ROOT Root (ROOT) Insider Trading, Ownership & Congress Trades
Insurance · Fire, marine & casualty insurance · CIK 0001788882
SEC filings
Insider buyers, 180 days
0
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
98
13F, latest reported quarter
What the filings say about ROOT
Insiders, 180 days
-$185.0K net sold
1 seller · 0% of sales under a 10b5-1 plan
Root insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, Root, Inc. insiders sold a net $185.0K of stock across 97 Form 4 purchases and sales, with no insider buying. Source: SEC Form 4 filings, as of 2026-10-28.
Insider
Filed
Shares
Value
Since filing
Context
- 16 earlier Form 4 trades (code P or S) here by this insider (16 sales), the last on May 12, 2026.
- The trade is 2.3% of the 68,356 shares held after it.
- No other insider sold within 30 days.
- 98 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Administrative Officer Allison Jonathan sold about $89.9K of ROOT on May 15, 2026; 98 funds added in the latest 13F quarter.Context
- 15 earlier Form 4 trades (code P or S) here by this insider (15 sales), the last on Apr 7, 2026.
- The trade is 2.4% of the 69,962 shares held after it.
- No other insider sold within 30 days.
- 98 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Administrative Officer Allison Jonathan sold about $95.1K of ROOT on May 12, 2026; 98 funds added in the latest 13F quarter.Context
- 14 earlier Form 4 trades (code P or S) here by this insider (14 sales), the last on Apr 2, 2026.
- The trade is 2.4% of the 71,668 shares held after it.
- 1 other insider sold within 30 days.
- 98 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Administrative Officer Allison Jonathan sold about $75.7K of ROOT on Apr 7, 2026; 1 other insider sold within 30 days and 98 funds added in the latest 13F quarter.Context
- 13 earlier Form 4 trades (code P or S) here by this insider (13 sales), the last on Mar 20, 2026.
- The trade is 5.6% of the 73,374 shares held after it.
- 1 other insider sold within 30 days.
- 98 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Administrative Officer Allison Jonathan sold about $174.1K of ROOT on Apr 2, 2026; 1 other insider sold within 30 days and 98 funds added in the latest 13F quarter.Context
- 12 earlier Form 4 trades (code P or S) here by this insider (12 sales), the last on Mar 17, 2026.
- The trade is 4.9% of the 81,999 shares held after it.
- 1 other insider sold within 30 days.
- 98 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Administrative Officer Allison Jonathan sold about $178.7K of ROOT on Mar 20, 2026; 1 other insider sold within 30 days and 98 funds added in the latest 13F quarter.97 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$185.0K over 180 days
more than 74% of Insurance
Congress
no House purchase disclosed in the last 12 months
Funds
98 funds bought in last quarter
below 65% of Insurance
Revenue
+29.0% year over year
more than 80% of Insurance
Margin
2.7% net margin
below 77% of Insurance
Buybacks
$20.7M repurchased, FY to 2026-06-30
below 84% of Insurance
Short interest
17.3% of the float short (float per yahoo 2026-10-26) · 8.9 days to cover · settled 2026-09-30
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch ROOT
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-33.0%12M
Insider sell
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns ROOT: institutional holders (13F)
13F holdings, latest reported quarter
1,232,607 sh
$68.9M
1,149,263 sh
$64.3M
528,317 sh
$29.5M
460,000 sh
$25.7M
345,379 sh
$19.3M
Congress trades in ROOT
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
ROOT planned insider sales (Form 144)
No planned-sale notices
No insider has filed to sell. Watch this after a run-up.
ROOT mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
Distillate Small/Mid Cash Flow ETF
$650.5K position · as of 2026-06-30
0.5%
Dunham Small Cap Value Fund
$239.2K position · as of 2026-07-31
0.3%
Small Cap Value Portfolio
$1.5M position · as of 2026-06-30
0.2%
Small Company Value Trust
$333.5K position · as of 2026-06-30
0.2%
T. Rowe Price Small-Cap Value Fund, Inc.
$18.6M position · as of 2026-06-30
0.2%
T. Rowe Price Institutional Small-Cap Stock Fund
$8.0M position · as of 2026-06-30
0.2%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$8.2M
$14.1M
$4.2M
-74%
-13%
2024
$10.7M
$33.6M
$5.4M
-74%
-8%
2023
$8.7M
$9.7M
$3.7M
-96%
-39%
2022
$5.1M
-$3.0M
$5.2M
-98%
-49%
2021
$5.8M
-$25.2M
$9.8M
-80%
-17%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
The complete filing record, in one place.
The record shows a net $185.0K sold by insiders over 180 days, 98 funds added last quarter. Each figure is a federal filing, dated the day it went public.
ROOT financials
Revenue growth
+29.0%
XBRL, annual
Net margin
2.7%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$1.6B
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM ROOT
| FY Dec 2025 | $1.5B |
| FY Dec 2024 | $1.2B |
| FY Dec 2023 | $455.0M |
| FY Dec 2022 | $310.8M |
| FY Dec 2021 | $345.4M |
| Jun 2026 | $389.2M |
| Mar 2026 | $393.5M |
| Dec 2025 | $397.0M |
| Sep 2025 | $387.8M |
| Jun 2025 | $382.9M |
| Mar 2025 | $349.4M |
| Dec 2024 | $326.7M |
| Sep 2024 | $305.7M |
At each fiscal year end
Single quarter
Net margin, TTM
+3.9%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM ROOT
| FY Dec 2025 | +2.6% |
| FY Dec 2024 | +2.6% |
| FY Dec 2023 | -32.3% |
| FY Dec 2022 | -95.8% |
| FY Dec 2021 | -150.8% |
| Jun 2026 | +6.5% |
| Mar 2026 | +9.1% |
| Dec 2025 | +1.3% |
| Sep 2025 | -1.4% |
| Jun 2025 | +5.7% |
| Mar 2025 | +5.3% |
| Dec 2024 | +6.8% |
| Sep 2024 | +7.5% |
At each fiscal year end
Single quarter
Free cash flow, TTM
$194.5M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM ROOT
| FY Dec 2025 | $206.5M |
| FY Dec 2024 | $195.3M |
| FY Dec 2023 | -$33.8M |
| FY Dec 2022 | -$210.6M |
| FY Dec 2021 | -$408.0M |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | $70.1M |
| Sep 2025 | $57.6M |
| Jun 2025 | $52.0M |
| Mar 2025 | $26.8M |
| Dec 2024 | $69.2M |
| Sep 2024 | $49.4M |
At each fiscal year end
Single quarter
Debt to equity
0.60x
long-term debt only, 2026-06-30; equity 2026-06-30
Debt to equity ROOT
| FY Dec 2025 | 0.70x |
| FY Dec 2024 | 0.98x |
| FY Dec 2023 | 1.80x |
| FY Dec 2022 | 1.07x |
| FY Dec 2021 | 0.00x |
| Jun 2026 | 0.60x |
| Mar 2026 | 0.61x |
| Dec 2025 | 0.70x |
| Sep 2025 | 0.76x |
| Jun 2025 | 0.82x |
| Mar 2025 | 0.87x |
| Dec 2024 | 0.98x |
| Sep 2024 | 1.65x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
0.98x
TTM operating cash flow over long-term debt only, 2026-06-30
Cash flow to debt ROOT
| FY Dec 2025 | 1.03x |
| FY Dec 2024 | 0.98x |
| FY Dec 2023 | -0.11x |
| FY Dec 2022 | -0.71x |
| FY Dec 2021 | n/a |
| Jun 2026 | 0.98x |
| Mar 2026 | 0.94x |
| Dec 2025 | 1.03x |
| Sep 2025 | 1.03x |
| Jun 2025 | 0.99x |
| Mar 2025 | 1.04x |
| Dec 2024 | 0.98x |
| Sep 2024 | 0.57x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+21.3%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity ROOT
| FY Dec 2025 | +16.4% |
| FY Dec 2024 | +16.8% |
| FY Dec 2023 | -66.4% |
| FY Dec 2022 | -73.2% |
| FY Dec 2021 | -66.5% |
| Jun 2026 | +21.3% |
| Mar 2026 | +20.7% |
| Dec 2025 | +16.4% |
| Sep 2025 | +25.6% |
| Jun 2025 | +43.2% |
| Mar 2025 | +28.2% |
| Dec 2024 | +16.8% |
| Sep 2024 | -8.2% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+3.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets ROOT
| FY Dec 2025 | +2.5% |
| FY Dec 2024 | +2.2% |
| FY Dec 2023 | -11.1% |
| FY Dec 2022 | -22.6% |
| FY Dec 2021 | -33.8% |
| Jun 2026 | +3.7% |
| Mar 2026 | +3.5% |
| Dec 2025 | +2.5% |
| Sep 2025 | +3.6% |
| Jun 2025 | +5.5% |
| Mar 2025 | +3.7% |
| Dec 2024 | +2.2% |
| Sep 2024 | -1.1% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
n/a
invested capital is zero or negative
Return on invested capital ROOT
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
assets or current liabilities not filed
Return on capital employed ROOT
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
14.64x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing ROOT
| FY Dec 2025 | 31.13x |
| FY Dec 2024 | 42.20x |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | 15.80x |
| Mar 2026 | 13.22x |
| Dec 2025 | 31.13x |
| Sep 2025 | 26.96x |
| Jun 2025 | 25.49x |
| Mar 2025 | 41.57x |
| Dec 2024 | 42.20x |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
n/a
no share count filed
Enterprise value ROOT
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
n/a
no share count filed
FCF yield ROOT
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
n/a
trailing EPS growth -29%, PEG needs growth
PEG, trailing ROOT
| FY Dec 2025 | 0.89x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | 3.27x |
| Dec 2025 | 0.89x |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $1.5B | $1.2B | $455.0M | $310.8M |
| Operating income | $61.8M | $78.5M | -$101.3M | -$263.1M |
| Net income | $40.0M | $31.0M | -$147.0M | -$298.0M |
| EPS (diluted) | 2.36 | 1.83 | -10.24 | -21.11 |
| Operating cash flow | $206.5M | $195.7M | -$33.6M | -$210.6M |
| Cash | $669.3M | $599.3M | $678.7M | $762.1M |
| Long-term debt | $200.3M | $200.1M | $299.0M | $295.4M |
| Buybacks | n/a | n/a | n/a | $0 |
SEC XBRL, fiscal years, as known on 2026-10-28
ROOT Stock Sonar score 6/7 axes
Find similar shapesCompareROOT ranks highest on growth (80th percentile) and profitability (65th), and lowest on risk and compliance (33rd), among Insurance peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
ROOT filings, in plain words
Are Root insiders buying or selling ROOT?
In the 180 days to 2026-10-28, Root insiders were net sellers, a net $185.0K across purchases and sales reported on Form 4, by 1 seller.
Read the full summary
In the 180 days to 2026-10-28, Root insiders were net sellers of ROOT, a net $185.0K across purchases and sales reported on Form 4 by 1 seller. Each figure is counted from SEC and House filings as of 2026-10-28, dated the day the filing was made public.
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