First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 100.0% of the 26,946 shares held after it.
4 other insiders bought within 30 days.
No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: President and CEO Felix Donald bought about $45.0K of CARV on Nov 25, 2024, the largest insider purchase at the company on our record; 4 other insiders bought within 30 days.
First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 90.0% of the 9,982 shares held after it.
4 other insiders bought within 30 days.
No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Knuckles Kenneth bought about $15.0K of CARV on Nov 25, 2024, the largest insider purchase at the company on our record; 4 other insiders bought within 30 days.
5 earlier Form 4 trades (code P or S) here by this insider (5 buys), the last on Feb 27, 2024.
-7.8% median (-3.7% mean) 90-day return after 5 previous buys.
The trade is 92.3% of the 64,880 shares held after it.
4 other insiders bought within 30 days.
No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director MacKay Craig C bought about $100.0K of CARV on Nov 25, 2024, the largest insider purchase at the company on our record; 4 other insiders bought within 30 days.
First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 87.3% of the 13,716 shares held after it.
4 other insiders bought within 30 days.
No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Grannum Colvin bought about $20.0K of CARV on Nov 25, 2024, the largest insider purchase at the company on our record; 4 other insiders bought within 30 days.
First Form 4 purchase or sale (code P or S) here by this insider on our record.
The trade is 58.7% of the 15,308 shares held after it.
4 other insiders bought within 30 days.
No fund added in the 13F quarter to Jun 30, 2026.
Insider activity: Director JACKSON PAZEL G JR bought about $15.0K of CARV on Nov 25, 2024, the largest insider purchase at the company on our record; 4 other insiders bought within 30 days.
14 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$3.9M
four quarters, 2024-10-01 to 2025-09-30
Revenue, TTM CARV
FY Mar 2025
$3.0M
FY Mar 2024
$3.0M
FY Mar 2023
$2.9M
FY Mar 2022
$5.0M
FY Mar 2021
n/a
Sep 2025
$1.2M
Jun 2025
$964.0K
Mar 2025
$762.0K
Dec 2024
$953.0K
Sep 2024
$711.0K
Jun 2024
$578.0K
Mar 2024
$774.0K
Dec 2023
$731.0K
At each fiscal year end
Single quarter
Net margin, TTM
-335.3%
net income over revenue, 2024-10-01 to 2025-09-30
Net margin, TTM CARV
FY Mar 2025
-457.5%
FY Mar 2024
-100.6%
FY Mar 2023
-151.9%
FY Mar 2022
-17.0%
FY Mar 2021
n/a
Sep 2025
-201.6%
Jun 2025
-122.1%
Mar 2025
-494.9%
Dec 2024
-592.7%
Sep 2024
-297.2%
Jun 2024
-382.7%
Mar 2024
+1.4%
Dec 2023
+2.6%
At each fiscal year end
Single quarter
Free cash flow, TTM
-$9.4M
operating cash flow minus capex, 2024-10-01 to 2025-09-30
Free cash flow, TTM CARV
FY Mar 2025
-$12.9M
FY Mar 2024
-$6.9M
FY Mar 2023
-$10.7M
FY Mar 2022
$7.0M
FY Mar 2021
$2.0M
Sep 2025
-$1.7M
Jun 2025
-$398.0K
Mar 2025
-$6.2M
Dec 2024
-$1.1M
Sep 2024
-$3.1M
Jun 2024
-$2.5M
Mar 2024
-$3.0M
Dec 2023
$3.2M
At each fiscal year end
Single quarter
Debt to equity
0.75x
long-term debt only, 2025-03-31 (6 months older than the period end); equity 2025-09-30
Debt to equity CARV
FY Mar 2025
0.68x
FY Mar 2024
1.10x
FY Mar 2023
0.90x
FY Mar 2022
0.29x
FY Mar 2021
n/a
Sep 2025
0.75x
Jun 2025
0.71x
Mar 2025
0.68x
Dec 2024
1.44x
Sep 2024
1.16x
Jun 2024
1.16x
Mar 2024
1.10x
Dec 2023
0.96x
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
-0.45x
TTM operating cash flow over long-term debt only, 2025-03-31 (6 months older than the period end)
Cash flow to debt CARV
FY Mar 2025
-0.62x
FY Mar 2024
-0.14x
FY Mar 2023
-0.26x
FY Mar 2022
0.45x
FY Mar 2021
n/a
Sep 2025
-0.45x
Jun 2025
-0.52x
Mar 2025
-0.62x
Dec 2024
-0.20x
Sep 2024
-0.11x
Jun 2024
-0.16x
Mar 2024
-0.14x
Dec 2023
-0.13x
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
-39.0%
TTM net income over average of 2024-09-30 and 2025-09-30
Return on equity CARV
FY Mar 2025
-38.2%
FY Mar 2024
-6.8%
FY Mar 2023
-8.8%
FY Mar 2022
-1.6%
FY Mar 2021
-7.7%
Sep 2025
-39.0%
Jun 2025
-37.2%
Mar 2025
-38.2%
Dec 2024
-26.6%
Sep 2024
-10.8%
Jun 2024
-9.1%
Mar 2024
-6.8%
Dec 2023
-10.2%
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
-1.8%
TTM net income over average of 2024-09-30 and 2025-09-30
Return on assets CARV
FY Mar 2025
-1.8%
FY Mar 2024
-0.4%
FY Mar 2023
-0.6%
FY Mar 2022
-0.1%
FY Mar 2021
-0.6%
Sep 2025
-1.8%
Jun 2025
-1.7%
Mar 2025
-1.8%
Dec 2024
-1.3%
Sep 2024
-0.6%
Jun 2024
-0.5%
Mar 2024
-0.4%
Dec 2023
-0.6%
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital CARV
FY Mar 2025
n/a
FY Mar 2024
n/a
FY Mar 2023
n/a
FY Mar 2022
n/a
FY Mar 2021
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
Jun 2024
n/a
Mar 2024
n/a
Dec 2023
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed CARV
FY Mar 2025
n/a
FY Mar 2024
n/a
FY Mar 2023
n/a
FY Mar 2022
n/a
FY Mar 2021
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
Jun 2024
n/a
Mar 2024
n/a
Dec 2023
n/a
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
P/E, trailing CARV
FY Mar 2025
n/a
FY Mar 2024
n/a
FY Mar 2023
n/a
FY Mar 2022
n/a
FY Mar 2021
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
Jun 2024
n/a
Mar 2024
n/a
Dec 2023
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
-$11.1M
market value at close 2026-10-26 on 2025-11-12 shares, plus long-term debt only, 2025-03-31 (6 months older than the period end), minus cash 2025-09-30
Enterprise value CARV
FY Mar 2025
-$22.9M
FY Mar 2024
-$5.0M
FY Mar 2023
$15.2M
FY Mar 2022
-$18.5M
FY Mar 2021
n/a
Sep 2025
-$8.3M
Jun 2025
-$14.8M
Mar 2025
-$22.9M
Dec 2024
$5.9M
Sep 2024
$1.7M
Jun 2024
$7.1M
Mar 2024
-$5.0M
Dec 2023
-$24.6M
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
-99.8%
TTM free cash flow over market value at close 2026-10-26
FCF yield CARV
FY Mar 2025
-179.6%
FY Mar 2024
-90.9%
FY Mar 2023
-63.7%
FY Mar 2022
+26.1%
FY Mar 2021
+7.0%
Sep 2025
-77.2%
Jun 2025
-123.4%
Mar 2025
-179.6%
Dec 2024
-103.3%
Sep 2024
-55.0%
Jun 2024
-109.0%
Mar 2024
-90.9%
Dec 2023
-58.6%
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
PEG, trailing CARV
FY Mar 2025
n/a
FY Mar 2024
n/a
FY Mar 2023
n/a
FY Mar 2022
n/a
FY Mar 2021
n/a
Sep 2025
n/a
Jun 2025
n/a
Mar 2025
n/a
Dec 2024
n/a
Sep 2024
n/a
Jun 2024
n/a
Mar 2024
n/a
Dec 2023
n/a
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
CARV ranks highest on risk and compliance (75th percentile) and growth (27th), and lowest on profitability (1st), among Banks peers.
Profitability
0
Inputs
Return on equity-39.0% · 0 pct, sector of 327
Return on assets-1.8% · 1 pct, sector of 334
Return on invested capitalfewer than four consecutive quarters of operating income
Return on capital employedfewer than four consecutive quarters of operating income
Financial health
9
Inputs
Debt to equity0.75x · 15 pct, sector of 229
Cash flow to debt-0.45x · 3 pct, sector of 198
Growth
27
Inputs
Revenue growth, YoY+1.5% · 27 pct, sector of 151
Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Risk and compliance
75
Inputs
Short interest, % of float+0.2% · 84 pct, sector of 378
Recalls per $1B revenue, 3yrevenue under $50M or not filed, so a count cannot be scaled to size
EPA cases per $1B revenue, 5yrevenue under $50M or not filed, so a count cannot be scaled to size
New text in Risk Factors, latest 10-K+8.6% · 67 pct, sector of 127
3 not measured: Insider conviction, Institutional and government, US patents
Insider conviction needs 1 of 2 inputs, 0 present: no Form 4 purchase or sale (code P or S) in 180 days; no insider trades in 180 days
Institutional and government needs 1 of 4 inputs, 0 present: fewer than five funds report holding it; no Congress trades in 365 days; no federal contracts in 180 days; no lobbying filings in the last four quarters
US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet
4 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
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