BAFN BayFirst Financial (BAFN) Insider Trading, Ownership & Congress Trades
Banks · State commercial banks · CIK 0001649739
Activist 13D
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
9
13F, latest reported quarter
What the filings say about BAFN
Activist stakes (13D), 180 days
1 filing
Largest: 42.4% of the class
BayFirst Financial insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
No insider purchases or sales are on record for BayFirst Financial Corp. in the period covered. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 buys), the last on May 25, 2022.
- -4.7% median (-0.4% mean) 90-day return after 3 previous buys.
- The trade is 0.0% of the 69,379 shares held after it.
- No other insider sold within 30 days.
- 9 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director Berset Derek Steven sold about $3 of BAFN on May 15, 2025, the largest insider sale at the company on our record; 9 funds added in the latest 13F quarter.96 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
no insider buys or sells on file
Congress
no House purchase disclosed in the last 12 months
Funds
9 funds bought in last quarter
below 98% of Banks
Revenue
no revenue reported in any filing
Margin
no margin: no revenue reported
Buybacks
$335.0K repurchased, FY to 2025-12-31
below 85% of Banks
Short interest
6.1% of the float short (float per yahoo 2026-10-26) · 2.5 days to cover · settled 2026-09-30
below 53% of Banks
The situation: each line is one rule over one dataset
LEHMAN KENNETH R disclosed a 5%+ stake (42.4%) in the last six months.
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch BAFN
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-31.1%12M
Insider sell13D/G stake
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns BAFN: institutional holders (13F)
13F holdings, latest reported quarter
150,806 sh
$754.0K
132,926 sh
$664.6K
91,679 sh
$458.4K
52,828 sh
$264.1K
38,775 sh
$193.9K
Congress trades in BAFN
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
13D: intends to influence · 13G: passive
LEHMAN KENNETH R
Activist 13D · 2026-07-16
42.4%
BAFN planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
BAFN mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
iShares Micro-Cap ETF
$57.5K position · as of 2026-06-30
0.0%
1290 VT Micro Cap Portfolio
$3.3K position · as of 2026-06-30
0.0%
Fidelity Extended Market Index Fund
$147.4K position · as of 2026-05-31
0.0%
VANGUARD EXTENDED MARKET INDEX FUND
$203.9K position · as of 2026-06-30
0.0%
Fidelity Total Market Index Fund
$44.6K position · as of 2026-05-31
0.0%
Fidelity Series Total Market Index Fund
$32.0K position · as of 2026-05-31
0.0%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
An activist crossed the 5% line with declared intent.
The record shows 9 funds added last quarter. Each figure is a federal filing, dated the day it went public.
BAFN financials
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
n/a
fewer than four consecutive quarters of revenue filed
Revenue, TTM BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Net margin, TTM BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Single quarter
Free cash flow, TTM
$146.6M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM BAFN
| FY Dec 2025 | $288.5M |
| FY Dec 2024 | $391.7M |
| FY Dec 2023 | $447.2M |
| FY Dec 2022 | $432.2M |
| FY Dec 2021 | $482.3M |
| Jun 2026 | $263.0K |
| Mar 2026 | -$3.2M |
| Dec 2025 | $101.3M |
| Sep 2025 | $48.2M |
| Jun 2025 | $64.0M |
| Mar 2025 | $75.0M |
| Dec 2024 | $100.3M |
| Sep 2024 | $90.5M |
At each fiscal year end
Single quarter
Debt to equity
n/a
no debt line filed
Debt to equity BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
n/a
no debt line filed
Cash flow to debt BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
-55.2%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity BAFN
| FY Dec 2025 | -26.1% |
| FY Dec 2024 | +9.9% |
| FY Dec 2023 | +6.0% |
| FY Dec 2022 | -0.4% |
| FY Dec 2021 | +29.4% |
| Jun 2026 | -55.2% |
| Mar 2026 | -32.7% |
| Dec 2025 | -26.1% |
| Sep 2025 | -15.6% |
| Jun 2025 | +5.6% |
| Mar 2025 | +8.2% |
| Dec 2024 | +9.9% |
| Sep 2024 | +4.6% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
-4.9%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets BAFN
| FY Dec 2025 | -1.9% |
| FY Dec 2024 | +0.8% |
| FY Dec 2023 | +0.6% |
| FY Dec 2022 | -0.0% |
| FY Dec 2021 | +2.0% |
| Jun 2026 | -4.9% |
| Mar 2026 | -2.4% |
| Dec 2025 | -1.9% |
| Sep 2025 | -1.1% |
| Jun 2025 | +0.4% |
| Mar 2025 | +0.7% |
| Dec 2024 | +0.8% |
| Sep 2024 | +0.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
fewer than four consecutive quarters of operating income
Return on invested capital BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
fewer than four consecutive quarters of operating income
Return on capital employed BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
P/E, trailing BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | 6.33x |
| FY Dec 2023 | 11.65x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 3.90x |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | 13.86x |
| Mar 2025 | 10.02x |
| Dec 2024 | 6.33x |
| Sep 2024 | 18.79x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no debt line filed
Enterprise value BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
+82.7%
TTM free cash flow over market value at close 2026-10-26
FCF yield BAFN
| FY Dec 2025 | +894.3% |
| FY Dec 2024 | +712.6% |
| FY Dec 2023 | +834.0% |
| FY Dec 2022 | +640.1% |
| FY Dec 2021 | +533.0% |
| Jun 2026 | +713.6% |
| Mar 2026 | +806.2% |
| Dec 2025 | +894.3% |
| Sep 2025 | +665.1% |
| Jun 2025 | +570.5% |
| Mar 2025 | +496.1% |
| Dec 2024 | +712.6% |
| Sep 2024 | +767.5% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing loss, a multiple of a loss is not meaningful
PEG, trailing BAFN
| FY Dec 2025 | n/a |
| FY Dec 2024 | 0.07x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | 1.61x |
| Mar 2025 | 0.19x |
| Dec 2024 | 0.07x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Net income | -$24.6M | $10.2M | $5.7M | -$349.0K |
| EPS (diluted) | -6.32 | 2.09 | 1.12 | -0.22 |
| Operating cash flow | $288.8M | $393.4M | $454.8M | $440.3M |
| Cash | $207.0M | $77.8M | $58.4M | $66.0M |
| Buybacks | $335.0K | $0 | $13.0K | $49.0K |
| Dividends paid | $663.0K | $1.3M | $1.3M | $1.3M |
SEC XBRL, fiscal years, as known on 2026-10-27
BAFN Stock Sonar score 3/7 axes
Find similar shapesCompareBAFN ranks highest on risk and compliance (18th percentile) and institutional and government (2nd), and lowest on profitability (1st), among Banks peers.
3 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
BAFN filings, in plain words
Read the full summary
None of the 4 insider sales was flagged as made under a Rule 10b5-1 plan. 1 activist Schedule 13D filing in the last 180 days declared an intent to influence the company, the largest for 42.4% of the class. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
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