ACIC American Coastal Insurance (ACIC) Insider Trading, Ownership & Congress Trades
Insurance · Fire, marine & casualty insurance · CIK 0001401521
C-suite buying · 1Form 144 · 1
House members buying, 1 year
0
STOCK Act, US House only, disclosed up to 45 days after the trade
Funds added, last quarter
68
13F, latest reported quarter
Conversions, 180 days
9
Codes C/M, not in net · $85.2K priced
What the filings say about ACIC
Insiders, 180 days
-$492.4K net sold
1 buyer · 2 sellers · 0% of sales under a 10b5-1 plan
Planned sales (Form 144), 90 days
$193.5K
1 notice
American Coastal Insurance insider trades (Form 4)
Form 4 buys and sells (codes P and S). Grants, option exercises
and conversions excluded.
Over the last 180 days, AMERICAN COASTAL INSURANCE Corp insiders sold a net $492.4K of stock across 41 Form 4 purchases and sales, with 1 insider buying. Source: SEC Form 4 filings, as of 2026-10-27.
Insider
Filed
Shares
Value
Since filing
Context
- First Form 4 purchase or sale (code P or S) here by this insider on our record.
- The trade is 21.2% of the 100,175 shares held after it.
- No other insider sold within 30 days.
- 68 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Secretary Adler Brooke sold about $192.0K of ACIC on Sep 24, 2026; 68 funds added in the latest 13F quarter.Context
- 3 earlier Form 4 trades (code P or S) here by this insider (3 sales), the last on Mar 14, 2025.
- The trade is 2.2% of the 444,611 shares held after it.
- No other insider bought within 30 days.
- 68 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: President & CEO MARTZ BRAD bought about $91.5K of ACIC on Sep 22, 2026, the largest insider purchase at the company since 2025; 68 funds added in the latest 13F quarter.Context
- 12 earlier Form 4 trades (code P or S) here by this insider (12 sales), the last on Nov 10, 2025.
- The trade is 14.0% of the 140,724 shares held after it.
- No other insider sold within 30 days.
- 68 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Operating Officer Griffith Christopher sold about $185.1K of ACIC on Aug 17, 2026; 68 funds added in the latest 13F quarter.Context
- 12 earlier Form 4 trades (code P or S) here by this insider (12 sales), the last on Nov 10, 2025.
- The trade is 18.5% of the 118,724 shares held after it.
- No other insider sold within 30 days.
- 68 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Chief Operating Officer Griffith Christopher sold about $206.8K of ACIC on Aug 17, 2026; 68 funds added in the latest 13F quarter.Context
- 11 earlier Form 4 trades (code P or S) here by this insider (11 buys), the last on Mar 19, 2026.
- +7.0% median (+4.2% mean) 90-day return after 7 previous buys.
- The trade is 2.2% of the 4,626 shares held after it.
- 1 other insider bought within 30 days.
- 68 funds added in the 13F quarter to Jun 30, 2026.
Insider activity: Director DAVIS KERN MICHAEL bought about $1.1K of ACIC on Mar 20, 2026; 1 other insider bought within 30 days and 68 funds added in the latest 13F quarter.41 transactions on record
Since filing: total return from the first close after the filing to the latest close, dividend-adjusted. Not a forecast.
Context lines are counts over the filings above and returns from our own price history, never a price level. Not investment advice.
Seven facts, ranked against the sector ·
Rank is not a forecast
Insiders
net -$492.4K over 180 days
-$492.4K over 90 days
more than 69% of Insurance
Congress
no House purchase disclosed in the last 12 months
Funds
68 funds bought in last quarter
below 74% of Insurance
Revenue
+13.1% year over year
more than 62% of Insurance
Margin
31.8% net margin
more than 86% of Insurance
Buybacks
no share repurchases reported
Short interest
9.3% of the float short (float per yahoo 2026-10-26) · 6.7 days to cover · settled 2026-09-30
more than 77% of Insurance
What changed in the last 30 days
Nothing new filed in the last 30 days
Watch ACIC
A free account keeps a watchlist and can send one email a day when insiders, funds or Congress file on the names in it. No password and no card.
The year, with the filings on it
Total return over 12 months. Each marker is a filing; hover or tap one for the detail.
-0.8%12M
Insider buyInsider sellForm 144 (planned sale)
Indexed to 100, dividend-adjusted, not a price chart.
When a name files heavily, the largest trades are drawn first.
Who owns ACIC: institutional holders (13F)
13F holdings, latest reported quarter
2,280,065 sh
$25.3M
995,636 sh
$11.1M
893,772 sh
$9.9M
848,367 sh
$9.4M
$9.0M
Congress trades in ACIC
No Congress trades reported
No House member has disclosed a trade in this stock. See what Congress is buying.
Activist and 5% holders (13D/13G)
No 5%+ ownership filings
Nobody has filed for crossing 5%. That is a fact, not missing data.
ACIC planned insider sales (Form 144)
Notice of intent to sell, filed before any sale
Adler Brooke
Filed 2026-09-24
$193.5K
ACIC mutual fund holders (N-PORT)
Funds ranked by the share of their own portfolio in this stock (N-PORT).
City Different Investments Global Equity ETF
$506.7K position · as of 2026-07-31
1.1%
ACUITAS US MICROCAP FUND
$687.2K position · as of 2026-06-30
0.6%
iShares US Small Cap Value Factor ETF
$710.5K position · as of 2026-06-30
0.4%
First Trust Dow Jones Select MicroCap Index Fund
$899.2K position · as of 2026-06-30
0.3%
Royce Quant Small-Cap Quality Value ETF
$67.7K position · as of 2026-06-30
0.2%
Acuitas Small Cap Active ETF
$130.4K position · as of 2026-06-30
0.1%
SEC N-PORT, monthly, about 60 days late · funds ≥ $10M ·
% is the share of the fund's own portfolio
Executive pay vs shareholder return
CEO pay, headline and as actually paid, against the company's
return and its chosen peers' (DEF 14A).
FY
CEO total
Actually paid
Other execs, avg
TSR
Peer TSR
2025
$2.8M
$2.7M
$1.1M
+156%
+124%
2024
$211.2K
$229.0K
$1.2M
+162%
+41%
2023
$176.2K
$215.0K
$1.2M
+84%
+2%
2022
$161.9K
$144.7K
$1.0M
-79%
-27%
2021
$180.6K
$174.6K
$968.0K
-20%
-19%
Tagged by the company under SEC Item 402(v). Returns are
cumulative from the start of the disclosure period. Green where the company beat its own peer group.
Live price
Daily candles from TradingView, under their licence. No filings marked.
Why this name is on the desk
Insiders have filed to sell, before selling.
The record shows a net $492.4K sold by insiders over 180 days, 68 funds added last quarter, $193.5K in planned Form 144 sales. Each figure is a federal filing, dated the day it went public.
ACIC financials
Revenue growth
+13.1%
XBRL, annual
Net margin
31.8%
Ratios from the company's XBRL filings, latest filings
Revenue, TTM
$330.6M
four quarters, 2025-07-01 to 2026-06-30
Revenue, TTM ACIC
| FY Dec 2025 | $335.4M |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | $455.4M |
| FY Dec 2021 | $634.5M |
| Jun 2026 | $82.6M |
| Mar 2026 | $71.2M |
| Dec 2025 | $86.4M |
| Sep 2025 | $90.4M |
| Jun 2025 | $86.5M |
| Mar 2025 | $72.2M |
| Dec 2024 | $79.3M |
| Sep 2024 | $82.1M |
At each fiscal year end
Single quarter
Net margin, TTM
+30.3%
net income over revenue, 2025-07-01 to 2026-06-30
Net margin, TTM ACIC
| FY Dec 2025 | +31.8% |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | -103.2% |
| FY Dec 2021 | -9.1% |
| Jun 2026 | +26.5% |
| Mar 2026 | +27.0% |
| Dec 2025 | +30.8% |
| Sep 2025 | +35.9% |
| Jun 2025 | +30.6% |
| Mar 2025 | +29.6% |
| Dec 2024 | +6.2% |
| Sep 2024 | +34.2% |
At each fiscal year end
Single quarter
Free cash flow, TTM
-$31.0M
operating cash flow minus capex, 2025-07-01 to 2026-06-30
Free cash flow, TTM ACIC
| FY Dec 2025 | $70.9M |
| FY Dec 2024 | $243.5M |
| FY Dec 2023 | -$136.2M |
| FY Dec 2022 | -$176.2M |
| FY Dec 2021 | -$300.7M |
| Jun 2026 | $58.3M |
| Mar 2026 | -$5.9M |
| Dec 2025 | -$47.8M |
| Sep 2025 | -$35.6M |
| Jun 2025 | $127.9M |
| Mar 2025 | $26.3M |
| Dec 2024 | $1.6M |
| Sep 2024 | -$9.0M |
At each fiscal year end
Single quarter
Debt to equity
0.44x
long-term debt only, 2025-12-31 (6 months older than the period end); equity 2026-06-30
Debt to equity ACIC
| FY Dec 2025 | 0.47x |
| FY Dec 2024 | 0.64x |
| FY Dec 2023 | 0.89x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | 0.51x |
| Jun 2026 | 0.44x |
| Mar 2026 | 0.45x |
| Dec 2025 | 0.47x |
| Sep 2025 | 0.46x |
| Jun 2025 | 0.51x |
| Mar 2025 | 0.57x |
| Dec 2024 | 0.64x |
| Sep 2024 | 0.58x |
At each fiscal year end
Trailing four quarters at each quarter end
Cash flow to debt
-0.20x
TTM operating cash flow over long-term debt only, 2025-12-31 (6 months older than the period end)
Cash flow to debt ACIC
| FY Dec 2025 | 0.47x |
| FY Dec 2024 | 1.62x |
| FY Dec 2023 | -0.91x |
| FY Dec 2022 | -1.15x |
| FY Dec 2021 | -1.86x |
| Jun 2026 | -0.20x |
| Mar 2026 | 0.26x |
| Dec 2025 | 0.47x |
| Sep 2025 | 0.80x |
| Jun 2025 | 0.98x |
| Mar 2025 | 0.97x |
| Dec 2024 | 1.62x |
| Sep 2024 | 1.94x |
At each fiscal year end
Trailing four quarters at each quarter end
Return on equity
+31.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on equity ACIC
| FY Dec 2025 | +38.6% |
| FY Dec 2024 | +37.4% |
| FY Dec 2023 | n/a |
| FY Dec 2022 | -720.8% |
| FY Dec 2021 | -16.4% |
| Jun 2026 | +31.7% |
| Mar 2026 | +35.4% |
| Dec 2025 | +38.6% |
| Sep 2025 | +29.0% |
| Jun 2025 | +31.4% |
| Mar 2025 | +31.6% |
| Dec 2024 | +37.4% |
| Sep 2024 | +44.7% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on assets
+7.7%
TTM net income over average of 2025-06-30 and 2026-06-30
Return on assets ACIC
| FY Dec 2025 | +9.3% |
| FY Dec 2024 | +6.6% |
| FY Dec 2023 | +15.9% |
| FY Dec 2022 | -17.0% |
| FY Dec 2021 | -2.1% |
| Jun 2026 | +7.7% |
| Mar 2026 | +9.7% |
| Dec 2025 | +9.3% |
| Sep 2025 | +7.3% |
| Jun 2025 | +6.1% |
| Mar 2025 | +6.6% |
| Dec 2024 | +6.6% |
| Sep 2024 | +7.4% |
At each fiscal year end
Trailing four quarters at each quarter end
Return on invested capital
+50.2%
operating income after a 24.7% effective tax rate, over long-term debt only, 2025-12-31 (6 months older than the period end) plus average of 2025-06-30 and 2026-06-30 minus cash
Return on invested capital ACIC
| FY Dec 2025 | +40.6% |
| FY Dec 2024 | +34.9% |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | +50.2% |
| Mar 2026 | +34.6% |
| Dec 2025 | +40.6% |
| Sep 2025 | +38.4% |
| Jun 2025 | +58.5% |
| Mar 2025 | +45.2% |
| Dec 2024 | +34.9% |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Return on capital employed
n/a
assets or current liabilities not filed
Return on capital employed ACIC
| FY Dec 2025 | n/a |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | n/a |
| Mar 2026 | n/a |
| Dec 2025 | n/a |
| Sep 2025 | n/a |
| Jun 2025 | n/a |
| Mar 2025 | n/a |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
P/E, trailing
5.51x
close 2026-10-26 over four quarters of diluted EPS, 2025-07-01 to 2026-06-30
P/E, trailing ACIC
| FY Dec 2025 | 5.87x |
| FY Dec 2024 | 8.74x |
| FY Dec 2023 | 1.34x |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | 5.50x |
| Mar 2026 | 5.33x |
| Dec 2025 | 5.87x |
| Sep 2025 | 6.66x |
| Jun 2025 | 6.82x |
| Mar 2025 | 7.77x |
| Dec 2024 | 8.74x |
| Sep 2024 | 6.67x |
At each fiscal year end
Trailing four quarters at each quarter end
Enterprise value
$470.5M
market value at close 2026-10-26 on 2026-05-01 shares, plus long-term debt only, 2025-12-31 (6 months older than the period end), minus cash 2026-06-30
Enterprise value ACIC
| FY Dec 2025 | $567.1M |
| FY Dec 2024 | $661.8M |
| FY Dec 2023 | $426.3M |
| FY Dec 2022 | $125.0M |
| FY Dec 2021 | $134.0M |
| Jun 2026 | $469.0M |
| Mar 2026 | $580.4M |
| Dec 2025 | $567.1M |
| Sep 2025 | $437.6M |
| Jun 2025 | $372.2M |
| Mar 2025 | $541.1M |
| Dec 2024 | $661.8M |
| Sep 2024 | $509.5M |
At each fiscal year end
Trailing four quarters at each quarter end
FCF yield
-5.8%
TTM free cash flow over market value at close 2026-10-26
FCF yield ACIC
| FY Dec 2025 | +11.5% |
| FY Dec 2024 | +37.5% |
| FY Dec 2023 | -32.8% |
| FY Dec 2022 | -383.7% |
| FY Dec 2021 | -160.3% |
| Jun 2026 | -5.8% |
| Mar 2026 | +7.1% |
| Dec 2025 | +11.5% |
| Sep 2025 | +21.7% |
| Jun 2025 | +27.3% |
| Mar 2025 | +26.0% |
| Dec 2024 | +37.5% |
| Sep 2024 | +53.6% |
At each fiscal year end
Trailing four quarters at each quarter end
PEG, trailing
0.23x
P/E over trailing EPS growth of 24%: four quarters to 2026-06-30 against the four to 2025-06-30
PEG, trailing ACIC
| FY Dec 2025 | 0.15x |
| FY Dec 2024 | n/a |
| FY Dec 2023 | n/a |
| FY Dec 2022 | n/a |
| FY Dec 2021 | n/a |
| Jun 2026 | 0.23x |
| Mar 2026 | 0.13x |
| Dec 2025 | 0.15x |
| Sep 2025 | 5.63x |
| Jun 2025 | 0.34x |
| Mar 2025 | 0.97x |
| Dec 2024 | n/a |
| Sep 2024 | n/a |
At each fiscal year end
Trailing four quarters at each quarter end
Price as of 2026-10-26. Hover or tap a tile for its yearly and quarterly history.
Method
TTM is four consecutive fiscal quarters; Q4 is the year minus nine months when not filed. Returns use the average of opening and closing balances. EBIT is approximated by operating income. PEG uses trailing EPS growth.
Fundamentals
Annual figures from XBRL filings. Pick a past date to see them as known then.
| 2025-12 | 2024-12 | 2023-12 | 2022-12 | |
|---|---|---|---|---|
| Revenue | $335.4M | $296.7M | $286.5M | $455.4M |
| Operating income | $140.3M | $99.6M | $93.9M | -$8.7M |
| Net income | $106.8M | $75.7M | $309.9M | -$469.9M |
| EPS (diluted) | 2.15 | 1.54 | 6.98 | -10.91 |
| Operating cash flow | $71.0M | $243.5M | -$136.0M | -$173.1M |
| Cash | $198.8M | $137.0M | $138.9M | $70.9M |
| Long-term debt | $150.0M | $150.0M | $150.0M | $150.0M |
| Dividends paid | $0 | $24.1M | $0 | $2.6M |
SEC XBRL, fiscal years, as known on 2026-10-27
ACIC Stock Sonar score 6/7 axes
Find similar shapesCompareACIC ranks highest on profitability (89th percentile) and insider conviction (65th), and lowest on financial health (21st), among Insurance peers.
6 of 7 axes scored. Each is a percentile against sector peers (all companies when the sector is thin); higher is better. An unscored axis is unmeasured, not low. How it is scored
ACIC filings, in plain words
Are American Coastal Insurance insiders buying or selling ACIC?
In the 180 days to 2026-10-27, American Coastal Insurance insiders were net sellers, a net $492.4K: $91.5K of purchases and $583.9K of sales reported on Form 4, by 1 buyer and 2 sellers.
Are there planned insider sales of ACIC?
Yes. 1 Form 144 notice of planned insider sales was filed in the 90 days to 2026-10-27, covering $193.5K of stock; the latest, by Adler Brooke, was filed 2026-09-24.
Read the full summary
In the 180 days to 2026-10-27, American Coastal Insurance insiders were net sellers of ACIC, a net $492.4K across purchases and sales reported on Form 4 by 1 buyer and 2 sellers. None of the 3 insider sales was flagged as made under a Rule 10b5-1 plan. Insiders filed 1 Form 144 notice of intent to sell in the 90 days to 2026-10-27, covering $193.5K of stock. Each figure is counted from SEC and House filings as of 2026-10-27, dated the day the filing was made public.
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