TWFG Twfg (TWFG) Insider Trading, Ownership & Congress Trades
Insurance · Insurance agents, brokers & service · CIK 0002007596
SEC filings
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
46
13F, latest reported quarter
What the filings say about TWFG
Insiders, 180 days
+$3.4M net bought
1 buyer
Twfg insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, TWFG, Inc. insiders bought a net $3.4M of stock across 25 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 12 earlier Form 4 trades (code P or S) here by this insider (12 buys), the last on Jun 4, 2026.
- +52.9% median (+52.8% mean) 90-day return after 12 previous buys.
- The trade is 1.0% of the 765,587 shares held after it.
- No other insider bought within 30 days.
- 46 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DOAK MICHAEL bought about $153.0K of TWFG on Jun 5, 2026; 46 funds added in the latest 13F quarter.Context
- 11 earlier Form 4 trades (code P or S) here by this insider (11 buys), the last on Jun 3, 2026.
- +50.9% median (+52.3% mean) 90-day return after 11 previous buys.
- The trade is 1.5% of the 757,722 shares held after it.
- No other insider bought within 30 days.
- 46 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DOAK MICHAEL bought about $210.0K of TWFG on Jun 4, 2026; 46 funds added in the latest 13F quarter.Context
- 10 earlier Form 4 trades (code P or S) here by this insider (10 buys), the last on Jun 2, 2026.
- +50.9% median (+52.1% mean) 90-day return after 10 previous buys.
- The trade is 3.1% of the 746,722 shares held after it.
- No other insider bought within 30 days.
- 46 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DOAK MICHAEL bought about $428.1K of TWFG on Jun 3, 2026; 46 funds added in the latest 13F quarter.Context
- 9 earlier Form 4 trades (code P or S) here by this insider (9 buys), the last on Jun 1, 2026.
- +50.8% median (+52.2% mean) 90-day return after 9 previous buys.
- The trade is 2.3% of the 723,728 shares held after it.
- No other insider bought within 30 days.
- 46 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DOAK MICHAEL bought about $317.6K of TWFG on Jun 2, 2026; 46 funds added in the latest 13F quarter.Context
- 8 earlier Form 4 trades (code P or S) here by this insider (8 buys), the last on May 29, 2026.
- +53.3% median (+52.4% mean) 90-day return after 8 previous buys.
- The trade is 2.3% of the 707,228 shares held after it.
- No other insider bought within 30 days.
- 46 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DOAK MICHAEL bought about $318.9K of TWFG on Jun 1, 2026; 46 funds added in the latest 13F quarter.25 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net +$3.4M over 180 days
more than 97% of Insurance
Congress
no House purchase disclosed in the last 12 months
Funds
46 funds bought in last quarter
below 81% of Insurance
Revenue
+22.0% year over year
more than 71% of Insurance
Margin
16.6% net margin
more than 65% of Insurance
Buybacks
$42.9M repurchased, FY to 2026-06-30
below 76% of Insurance
Short interest
8.2% of the float short (float per yahoo 2026-10-27) · 8.0 days to cover · settled 2026-10-15
What changed in the last 30 days
Oct 28Insider buying stopped: no purchases in 90 days after 12 in the prior 90
Why it matters
The absence is the signal: 12 purchases in one 90-day window and none in the next is a change of behaviour, not a filing.
Watch TWFG
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
+3.5%12M
Insider buy
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns TWFG: institutional holders (13F)
13F holdings, latest reported quarter
1,135,091 sh
$27.3M
781,912 sh
$18.8M
652,452 sh
$15.7M
500,000 sh
$12.0M
489,244 sh
$11.8M
Congress trades in TWFG
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
TWFG planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
TWFG mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
BARON DISCOVERY FUND
$22.5M position · as of 2026-06-30
1.2%
Baron Financials ETF
$389.0K position · as of 2026-06-30
0.8%
SA Franklin Small Company Value Portfolio
$1.5M position · as of 2026-07-31
0.5%
Franklin Small Cap Value VIP Fund
$5.6M position · as of 2026-06-30
0.4%
PACE Small/Medium Co Growth Equity Investments
$798.0K position · as of 2026-07-31
0.3%
Emerald Finance & Banking Innovation Fund
$131.3K position · as of 2026-07-31
0.3%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders are net buyers of their own stock.
The record shows a net $3.4M bought by insiders over 180 days, 46 funds added last quarter. Each figure is a federal filing, dated the day it went public.
TWFG financials
Revenue growth
+22.0%
XBRL, annual
Net margin
16.6%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$294.7M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM TWFG
| FY Dec 2025 | $248.5M |
| FY Dec 2024 | $203.6M |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | $87.5M |
| Mar 2026 | $72.8M |
| Dec 2025 | $70.3M |
| Sep 2025 | $64.1M |
| Jun 2025 | $60.3M |
| Mar 2025 | $53.8M |
| Dec 2024 | $49.5M |
| Sep 2024 | $54.6M |
At each fiscal year end
Single quarter
Net margin, TTM
+14.2%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM TWFG
| FY Dec 2025 | +16.6% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | +2.7% |
| Mar 2026 | +2.4% |
| Dec 2025 | +51.5% |
| Sep 2025 | +2.7% |
| Jun 2025 | +3.2% |
| Mar 2025 | +2.5% |
| Dec 2024 | +16.5% |
| Sep 2024 | +2.1% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$59.7M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM TWFG
| FY Dec 2025 | $53.1M |
| FY Dec 2024 | $37.3M |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | $9.3M |
| Mar 2026 | $22.4M |
| Dec 2025 | $13.1M |
| Sep 2025 | $14.9M |
| Jun 2025 | $9.6M |
| Mar 2025 | $15.6M |
| Dec 2024 | $8.7M |
| Sep 2024 | $11.5M |
At each fiscal year end
Single quarter
Debt to equity
0.07x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Debt to equity TWFG
| FY Dec 2025 | 0.05x |
| FY Dec 2024 | 0.08x |
| FY Dec 2023 | 1.63x |
| FY Dec 2022 | n/a |
| Jun 2026 | 0.07x |
| Mar 2026 | 0.05x |
| Dec 2025 | 0.05x |
| Sep 2025 | 0.07x |
| Jun 2025 | 0.08x |
| Mar 2025 | 0.09x |
| Dec 2024 | 0.08x |
| Sep 2024 | 0.11x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
20.07x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Cash flow to debt TWFG
| FY Dec 2025 | 13.35x |
| FY Dec 2024 | 6.84x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | 20.07x |
| Mar 2026 | 17.21x |
| Dec 2025 | 13.35x |
| Sep 2025 | 8.99x |
| Jun 2025 | 7.60x |
| Mar 2025 | 6.61x |
| Dec 2024 | 6.84x |
| Sep 2024 | 4.47x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+67.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity TWFG
| FY Dec 2025 | +52.4% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | +0.0% |
| FY Dec 2022 | n/a |
| Jun 2026 | +67.3% |
| Mar 2026 | +57.6% |
| Dec 2025 | +52.4% |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | -27.8% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+12.0%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets TWFG
| FY Dec 2025 | +11.8% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | +0.0% |
| FY Dec 2022 | n/a |
| Jun 2026 | +12.0% |
| Mar 2026 | +11.9% |
| Dec 2025 | +11.8% |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | -6.3% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
invested capital is zero or negative
Return on invested capital TWFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
+18.3%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
Return on capital employed TWFG
| FY Dec 2025 | +12.1% |
| FY Dec 2024 | +15.3% |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | +18.3% |
| Mar 2026 | +14.5% |
| Dec 2025 | +12.1% |
| Sep 2025 | +10.1% |
| Jun 2025 | +12.7% |
| Mar 2025 | +9.2% |
| Dec 2024 | +15.3% |
| Sep 2024 | +9.3% |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
45.42x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing TWFG
| FY Dec 2025 | 55.33x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | 40.08x |
| Mar 2026 | 33.44x |
| Dec 2025 | 55.33x |
| Sep 2025 | 62.36x |
| Jun 2025 | 85.37x |
| Mar 2025 | 2.87x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no share count filed
Enterprise value TWFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
n/a
no share count filed
FCF yield TWFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.98x
P/E over trailing EPS growth of 46%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing TWFG
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| Jun 2026 | 0.86x |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $248.5M | $203.8M | $172.0M | $153.9M |
| Operating income | $37.0M | $27.9M | $25.4M | $23.7M |
| Net income | $41.2M | $2.7M | $0 | $0 |
| EPS (diluted) | 0.53 | 0.19 | n/a | n/a |
| Operating cash flow | $53.5M | $40.5M | $30.2M | $25.8M |
| Cash | $155.9M | $195.8M | $39.3M | $22.3M |
| Long-term debt | $2.0M | $4.0M | $48.0M | n/a |
SEC XBRL, fiscal years, as known on 2026-10-28
TWFG Stock Sonar score 6/7 axes
Find similar shapesCompareTWFG ranks highest on profitability (95th percentile) and financial health (90th), and lowest on risk and compliance (14th), among Insurance peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
TWFG filings, in plain words
Are Twfg insiders buying or selling TWFG?
In the 180 days to 2026-10-28, Twfg insiders were net buyers, a net $3.4M across purchases and sales reported on Form 4, by 1 buyer.
Read the full summary
In the 180 days to 2026-10-28, Twfg insiders were net buyers of TWFG, a net $3.4M across purchases and sales reported on Form 4 by 1 buyer. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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