |
| Dec 2024 | $182.6M |
| Sep 2024 | $179.5M |
At each fiscal year end
Single quarter
Net margin, TTM
+21.3%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM CASH
| FY Sep 2025 | +22.1% |
| FY Sep 2024 | +23.0% |
| FY Sep 2023 | +19.7% |
| FY Sep 2022 | +25.1% |
| FY Sep 2021 | +25.8% |
| Jun 2026 | +15.3% |
| Mar 2026 | +26.4% |
| Dec 2025 | +20.3% |
| Sep 2025 | +20.8% |
| Jun 2025 | +21.5% |
| Mar 2025 | +27.3% |
| Dec 2024 | +16.4% |
| Sep 2024 | +18.7% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$683.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM CASH
| FY Sep 2025 | $438.9M |
| FY Sep 2024 | $478.7M |
| FY Sep 2023 | $319.3M |
| FY Sep 2022 | $281.9M |
| FY Sep 2021 | $568.7M |
| Jun 2026 | $48.6M |
| Mar 2026 | $230.6M |
| Dec 2025 | $104.1M |
| Sep 2025 | $300.3M |
| Jun 2025 | $27.7M |
| Mar 2025 | $184.7M |
| Dec 2024 | -$73.8M |
| Sep 2024 | $138.8M |
At each fiscal year end
Single quarter
Debt to equity
0.24x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity CASH
| FY Sep 2025 | 0.05x |
| FY Sep 2024 | 0.50x |
| FY Sep 2023 | 0.08x |
| FY Sep 2022 | 0.06x |
| FY Sep 2021 | 0.11x |
| Jun 2026 | 0.24x |
| Mar 2026 | 0.07x |
| Dec 2025 | 0.04x |
| Sep 2025 | 0.05x |
| Jun 2025 | 0.18x |
| Mar 2025 | 0.04x |
| Dec 2024 | 0.04x |
| Sep 2024 | 0.50x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
3.47x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt CASH
| FY Sep 2025 | 10.61x |
| FY Sep 2024 | 1.19x |
| FY Sep 2023 | 7.00x |
| FY Sep 2022 | 8.05x |
| FY Sep 2021 | 6.27x |
| Jun 2026 | 3.47x |
| Mar 2026 | 11.35x |
| Dec 2025 | 18.84x |
| Sep 2025 | 10.61x |
| Jun 2025 | 1.95x |
| Mar 2025 | 11.16x |
| Dec 2024 | 11.61x |
| Sep 2024 | 1.19x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+21.1%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity CASH
| FY Sep 2025 | +22.1% |
| FY Sep 2024 | +25.4% |
| FY Sep 2023 | +22.9% |
| FY Sep 2022 | +20.1% |
| FY Sep 2021 | +16.5% |
| Jun 2026 | +21.1% |
| Mar 2026 | +22.7% |
| Dec 2025 | +23.7% |
| Sep 2025 | +22.1% |
| Jun 2025 | +23.0% |
| Mar 2025 | +23.9% |
| Dec 2024 | +24.4% |
| Sep 2024 | +25.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+2.4%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets CASH
| FY Sep 2025 | +2.5% |
| FY Sep 2024 | +2.4% |
| FY Sep 2023 | +2.0% |
| FY Sep 2022 | +2.3% |
| FY Sep 2021 | +2.2% |
| Jun 2026 | +2.4% |
| Mar 2026 | +2.7% |
| Dec 2025 | +2.5% |
| Sep 2025 | +2.5% |
| Jun 2025 | +2.5% |
| Mar 2025 | +2.5% |
| Dec 2024 | +2.3% |
| Sep 2024 | +2.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital CASH
| FY Sep 2025 | n/a |
| FY Sep 2024 | n/a |
| FY Sep 2023 | n/a |
| FY Sep 2022 | n/a |
| FY Sep 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed CASH
| FY Sep 2025 | n/a |
| FY Sep 2024 | n/a |
| FY Sep 2023 | n/a |
| FY Sep 2022 | n/a |
| FY Sep 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
9.71x
close 2026-10-23 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing CASH
| FY Sep 2025 | 9.40x |
| FY Sep 2024 | 9.17x |
| FY Sep 2023 | 8.80x |
| FY Sep 2022 | 6.54x |
| FY Sep 2021 | 11.95x |
| Jun 2026 | 10.91x |
| Mar 2026 | 10.60x |
| Dec 2025 | 8.65x |
| Sep 2025 | 9.40x |
| Jun 2025 | 10.52x |
| Mar 2025 | 9.74x |
| Dec 2024 | 10.38x |
| Sep 2024 | 9.17x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$1.7B
market value at close 2026-10-23 on 2026-07-29 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
Enterprise value CASH
| FY Sep 2025 | $1.6B |
| FY Sep 2024 | $1.9B |
| FY Sep 2023 | $880.0M |
| FY Sep 2022 | $605.6M |
| FY Sep 2021 | $1.5B |
| Jun 2026 | $1.9B |
| Mar 2026 | $1.8B |
| Dec 2025 | $1.3B |
| Sep 2025 | $1.6B |
| Jun 2025 | $1.8B |
| Mar 2025 | $1.5B |
| Dec 2024 | $1.2B |
| Sep 2024 | $1.9B |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+42.5%
TTM free cash flow over market value at close 2026-10-23
FCF yield CASH
| FY Sep 2025 | +26.0% |
| FY Sep 2024 | +29.0% |
| FY Sep 2023 | +26.4% |
| FY Sep 2022 | +29.4% |
| FY Sep 2021 | +33.9% |
| Jun 2026 | +37.2% |
| Mar 2026 | +34.1% |
| Dec 2025 | +38.9% |
| Sep 2025 | +26.0% |
| Jun 2025 | +14.7% |
| Mar 2025 | +20.7% |
| Dec 2024 | +21.3% |
| Sep 2024 | +29.0% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.59x
P/E over trailing EPS growth of 6%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing CASH
| FY Sep 2025 | 1.01x |
| FY Sep 2024 | 0.25x |
| FY Sep 2023 | 2.22x |
| FY Sep 2022 | 0.44x |
| FY Sep 2021 | 0.24x |
| Jun 2026 | 1.78x |
| Mar 2026 | 0.85x |
| Dec 2025 | 0.55x |
| Sep 2025 | 1.01x |
| Jun 2025 | 1.03x |
| Mar 2025 | 0.56x |
| Dec 2024 | 0.39x |
| Sep 2024 | 0.25x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-23. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-09 | 2024-09 | 2024-06 | 2024-03 | |
|---|---|---|---|---|
| Revenue | $839.9M | $797.4M | n/a | n/a |
| Net income | $185.9M | $183.2M | n/a | n/a |
| EPS (diluted) | 7.87 | 7.20 | n/a | n/a |
| Operating cash flow | $450.6M | $488.8M | n/a | n/a |
| Cash | $120.6M | $158.3M | $298.9M | $347.9M |
| Long-term debt | $33.5M | $33.4M | $33.3M | $33.4M |
| Dividends paid | $4.7M | $5.1M | n/a | n/a |
SEC XBRL, fiscal years, as known on 2026-10-27
CASH Stock Sonar score 6/7 axes
Find similar shapesCompareCASH ranks highest on profitability (98th percentile) and financial health (69th), and lowest on insider conviction (22nd), among Banks peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
CASH filings, in plain words
Are Pathward Financial insiders buying or selling CASH?
In the 180 days to 2026-10-27, Pathward Financial insiders were net sellers, a net $370.3K across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-27, Pathward Financial insiders were net sellers of CASH, a net $370.3K across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
Explore insider trading and ownership data
Every company we track, ranked by each kind of filing
