BFC Bank First (BFC) Insider Trading, Ownership & Congress Trades
Banks · National commercial banks · CIK 0001746109
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
100
13F, latest reported quarter
What the filings say about BFC
Insiders, 180 days
-$126.8K net sold
1 buyer · 1 seller · 0% of sales under a 10b5-1 plan
Bank First insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Bank First Corp insiders sold a net $126.8K of stock across 18 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 24.2% of the 7,640 shares held after it.
- No other insider sold within 30 days.
- 100 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Van Sistine Peter J. sold about $287.5K of BFC on Sep 11, 2026; 100 funds added in the latest 13F quarter.Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 100.0% of the 1,024 shares held after it.
- No other insider bought within 30 days.
- 100 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Pearson Tracy C bought about $160.7K of BFC on Aug 17, 2026, the largest insider purchase at the company on our record; 100 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 buy), the last on Jan 27, 2026.
- The trade is 22.3% of the 2,015 shares held after it.
- 1 other insider bought within 30 days.
- 100 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Sprang Todd A. bought about $62.5K of BFC on Apr 22, 2026, the largest insider purchase at the company since 2025; 1 other insider bought within 30 days and 100 funds added in the latest 13F quarter.Context
- 2 earlier Form 4 trades (code P or S) here by this insider (2 buys), the last on Aug 19, 2025.
- +8.4% median (+8.4% mean) 90-day return after 2 previous buys.
- The trade is 4.9% of the 4,597 shares held after it.
- 1 other insider bought within 30 days.
- 100 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Stayer-Suprick Michael S bought about $31.5K of BFC on Apr 21, 2026; 1 other insider bought within 30 days and 100 funds added in the latest 13F quarter.Context
- 1 earlier Form 4 trade (code P or S) here by this insider (1 sale), the last on Feb 6, 2026.
- The trade is 6.4% of the 125,680 shares held after it.
- No other insider sold within 30 days.
- 100 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Eldred Steven M sold about $1.2M of BFC on Feb 11, 2026, the largest insider sale at the company on our record; 100 funds added in the latest 13F quarter.18 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$126.8K over 180 days
-$126.8K over 90 days
more than 56% of Banks
Congress
no House purchase disclosed in the last 12 months
Funds
100 funds bought in last quarter
more than 52% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$23.4M repurchased, FY to 2026-06-30
more than 66% of Banks
Short interest
6.7% of the float short (float per yahoo 2026-10-26) · 9.6 days to cover · settled 2026-09-30
more than 87% of Banks
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch BFC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+16.9%12M
Insider buyInsider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns BFC: institutional holders (13F)
13F holdings, latest reported quarter
821,389 sh
$121.9M
465,415 sh
$69.0M
437,337 sh
$65.1M
348,092 sh
$51.6M
296,453 sh
$44.0M
Congress trades in BFC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
BFC planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
BFC mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
First Trust NASDAQ ABA Community Bank Index Fund
$583.8K position · as of 2026-06-30
0.7%
State Street(R) SPDR(R) S&P(R) Regional Banking ETF
$21.2M position · as of 2026-06-30
0.4%
State Street(R) SPDR(R) US Small Cap Low Volatility Index ETF
$1.1M position · as of 2026-06-30
0.4%
First Trust/Dow Jones Dividend & Income Allocation Portfolio
$2.7M position · as of 2026-06-30
0.4%
iShares Micro-Cap ETF
$5.2M position · as of 2026-06-30
0.3%
Direxion Daily Regional Banks Bull 3X Shares
$1.3M position · as of 2026-07-31
0.3%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return · Michael B. Molepske
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2023
$1.4M
$1.5M
$587.3K
+39%
+3%
2022
$1.3M
$1.6M
$582.3K
+47%
-11%
2021
$1.3M
$1.4M
$597.5K
+13%
+14%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $126.8K sold by insiders over 180 days, 100 funds added last quarter. Each figure is a federal filing, dated the day it went public.
BFC financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM BFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM BFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$42.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM BFC
| FY Dec 2025 | $51.0M |
| FY Dec 2024 | $58.6M |
| FY Dec 2023 | $39.5M |
| FY Dec 2022 | $33.1M |
| FY Dec 2021 | $31.6M |
| Jun 2026 | $20.7M |
| Mar 2026 | -$16.9M |
| Dec 2025 | $26.3M |
| Sep 2025 | $12.5M |
| Jun 2025 | $8.2M |
| Mar 2025 | $4.0M |
| Dec 2024 | $27.4M |
| Sep 2024 | $16.9M |
At each fiscal year end
Single quarter
Debt to equity
0.00x
LongTermDebt as filed 2022-09-30 (45 months older than the period end) (includes the current portion); equity 2026-06-30
Debt to equity BFC
| FY Dec 2025 | 0.00x |
| FY Dec 2024 | 0.00x |
| FY Dec 2023 | 0.00x |
| FY Dec 2022 | 0.01x |
| FY Dec 2021 | 0.02x |
| Jun 2026 | 0.00x |
| Mar 2026 | 0.00x |
| Dec 2025 | 0.00x |
| Sep 2025 | 0.00x |
| Jun 2025 | 0.00x |
| Mar 2025 | 0.00x |
| Dec 2024 | 0.00x |
| Sep 2024 | 0.00x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
22.45x
TTM operating cash flow over LongTermDebt as filed 2022-09-30 (45 months older than the period end) (includes the current portion)
Cash flow to debt BFC
| FY Dec 2025 | 24.50x |
| FY Dec 2024 | 25.82x |
| FY Dec 2023 | 20.76x |
| FY Dec 2022 | 15.69x |
| FY Dec 2021 | 5.06x |
| Jun 2026 | 22.45x |
| Mar 2026 | 17.52x |
| Dec 2025 | 24.50x |
| Sep 2025 | 25.21x |
| Jun 2025 | 26.51x |
| Mar 2025 | 27.72x |
| Dec 2024 | 25.82x |
| Sep 2024 | 21.70x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+11.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity BFC
| FY Dec 2025 | +11.1% |
| FY Dec 2024 | +10.4% |
| FY Dec 2023 | +13.9% |
| FY Dec 2022 | +11.7% |
| FY Dec 2021 | +14.7% |
| Jun 2026 | +11.3% |
| Mar 2026 | +10.0% |
| Dec 2025 | +11.1% |
| Sep 2025 | +11.2% |
| Jun 2025 | +11.3% |
| Mar 2025 | +10.9% |
| Dec 2024 | +10.4% |
| Sep 2024 | +13.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+1.6%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets BFC
| FY Dec 2025 | +1.6% |
| FY Dec 2024 | +1.5% |
| FY Dec 2023 | +1.9% |
| FY Dec 2022 | +1.4% |
| FY Dec 2021 | +1.6% |
| Jun 2026 | +1.6% |
| Mar 2026 | +1.4% |
| Dec 2025 | +1.6% |
| Sep 2025 | +1.6% |
| Jun 2025 | +1.6% |
| Mar 2025 | +1.6% |
| Dec 2024 | +1.5% |
| Sep 2024 | +2.0% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital BFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed BFC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
19.34x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing BFC
| FY Dec 2025 | 16.85x |
| FY Dec 2024 | 15.24x |
| FY Dec 2023 | 11.90x |
| FY Dec 2022 | 16.63x |
| FY Dec 2021 | 12.20x |
| Jun 2026 | 19.29x |
| Mar 2026 | 18.78x |
| Dec 2025 | 16.85x |
| Sep 2025 | 17.06x |
| Jun 2025 | 16.98x |
| Mar 2025 | 14.79x |
| Dec 2024 | 15.24x |
| Sep 2024 | 11.14x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$1.4B
market value at close 2026-10-27 on 2026-08-07 shares, plus LongTermDebt as filed 2022-09-30 (45 months older than the period end) (includes the current portion), minus cash 2026-06-30
Enterprise value BFC
| FY Dec 2025 | $957.4M |
| FY Dec 2024 | $733.3M |
| FY Dec 2023 | $653.4M |
| FY Dec 2022 | $721.3M |
| FY Dec 2021 | $262.2M |
| Jun 2026 | $1.4B |
| Mar 2026 | $1.1B |
| Dec 2025 | $957.4M |
| Sep 2025 | $1.1B |
| Jun 2025 | $1.0B |
| Mar 2025 | $708.5M |
| Dec 2024 | $733.3M |
| Sep 2024 | $706.4M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+2.6%
TTM free cash flow over market value at close 2026-10-27
FCF yield BFC
| FY Dec 2025 | +4.3% |
| FY Dec 2024 | +5.9% |
| FY Dec 2023 | +4.4% |
| FY Dec 2022 | +4.0% |
| FY Dec 2021 | +5.7% |
| Jun 2026 | +2.6% |
| Mar 2026 | +2.0% |
| Dec 2025 | +4.3% |
| Sep 2025 | +4.4% |
| Jun 2025 | +4.9% |
| Mar 2025 | +6.2% |
| Dec 2024 | +5.9% |
| Sep 2024 | +5.4% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
1.76x
P/E over trailing EPS growth of 11%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing BFC
| FY Dec 2025 | 1.50x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | 0.39x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.70x |
| Jun 2026 | 1.76x |
| Mar 2026 | 3.37x |
| Dec 2025 | 1.50x |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | 0.21x |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | $71.5M | $65.6M | $74.5M | $45.2M |
| EPS (diluted) | 7.23 | 6.50 | 7.28 | 5.58 |
| Operating cash flow | $62.5M | $65.8M | $52.9M | $40.0M |
| Cash | $243.2M | $261.3M | $247.5M | $119.4M |
| Buybacks | $22.0M | $31.9M | $10.0M | $14.3M |
SEC XBRL, fiscal years, as known on 2026-10-28
BFC Stock Sonar score 5/7 axes
Find similar shapesCompareBFC ranks highest on financial health (90th percentile) and profitability (75th), and lowest on risk and compliance (14th), among Banks peers.
5 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
BFC filings, in plain words
Are Bank First insiders buying or selling BFC?
In the 180 days to 2026-10-28, Bank First insiders were net sellers, a net $126.8K: $160.7K of purchases and $287.5K of sales reported on Form 4, by 1 buyer and 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Bank First insiders were net sellers of BFC, a net $126.8K across purchases and sales reported on Form 4 by 1 buyer and 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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