WaveMan
WaveMan · Company
TRUP · Trupanion, Inc.
> Search tickers & screens ⌘K
LIVE
← All companies

TRUP Trupanion (TRUP) Insider Trading, Ownership & Congress Trades

Insurance · Hospital & medical service plans · CIK 0001371285
Quote by TradingView
Form 144 · 6
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
108
13F, latest reported quarter
Conversions, 180 days
79
Codes C/M, not in net · $131.4K priced

What the filings say about TRUP

Insiders, 180 days
-$789.7K net sold
4 sellers · 29% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$379.5K
6 notices

Trupanion insider trades (Form 4)

Form 4 buys and sells (codes P and S). Grants, option exercises and conversions excluded.

Over the last 180 days, TRUPANION, INC. insiders sold a net $789.7K of stock across 232 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.

Insider
Filed
Shares
Value
Since filing
Tooth Margaret
CEO
SELL
2026-10-13 SECtraded 2026-10-09
1,000
$25.8K
+9.3%
Context
  • 35 earlier Form 4 trades (code P or S) here by this insider (35 sales), the last on Sep 11, 2026.
  • The trade is 0.5% of the 184,952 shares held after it.
  • 1 other insider sold within 30 days.
  • 108 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Tooth Margaret sold about $25.8K of TRUP under a 10b5-1 plan on Oct 9, 2026; 1 other insider sold within 30 days and 108 funds added in the latest 13F quarter.
GALLAGHER JOHN R
Chief Operating Officer
SELL
2026-09-30 SECtraded 2026-09-28
431
$9.9K
+23.2%
Context
  • 12 earlier Form 4 trades (code P or S) here by this insider (12 sales), the last on Aug 28, 2026.
  • The trade is 1.3% of the 33,311 shares held after it.
  • 1 other insider sold within 30 days.
  • 108 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Operating Officer GALLAGHER JOHN R sold about $9.9K of TRUP under a 10b5-1 plan on Sep 28, 2026; 1 other insider sold within 30 days and 108 funds added in the latest 13F quarter.
Tooth Margaret
CEO
SELL
2026-09-15 SECtraded 2026-09-11
1,000
$25.0K
+14.0%
Context
  • 34 earlier Form 4 trades (code P or S) here by this insider (34 sales), the last on Aug 25, 2026.
  • The trade is 0.5% of the 185,952 shares held after it.
  • 2 other insiders sold within 30 days.
  • 108 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: CEO Tooth Margaret sold about $25.0K of TRUP under a 10b5-1 plan on Sep 11, 2026; 2 other insiders sold within 30 days and 108 funds added in the latest 13F quarter.
GALLAGHER JOHN R
Chief Operating Officer
SELL
2026-09-01 SECtraded 2026-08-28
3,604
$107.0K
+3.4%
Context
  • 11 earlier Form 4 trades (code P or S) here by this insider (11 sales), the last on Jul 28, 2026.
  • The trade is 10.7% of the 33,742 shares held after it.
  • 2 other insiders sold within 30 days.
  • 108 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Operating Officer GALLAGHER JOHN R sold about $107.0K of TRUP under a 10b5-1 plan on Aug 28, 2026; 2 other insiders sold within 30 days and 108 funds added in the latest 13F quarter.
Qureshi Fawwad
Chief Financial Officer
SELL
2026-08-26 SEC
6,111
$183.4K
-1.5%
Context
  • 15 earlier Form 4 trades (code P or S) here by this insider (15 sales), the last on May 27, 2026.
  • The trade is 144.5% of the 4,230 shares held after it.
  • 2 other insiders sold within 30 days.
  • 108 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Financial Officer Qureshi Fawwad sold about $183.4K of TRUP on Aug 26, 2026; 2 other insiders sold within 30 days and 108 funds added in the latest 13F quarter.
232 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
See all insider buying · insider selling
Showing the latest few. to see 227 more transactions and use the screener and CSV export. We store only your email; there is no password.
Seven facts, ranked against the sector · Rank is not a forecast
Insiders
net -$789.7K over 180 days
-$395.2K over 90 days
more than 66% of Insurance
Congress
no House purchase disclosed in the last 12 months
Funds
108 funds bought in last quarter
below 63% of Insurance
Revenue
+11.9% year over year
more than 59% of Insurance
Margin
1.4% net margin
below 80% of Insurance
Buybacks
no share repurchases reported
Short interest
11.0% of the float short (float per yahoo 2026-10-27) · 9.3 days to cover · settled 2026-10-15
more than 91% of Insurance
What changed in the last 30 days
Oct 13CEO Tooth Margaret sold $25.8K under a 10b5-1 plan (Oct 9)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.
Oct 9Officer MARGARET R TOOTH filed to sell $25.8K by Oct 9 (Form 144)
Why it matters
A Form 144 is a notice of intent to sell; the sale may not happen, and it says nothing about the price.
Sep 30Chief Operating Officer GALLAGHER JOHN R sold $9.9K under a 10b5-1 plan (Sep 28)
Why it matters
A 10b5-1 plan schedules trades months ahead, so this says little about what the insider thinks today.

Watch TRUP

A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.

The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-33.4%12M
-51%-34%-17%+0%2025-102025-122026-022026-042026-062026-082026-10 2025-12-19 · Tooth Margaret sold $303.0K2025-11-25 · Tooth Margaret sold $282.5K2025-10-27 · Tooth Margaret sold $262.3K2025-11-28 · GALLAGHER JOHN R sold $222.3K2025-11-26 · Qureshi Fawwad sold $219.9K2026-03-04 · DREYER EMILY sold $219.3K2026-08-26 · Qureshi Fawwad sold $183.4K2026-06-05 · WEINRAUCH STEVE sold $146.8K2026-02-27 · GALLAGHER JOHN R sold $140.1K2026-05-27 · Qureshi Fawwad sold $133.2K2025-10-27 · Tooth Margaret sold $126.1K2026-02-25 · Qureshi Fawwad sold $119.0K2026-08-28 · GALLAGHER JOHN R sold $107.0K2026-05-28 · GALLAGHER JOHN R sold $78.1K2026-02-27 · Qureshi Fawwad sold $75.1K2025-11-25 · Tooth Margaret sold $63.7K2025-12-19 · Tooth Margaret sold $60.8K2026-08-11 · Tooth Margaret sold $28.4K2026-10-09 · Tooth Margaret sold $25.8K2026-09-11 · Tooth Margaret sold $25.0K2025-12-29 · GALLAGHER JOHN R sold $16.1K2026-08-25 · Tooth Margaret sold $15.6K2026-01-28 · GALLAGHER JOHN R sold $13.6K2026-04-28 · GALLAGHER JOHN R sold $11.8K2026-03-30 · GALLAGHER JOHN R sold $11.0K2026-06-29 · GALLAGHER JOHN R sold $10.9K2026-07-28 · GALLAGHER JOHN R sold $10.8K2026-05-25 · Tooth Margaret sold $10.7K2026-09-28 · GALLAGHER JOHN R sold $9.9K2026-05-27 · Qureshi Fawwad sold $3.8K2026-02-25 · WEINRAUCH STEVE sold $2.3K2026-10-09 · MARGARET R TOOTH filed to sell $25.8K2026-09-28 · JOHN GALLAGHER filed to sell $9.9K2026-09-11 · MARGARET R TOOTH filed to sell $25.0K2026-08-28 · JOHN GALLAGHER filed to sell $107.0K2026-08-26 · FAWWAD QURESHI filed to sell $183.4K2026-08-11 · MARGARET R TOOTH filed to sell $28.4K2026-07-28 · JOHN GALLAGHER filed to sell $10.8K2026-06-29 · JOHN GALLAGHER filed to sell $10.9K
Insider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart. When a name files heavily, the largest trades are drawn first.

Who owns TRUP: institutional holders (13F)

13F holdings, latest reported quarter
BlackRock, Inc.
5,441,008 sh
$134.8M
Capital World Investors
3,840,269 sh
$95.1M
Aflac Inc
3,636,364 sh
$90.1M
VANGUARD PORTFOLIO MANAGEMENT LLC
1,801,498 sh
$44.6M
Polar Capital Holdings Plc
1,750,000 sh
$43.3M

Congress trades in TRUP

No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.

Activist and 5% holders (13D/13G)

No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.

TRUP planned insider sales (Form 144)

Notice of intent to sell, filed before any sale
MARGARET R TOOTH
Filed 2026-10-09
$25.8K
JOHN GALLAGHER
Filed 2026-09-28
$9.9K
MARGARET R TOOTH
Filed 2026-09-11
$25.0K
JOHN GALLAGHER
Filed 2026-08-28
$107.0K
FAWWAD QURESHI
Filed 2026-08-26
$183.4K

TRUP mutual fund holders (N-PORT)

Funds ranked by the share of their own portfolio in this stock (N-PORT).
ProShares Pet Care ETF
$1.3M position · as of 2026-05-31
4.0%
DWS Global Small Cap Fund
$691.2K position · as of 2026-07-31
0.3%
ClearBridge Small Cap Growth Fund
$6.2M position · as of 2026-07-31
0.3%
DWS Global Small Cap VIP
$262.9K position · as of 2026-06-30
0.3%
ClearBridge Variable Small Cap Growth Portfolio
$1.4M position · as of 2026-06-30
0.3%
Invesco S&P SmallCap Financials ETF
$45.1K position · as of 2026-05-31
0.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M · % is the share of the fund's own portfolio
Executive pay vs shareholder return · Margi Tooth
CEO pay, headline and as actually paid, against the company's return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$4.1M
$2.6M
$2.1M
-69%
+67%
2023
$321.9K
-$231.5K
$705.7K
-17%
+76%
2022
$1.7M
-$4.0M
$3.5M
+29%
+6%
2021
$5.0M
$5.9M
$4.0M
+259%
+76%
2020
$1.2M
$6.3M
$1.2M
+226%
+39%
Tagged by the company under SEC Item 402(v). Returns are cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $789.7K sold by insiders over 180 days, 108 funds added last quarter, $379.5K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
Backtest this pattern Open the screener
Same sector, ranked by filing activity
Sector by SEC SIC code
GSHDDGICAPLMRALHCCRVLHGTYKNSLAFLTRVMKLOSCRGL

TRUP financials

Revenue growth
+11.9%
XBRL, annual
Net margin
1.4%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$1.5B
four quarters, 2025-07-01 to 2026-06-30
Net margin, TTM
n/a
needs four consecutive quarters of both revenue and net income
Free cash flow, TTM
$82.2M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Debt to equity
0.26x
long-term 2026-06-30 plus current 2026-06-30; equity 2026-06-30
Cash flow to debt
0.88x
TTM operating cash flow over long-term 2026-06-30 plus current 2026-06-30
Return on equity
n/a
fewer than four consecutive quarters of net income
Return on assets
n/a
fewer than four consecutive quarters of net income
Return on invested capital
+6.0%
operating income after a 11.5% effective tax rate, over long-term 2026-06-30 plus current 2026-06-30 plus average of 2025-06-30 and 2026-06-30 minus cash
Return on capital employed
+4.8%
operating income (EBIT proxy) over average of 2025-06-30 and 2026-06-30 minus current liabilities
P/E, trailing
55.11x
close 2026-10-27 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
Enterprise value
$1.2B
market value at close 2026-10-27 on 2026-07-29 shares, plus long-term 2026-06-30 plus current 2026-06-30, minus cash 2026-06-30
FCF yield
+6.4%
TTM free cash flow over market value at close 2026-10-27
PEG, trailing
0.53x
P/E over trailing EPS growth of 104%: four quarters to 2026-06-30 against the four to 2025-06-30
Price as of 2026-10-27. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
2025-122024-122023-122022-12
Revenue$1.4B$1.3B$1.1B$905.2M
Operating income$13.8M-$9.5M-$40.7M-$43.0M
Net income$19.4M-$9.6M-$44.7M-$44.7M
EPS (diluted)0.45-0.23-1.08-1.10
Operating cash flow$89.5M$48.3M$18.6M-$8.0M
Cash$138.0M$160.3M$147.5M$65.6M
Long-term debt$101.8M$127.5M$127.6M$68.4M
Buybacksn/a$0$0$5.8M
SEC XBRL, fiscal years, as known on 2026-10-28

TRUP Stock Sonar score 6/7 axes

Find similar shapesCompare

TRUP ranks highest on growth (59th percentile) and financial health (58th), and lowest on risk and compliance (27th), among Insurance peers.

ProfitHealthGrowthInsidersInstitutionsRisk
Profitability
41
Inputs
  • Return on equityfewer than four consecutive quarters of net income
  • Return on assetsfewer than four consecutive quarters of net income
  • Return on invested capital+6.0% · 21 pct, universe of 1,069
  • Return on capital employed+4.8% · 61 pct, universe of 3,236
Financial health
58
Inputs
  • Debt to equity0.26x · 54 pct, sector of 104
  • Cash flow to debt0.88x · 61 pct, sector of 97
Growth
59
Inputs
  • Revenue growth, YoY+11.9% · 59 pct, sector of 134
  • Backlog growth, YoYno backlog line filed, or no year-earlier backlog
Insider conviction
34
Inputs
  • Net Form 4 buying (codes P and S), 180d-$622K · 68 pct, sector of 100
  • Insider buyers, 180d0 · 0 pct, sector of 101
Institutional and government
37
Inputs
  • Funds adding, latest quarter108 · 37 pct, sector of 108
  • Congress net buyers, 365dno Congress trades in 365 days
  • Federal contracts, 180dno federal contracts in 180 days
  • Lobbying spend, 4 quartersno lobbying filings in the last four quarters
Risk and compliance
27
Inputs
  • Short interest, % of float+11.0% · 9 pct, sector of 138
  • Recalls per $1B revenue, 3ynot measured for this sector, almost no peer has an event
  • EPA cases per $1B revenue, 5ynot measured for this sector, almost no peer has an event
  • New text in Risk Factors, latest 10-K+10.8% · 45 pct, sector of 110
1 not measured: US patents
  • US patents needs 1 of 2 inputs, 0 present: patent data not loaded yet

6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored

TRUP filings, in plain words

Are Trupanion insiders buying or selling TRUP?

In the 180 days to 2026-10-28, Trupanion insiders were net sellers, a net $789.7K across purchases and sales reported on Form 4, by 4 sellers.

Are there planned insider sales of TRUP?

Yes. 6 Form 144 notices of planned insider sales were filed in the 90 days to 2026-10-28, covering $379.5K of stock; the latest, by MARGARET R TOOTH, was filed 2026-10-09.

Read the full summary

In the 180 days to 2026-10-28, Trupanion insiders were net sellers of TRUP, a net $789.7K across purchases and sales reported on Form 4 by 4 sellers. 29% of the 14 insider sales were made under a Rule 10b5-1 plan; the rest were not flagged as planned. Insiders filed 6 Form 144 notices of intent to sell in the 90 days to 2026-10-28, covering $379.5K of stock. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.

Explore insider trading and ownership data

Every company we track, ranked by each kind of filing
Insider buyingInsider sellingCongress stock tradesActivist 13D stakesForm 144 planned salesCEO pay vs performanceAll companies